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Must Reads
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How Long Does It Take to Pay Off $10,000 in Credit Card Debt? We Did the Math for 5 People
See how much your monthly payment changes the payoff timeline on a five-figure balance -- and the fastest way to shrink it.
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The Best Roth IRA Brokers for People Who Are Starting Late
I break down three brokers I'd trust with a late-start retirement account, plus how the catch-up window helps you close the gap faster.
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The 0% Intro APR Card That Wins for People Who Need More Than 18 Months
When a bigger balance needs breathing room, the payoff window matters more than the perks. Here's how to match the right card to your timeline.
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Best High-Yield Savings Accounts Today, Aug. 31, 2026: Earn up to 4.50% APY
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
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Best Balance Transfer Cards This Week, Aug. 31, 2026: Up to 21 Months to Get Ahead
A balance transfer card with 0% intro APR for up to 21 months and no annual fee could be your answer to finally getting ahead.
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Your HYSA Rate Dropped? Here's What to Do Now
A small APY dip usually isn't worth panicking over. Here's how to tell when to switch banks, lock a CD, or leave your money alone.
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The Largest Brokerage Firms in 2026
Fidelity has total client assets totaling $18 trillion, making it the largest brokerage firm by that measure. Learn more here.
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Average Grocery Cost Per Month: Americans Spend $677, Up 31% Since 2019
Americans' average grocery cost per month is $677, up 31% since 2019. See costs by household size, state, and food category.
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The Average Checking Account Interest Rate in August 2026
The national average interest rate on checking accounts is 0.07% as of August 2026, per the FDIC.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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