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Delta Air Lines has products to suit all of its frequent flyers with its four different co-branded credit cards. The Delta SkyMiles® Blue American Express Card -- one of the few no-annual-fee travel cards -- is its most inexpensive choice.
It's always nice when you don't need to pay anything for a credit card, but you also need to make sure it has the benefits you want. In this review of the Delta SkyMiles® Blue American Express Card, we'll go over what it offers and how it compares to other Delta cards.
With no annual fee, this is card is a great option for people who frequently fly Delta.
Earn 2X miles at restaurants and on Delta purchases.
Balance Transfers: N/A
15.74% to 24.74%, variable
Earn 10,000 Bonus Miles after spending $500 in purchases on your new Card in your first 3 months and receive a 20% statement credit on in-flight Delta purchases.
No annual fee: Most travel rewards credit cards charge an annual fee, but the Delta SkyMiles® Blue American Express Card is a rare exception. That makes it a good choice if you want to earn miles without having another bill to worry about.
10,000 bonus miles: You'll get this welcome bonus if you spend $500 on purchases within three months of opening the card.
Earn up to 2 miles per $1: This card earns 2 miles per $1 spent on purchases with Delta and at restaurants. It earns 1 mile per $1 on all your other purchases.
20% back on in-flight purchases: If you're on a Delta-operated flight and you use this card to purchase food, drinks, or an audio headset, you'll get 20% back as a statement credit.
No foreign transaction fees: You won't need to pay a foreign transaction fee when you use this card internationally.
Consumer and travel protections: The Delta SkyMiles® Blue American Express Card offers purchase protection, extended warranty coverage, and car rental loss and damage insurance.
No free checked bag: This is a useful benefit of many airline credit cards as it can save you money on every flight. If you regularly travel with more than a carry on, you'll likely want to go with one of Delta's costlier credit cards that offer this perk.
Most applicants who are approved for the Delta SkyMiles® Blue American Express Card have good credit. Ideally, your FICO® Score should be 670 or higher before applying.
There are some exceptions, and it is possible to get approved with a lower credit score. But since your application is more likely to be denied with a lower score, you'd be better off building your credit first and applying later.
The next step up in Delta's lineup is the Delta SkyMiles® Gold American Express Card. For a $99 annual fee (which is waived the first year), you'll get several additional benefits, including a free checked bag, priority boarding, and a much bigger sign-up bonus. If you're looking for a Delta credit card that has more perks at an affordable cost, then the Gold card is worth a look.
For an easy-to-use, no-annual-fee travel card, check out the Discover it® Miles. You'll earn a flat rate of 1.5 miles per $1 on all your purchases, and to make it even better, Discover matches the miles you earn in your first year of using the card. You can redeem miles towards any travel purchases (or as cash back) at a flat rate of $0.01 per mile.
You should apply for the Delta SkyMiles® Blue American Express Card if you typically fly with Delta and want to earn miles with the airline, but you don’t want to pay an annual fee. The card is best suited to travelers who only fly a few times per year and don't need many extra perks, such as a free checked bag or airport lounge access.
If you're a frequent flyer with Delta, then you may be better off getting one of its cards with more travel perks. The Gold version is a solid upgrade that won't cost you much more, and the Delta SkyMiles® Platinum American Express Card also has a lot to offer. But if you just need a good, basic Delta credit card, then the Delta SkyMiles® Blue American Express Card will do the trick.
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