Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 336 | LAST PUBLISH DATE: 09-10-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Act Fast to Get a $1,000 Bonus With the Chase Ink Business Unlimited Card
  Sep 10, 2026
  This Chase business card's limited-time bonus won't stick around much longer. Here's what to know before it disappears.
  Read More
• Enjoy a $300 Stays Credit and Earn 75,000 Bonus Miles: Capital One Venture Rewards Credit Card's New Limited-Time Offer
  Sep 10, 2026
  The Capital One Venture's new offer stacks a travel credit on top of bonus miles. Here's what to know and how to decide if it's …
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 10, 2026
  Sep 10, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
  Read More
• This Business Card's Easy $500 Sign-Up Bonus Could Cover Your Next Big Expense
  Sep 9, 2026
  This no-annual-fee business card can net you hundreds in rewards on everyday spending. See how the bonus works, plus another great option worth looking at.
  Read More
• Best High-Yield Savings Rates Today, Sept. 9, 2026: Up to 4.50% APY Still on Offer
  Sep 9, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY leading up to the September Fed meeting. Start earning more on your savings balance …
  Read More
• Best Savings Accounts Offering up to 4.50% APY Today, Sept. 8, 2026
  Sep 8, 2026
  The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 7, 2026
  Sep 7, 2026
  The Fed won't meet again on interest rates until later this month. Top HYSAs continue to offer up to 4.50% APY, for now.
  Read More
• Buy Stocks, ETFs, and Options From Your Phone: The Best Trading Apps of September 2026
  Sep 7, 2026
  Which brokerage app is right for you? Compare fees, features, and more to find the best choice in September 2026.
  Read More
• Earn 6% at U.S. Supermarkets and More: The Best Amex Cards This Month, September 2026
  Sep 7, 2026
  Want to earn a whopping 6% back on your next grocery run? Here's the Amex card to get today, plus four other favorites.
  Read More
• Earn 1.5% Back on Everything: The Best Business Credit Cards This Week, Sept. 6, 2026
  Sep 6, 2026
  Want to earn 1.5% back on all your business expenses? Here's the card worth looking at, plus a few other favorites available now.
  Read More
• Earn up to $1,000 in Bonus Cash: Best Bank Account Bonuses This Week, Sept. 6, 2026
  Sep 6, 2026
  Want to earn up to $1,000 in bonus cash for opening a new bank account? Here's where to look, plus a few other great picks …
  Read More
• Longest 0% Intro APR Credit Cards This Week, Sept. 6, 2026: Lock In up to 21 Months Interest-Free Before Fall
  Sep 6, 2026
  This week's longest 0% intro APR cards offer up to 21 months interest-free. Make real progress on debt before the new season starts.
  Read More
• 42 Months of 0% Intro APR: Is a Double Balance Transfer Right for You?
  Sep 5, 2026
  Chaining two 0% intro APR balance transfer cards can stretch your interest-free window to 42 months. See the risks involved and the two cards that …
  Read More
• Bank of America Business Unlimited vs. Customized Cash Rewards: Which Business Card Is Better for You?
  Sep 5, 2026
  BofA Business Advantage Unlimited vs. Customized Cash Rewards: which no-annual-fee card earns more for your business? Here's how to find out.
  Read More
• Unlock 75,000 Bonus Points: Best Credit Card Bonuses This Week, Sept. 5, 2026
  Sep 5, 2026
  This Chase card is offering one of the better welcome bonuses you'll find anywhere -- for just a $95 annual fee. Here's what to know.
  Read More
• Best High-Yield Savings Accounts Today, Sept. 5, 2026: Earn up to 4.50% APY
  Sep 5, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY leading up to the September Fed meeting. Find out more.
  Read More
• The Chase Sapphire Preferred's Top 3 Little-Known Perks
  Sep 4, 2026
  The Chase Sapphire Preferred has a few great perks that fly under the radar. Here's what to know about them.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 4, 2026
  Sep 4, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
  Read More
• 3 Top Cash Back Cards You Can Apply for Right Now: September 2026
  Sep 3, 2026
  Which cash back card fits your spending? See our top three picks for September 2026, from flat-rate rewards to bonus category earners.
  Read More
• Best High-Yield Savings Rates Today, Sept. 3, 2026: Up to 4.50% APY Still Available
  Sep 3, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
  Read More
• Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Review
  Sep 2, 2026
  Want an easy way to earn rewards on all sorts of business spending? Here's why the Bank of America Business Advantage Unlimited is a great …
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• The 3 Best Chase Cards of September 2026, Ranked
  Sep 2, 2026
  Whether you want travel rewards, cash back, or help getting rid of debt, there's a Chase credit card out there for you. Here's what to …
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• Here's What Happens When You Pay Down $10,000 in Credit Card Debt at Once -- and What to Do Next
  Sep 2, 2026
  You just paid off $10,000 in credit card debt -- nice. Here's what happens to your credit score and what you should do next.
  Read More
• Chase Freedom Unlimited vs. Citi Double Cash® Card: Which Is Better in September 2026?
  Sep 2, 2026
  Chase Freedom Unlimited vs. Citi Double Cash: Compare rewards rates, welcome bonuses, and 0% intro APR terms to see which cash back card fits your …
  Read More
• A $10K-a-Month Business Could Save $2,200 a Year With This Card
  Sep 2, 2026
  Want to earn thousands in rewards with a no-annual-fee business card? Here's how to do it and the card to get now.
  Read More