Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The Latest 2024 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
4 Incredibly Reliable Cars You Can Drive Until the Wheels Fall Off
Looking for a reliable car you can drive until it dies? Here are four cars, both hybrid and gas-powered, that are likely to make it …
-
3 Reasons Not to Buy Gas at Costco
One perk of joining Costco is getting to fill up your car for less. But read on to see why you may not want to …
-
3 Little-Known Perks of Costco Optical
Costco Optical is one of the best kept secrets about Costco. Learn more about its benefits here.
-
4 Kirkland Products at Costco Everyone Should Try at Least Once
Costco's signature brand offers a wide selection of quality products. Read on to learn about four that are definitely worth the money.
-
3 Ways to Get Your Costco Annual Membership for Free
Costco makes it easy to get an annual membership for free. Learn how you can do it year after year.
-
3 Signs You Should Not Set Foot in Your Local Aldi
Shopping at Aldi could be a great way to save money. But read on to see why you may want to steer clear.
-
How Much Money Should You Keep in Your Savings Account? Here’s the Sweet Spot
You don't want to have too little or too much savings. Here's how to strike a good balance.
-
Here's What Happens if You Deposit More Than $10,000 in Cash Into Your Savings Account
A $10,000 deposit is pretty hefty. Read on to see what might happen if you add that sum to your savings account in one fell …
-
Depositing $10,000 in Your Bank Account? Something Surprising Could Happen at the Bank
If you make a large deposit, you'll likely be asked a lot more questions by your bank. Here's what you need to know.
-
A Fed Rate Cut Is Finally Here. 4 Things You Should Do Right Now
Dropping interest rates may be good news, but they signal us to take specific financial steps. Read on for four of them.
-
The One Kirkland Item I'll Never Buy Again
Costco has built its reputation on the strength of its Kirkland brand. Learn how product changes have made one item hard to use.
-
Here's the Average Credit Score of High-Income Americans
There's a correlation between average income and credit score. Here's a look at the average high-income American's credit score and how you can improve yours.
-
How Natural Disasters Impact the Personal Finances of Americans
Each year, more than 20 weather events cost the economy 1 billion dollars or more. Read on to learn how this affects Americans' wallets.
-
Americans' Top Financial Priorities in the 2024 Presidential Election
We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
-
2024 Financial Stress, Anxiety, and Mental Health Survey
Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
-
Survey: Most Believe They're Overpaying for Their Subscriptions
Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more about the data uncovered in our 2024 Subscription Sanity survey.
-
Lottery Statistics and Revenue by State
Americans shelled out $95.5 billion on lottery tickets in 2021 and earned a prize payout of $64.3 billion. Find out if playing the lottery is …
-
Survey: Car Insurance Shopping Preferences and Trends
The Motley Fool Ascent surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
- Our Golden Rule
- Scrutinize the Fine Print
- Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.