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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

Aug. 31, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Aug. 31, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
Aug. 30, 2026 | By Joel O'Leary

Your HYSA Rate Dropped? Here's What to Do Now

A small APY dip usually isn't worth panicking over. Here's how to tell when to switch banks, lock a CD, or leave your money alone.
Aug. 30, 2026 | By Ryan Wilcox

Earn up to 4.10%* APY for 6 Months: Best Bank Account Bonuses This Week, Aug. 30, 2026

Want to earn a boosted APY for up to six months? Here's the bank account to open today, plus a few other great options.
Aug. 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 29, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Aug. 28, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Aug. 28, 2026: Up to 4.50% APY Still Available

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
Aug. 27, 2026 | By Ryan Wilcox

I Kept $30,000 in a High-Yield Savings Account for 1 Year. Here's What I Earned

My tens of thousands in a traditional bank account was earning next to nothing. Here's how much I made by opening a high-yield savings account.
Aug. 27, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Aug. 27, 2026

The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
Aug. 26, 2026 | By Joel O'Leary

3 Savings Accounts Absolutely Crushing the National Average APY in 2026

Leaving cash in a big-bank account can cost you hundreds a year. Here's how three online options compare and which saver each one fits.
Aug. 26, 2026 | By Joel O'Leary

Here's What Happens When You Leave a Lot of Money in Your Savings Account

A big savings balance feels safe, but past a point it actually costs you money. Here's the line I use to decide what to save and what to invest.
Aug. 26, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Aug. 26, 2026

The Fed won't meet again on interest rates until mid-September. Top HYSAs continue to offer up to 4.50% APY, for now.
Aug. 25, 2026 | By Joel O'Leary

Why I'm Not Opening Any CDs in 2026 -- Even Though Rates Are up to 4.15%

A top CD barely out-earns a good high-yield savings account right now, so I'd rather keep my cash flexible and liquid.
Aug. 25, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Aug. 25, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
Aug. 24, 2026 | By Joel O'Leary

Why Your Checking Account Should Contain as Little Money as Possible

I keep almost nothing in my checking account on purpose. Here's how much cash to actually leave there, and where to move the rest so it finally earns.
Aug. 24, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 24, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Aug. 22, 2026 | By Joel O'Leary

HYSA vs. CD in August 2026: Which One Pays More Right Now?

Top savings accounts and CDs pay nearly the same today, so the real choice comes down to access, flexibility, and how long you can lock up cash.
Aug. 22, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Aug. 22, 2026: Up to 4.50% APY Still on Offer

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
Aug. 21, 2026 | By Joel O'Leary

The 4 Best High-Yield Savings Accounts for Kids in August 2026

The highest-yield savings accounts for a kid in 2026, plus when chasing a top APY is worth it for a child and when it isn't.
Aug. 21, 2026 | By Joel O'Leary

No Minimum Deposit, No Monthly Fee: The Best Free Savings Accounts of 2026

A rundown of the online savings accounts that skip monthly fees and minimum deposits, and how to pick the one that fits how you save.
Aug. 21, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Aug. 21, 2026

The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
Aug. 20, 2026 | By Joel O'Leary

The Best Savings Account to Park Your Emergency Fund Right Now

A high-yield savings account is the smartest home for your emergency fund. Here's how to pick one that stays safe, easy to reach, and actually earns.
Aug. 20, 2026 | By Joel O'Leary

What Savings Account Is Best for Retirement?

The best account for retirement depends on your stage. Here's where to grow your savings and where to park cash you'll spend soon.
Aug. 20, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Aug. 20, 2026

The Fed won't meet again on interest rates until mid-September. Top HYSAs continue to offer up to 4.50% APY, for now.
Aug. 19, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Aug. 19, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July. Find out more.
Aug. 18, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 18, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Aug. 17, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Aug. 17, 2026: Up to 4.50% APY Still Available

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.