Banking Articles
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
July 16, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 16, 2026: Up to 4.50% APY Still Available
The July Fed meeting will arrive in less than two weeks. But for now, top HYSAs continue to offer up to 4.50% APY. Find out more.
July 15, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 15, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 14, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 14, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 13, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 13, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
July 12, 2026 | By
Joel O'Leary
What Happens to Your HYSA Rate When the Fed Cuts Rates?
When the Fed cuts rates, your savings APY usually falls too, but not instantly and not at every bank. Here's how the two are connected.
July 12, 2026 | By
Joel O'Leary
Get up to 4.10% APY for 6 Months: Best Bank Account Bonuses This Week, July 12, 2026
One of the best high-yield savings accounts out there is offering a boosted APY for six months. Here's how to get it, plus a few other great options.
July 11, 2026 | By
Ryan Wilcox
The 3 Best No-Minimum High-Yield Savings Accounts to Open Right Now
Looking for a high-yield savings account with no account minimums to worry about? Compare these three top options and find the one for you.
July 11, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 11, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 10, 2026 | By
Joel O'Leary
The Top 3 High-Yield Savings Accounts of July 2026
You can earn up to 10X the national average APY with some top high-yield savings accounts. Here are three worth opening this month, and who each one fits.
July 10, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 10, 2026: Up to 4.50% APY Still on Offer
The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
July 9, 2026 | By
Joel O'Leary
Will the Fed Cut Rates in July 2026? Here's What the Markets Say
A Fed rate cut isn't happening in July 2026. Here's why a hike is on the table instead, and what it means for your savings and debt.
July 9, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 9, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 8, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 8, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 7, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 7, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
July 6, 2026 | By
James McClenathen
Best CD Rates This Week, July 6, 2026: The Fourth Is Over -- Time to Lock In a Top APY for Your Cash
Top CDs this week offer up to 4.30% APY, making now a smart time to lock in a solid return before rates have a chance to move lower.
July 6, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 6, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 5, 2026 | By
Joel O'Leary
3 Safest Online Banks in July 2026
How the safest online banks protect your money with federal insurance, strong security, and no junk fees, plus how to pick the right one.
July 5, 2026 | By
Joel O'Leary
Earn a Boosted APY and a Bonus up to $400: Best Bank Account Bonuses This Week, July 5, 2026
My favorite high-yield savings account is offering a boosted APY for up to six months, plus a one-time cash bonus. Here's what to know.
July 4, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 4, 2026: Up to 4.50% APY Still Available
The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
July 3, 2026 | By
Ryan Wilcox
I Made $850+ Last Year Just From My Savings Account
A high-yield savings account can pay you hundreds more a year than a savings account with an average yield. See how the math worked out for me last year.
July 3, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 3, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 2, 2026 | By
Joel O'Leary
The 3 Smartest Ways to Withdraw $10,000+ From the Bank
Withdrawing $10,000 or more takes a little planning. ACH transfers, wire transfers, and cashier's checks differ on speed, cost, and safety.
July 2, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 2, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 1, 2026 | By
Ryan Wilcox
Best High-Yield Savings Account Rates Today, July 1, 2026: Up to 5.00% APY
Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we enter the back half of 2026.
June 30, 2026 | By
Joel O'Leary
Is There a 5% CD Out There? Yes, but There's a Catch
A few credit unions still advertise 5% CDs, but the fine print decides what you actually earn. Here's where they hide and what to do instead.
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