Best Credit Card Welcome Bonuses of June 2024
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Best Credit Card Welcome Bonuses of June 2024
This year, credit card companies are competing intensely for your business with incredible perks like easy-to-earn sign-up bonuses. That’s great news for all of us! But with so many bonus offers out there (often similar ones), it can be hard to choose the right card. Our experts have sorted through hundreds of credit cards and rated the ones below as our top picks with great sign-up bonuses:
Intro APR 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers
Purchases: 0% intro APR, 15 months from account opening
Balance Transfers: 0% intro APR, 15 months from account opening on qualifying balance transfers
Regular APR
Rewards Earn unlimited 2% cash rewards on purchases.
Annual Fee N/A
Welcome Offer Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
This card’s unlimited 2% cash rewards on purchases is the highest we’ve seen for a flat-rate rewards card with no annual fee. It also has an incredibly easy-to-earn $200 welcome bonus and a generous intro APR offer. We simply haven’t come across this combination of top perks in one card before.
On Bank of America's Secure Website.
On Bank of America's Secure Website.
Intro APR 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 19.24% - 29.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers.
Purchases: 0% Intro APR for 15 billing cycles for purchases
Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
Rewards Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open.
Annual Fee
Welcome Offer 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
This is a good starter travel card thanks to its simplicity and no annual fee. It offers a strong welcome bonus worth $250, unlimited 1.5X points on all purchases, and no foreign transaction fee. Simply redeem points as a statement credit for travel or dining purchases. The generous 0% intro APR offer might come in handy if you want to pay-off an expensive trip over time without interest. It’s a particularly good fit for Bank of America Preferred Rewards members, who can earn 25%-75% more points on every purchase (depending on your tier).
Apply now for the Bank of America® Travel Rewards credit card
Intro APR
Purchases: 0%, 15 months
Balance Transfers: 0%, 15 months
Regular APR
Rewards Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
Annual Fee
Welcome Offer N/A
We think this card has among the highest cash back potential for cards with no annual fee. The key is the Unlimited Cashback Match — Discover automatically matches all the cash back new cardholders have earned at the end of the first year. That cash back can seriously add up when you earn 5% cash back on rotating bonus categories (when you activate them, up to the quarterly maximum) and 1% on other purchases.
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Annual Fee
Welcome Offer 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
Come for the massive bonus offer (worth $750 in travel). Stay for the highly lucrative, yet dead simple rewards program (unlimited 2X miles on every purchase). Then use your miles to get reimbursed for any travel purchase — or to book a trip through Capital One Travel. The card also offers up to a $100 credit for Global Entry or TSA PreCheck®. That’s a ton of value for a relatively low $95 annual fee.
On American Express' Secure Website.
Terms apply
On American Express' Secure Website.
Terms apply
Intro APR
Purchases: 0%, 12 months
Balance Transfers: 0%, 12 months
Regular APR
Rewards 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Annual Fee
Welcome Offer Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
This card offers market-leading cash back at U.S. Supermarkets. The welcome bonus and intro APR offer just sweeten the deal. Terms apply. If you spend at least $500 per month on groceries (excluding wholesale clubs and super-stores like Costco and Walmart), this card is worth considering.
Apply for the Blue Cash Preferred® Card from American Express
On Chase's Secure Website.
On Chase's Secure Website.
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Annual Fee N/A
Welcome Offer Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
The enormous welcome bonus (worth $750), bonus points for travel and dining, and $50 annual hotel credit alone make this card well worth the $95 annual fee. What really stands out are the rare travel protections such as trip delay reimbursement, lost luggage reimbursement, and trip cancellation/interruption insurance. It’s one of the only low annual fee cards we’ve seen offer those protections.
We’ve seen a number of credit card companies lower the welcome offer on a card over time. So if you're interested in any of the cards here, we recommend applying today to make sure you lock in the huge sign-up bonuses currently offered. An application takes just a few minutes and in some cases you can get a decision in 30 seconds or less.
If so, you’re less likely to get approved for these cards — but visit this page for our top-rated options for getting out of debt and building your credit.
Our Credit Cards Experts
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*How to earn $1,306 with the Discover it® Cash Back: You can receive $600 cash back in the first year by maxing out 5% categories. You'll earn $300 in this case, plus $300 from Discover for your cash back match in the first year. You can also earn $706 cash back in the first year in 1% categories — The average American budget* would result in earning $353.45 cash back each year in 1% categories, and Discover will match this amount in the first year for a total amount of $706. This adds up to $1,306 earned in your first year.
*Average American budget per https://www.fool.com/the-ascent/research/average-monthly-expenses/. Includes the following categories earning 1% cash back: utilities and household operations, healthcare, apparel and services, education, vices, miscellaneous, personal care, reading, food, transportation, and entertainment.
For rates and fees for the Blue Cash Preferred® Card from American Express, click here