Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 336 | LAST PUBLISH DATE: 08-20-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Aug. 20, 2026
  Aug 20, 2026
  The Fed won't meet again on interest rates until mid-September. Top HYSAs continue to offer up to 4.50% APY, for now.
  Read More
• A $200 Bonus and 3% Cash Back: My Favorite No-Annual-Fee Grocery Card of 2026
  Aug 19, 2026
  This Amex card earns 3% cash back on groceries, gas, and online shopping with no annual fee -- plus it has a solid welcome bonus …
  Read More
• Here Are Our 3 Balance Transfer Cards for August 2026: Pay No Interest for up to 21 Months
  Aug 19, 2026
  Want to stop paying interest on credit card debt? These three balance transfer cards offer 0% intro APR for up to 21 months -- here's …
  Read More
• Best High-Yield Savings Accounts Today, Aug. 19, 2026: Earn up to 4.50% APY
  Aug 19, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July. Find out more.
  Read More
• What Actually Moves Your Credit Score in 2026 (and What's a Waste of Time)
  Aug 18, 2026
  Payment history and credit utilization make up the majority of your credit score. Here's what actually moves the needle in 2026 -- and what's just …
  Read More
• Our Top Balance Transfer Card of August 2026: 0% Intro APR for 21 Months
  Aug 18, 2026
  This Wells Fargo card offers 0% intro APR for nearly two years on balance transfers and purchases. Here's how to know if it's right for …
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 18, 2026
  Aug 18, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• I Check My Credit Score Every Week. Here's What I've Learned
  Aug 17, 2026
  Last year, I started checking my credit score every week or so. Here's what changed once I started paying that much attention.
  Read More
• Get a $200 Bonus and 5% Cash Back With This Underrated Chase Card
  Aug 17, 2026
  This Chase card pays a solid welcome bonus and earns 5% cash back on rotating categories -- for no annual fee. Here's how to make …
  Read More
• Best High-Yield Savings Rates Today, Aug. 17, 2026: Up to 4.50% APY Still Available
  Aug 17, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
  Read More
• Here's the Right Way to Cancel a Credit Card Without Hurting Your Credit Score
  Aug 16, 2026
  Canceling a card the wrong way can damage your credit score. Here's how to close an account safely -- and when to skip it entirely.
  Read More
• Citi Simplicity® Card vs. BankAmericard: Which Low Intro APR Card Wins in August 2026?
  Aug 16, 2026
  Moving credit card debt in August 2026? See how the Citi Simplicity and BankAmericard stack up on intro APR length, transfer fees, and more.
  Read More
• Do You Believe These 6 Credit Score Myths? It Could Be Costing You
  Aug 16, 2026
  Think checking your own credit score can lower it? That's one of six myths that could be quietly costing you. Here's what to know.
  Read More
• Best Travel Card Welcome Bonuses Available Now: August 2026
  Aug 16, 2026
  These top travel cards all have strong welcome bonuses in August 2026. See which one fits your spending and lifestyle today.
  Read More
• Longest 0% Intro APR Credit Cards This Week, Aug. 16, 2026: Up to 21 Months to Break Free From Interest
  Aug 16, 2026
  Get up to 21 months interest-free with this week's longest 0% intro APR cards. Reclaim your progress from interest and finally pay down debt.
  Read More
• The Amex Platinum Is the 'It Card' Everyone's Talking About in 2026
  Aug 15, 2026
  The buzzy Amex Platinum has loads of perks and a massive welcome bonus offer -- but is it right for you? Here's how to decide.
  Read More
• Best Savings Accounts Offering up to 4.50% APY Today, Aug. 15, 2026
  Aug 15, 2026
  The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
  Read More
• Earn as High as 175,000 Bonus Points: Best Credit Card Bonuses This Week, Aug. 15, 2026
  Aug 15, 2026
  This top-of-the-line Amex card is offering one of the biggest and best welcome bonus offers you'll find anywhere. Here's what to know.
  Read More
• Here's How Much $50,000 Would Earn in a High-Yield Savings Account vs. a CD Right Now
  Aug 14, 2026
  $50,000 in an HYSA vs. a 1-year CD: We ran the numbers on both to see which one earns more right now. Here's what to …
  Read More
• No Annual Fee, $1,000 Bonus: Is the Chase Ink Business Unlimited the Best Business Card for New Owners?
  Aug 14, 2026
  The Ink Business Unlimited is one of my favorite business credit cards -- but it's not right for everyone. Here's how to decide.
  Read More
• My Top 3 Balance Transfer Cards for August 2026: Pay No Interest for up to 21 Months
  Aug 14, 2026
  Want to avoid interest on your credit card debt? Here are our top three balance transfer picks for August 2026, with fees and rates compared.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Aug. 14, 2026
  Aug 14, 2026
  The July Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY, for now.
  Read More
• Do You Pay Taxes on a High-Yield Savings Account?
  Aug 13, 2026
  Wondering if your high-yield savings interest is taxable? Here's what to know, and why HYSAs are an easy win regardless.
  Read More
• Best High-Yield Savings Accounts Today, Aug. 13, 2026: Earn up to 4.50% APY
  Aug 13, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
  Read More
• The 3 Best 0% Intro APR Cards for Your Back-to-School Shopping
  Aug 12, 2026
  Here are the three best 0% intro APR cards for back-to-school shopping in 2026, whether you want to earn solid rewards or save on interest …
  Read More