Today: we’re offering you free access to our expert's top credit card recommendation. This card offers 0% interest until well into 2022 and earns you massive cash back

As long as you use them properly, credit cards are a no-brainer for savvy Americans. They protect against fraud better than debit cards, can help raise your credit score significantly, and can earn you serious cash in rewards every year.

And if your credit score is 670 or higher, we have great news for you. Credit card companies are now competing intensely for your business, forcing them to offer truly incredible perks on a select few cards.

This means that if you have good credit and aren’t now using a top-rated card, you could be missing out on over $1,000 each and every year.

Our independent experts have reviewed hundreds of cards and settled on one as our top cash back pick. Here’s why:

• It offers easily one of the best cash back rates we’ve ever seen. It earned one member of our team $1,300+ cash back in one year!
• You’ll pay 0% interest on both purchases and balance transfers until well into 2022
• $0 annual fee

In fact, these perks are so good our expert signed up for this card personally after he reviewed it.

Simply enter your email below for access our top pick. Plus, we’ll send you tips on how to help get more of your financial house in order – all for free.