Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 302 | LAST PUBLISH DATE: 05-31-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• The Credit Card Mistake That's Cost My Parents Thousands
  May 31, 2026
  My parents have one credit card -- and they only use it for one thing. Here's what that's cost them, and the one additional card …
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• 42 Months of 0% Intro APR: Is a Double Balance Transfer Right for You?
  May 31, 2026
  A double balance transfer, using two balance transfer cards back to back, could get you 42 months of 0% interest -- theoretically. Here's what to …
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• Longest 0% Intro APR Credit Cards This Week, May 31, 2026: Take Back Control Before Summer
  May 31, 2026
  Get up to 24 months with 0% intro APR on this week's top offers. Stop losing money to interest and start making real headway on …
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• Amex Blue Cash Preferred vs. Blue Cash Everyday: Which Card Is Better for Groceries?
  May 30, 2026
  The Blue Cash Preferred offers 6% back at U.S. supermarkets -- but is the no-annual-fee Blue Cash Everyday a smarter pick? Here's what to know.
  Read More
• Best High-Yield Savings Accounts Today, May 30, 2026: Earn up to 5.00% APY
  May 30, 2026
  The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further …
  Read More
• Here's How 10 Minutes of Planning Can Save You Thousands on Credit Card Debt
  May 29, 2026
  Thinking about transferring a credit card balance? Here's how a simple plan can help you do it the right way.
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• The Capital One Venture Business Card's 150K Bonus Is Ending Soon
  May 29, 2026
  The Capital One Venture Business card's limited-time bonus is ending soon. Here's who should apply and how to know if you can actually earn it.
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• Top High-Yield Savings Accounts Offering up to 5.00% APY Today, May 29, 2026
  May 29, 2026
  High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a trio of hold …
  Read More
• Amex Blue Cash Preferred vs. Wells Fargo Active Cash: Which Is Better for Groceries?
  May 28, 2026
  The Amex Blue Cash Preferred offers 6% back at U.S. supermarkets -- but is the less expensive Wells Fargo Active Cash a smarter pick? Here's …
  Read More
• Best High-Yield Savings Rates Today, May 28, 2026: Up to 5.00% APY Still Available
  May 28, 2026
  Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• Best No Annual Fee Cards
  May 27, 2026
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
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• Best Savings Account Rates Today, May 27, 2026: APYs up to 5.00%
  May 27, 2026
  Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
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• Bank of America Business Advantage Unlimited Cash Rewards Review
  May 26, 2026
  Want an easy way to earn rewards on all sorts of business spending? Here's why the Bank of America Business Advantage Unlimited is a great …
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• Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, May 26, 2026
  May 26, 2026
  The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find …
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• Best High-Yield Savings Accounts Today, May 25, 2026: Earn Up to 5.00% APY
  May 25, 2026
  The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further …
  Read More
• Longest 0% Intro APR Credit Cards This Week, May 24, 2026: Make Every Payment Count
  May 24, 2026
  This week's longest 0% intro APR offers give you up to 24 months with no interest. Pay down debt that actually shrinks with every payment …
  Read More
• The 3 Best Chase Cards of May 2026, Ranked
  May 23, 2026
  Chase is one of the most popular card issuers out there, and that's no accident. Here are three top options worth looking into this month.
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• Top High-Yield Savings Accounts Offering Up to 5.00% APY Today, May 23, 2026
  May 23, 2026
  High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a trio of hold …
  Read More
• Forget the Apple Card: Here Are 3 Better Options
  May 22, 2026
  The Apple Card 2% earning rate sounds great -- until you realize not every merchant accepts Apple Pay. Here are three better options.
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• The 3 Little-Known Perks of the Chase Sapphire Preferred Most Cardholders Never Use
  May 22, 2026
  The Chase Sapphire Preferred packs more than great rewards. Here are three underused benefits that can easily cover the $95 annual fee on their own.
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• Best High-Yield Savings Rates Today, May 22, 2026: Up to 5.00% APY Still on Offer
  May 22, 2026
  Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• The Bank Account I've Been Begging My Friends to Open for Years
  May 21, 2026
  It's 2026, and I still have friends keeping their money in a traditional savings account. Here's the account I tell them to get instead, plus …
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• Is 'Buy Now, Pay Later' Worth It? A Brutally Honest Breakdown
  May 21, 2026
  Buy now, pay later services like Afterpay and Klarna are more popular than ever -- but the math rarely works in your favor. Here's what …
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• Already Have the Sapphire Preferred? Here's the Card to Get Next
  May 21, 2026
  If you already carry the Chase Sapphire Preferred, adding this no-annual-fee Chase card can supercharge your savings. Here's what to know.
  Read More
• Best Savings Account Rates Today, May 21, 2026: Up to 5.00% Still Available
  May 21, 2026
  Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
  Read More