Review
Updated March 6, 2023
The Marriott Bonvoy Boundless® Credit Card combines competitive features with a reasonable annual fee. With a high rewards rate and an impressive sign-up bonus, it can earn you plenty of Marriott stays. There's a lot to like about this hotel credit card. Learn whether it will work for you in our Marriott Bonvoy Boundless® Credit Card review.
Marriott Bonvoy Boundless® Credit Card
Rating image, 4.00 out of 5 stars.
4.00 stars
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = PoorIntro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
20.49% - 27.49% Variable
Rewards Earn up to 17x total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™; Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining; Earn 2x Bonvoy points per $1 spent on other purchases.
2x - 17x points
Annual Fee N/A
$95
Welcome Offer Limited Time Offer! Earn 100,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
100,000 Bonus Points
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The sign-up bonus, premium hotel rewards earn rate, and deep bench of hotel properties makes this a compelling pick for hotel stays.
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- Sign-up bonus
- Automatic elite status
- Bonus rewards on Marriott Bonvoy purchases
- Consumer and travel protections
- Annual fee
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- Limited Time Offer! Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
- Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
- 2X points for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
- No foreign transaction fees.
Full Marriott Bonvoy Boundless review
This credit card is a good fit for: Travelers who like staying at any of the many Marriott hotels. Anyone who visits Marriott properties can benefit from this valuable hotel card.
Top perks
Earn 100,000 bonus points as a sign-up bonus
This card packs in a big sign-up bonus. For a limited time, you can earn 100,000 bonus points after you spend $3,000 on purchases in your first 3 months from your account opening.
Earn up to 17 points per $1 for Marriot Bonvoy stays
The Marriott Bonvoy Boundless® Credit Card earns up to 17 points per $1 on purchases at participating Marriott Bonvoy hotels. This high earn rate is available to cardholders who book Bonvoy stays on the card and are Bonvoy members with Silver Elite Status. Cardholders with higher statuses can also earn more.
On other purchases, the card earns 3 points per $1 on grocery stores, gas stations, and dining on up to $6,000 of combined spend each year. Other purchases earn 2 points per $1.
Annual free night award
Every year after the account anniversary, you'll receive a free night award. This gets you one night at a property with a redemption level of up to 35,000 points. Taking that into consideration, the free night award alone can help you come out ahead on this card's annual fee.
Read more: Best Hotel Credit Cards
Complimentary elite status
This credit card includes Silver Elite status in the Marriott Bonvoy program. Benefits of that status tier include a 10%-point bonus on stays, late checkouts when available, and free Wi-Fi.
There's also the opportunity to move up to Gold Elite status. You can earn this upgrade by spending $35,000 on purchases each account year with your Marriott Bonvoy Boundless® Credit Card.
Purchase protections
When you make an eligible purchase and pay with your Marriott Bonvoy Boundless® Credit Card, it's covered for 120 days against damage or theft. The maximums on this card's purchase protection are $500 per claim and $50,000 per account.
Travel protection
This card offers baggage delay insurance, lost luggage reimbursement, and trip delay reimbursement. For travel protections to apply, you must pay with your Marriott Bonvoy Boundless® Credit Card.
No foreign transaction fees
Like other top travel credit cards, this card doesn't charge foreign transaction fees. It's a good choice for international trips.
Learn more: Best Rewards Credit Cards
Alternatives to consider
- If you want more flexible travel rewards points: The Chase Sapphire Preferred® Card earns some of the most useful travel points you'll find. With this card, you either use points to book travel through Chase Ultimate Rewards at a rate of $0.0125 per point. You can also transfer points to a large roster of airline and hotel partners, including Marriott.
- If you want a no annual fee travel card: The Bank of America® Travel Rewards credit card packs plenty of value for a no annual fee travel card. It earns 1.5 points per $1 on purchases, with bonuses if you're in Bank of America's free Preferred Rewards program.
For more options, take a look at our list of the best no annual fee credit cards.
