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If you like to travel, then you're sure to love the benefits you can get with travel rewards credit cards. This type of card allows you to pay for your biggest travel expenses — including first-class airfare and luxury hotel stays — with travel rewards instead of cash. Our experts have selected the top travel credit cards to help meet your needs.
Great for: 0% Intro APR
On Bank of America's Secure Website.
On Bank of America's Secure Website.
Intro APR 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 19.24% - 29.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers.
Purchases: 0% Intro APR for 15 billing cycles for purchases
Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
Rewards Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open.
Annual Fee
Welcome Offer 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
This is a good starter travel card thanks to its simplicity and no annual fee. It offers a strong welcome bonus worth $250, unlimited 1.5X points on all purchases, and no foreign transaction fee. Simply redeem points as a statement credit for travel or dining purchases. The generous 0% intro APR offer might come in handy if you want to pay-off an expensive trip over time without interest. It’s a particularly good fit for Bank of America Preferred Rewards members, who can earn 25%-75% more points on every purchase (depending on your tier).
Apply now for the Bank of America® Travel Rewards credit card
Great for: Flat-Rate Travel Rewards
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Annual Fee
Welcome Offer 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
This is one of our top travel credit cards overall, because of its highly lucrative, yet dead simple rewards program. Earn unlimited 2X miles on every purchase and use them to get reimbursed for any travel purchase — or to book a trip through Capital One Travel. TSA Pre✓® credits and a massive 75,000 Miles sign-up bonus (worth $750 in travel) make this credit card one of the best travel companions.
Great for: Travel Protections
On Chase's Secure Website.
On Chase's Secure Website.
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Annual Fee N/A
Welcome Offer Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
The enormous welcome bonus (worth $750), bonus points for travel and dining, and $50 annual hotel credit alone make this card well worth the $95 annual fee. What really stands out are the rare travel protections such as trip delay reimbursement, lost luggage reimbursement, and trip cancellation/interruption insurance. It’s one of the only low annual fee cards we’ve seen offer those protections.
Great for: 3X Points on Popular Spend Categories
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. Earn 3 Points per $1 spent on Restaurants. Earn 3 Points per $1 spent on Supermarkets. Earn 3 Points per $1 spent on Gas and EV Charging Stations. Earn 1 Point per $1 spent on All Other Purchases.
Annual Fee
Welcome Offer Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.
Citi Strata Premier offers 3X points on restaurants, supermarkets, at gas stations, for air travel, and other hotel purchases – a unique combination of bonus categories for a low annual fee card. It comes with a welcome bonus that's redeemable for $700 in gift cards or travel rewards, no foreign transaction fee, and access to Citi's ThankYou® Rewards program, a standout in the industry.
Great for: Easy-to-Earn Welcome Bonus
On Capital One's Secure Website.
On Capital One's Secure Website.
Intro APR
Purchases: 0% intro on purchases for 15 months
Balance Transfers: 0% intro on balance transfers for 15 months (Balance Transfer Fee Applies)
Regular APR
Rewards Earn unlimited 1.25X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Annual Fee
Welcome Offer 20,000 Miles once you spend $500 on purchases within 3 months from account opening
What really stands out is the incredibly easy-to-earn sign-up bonus. You can earn a 20,000 mile bonus after spending only $500 in your first 3 months (that's like earning 40x miles on that spend!) If a straightforward travel rewards program & sign-up bonus with a low spending hurdle is most important to you, then this card is a very solid pick.
Apply now for the Capital One VentureOne Rewards Credit Card
Great for: Restaurants & U.S. Supermarkets
Intro APR
Purchases: n/a
Balance Transfers: n/a
Regular APR
Rewards Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Annual Fee
Welcome Offer Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
This card offers considerable value, as it earns 4X points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X) and 4X points at restaurants. Plus, earn 3X points on flights booked directly with airlines or on American Express Travel. Meanwhile, $120 in annual dining credits and $120 in Uber cash can offset almost the entire $250 annual fee. (Terms apply.) Overall, it’s an incredibly lucrative card for those who spend a lot in those categories.
Great for: Premium Travel Perks
On Capital One's Secure Website.
On Capital One's Secure Website.
Intro APR
Purchases: N/A
Balance Transfers: N/A
Regular APR
Rewards Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.
Annual Fee
Welcome Offer 75000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
Our favorite premium travel card. Yes, there’s a premium annual fee here, but you get what you might expect from a luxury card, like up to 10X miles on spending, a $300 travel credit, experience credits, and a huge welcome bonus.
Great for: Luxury Perks & Spending Credits
On American Express' Secure Website.
Terms apply
On American Express' Secure Website.
Terms apply
Intro APR
Purchases: n/a
Balance Transfers: n/a
Regular APR
Rewards Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. Earn 1X Membership Rewards® Points on other purchases. Terms and limitations apply.
Annual Fee
Welcome Offer Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
This luxury travel card has some of the most prestigious perks you'll find — access to over 1,400 airport lounges, elite status with Hilton and Marriott Bonvoy, and spending credits worth over $1,500 in value every year. Just be ready for the hefty annual fee, which can be offset in the first year with a welcome bonus worth $800 in points. Terms apply.
If so, you’re less likely to get approved for these cards — but visit this page for our top-rated options for getting out of debt and building your credit.
If you can pay off your credit card each month, it’s practically a no-brainer to use credit cards instead of debit cards or cash. That’s for three main reasons:
Our Credit Cards Experts
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For rates and fees for the American Express® Gold Card, click here
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