Review
Updated
Fact Checked
Nathan Alderman
The Marriott Bonvoy Boundless® Credit Card combines competitive features with a reasonable annual fee. With a high rewards rate and an impressive sign-up bonus, this hotel credit card can earn you plenty of Marriott stays. Learn whether it will work for you in our Marriott Bonvoy Boundless® Credit Card review.
Marriott Bonvoy Boundless® Credit Card
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Best
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Credit Score
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Good/Excellent (670-850)
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
21.49% - 28.49% Variable
Rewards Earn up to 17X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy® and 2X points on all other purchases.
Up to 17X Points on Stays
Annual Fee N/A
$95
Welcome Offer Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
Earn 3 Free Night Awards
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The sign-up bonus, premium hotel rewards earn rate, and deep bench of hotel properties makes this a compelling pick for hotel stays.
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- Big sign-up bonus
- Annual free night award
- Automatic elite status
- Bonus rewards on Marriott Bonvoy purchases
- Consumer and travel protections
- Annual fee
- Few premium travel perks
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- Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
- Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No Foreign Transaction Fees.
- Member FDIC
Credit card comparison
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
| Offer | Our Rating | Welcome Offer | Rewards Program | APR | Learn More |
|---|---|---|---|---|---|
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Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
= Fair = Poor |
Discover will match all the cash back you’ve earned at the end of your first year. N/A | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. |
Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular: 17.24% - 28.24% Variable APR |
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Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Up to $300 cash back Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. | 1.5% - 5% cash back Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases |
Intro: 0% Intro APR on Purchases and Balance Transfers for 15 months Purchases: 0% Intro APR on Purchases, 15 months Balance Transfers: 0% Intro APR on Balance Transfers, 15 months Regular: 20.49% - 29.24% Variable |
Apply Now for Chase Freedom Unlimited®
On Chase's Secure Website. |
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Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
= Fair = Poor |
60,000 bonus points Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠. | 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. |
Intro: N/A Purchases: N/A Balance Transfers: N/A Regular: 21.49%-28.49% Variable |
Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Full Marriott Bonvoy Boundless review
This credit card is a good fit for: Travelers who like staying at Marriott hotels and want a hotel card with an affordable annual fee.
Top perks
There's a lot to like about the Marriott Bonvoy Boundless® Credit Card.
Earn 3 Free Night Awards as a welcome bonus
Earn 3 Free Night Awards after you spend $3,000 on purchases in your first 3 months from your account opening. Each Free Night Award is valid for a one-night stay at a property with a redemption value of up to 50,000 points. That includes many expensive Marriott properties, making this one of the more valuable welcome offers you can find.
SEE MORE: Best Credit Card Sign-Up Bonuses
Complimentary Silver Elite status
This credit card includes Silver Elite status in the Marriott Bonvoy program. Benefits of that status tier include a 10%-point bonus on stays, late checkout when available, and free wifi.
There's also the opportunity to move up to Gold Elite status. You can earn this upgrade by spending $35,000 on purchases each calendar year with your Marriott Bonvoy Boundless® Credit Card.
High rewards rate
The Marriott Bonvoy Boundless® Credit Card earns up to 17 points per $1 on purchases at participating Marriott Bonvoy hotels. It earns a base rate of 6 points per $1 on these purchases, plus you can also earn another 10 points per $1 for being a Marriott Bonvoy member and 1 point per $1 for Silver Elite status. If you reach a higher status tier, you can earn even more.
In addition, this card earns:
- 3 points per $1 on the first $6,000 in combined purchases each year at grocery stores, gas stations, and dining
- 2 points per $1 on other purchases
Annual free night award
Every year after your account anniversary, you'll receive a free night award. This gets you one night at a property with a redemption level of up to 35,000 points. If you use that free night, you'll most likely come out ahead on the card's annual fee from that alone.
