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Must Reads
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Should You Get a Balance Transfer Card? The One Question to Ask Yourself
Is a balance transfer card right for you? Here's what to know -- and my two favorite options once you decide.
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Here's What Happens When the APY Changes on Your Savings Account
A shifting savings rate can mean more interest or less. Here's what actually changes, what stays safe, and how to keep earning a top rate.
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Limited-Time Offer: Earn an Easy $250 Bonus With This No-Annual-Fee Chase Card
This Chase card is offering a limited-time bonus for no annual fee. See how the card's welcome offer and rotating 5% categories stack up today.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 23, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced last week, we'll likely see banks raise top APYs.
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Chase Freedom Flex Card Hikes Bonus to $250 and Drops Foreign Transaction Fees
A no-annual-fee cash back card drops foreign transaction fees and raises its welcome offer, with quarterly categories timed for holiday spending.
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Happen Bank Just Raised Its Savings APY to 4.20% -- Here's What to Know
Online savings rates are climbing after the Federal Reserve's latest rate hike. Here's what a top-rated high-yield account means for your cash.
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Average Savings Account Interest Rate in September 2026
The national average savings account interest rate is 0.37% as of September 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Average Checking Account Interest Rate in September 2026
The national average interest rate on checking accounts is 0.07% as of September 2026, per the FDIC.
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What is the Average and Median U.S. Household Income?
Median household income hit $87,460 in 2025. See how income varies by race, age, gender, and state.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Banks Have Made $3 Billion So Far in 2026 From an Average Overdraft Fee of $35
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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The Average Vacation Cost in 2026
The average cost of a one-week domestic vacation for two travelers is $3,112 in 2026. Read on for a full breakdown of average vacation costs.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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