Banking Articles
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Jan. 6, 2026 | By
Jake FitzGerald
Here's What Happens When You Deposit More Than $5,000 in Cash
Depositing more than $5,000 in cash is routine. Here's what banks look for and what happens after your deposit clears.
Jan. 6, 2026 | By
Ryan Wilcox
Why Keeping $10,000 in Checking Could Be a Big Mistake in 2026
From an earnings perspective, a standard checking account is one of the worst places for your cash. Here's how much more you can make today with one simple switch.
Jan. 6, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 6, 2026: Lock In a Strong APY While up to 4.27% Is Still on the Table
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Jan. 6, 2026 | By
Jake FitzGerald
Today's Best High-Yield Savings Account Rates, Jan. 6, 2026 -- Earn up to 5.00% APY
Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Jan. 5, 2026 | By
Jake FitzGerald
The Terrible Banking Habit That Costs People the Most Every Year
A quiet banking habit drains thousands over time, even for people who think they're doing everything right.
Jan. 5, 2026 | By
Jake FitzGerald
Here's What Happens When Your Bank Flags Your Account for Suspicious Activity
Banks flag accounts every day for suspicious activity. Here's what that means, what gets frozen, and what you can expect next.
Jan. 5, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 5, 2026: Fewer APYs Above 4.00% -- Act While You Can
Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Jan. 5, 2026 | By
Jake FitzGerald
Best High-Yield Savings Accounts Today, Jan. 5, 2026 -- APYs up to 5.00% Still Available
The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Jan. 3, 2026 | By
Jake FitzGerald
Why You Should Build Out a CD Ladder for 2026
A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.
Jan. 3, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 3, 2026: APYs Are Sliding -- but These Top Offers Remain
The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Jan. 3, 2026 | By
Jake FitzGerald
Best High-Yield Savings Accounts Today, Jan. 3, 2026 -- New Year Checkup
The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Jan. 2, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 2, 2026: Up to 4.27% APY Still Holding -- for Now
Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Jan. 2, 2026 | By
Jake FitzGerald
Today's Best High-Yield Savings Account Rates, Jan. 2, 2026 -- Earn More on Your Cash This Year
High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Jan. 1, 2026 | By
Joel O'Leary
Why You Should Upgrade Your Savings Account in 2026
You can earn close to 4.00% APY on your cash with no risk and no effort, here's how to upgrade your savings account with a trustworthy online bank.
Jan. 1, 2026 | By
James McClenathen
Best CD Rates Today, Jan. 1, 2026: Lock In up to 4.27% to Start the Year Strong
Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head into the new year.
Jan. 1, 2026 | By
Jake FitzGerald
Best High-Yield Savings Account Rates Today, Jan. 1, 2026 -- Start the Year Earning up to 5.00% APY
Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Dec. 31, 2025 | By
Joel O'Leary
5 Habits of Self-Made Millionaires
Millionaires live below their means, build income streams, and invest like clockwork. Here's how to copy the habits that build real wealth.
Dec. 31, 2025 | By
James McClenathen
Best CD Rates Today, Dec. 31, 2025: Start 2026 Strong With a Locked-In 4.27% APY
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Dec. 31, 2025 | By
Jake FitzGerald
Best High-Yield Savings Accounts Today, Dec. 31, 2025 -- Year-End Rates up to 5.00%
It's the last day of 2025, and top high-yield savings accounts still pay up to 5.00% APY, but those yields could decrease heading into 2026.
Dec. 30, 2025 | By
James McClenathen
Best CD Rates Today, Dec. 30, 2025: Time Is Running Out to Lock in 4.27% APY
Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further after the most recent Fed rate cut.
Dec. 30, 2025 | By
Jake FitzGerald
Today's Best High-Yield Savings Account Rates, Dec. 30, 2025 -- APYs up to 5.00%
The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Dec. 29, 2025 | By
James McClenathen
Best CD Rates Today, Dec. 29, 2025: Top APYs Are Fading Fast
Another Fed rate cut was announced earlier this month, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Dec. 29, 2025 | By
Jake FitzGerald
Best High-Yield Savings Rates Today, Dec. 29, 2025 -- Final Days of 2025
The Fed cut rates again earlier this month, but today's top high-yield savings accounts continue to offer up to 5.00% APY.
Dec. 27, 2025 | By
Joel O'Leary
5 Top Tips for Maximizing CD Investment Returns
Learn how to shop around, match terms, and earn higher than average APYs. Here's how to make more out of your CD investments in 2026.
Dec. 27, 2025 | By
James McClenathen
Best CD Rates Today, Dec. 27, 2025: Fewer 4.00%+ APYs Left -- Act Fast
Today's top CDs pay up to 4.27% APY. With another Fed rate cut behind us, it's a great time to lock in a solid return before rates slide.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
Terms may apply to offers listed on this page.
APYs are subject to change at any time without notice.
The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.