4 Smart Ways to Save Money in November 2022

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  • November is often an expensive month as people start their holiday shopping, but you don't have to end the month with a blown budget.
  • These techniques can help you save more this month rather than overspending.
  • Look for ways to cut your Thanksgiving costs, consider your Black Friday purchases, and try participating in "No-Spend November."

Want to end the month with more money in the bank? You need to read this.

The month of November officially marks the start of the holiday season for many people. This can mean breaking out the credit cards to start buying all sorts of items that bust a hole in your budget.

But you don't have to end the month with less money than you started with. In fact, there are four techniques you could try that would enable you to save more over the course of this month. Here's what they are. 

1. Slash your Thanksgiving costs 

Thanksgiving can be a pricey holiday after taking into account the cost of groceries and decor. That's especially true this year with the price of many food items up considerably over last year thanks to surging inflation. 

But you can still have an amazing holiday for an affordable cost if you're smart about how you do it. If you want to save money on Thanksgiving festivities, consider:

  • Shopping for decor at the Dollar Tree: It stocks a surprising number of attractive seasonal items you could buy for between $1 and $1.25. 
  • Buying food items with coupons and taking advantage of special promotions: Many stores offer a free turkey if you spend enough in the months leading up to the holiday. You can also look for manufacturer coupons on Thanksgiving sides and staples online or in the Sunday paper.
  • Making it a potluck: Ask guests to each bring one of the traditional dishes so you don't have to buy everything yourself. 

2. Be smart about your Black Friday shopping

Black Friday is a huge spending day, but it also provides an opportunity to save. You can obviously just skip shopping altogether and pocket the money you would have spent. But, a better approach may be to carefully consider your holiday wishlist and the items you need to buy throughout the year.

If you can get a great deal on essentials you'd have to buy anyway, shelling out the money to purchase it on Black Friday could end up saving you cash in the long run. 

3. Adjust your thermostat 

The weather is changing and electricity and heating fuels are more expensive this year in many parts of the country. If you want to save more money this month, consider turning down your thermostat so it's a little cooler in your house. You can always put on a sweater or add an extra blanket to your bed, and slashing your energy costs could give you a lot more money to spend on other things.

4. Participate in "No-Spend" November

Finally, if you really want to maximize your savings, you could commit to participating in No Spend November. This is a money challenge many people take part in during this time of year where you vow to buy only essentials during the entire month.

If you take this approach, not only could swearing off non-essential spending help you cut costs this month, but it could also get you out of the consumer mindset so you save more money throughout the year.

Each of these techniques could go a long way toward helping you save more, so give them a try and see how well they work for you. 

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