These Mobile Apps Make It Easy to Split Bills and Expenses With Friends

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  • When dining out or traveling with friends, sometimes it's easier to have one person pay the entire bill and then have everyone else pay their share later.
  • Mobile apps like Tab, Splitwise, and Settle Up make it easier to split shared expenses.

Mobile apps make splitting group expenses with those you love easy.

Whether you're joining friends for happy hour or are living with roommates and sharing housing costs, there will come a time when you need to split expenses with others. Luckily, technology has made it easier to split shared costs. You can use mobile apps to simplify the process so you can settle up and get on with the rest of your day.


Tab is ideal for those who frequently dine out with friends and want an easier way to split the bill. The person who agrees to pay the entire bill can snap a photo of the receipt through the app. They will then be given a code to give to other participants. By entering the code provided, other users can join the bill and tap items that they wish to claim to settle up. Tab will also calculate tax and tip for added convenience. Users can settle up with cash or through Venmo.


Splitwise takes the complexity out of splitting expenses with the people in your life. You can easily track shared expenses and split costs between multiple users. All you have to do is invite your friends or family and create a shared group to track expenses as needed. Splitwise also makes it easy to settle up when it's time to get paid or pay others. You can pay in cash or send or receive payment directly through the app using PayPal or Venmo.


Tricount is another mobile app that makes it easier to split shared expenses. You can easily create a shared expense account and invite others to join. Each member can input their expenses, and the app will calculate who owes what to whom. Users also can add a photo as they log expenses to make entries more clear. Tricount also includes the option to split costs unevenly and allows users to be excluded from some shared expenses if needed.

Settle Up

Settle Up is another option to consider to easily split expenses between friends. Some notable features include the ability to pay in different currencies and translate different languages, offline accessibility, and group-sharing tools that don't require every user to download the app. This tool is ideal for roommates who share expenses and friends who travel together.

Payment apps make it easy to send and receive money

While some of the apps mentioned above allow users to settle payments within the app, not all do. If you want an easy way to pay your portion of a shared expense or get paid for a group expense without carrying around cash, you may want to consider using one of the best payment apps. These easy-to-use apps allow users to send and receive payments quickly. We've reviewed the top payment apps to help you save time.

Apps can take the stress out of splitting expenses

Life is busy, and we don't always have cash on hand to split a bill on the spot. Sometimes it's easiest to pay a shared bill and collect payment from others later. By using the mobile apps highlighted above, you can simplify the expense-sharing process and eliminate forgetfulness. For additional money management tips, check out our personal finance resources.

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