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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Two men smile as they look a computer. One is holding a credit card.
April 17, 2026 | By Jake FitzGerald

This Two-Card Combo Earns More Cash Back Than Any Single Card on the Market

These two Chase cards together cover nearly every spending category at 3% to 5%. No single no-annual-fee card comes close.
Happy person holding cash in one hand and smartphone in the other.
April 17, 2026 | By Joel O'Leary

How to Earn $250 Toward Travel With This No-Annual-Fee Credit Card

The Bank of America Travel Rewards card earns unlimited 1.5x points with no annual fee, no foreign transaction fees, and points that never expire.
Home improvement store worker helping customer with lumber
April 17, 2026 | By Ryan Wilcox

Save on Your Next Big Purchase: Get 0% APR for 21 Months With This Card

This Wells Fargo card is one of the best ways we've found to save on a big upcoming purchase. Read on to learn why we love it so much.
Couple enjoys city skyline view from rooftop pool.
April 17, 2026 | By Joel O'Leary

The Amex Platinum's Best Perk Isn't the Lounge Access. It's This

The Amex Platinum offers a $600 hotel credit that's sometimes overlooked. Here's why it beats lounge access as the card's most reliable annual perk.
A person inserting a credit card into a credit card chip reader.
April 17, 2026 | By Ryan Wilcox

Get a Top 2% Flat-Rate Earner: The Best No-Annual-Fee Cards This Week, April 17, 2026

Want to earn 2% on purchases wherever you go? Here's the credit card to get, plus our other no-annual-fee favorites available now.
A woman smiling in an airport with her suitcase and passport.
April 16, 2026 | By Ryan Wilcox

3 Travel Cards That Are $400+ Cheaper Than the Chase Sapphire Reserve

Want premium travel perks without the premium price? Here are three less expensive alternatives to the Chase Sapphire Reserve card.
young man holding cellphone to his ear and holding his hand to his forehead like he made a mistake
April 16, 2026 | By Jake FitzGerald

6 Credit Card Mistakes First-Time Cardholders Almost Always Make

First-time cardholders make the same expensive mistakes. Here's what they are and how to avoid them.
Person making a shocked expression while looking at laptop screen.
April 16, 2026 | By James McClenathen

How to Get as High as 275,000 Points in a Year With 2 Amex Cards

The Amex Gold and Platinum cards have massive welcome bonus offers right now -- but there's only one way to get them both. Here's how.
Mature woman holding her phone and a credit card while commuting with a backpack.
April 16, 2026 | By Ryan Wilcox

The Amex Platinum Is the 'It Card' Everyone's Talking About in 2026

The Amex Platinum has been around for decades, but it's still one of the best travel cards out there. Here's how to know if it's right for you.
An hourglass being held in a hand outdoors.
April 16, 2026 | By Jake FitzGerald

Offer Ending Soon: Chase Freedom Unlimited's $250 Bonus Is Almost Gone

Chase Freedom Unlimited's limited-time sign-up bonus ends April 30 at 9 a.m. EST. Here's what the card earns, what it costs, and whether it's worth applying now.
Man sitting at table with dollar bills and coins in front of him.
April 16, 2026 | By Joel O'Leary

What 21 Months of 0% APR Is Actually Worth in Real Dollars

The average American carries $6,500+ in credit card debt. Here's exactly how much a 21-month 0% intro APR card can save you in real dollars.
Two people talking next to a washing machine in an appliance store.
April 15, 2026 | By Jake FitzGerald

Why I'd Never Put a Large Purchase on a Debit Card -- Even With the Money in the Bank

A debit card puts your real cash at risk with less legal protection than a credit card.
Grocery store employee ringing up customers
April 15, 2026 | By Ryan Wilcox

This No-Annual-Fee Capital One Card Beats the Amex Gold for Groceries and Dining

Learn how a no-annual-fee Capital One card can actually outperform the Amex Gold for groceries and dining -- and how to know which is right for you.
man deciding between 2 credit cards
April 15, 2026 | By Ryan Wilcox

Capital One Venture X vs. Chase Sapphire Reserve: Which Travel Card Is Better?

Learn how the Capital One Venture X and Chase Sapphire Reserve compare on earnings, perks, annual fees, and more to see which is right for you.
A person sitting in a private jet uses a smartphone and headphones while smiling.
April 15, 2026 | By Jake FitzGerald

The 3 Best High-Limit Cards You Can Apply for in April 2026

High limits aren't just about bragging rights. Here's what these three cards actually offer, and what real cardholders have reported getting.
A woman sitting comfortably on her couch looking at her phone and holding a credit card.
April 15, 2026 | By James McClenathen

Should You Downgrade Your Amex Platinum Instead of Canceling It?

The Amex Platinum's annual fee is only worth it if you use its many credits and perks. If you don't, here are your best options for downgrading or switching cards.
Cancellation Note
April 14, 2026 | By Jake FitzGerald

Here's What Happens When You Cancel a Credit Card With a $10,000 Limit

Canceling a credit card with a $10,000 limit can raise your utilization ratio and ding your score. Here's exactly what happens and what to do instead.
Smiling couple looks at phone together while waiting with luggage in airport
April 14, 2026 | By Ryan Wilcox

Amex Platinum vs. Chase Sapphire Reserve: Which Has Better Travel Perks?

The Amex Platinum and Chase Sapphire Reserve are two top luxury credit cards -- but you probably don't need to land both. Here's how to decide.
Grocery Check Out
April 14, 2026 | By Joel O'Leary

Our Top Cash Back Card of April 2026: Earn up to 6% Back

The Amex Blue Cash Preferred earns high cash back at U.S. supermarkets, gas stations, and on streaming, making it a top pick for everyday Americans
Person smiling while holding credit card and cellphone outdoors near street.
April 14, 2026 | By Joel O'Leary

Our Favorite Balance Transfer Card if You Have Excellent Credit: April 2026

The Citi® Diamond Preferred® Card has one of the longest 0% intro APR windows for balance transfers, and no annual fee. It's our top pick for April 2026.
Two people sitting at a desk and going over papers while typing in a calculator.
April 14, 2026 | By Joel O'Leary

The $179 Per Month Difference Between a 12-Month and 21-Month 0% Intro APR

Picking the right intro window isn't just about time -- it's about what you can actually afford to pay each month.
man and woman sitting at opposite ends of a couch and looking upset
April 13, 2026 | By Jake FitzGerald

Here's What Happens to a Joint Credit Card When a Couple Separates

A divorce decree doesn't mean anything to your credit card issuer. Here's what actually happens to joint cards when a couple separates, and what to do about it.
Man in suit running away from a wrecking ball that says DEBT
April 13, 2026 | By Jake FitzGerald

Here's Why $10,000 of Credit Card Debt Can Feel Impossible to Pay Off

On a $10,000 credit card balance, your first minimum payment is $200 -- and $175 of it is interest. Here's why the math is so hard to escape.
A person talking on the phone while sitting at a home office desk with a puppy in their lap.
April 13, 2026 | By Joel O'Leary

Here's How to Ask Your Credit Card Company for a Retention Offer (and What to Say)

A retention offer can mean bonus points, a statement credit, or a waived annual fee. Here's how to ask your card issuer for one.
Young woman sitting on couch talking on phone with look of relief.
April 13, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, April 13, 2026: Stop Letting Interest Steal Your Progress

Stop losing ground to high interest. These balance transfer cards give you 0% intro APR for up to two years, no annual fee, and real room to pay down debt.