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2026's Best High-Yield Savings Accounts

American Express® High Yield Savings Account
American Express National Bank, Member FDIC.
4.80/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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APY:

3.10%¹

Rate info Circle with letter I in it. 3.10%¹ annual percentage yield as of . Terms apply.
Minimum to earn APY:

$0²

Highlights:

American Express High Yield Savings may not have the highest APY on our list, but it still offers a rate that is above the national average and requires no minimum deposit to open for the APY they offer². It's a good fit for those who want to save at a competitive rate while avoiding withdrawal limits or minimum balance requirements.

Open an American Express® High Yield Savings Account Account

Open Account for American Express® High Yield Savings Account

On American Express's Secure Website.

Barclays Tiered Savings
Member FDIC.
4.90/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
= Good
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= Poor
APY:

3.65%

Rate info Circle with letter I in it. Balances less than $250,000 earn 3.65%, and balances greater than $250,000 earn 3.75%.
Minimum to earn APY:

$0

Highlights:

Barclays Tiered Savings rewards savers with a tiered APY structure, offering higher rates as your balance grows. No monthly fees and no minimum balance to open mean it's accessible to everyone, while unlimited transfers and withdrawals let you manage your savings your way.

Special Offer
$200 Bonus with qualifying activities. Terms Apply Circle with letter I in it.

To earn a $200 bonus, new customers can open a savings account; deposit $25,000 or more within 30 days; and maintain at least that balance for 120 consecutive days. The bonus will be credited to your account within 60 days of meeting these requirements. Offer ends Jul. 31, 2026. Terms apply.
Open Account for Barclays Tiered Savings

On Barclays' Secure Website.

See our full list of Best High-Yield Savings Accounts >