Wells Fargo Platinum Visa Card Review: The Right Type of Balance Transfer Credit Card

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Wells Fargo Platinum Visa card
Our Bottom Line

With a 0% intro APR for 18 months on qualifying balance transfers and purchases, no annual fee, and a free FICO® Score, this card is a standout in the balance transfer category.

What we Like:
  • Long 0% intro APR offer
  • No annual fee
  • FICO® Score for free
  • Mobile phone protection
Key Scores:
5.0 5 Perks
4.0 5 Fees
4.5 5 APR
Perks 5.0/5
Fees 4.0/5
APR 4.5/5
  • Annual Fee: $0
  • Regular APR: 13.74%-27.24%, variable
  • Intro APR: Purchases: 0% for 18 months on purchases Balance Transfers: 0% for 18 months on qualifying balance transfers

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
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