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Must Reads
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Earn 6% Back in a Category of Your Choice: Best Cash Back Cards This Month, July 2026
This no-annual-fee card gets you 6% cash back in a category of your choice for your first year. Here's what to know, plus four other great options.
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Can You Do a Balance Transfer More Than Once?
Yes, you can do a balance transfer more than once. But qualifying, transfer fees, and your credit limits all shape whether multiple balance transfers are worth it.
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This Wells Fargo Card Is the Top All-Purpose Card of 2026
The Active Cash card gives you flat-rate cash back on the spending you already do, with no categories to track and no annual fee. Here's how the math adds up.
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The Credit Card I'd Recommend to Anyone Starting From Zero
The Chase Freedom Unlimited earns flat-rate cash back with no annual fee, making it a simple first card you can hold for years while your credit grows.
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Trump Accounts Just Launched. Can You Get a Free $1,000 for Your Child?
Trump Accounts are live as of July 4, 2026. Here's what they are, who gets the $1,000, and what to do if your kid doesn't qualify.
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Save 3% on Dining and More: The Best No-Annual-Fee Cards This Month, July 2026
Not every credit card costs you an arm and a leg to earn solid rewards. Here are my favorite no-annual-fee options available in July.
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The Average Cost of Airfare: How Much Is a Plane Ticket?
The average cost of a domestic plane ticket is $428 as of Q1 2026. Motley Fool Money has the latest airfare data by airport and route.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average Credit Card Processing Fees and Costs in America
Credit card processing fees hit a record $198.25B in 2025. See 2026 interchange rates by network, card type, and pricing model.
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The Average Checking Account Interest Rate in June 2026
The national average checking account interest rate is 0.07% APY as of June 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in June 2026
The national average savings account interest rate is 0.38% APY as of June 2026, per FDIC data. See how rates have changed and where to find a better rate.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.