RELATED: Best Hotel Credit Cards
Purchase protection
When you make an eligible purchase and pay with your Marriott Bonvoy Boundless® Credit Card, it's covered for 120 days against damage or theft. The maximums on this card's purchase protection are $500 per claim and $50,000 per account.
Travel protection
This card offers baggage delay insurance, lost luggage reimbursement, and trip delay reimbursement. For travel protections to apply, you must pay with your Marriott Bonvoy Boundless® Credit Card.
No foreign transaction fee
Like most travel credit cards, this card doesn't charge foreign transaction fees. It's a good choice for international trips.
SEE MORE: Best Travel Credit Cards
What could be improved
This Marriott Bonvoy credit card has a couple of minor downsides worth mentioning.
Annual fee
The annual fee for the Marriott Bonvoy Boundless® Credit Card is $95. Considering what the card offers, that's not a lot. It's easily outweighed by the yearly free night award alone. However, you should make sure you can maximize this card's benefits so the annual fee will be worth it. If not, continue reading credit card reviews to find one that's a better match.
Few premium travel perks
This is a mid-tier hotel credit card. While it can provide a lot of value, it doesn't have much in the way of high-end benefits. For example, there's no spending credits at Marriott hotels or airport lounge access.
Considering the card only costs $95, that's to be expected. But if you're a frequent traveler, you may be better off with a more expensive card that also has more benefits. That could be one of the Marriott Bonvoy cards with a higher annual fee, or a different type of travel card entirely.
MORE OPTIONS: Best Credit Cards
Find the best credit card for your needs
Compare credit card rewards, fees, APRs, and more using our side-by-side comparison tool.
Suggested credit score
It's recommended to have at least a 670 FICO® Score to get the Marriott Bonvoy Boundless® Credit Card. Like most rewards cards, this Marriott card is aimed at consumers who have good credit.
Because Chase issues the Marriott Bonvoy Boundless® Credit Card, the Chase 5/24 rule is another important factor that can affect your application. Chase generally denies the application of anyone who has already opened five or more credit cards during the last 24 months.
RELATED: How to Build Credit Fast
The Marriott Bonvoy Boundless is right for you if:
You like to stay at Marriott hotels and you book stays there at least two or three times per year.
Considering the Marriott Bonvoy Boundless® Credit Card only charges a small annual fee, it's the perfect choice for frequent guests of Marriott who are looking for a budget-friendly credit card. The annual free night award, the sign-up bonus, and the generous rewards rate all ensure that you'll get plenty of value from this card.
Our credit card methodology
At The Motley Fool Ascent, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.
We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how The Ascent rates credit cards.
FAQs
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The minimum starting credit limit for the Marriott Bonvoy Boundless® Credit Card is $5,000. Credit limits vary based on the applicant's creditworthiness, and it's possible to get a much larger limit. Some cardholders have reported getting credit limits of $25,000 or more with this card.
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The Marriott Bonvoy Boundless® Credit Card typically isn't hard to get for applicants with good credit who haven't opened too many other cards recently. A FICO® Score of 670 or higher is recommended. Also, make sure you've opened fewer than five credit cards in the last 24 months so you pass Chase's 5/24 rule.
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Yes, you can use the Marriott Bonvoy Boundless® Credit Card internationally, and it doesn't charge a foreign transaction fee.
Our Credit Cards Experts
Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo! Finance. He was born in California but currently lives as a digital nomad with a home base in Colombia.
Fact Checked
Nathan Alderman
Nathan Alderman has worked with The Motley Fool since 2005, making errors his arch-enemies in a variety of roles including a six-year stint as the dedicated fact-checker for The Motley Fool's premium newsletter services. As The Ascent's Compliance Lead, he makes sure that all the site's information is accurate and up to date, which ensures we always steer readers right and keeps various financial partners happy. A graduate of Northwestern University's Medill School of Journalism, Nathan spends his spare time volunteering for civic causes, writing and podcasting for fun, adoring his wife, and wrangling his two very large young children.
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