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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

Aug. 11, 2026 | By Joel O'Leary

3 Best High-Yield Savings Accounts With a Debit Card

Most high-yield savings accounts skip the debit card. See which accounts pay a top rate and still let you pull cash when you need it.
Aug. 11, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Aug. 11, 2026: Up to 4.50% APY Still on Offer

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
Aug. 10, 2026 | By Joel O'Leary

The Best HYSA if You're Starting With Less Than $1,000

You don't need a big balance to open a high-yield savings account. Here's how to start with less than $1,000, with no fees and no minimums.
Aug. 10, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Aug. 10, 2026

The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
Aug. 9, 2026 | By Joel O'Leary

What Is a Good APY for a Savings Account in August 2026?

A good APY is 3.00% to 4.00% for high-yield savings accounts, far above the 0.38% national average. See how to grade any rate and where the best ones live.
Aug. 9, 2026 | By Joel O'Leary

Here's How Much $10,000 Would Earn in a High-Yield Savings Account vs. a CD Right Now

Top savings accounts and CDs pay nearly the same on $10,000 right now, so there's little reason to lock your cash away in a CD.
Aug. 9, 2026 | By Joel O'Leary

Earn up to $400 Bonus Cash and a Boosted APY: Best Bank Account Bonuses This Week, Aug. 9, 2026

My favorite high-yield savings account is offering a boosted APY for up to six months, plus as much as $400 in bonus cash. Here's how to earn it today.
Aug. 8, 2026 | By Ryan Wilcox

Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: August 2026

Trying to find a place to save your $10,000? Here are our three favorite high-yield savings accounts for big balances in August 2026.
Aug. 8, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, August 8, 2026

The July Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY, for now.
Aug. 7, 2026 | By Joel O'Leary

How Much Should You Have in an Emergency Fund? Here's the Honest Answer by Income Level

Your emergency fund target is three to six months of expenses. See how much that is at every income level, plus when to aim low and when to save more.
Aug. 7, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, August 7, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
Aug. 6, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, August 6, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Aug. 5, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, August 5, 2026: Up to 4.50% APY Still Available

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
Aug. 4, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, August 4, 2026

The Fed has held rates steady five times so far in 2026. Find out where top savings rates stand now.
Aug. 3, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, August 3, 2026

The July Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY, for now.
Aug. 2, 2026 | By Joel O'Leary

Earn up to $1,200: Best Bank Account Bonuses This Week, August 2, 2026

If you've got a lot of money in the bank, a new savings account can reward you with up to $1,200 in cash. Here's how to get it, plus some other great options.
Aug. 1, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Aug. 1, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
July 31, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 31, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 30, 2026 | By Ryan Wilcox

The Best Bank Account Bonus You Can Earn Without Jumping Through Hoops

Want a valuable banking bonus without the bells and whistles? Here's the account I recommend today, plus a great alternative.
July 30, 2026 | By Joel O'Leary

Here's When Your High-Yield Savings Account Doesn't Make Sense

A high-yield savings account is a great tool, but not for every dollar. Here are four times your cash belongs somewhere else, and what to do instead.
July 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, July 30, 2026: Up to 4.50% APY Still Available After Latest Fed Decision

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision yesterday. Start earning more on your savings balance today.
July 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 29, 2026

The Fed has held rates steady four times so far in 2026, with another hold decision likely today. Find out where top savings rates stand now.
July 28, 2026 | By Joel O'Leary

Here's How Much More You'd Earn by Switching From Chase Savings to an HYSA

Compare what Chase Savings and a high-yield account pay on the same balance, plus which accounts are worth moving your money into.
July 28, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, July 28, 2026: Up to 4.50% APY Still Available

The July Fed meeting concludes tomorrow. For now, top HYSAs continue to offer up to 4.50% APY. Find out more.
July 27, 2026 | By Joel O'Leary

The 3 Most Trusted Banks for Your Savings in 2026, Ranked

How the most trusted banks protect your savings with FDIC insurance, strong rates, and no monthly fees, plus how to pick the right one.