Roth tax credit: Original post by Craig Woodman of Demand Media A Roth IRA, or individual retirement account, is an excellent savings tool for retirement. It offers tax advantages because any withdrawals made from the account after retirement age, 59 1/2 as of 2011, are tax-free. In exchange for this future tax benefit, the saver does not receive a tax deduction for Roth contributions -- unlike contributions to a
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