Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 278 | LAST PUBLISH DATE: 04-10-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• I Opened a High-Yield Savings Account One Year Ago. Here's How Much I Actually Earned
  Apr 10, 2026
  I finally opened a high-yield savings account a year ago -- and I have absolutely no regrets. Here's how much I earned and how you …
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• Our Best Credit Card Combo for April 2026
  Apr 10, 2026
  Want an easier way to earn credit card rewards? Here's the card combo that can help you save for no annual fee today.
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• Earn Flat-Rate 2% Cash Rewards on Purchases: The Best No-Annual-Fee Cards This Week, April 10, 2026
  Apr 10, 2026
  Want to save on purchases the easy way? Here's the no-annual-fee card worth looking at, plus four other top options available now.
  Read More
• Get $3,725 in Value From the Amex Platinum Without Setting Foot on a Plane
  Apr 9, 2026
  Not a big traveler? Fear not -- the Amex Platinum can still help you save thousands a year. Here's what to know.
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• How Long Can You Actually Pause Interest With a Balance Transfer Card?
  Apr 9, 2026
  Learn how long you can pay 0% interest with a top balance transfer credit card, plus how to choose the right one for you today.
  Read More
• Here's How Much Switching to Only Cash for 30 Days Might Cost You
  Apr 9, 2026
  Find out how much you could lose by using only cash and debit cards for 30 days -- and why a simple 2% flat-rate credit …
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• Our Pick for the Best Flat-Rate Cash Back Card for April 2026
  Apr 8, 2026
  This Wells Fargo card is the easiest way I've found to earn a great flat rate on purchases. Here's what to know, and why it's …
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• 3 Important Things to Know Before You Apply for the Amex Platinum Card
  Apr 8, 2026
  The Amex Platinum Card is one of the most valuable travel cards available, but it's not a fit for every budget. Here's what to know …
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• J.P. Morgan Investing Promotions
  Apr 7, 2026
  If you're already banking with Chase, J.P. Morgan and its investing promotions is a pretty easy sell. Here's what to know and how much you …
  Read More
• How Long Does It Take to Improve Your Credit Score? Here's What to Know
  Apr 7, 2026
  Trying to level up your credit? Learn how long it takes to improve your score -- and what you can do now to get started.
  Read More
• 3 Credit Cards That Come With 0% Intro APR Until 2028
  Apr 7, 2026
  Looking to find the longest 0% intro APR out there? Here are three great options that can help you save for almost two whole years.
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• 3 Top No-Annual-Fee Cards You Can Apply for Right Now: April 2026
  Apr 7, 2026
  Want to earn credit card rewards on easy mode? Here's how three of my favorite no-annual-fee cards can help you do it today.
  Read More
• Get a $750 Bonus and up to 5% Cash Back With This Top-Rated Chase Business Card
  Apr 7, 2026
  Learn how to earn a $750 bonus and up to 5% cash back with this Ink Business card -- and see how it compares to …
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• I'm 27 Years Old With an 800 Credit Score. Here's How I Did It
  Apr 6, 2026
  Learn how I reached an 800 credit score early with simple habits like on-time payments, building a mix of credit types, and building a long …
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• I Don't Carry a Single Travel Card. Here's Why
  Apr 6, 2026
  A top-tier travel card sounds nice -- but if you're like me, it might not actually be worth the hassle. Here's what I do instead.
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• The Best Grocery Card for 2026, Hands Down
  Apr 6, 2026
  The Amex Blue Cash Preferred was just named our favorite grocery card of the year -- again. Here's how it can earn you hundreds a …
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• The 3 Most Practical Reasons to Have a Credit Card Even if You Never Use It
  Apr 6, 2026
  Learn why keeping a credit card open, even if you rarely use it, can help your credit score, improve financial flexibility, and more today.
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• Here's Why Your Checking Account Is a Terrible Place to Save Money
  Apr 6, 2026
  If you're keeping thousands of dollars in your checking account, you're missing out on easy money. Here's where to put your cash instead.
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• Are CD Ladders Worth It in April 2026?
  Apr 5, 2026
  Want to earn more on your savings the easy way? Learn how a CD ladder works and how it can earn you serious cash this …
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• Earn 5% on Travel and 3% on Dining: The Best No-Annual-Fee Cards This Week, April 3, 2026
  Apr 3, 2026
  Want an easy way to save on travel, dining, drugstores, and more? Here's the favorite no-annual-fee card to get today, plus four other favorites.
  Read More
• Unlock an Easy $250 Bonus: The Best Cash Back Cards This Month, April 2026
  Apr 3, 2026
  One of my favorite credit cards out there is offering a limited-time elevated bonus, plus great cash back rates for no annual fee. Here's what …
  Read More
• 3 Cards That Offer 21 Months of 0% Intro APR in April 2026
  Apr 3, 2026
  Want a credit card that can save you on interest for almost two whole years? Here's what to know about our favorite balance transfer cards …
  Read More
• Best No Annual Fee Cards
  Apr 2, 2026
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
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• How Leaving Too Much Money in Savings Could Cost You $100K+
  Apr 2, 2026
  Learn how keeping too much money in savings can cost you $100,000 or more over time -- and where to put extra cash instead.
  Read More
• Want to Increase Your Credit Score? Here's How Much You Should Actually Use Your Card
  Apr 2, 2026
  Learn how much of your total credit you should be using to boost your credit score -- and when you're spending way too much.
  Read More