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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 10, 2026 | By Ryan Wilcox

Here's What Happens When You Pay Down $5,000 in Credit Card Debt at Once -- and What to Do Next

Just paid off $5,000 in credit card debt? Learn whether to close your old card, how long your score takes to update, and what to do with your money next.
July 10, 2026 | By Joel O'Leary

Already Have the Amex Platinum? Here's the Card to Get Next -- July 2026

The best sidekick card for Amex Platinum holders comes down to one choice: stack more points, or keep rewards simple? Here's how each path pays off.
July 10, 2026 | By Ryan Wilcox

3 Top No-Annual-Fee Cards You Can Apply for Right Now: July 2026

No annual fee? No problem. These three inexpensive cards offer some of the best cash back rates you can find. Here's what to know.
July 10, 2026 | By Joel O'Leary

The Top 3 High-Yield Savings Accounts of July 2026

You can earn up to 10X the national average APY with some top high-yield savings accounts. Here are three worth opening this month, and who each one fits.
July 10, 2026 | By Joel O'Leary

The Best Grocery Card for July 2026, Hands Down

The average household spends $847 a month on food. See how much the Capital One Savor's 3% cash back on groceries and dining puts back in your pocket.
July 10, 2026 | By Ryan Wilcox

The BankAmericard's 21-Month Intro APR Offer Is Impressive. But Is It the Right Card for You?

The BankAmericard offers one of the longest 0% runways you can find -- but it's not right for everyone. Here's how to know if it's for you.
July 10, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, July 10, 2026: Up to 4.50% APY Still on Offer

The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
July 9, 2026 | By Ryan Wilcox

The Easiest Way to Earn $1,000+ a Year From Credit Cards

Want solid rewards without juggling dozens of credit cards? Here's the no-annual-fee combo that can save you hundreds of dollars a year.
July 9, 2026 | By Ryan Wilcox

What Happens if You Don't Pay Off a Balance Transfer Before the Intro Period Ends?

Leave a balance unpaid when your intro period ends, and it can bite you fast. See what happens next, and how the right card can help.
July 9, 2026 | By Joel O'Leary

Will the Fed Cut Rates in July 2026? Here's What the Markets Say

A Fed rate cut isn't happening in July 2026. Here's why a hike is on the table instead, and what it means for your savings and debt.
July 9, 2026 | By Ryan Wilcox

I Compared Every Major Cash Back Card. Here's the One That Actually Wins

This Wells Fargo card earns 2% on purchases with a $0 annual fee. See how it stacks up against three other top cash back cards.
July 9, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, July 9, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 8, 2026 | By Joel O'Leary

The Chase Sapphire Preferred's Best Transfer Deal Is Going Away. Here Are 3 That Still Make It Worth It

The Chase Sapphire Preferred's Hyatt transfer ratio is changing. Here's what your points are worth now, and where to send them instead.
July 8, 2026 | By Ryan Wilcox

5 Things That Can Happen When You Charge $10,000+ on a Credit Card

Charging $10,000 or more on a credit card can trigger fraud alerts and credit limit reviews -- but some good things can happen, too. Here's what to know.
July 8, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 8, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 7, 2026 | By Ryan Wilcox

Earn 6% Back in a Category of Your Choice: Best Cash Back Cards This Month, July 2026

This no-annual-fee card gets you 6% cash back in a category of your choice for your first year. Here's what to know, plus four other great options.
July 7, 2026 | By Joel O'Leary

Can You Do a Balance Transfer More Than Once?

Yes, you can do a balance transfer more than once. But qualifying, transfer fees, and your credit limits all shape whether multiple balance transfers are worth it.
July 7, 2026 | By Joel O'Leary

This Wells Fargo Card Is the Top All-Purpose Card of 2026

The Active Cash card gives you flat-rate cash back on the spending you already do, with no categories to track and no annual fee. Here's how the math adds up.
July 7, 2026 | By Joel O'Leary

The Credit Card I'd Recommend to Anyone Starting From Zero

The Chase Freedom Unlimited earns flat-rate cash back with no annual fee, making it a simple first card you can hold for years while your credit grows.
July 7, 2026 | By Joel O'Leary

Trump Accounts Just Launched. Can You Get a Free $1,000 for Your Child?

Trump Accounts are live as of July 4, 2026. Here's what they are, who gets the $1,000, and what to do if your kid doesn't qualify.
July 7, 2026 | By Ryan Wilcox

Save 3% on Dining and More: The Best No-Annual-Fee Cards This Month, July 2026

Not every credit card costs you an arm and a leg to earn solid rewards. Here are my favorite no-annual-fee options available in July.
July 7, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, July 7, 2026: Earn up to 4.50% APY

Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
July 6, 2026 | By Joel O'Leary

Get a $1,000 Bonus for a Limited Time With the Chase Ink Business Cash Card -- but Act Fast

Interest-free purchases plus cash back on everyday business spending can turn a tight cash flow month into a manageable one.
July 6, 2026 | By Ryan Wilcox

Move Over, Amex Platinum: This Top-Rated Travel Card Is $800 Cheaper

This top Chase card costs $800 less a year than the Amex Platinum. See how these cards compare on perks, earning rates, welcome offers, and more.
July 6, 2026 | By James McClenathen

Best CD Rates This Week, July 6, 2026: The Fourth Is Over -- Time to Lock In a Top APY for Your Cash

Top CDs this week offer up to 4.30% APY, making now a smart time to lock in a solid return before rates have a chance to move lower.