3 Good Reasons to Buy Clothing at Sam's Club

Sam's Club may not be the first place that comes to mind when you think about buying clothes. But for those looking to save on summer attire and swimwear, Sam's Club could offer you designer brands at prices that are hard to beat. If you're a Sam's Club member, here are three reasons why shopping for clothes at the warehouse retailer could be a smart move for your personal finances.

1. Prices are affordable

Like Costco, clothes at Sam's Club are reasonably priced. Some designer brands will sell for higher prices, but nothing like designer stores and shopping malls. For perspective, here's what you can expect to pay for some popular summer options.

As far as how these prices compare, you might find similar styles for cheaper prices at Costco and Walmart. For example, both Costco and Walmart offer crew neck shirts at cheaper prices: Walmart at $5.48 and Costco at roughly $4.17 ($24.99 for six). This isn't always the case, however, so if you're looking for the lowest prices, it pays to compare all three.

2. Variety of familiar brands

At Sam's Club, you can shop for items from numerous clothing brands you recognize, such as Reebok, Under Armor, Reel Life, and Anne Cole. Even better -- many of these brands are sold below retail prices. While designer clothes aren't always the cheapest, Sam's Club can offer the best of both worlds: fashionable styles at prices you can afford.

That said, some experts claim that designer brands often manufacture summer clothes with cheaper materials to compensate for the lower prices offered at retail warehouses like Sam's Club. Personally, I've never noticed a difference in durability, but judge for yourself if you prefer clothes with stronger fabrics.

3. Return policy is 90 days

Sam's Club has a generous return policy. You can return most items at any time with or without a receipt for a full refund. Some items, such as electronics and kitchen appliances, have a 90-day return window, while others, like cellphones, have a shorter period of 14 days.

I recently reached out to Sam's Club to ask about the return policy on clothes, since its website doesn't list them as an "exception" to the company's unlimited return window. According to the information I received, Sam's Club will allow you to return clothes with or without tags within 90 days of purchasing them. That's not as generous as, say, Kohl's (which gives you 180 days), but you still have sufficient time to return items you're not happy with.

Save more on clothes at Sam's Club

Sam's Club Plus members ($110) can earn 2% back on all clothes at Sam's Club warehouses and online. However, for frequent shoppers at Sam's Club, you can earn another 3% back (for a total of 5%) by getting the Sam's Club Mastercard. The card has no annual fee, can double as your Sam's Club membership, and earns 3% on all Sam's Club purchases. Earning 5% back on clothes is more than most cash back credit cards will earn you and can translate into some serious savings on clothing that's already discounted.