Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 336 | LAST PUBLISH DATE: 07-31-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Chase Just Killed This 'Free $50' Sapphire Preferred Trick
  Jul 31, 2026
  Chase is clawing back Sapphire Preferred credits on canceled hotel bookings. Here's what changed -- and why the card's still worth it in 2026.
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• The New Sapphire Preferred Is Worse for Hyatt Lovers. Is It Still Worth It?
  Jul 31, 2026
  The updated Chase Sapphire Preferred just got a ton of new perks – and a big Hyatt devaluation. Is the card still worth it? Here's …
  Read More
• 5 Things That Can Happen When You Charge $10,000+ on a Credit Card
  Jul 31, 2026
  Charging $10,000 or more on a credit card can trigger fraud alerts and credit limit reviews -- but some good things can happen, too. Here's …
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• Forget Premium Cards. This Bank of America Card Can Get You 6% Back
  Jul 31, 2026
  This Bank of America card earns 6% cash back in a chosen category for your first year -- no annual fee required. Read on to …
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• The Amex Platinum Welcome Bonus Offer Is Worth $1,750+. Here Are 3 Good Ways to Redeem It
  Jul 31, 2026
  Booking trips, saving with retailers, or getting a statement credit: What's the best way to use your Amex points? Here's what to know.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 31, 2026
  Jul 31, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• Up to 300,000 Bonus Points: Best Business Card Welcome Offers Available Now
  Jul 30, 2026
  Looking for the best business credit card bonus you can get? Compare these top offers from Chase and Amex and find the one for you …
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• The Best Bank Account Bonus You Can Earn Without Jumping Through Hoops
  Jul 30, 2026
  Want a valuable banking bonus without the bells and whistles? Here's the account I recommend today, plus a great alternative.
  Read More
• Best High-Yield Savings Accounts Today, July 30, 2026: Up to 4.50% APY Still Available After Latest Fed Decision
  Jul 30, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision yesterday. Start earning more on your savings balance today.
  Read More
• Amex Platinum vs. Chase Sapphire Reserve vs. Capital One Venture X: Which Premium Travel Card Is Best in July 2026?
  Jul 29, 2026
  Want to know which luxury travel card is right for you? Here's how the Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X compare.
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• The 3 Best Capital One Cards of July 2026, Ranked
  Jul 29, 2026
  Looking for a new card from one of the biggest issuers out there? Here are our three favorite Capital One offerings available now.
  Read More
• 5 Habits That Keep People Stuck Below a 750 Credit Score -- and How to Break Them
  Jul 29, 2026
  High balances, closed cards, and too many applications are quietly capping your credit score. Here are the habits keeping you below a 750 -- and …
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• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 29, 2026
  Jul 29, 2026
  The Fed has held rates steady four times so far in 2026, with another hold decision likely today. Find out where top savings rates stand …
  Read More
• The Balance Transfer Card I'd Tell a Friend to Get Right Now
  Jul 28, 2026
  This Wells Fargo card gives you nearly two years of intro APR to pay down debt. Here's why it's my top balance transfer pick right …
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• Best High-Yield Savings Rates Today, July 28, 2026: Up to 4.50% APY Still Available
  Jul 28, 2026
  The July Fed meeting concludes tomorrow. For now, top HYSAs continue to offer up to 4.50% APY. Find out more.
  Read More
• SoFi Invest Promotions
  Jul 27, 2026
  SoFi is one of my favorite investment platforms out there -- and it's got a handful of strong promotional offers to boot. Here's what to …
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• The 3 Best No-Minimum High-Yield Savings Accounts to Open Right Now
  Jul 27, 2026
  Looking for a high-yield savings account with no account minimums to worry about? Compare these three top options and find the one for you.
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• The Fastest Ways to Get Out of Credit Card Debt in 2026, Ranked
  Jul 27, 2026
  The fastest way out of credit card debt is a balance transfer card -- but it's not the only option. See all the best methods, …
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• Best Savings Accounts Offering up to 4.50% APY Today, July 27, 2026
  Jul 27, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY, but what will happen after the Fed meets this week? Find out more.
  Read More
• Here's What Actually Changes When Your Credit Score Hits 800 -- and What Doesn't
  Jul 26, 2026
  An 800 credit score feels like a milestone, but what does it actually get you? Here's what changes at 800 and what probably stays the …
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• Longest 0% Intro APR Credit Cards This Week, July 26, 2026: Up to 21 Months to Pay Off Debt, Not Interest
  Jul 26, 2026
  Get up to 21 months of 0% intro APR with this week's longest offers. Finally pay off debt instead of interest -- with the breathing …
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• Citi® Diamond Preferred® Card vs. Wells Fargo Reflect: The Better Balance Transfer Card Right Now
  Jul 25, 2026
  The Citi Diamond Preferred and Wells Fargo Reflect both offer the same length intro APR on balance transfers. Here's which one saves you more.
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• Our 3 Favorite Balance Transfer Cards if You Also Want to Earn Rewards
  Jul 25, 2026
  Paying off debt shouldn't mean giving up rewards. These three balance transfer cards let you earn cash back during and after your 0% intro APR …
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• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 25, 2026
  Jul 25, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• My 3 Favorite 0% Intro APR Cards for July 2026: Pay No Interest for up to 21 Months
  Jul 24, 2026
  Looking to save on interest for almost two whole years? Compare my three favorite 0% intro APR cards available now and find the one for …
  Read More