Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 272 | LAST PUBLISH DATE: 04-20-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Chase Has My Favorite Credit Card One-Two Punch. Here's Why
  Apr 20, 2026
  If you're trying to save on travel and everyday purchases, this two-card combo from Chase might be all you need. Here's what to know.
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• 5 Unique Perks of the Amex Platinum Card
  Apr 19, 2026
  The Amex Platinum's annual fee sounds steep -- until you look at the full list of perks. Here are five unique benefits that can help …
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• The Easiest $400 You'll Ever Make -- Plus up to 4.00% APY. Why Now's the Time to Open a SoFi® Account
  Apr 18, 2026
  My favorite savings account on the market is offering a welcome bonus that's too good to ignore. Here's what to know and how to open …
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• 3 Top 0% Intro APR Credit Cards You Can Get Right Now: April 2026
  Apr 18, 2026
  Learn how landing a top 0% intro APR credit card can help you save on debt -- and earn valuable rewards -- today.
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• Here's When the Amex Platinum's $895 Annual Fee Actually Makes Sense
  Apr 18, 2026
  Learn when the Amex Platinum's $895 annual fee is worth it, and how to tell if its perks match your spending and lifestyle.
  Read More
• Save on Your Next Big Purchase: Get 0% APR for 21 Months With This Card
  Apr 17, 2026
  This Wells Fargo card is one of the best ways we've found to save on a big upcoming purchase. Read on to learn why we …
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• Get a Top 2% Flat-Rate Earner: The Best No-Annual-Fee Cards This Week, April 17, 2026
  Apr 17, 2026
  Want to earn 2% on purchases wherever you go? Here's the credit card to get, plus our other no-annual-fee favorites available now.
  Read More
• 3 Travel Cards That Are $400+ Cheaper Than the Chase Sapphire Reserve
  Apr 16, 2026
  Want premium travel perks without the premium price? Here are three less expensive alternatives to the Chase Sapphire Reserve card.
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• The Amex Platinum Is the 'It Card' Everyone's Talking About in 2026
  Apr 16, 2026
  The Amex Platinum has been around for decades, but it's still one of the best travel cards out there. Here's how to know if it's …
  Read More
• Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: April 2026
  Apr 16, 2026
  Want to earn top dollar on your $10,000 in savings? Here are three great high-yield savings accounts to look into.
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• This No-Annual-Fee Capital One Card Beats the Amex Gold for Groceries and Dining
  Apr 15, 2026
  Learn how a no-annual-fee Capital One card can actually outperform the Amex Gold for groceries and dining -- and how to know which is right …
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• Capital One Venture X vs. Chase Sapphire Reserve: Which Travel Card Is Better?
  Apr 15, 2026
  Learn how the Capital One Venture X and Chase Sapphire Reserve compare on earnings, perks, annual fees, and more to see which is right for …
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• Monarch Money vs. Rocket Money
  Apr 14, 2026
  Rocket Money or Monarch Money? Read our full comparison to see which budgeting app fits your lifestyle and spending habits best.
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• Amex Platinum vs. Chase Sapphire Reserve: Which Has Better Travel Perks?
  Apr 14, 2026
  The Amex Platinum and Chase Sapphire Reserve are two top luxury credit cards -- but you probably don't need to land both. Here's how to …
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• Capital One Venture Review
  Apr 13, 2026
  With an impressive welcome bonus and unlimited 2x miles earning potential, the Capital One Venture Card is a standout pick. Read our full review to …
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• Here's What Happens When You File for Bankruptcy
  Apr 11, 2026
  Learn how filing for bankruptcy affects your debt, credit score, and overall finances -- plus what to expect during the process.
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• The Balance Transfer Card I'd Tell a Friend to Get Right Now
  Apr 11, 2026
  Want to save you on credit card debt for almost two whole years? Here's the balance transfer credit card worth applying for today.
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• I Opened a High-Yield Savings Account One Year Ago. Here's How Much I Actually Earned
  Apr 10, 2026
  I finally opened a high-yield savings account a year ago -- and I have absolutely no regrets. Here's how much I earned and how you …
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• Our Best Credit Card Combo for April 2026
  Apr 10, 2026
  Want an easier way to earn credit card rewards? Here's the card combo that can help you save for no annual fee today.
  Read More
• Earn Flat-Rate 2% Cash Rewards on Purchases: The Best No-Annual-Fee Cards This Week, April 10, 2026
  Apr 10, 2026
  Want to save on purchases the easy way? Here's the no-annual-fee card worth looking at, plus four other top options available now.
  Read More
• Get $3,725 in Value From the Amex Platinum Without Setting Foot on a Plane
  Apr 9, 2026
  Not a big traveler? Fear not -- the Amex Platinum can still help you save thousands a year. Here's what to know.
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• How Long Can You Actually Pause Interest With a Balance Transfer Card?
  Apr 9, 2026
  Learn how long you can pay 0% interest with a top balance transfer credit card, plus how to choose the right one for you today.
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• Here's How Much Switching to Only Cash for 30 Days Might Cost You
  Apr 9, 2026
  Find out how much you could lose by using only cash and debit cards for 30 days -- and why a simple 2% flat-rate credit …
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• Our Pick for the Best Flat-Rate Cash Back Card for April 2026
  Apr 8, 2026
  This Wells Fargo card is the easiest way I've found to earn a great flat rate on purchases. Here's what to know, and why it's …
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• 3 Important Things to Know Before You Apply for the Amex Platinum Card
  Apr 8, 2026
  The Amex Platinum Card is one of the most valuable travel cards available, but it's not a fit for every budget. Here's what to know …
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