As of Mar. 23, 2023
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Marriott Bonvoy Boundless® Credit Card |
Chase Sapphire Preferred® Card | Bank of America® Travel Rewards credit card |
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Rating image, 4.00 out of 5 stars.
4.00 stars
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Rating image, 4.50 out of 5 stars.
4.50 stars
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Rating image, 5.00 out of 5 stars.
5.00 stars
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
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Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
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Credit Rating Requirement:
Good/Excellent (670-850)
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions. |
Credit Rating Requirement:
Good/Excellent (670-850)
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions. |
Credit Rating Requirement:
Good/Excellent (670-850)
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions. |
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Welcome Offer: Limited Time Offer! Earn 100,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card! 100,000 Bonus Points |
Welcome Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. 60,000 bonus points |
Welcome Offer: 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. 25,000 points |
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Rewards Program: Earn up to 17x total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™; Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining; Earn 2x Bonvoy points per $1 spent on other purchases. 2x - 17x points |
Rewards Program: Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more. 1x - 5x points |
Rewards Program: 1.5 points per dollar |
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Intro APR: N/A Purchases: N/A Balance Transfers: N/A |
Intro APR: N/A Purchases: N/A Balance Transfers: N/A |
Intro APR: 0% Intro APR for 18 billing cycles for purchases. 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.49% - 27.49% Variable APR on purchases and balance transfers will apply. A 3% fee applies to all balance transfers. Purchases: 0% Intro APR for 18 billing cycles for purchases Balance Transfers: 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days |
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Regular APR: 20.49% - 27.49% Variable |
Regular APR: 20.49% - 27.49% Variable |
Regular APR: 17.49% - 27.49% Variable APR on purchases (Variable) |
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Annual Fee: N/A $95 |
Annual Fee: N/A $95 |
Annual Fee: $0 |
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Highlights:
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Highlights:
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Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
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What could be improved
Annual fee
The annual fee for the Marriott Bonvoy Boundless® Credit Card is $95. Considering what the card offers, that's not a lot. It's easily outweighed by the yearly free night award alone. However, you should make sure that you can maximize this card's benefits so that annual fee will be worth it.
Find the best credit card for your needs
Compare credit card rewards, fees, APRs, and more using our side-by-side comparison tool.
Suggested credit score
It's recommended to have at least a 670 FICO® Score to get the Marriott Bonvoy Boundless® Credit Card. Like most rewards cards, this Marriott card is aimed at consumers who have good credit.
Because Chase issues the Marriott Bonvoy Boundless® Credit Card, the Chase 5/24 rule is another important factor that can affect your application. Chase generally denies the application of anyone who has already opened five or more credit cards during the last 24 months.
The Marriott Bonvoy Boundless is right for you if:
You like to stay at Marriott hotels and you book stays there at least two or three times per year.
Considering the Marriott Bonvoy Boundless® Credit Card only charges a small annual fee, it's the perfect choice for frequent guests of Marriott who are looking for a budget-friendly credit card. The annual free night award, the sign-up bonus, and the generous rewards rate all ensure that you'll get plenty of value using this card.
But if you prefer a no annual fee card that earns Bonvoy points, the Marriott Bonvoy Bold® Credit Card is worth considering.
FAQs
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The minimum starting credit limit for the Marriott Bonvoy Boundless® Credit Card is $5,000. Credit limits vary based on the applicant's creditworthiness, and it's possible to get a much larger limit. Some cardholders have reported getting credit limits of $25,000 or more with this card.
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This card typically isn't hard to get for applicants with good credit who haven't opened too many other cards recently. A FICO® Score of 670 or higher gives you a strong chance of approval, provided you haven't opened more than four other cards in the previous 24 months.
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Yes, you can use this card internationally, and it doesn't charge a foreign transaction fee.
Our Credit Cards Expert
Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo! Finance. He was born in California but currently lives as a digital nomad with a home base in Colombia.
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