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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A mature woman smiles while sitting at her table. She is holding a cellphone and a credit card.
May 12, 2026 | By Joel O'Leary

Here's What Happens When You Downgrade the Amex Platinum to the Amex Gold

The Amex Gold Card has a lower annual fee than the Platinum Card, but it shines for dining, groceries, and everyday spending rewards.
Financial advisor discusses credit scores with a client.
May 12, 2026 | By Joel O'Leary

Have Good Credit? Here Are the 3 Balance Transfer Cards You Should Apply For

Good credit can unlock the top balance transfer offers with 0% intro APR periods up to 21 months. Here are three strong options worth considering in 2026.
Smiling person holding credit card in one hand and cellphone in the other.
May 12, 2026 | By Ryan Wilcox

0% Intro APR for 21 Months: The BankAmericard Is Now a Top Balance Transfer Card

This Bank of America credit card now offers one of the longest intro APR offers in the game. Here's why it's worth applying for today.
Person packing suitcase in hotel room.
May 12, 2026 | By Ryan Wilcox

The Amex Gold Just Got Even Better. Should You Apply?

The Amex Gold Card just added upgraded earning rates, an expanded dining credit, and more. Here's how to know if it's right for you.
Woman excited about something she sees on her cellphone.
May 12, 2026 | By Joel O'Leary

Limited-Time Offer: Get 150,000 Bonus Points With the Chase Sapphire Reserve

The Chase Sapphire Reserve's new limited-time welcome offer is worth up to $3,000 in travel, plus $3,000+ in estimated annual card benefits.
Person paying for items at a store with a credit card.
May 11, 2026 | By Ryan Wilcox

Here's What Happens When You Only Use Credit Cards

What actually happens when you ditch cash and debit entirely for credit cards? I tried it. Here's what I learned: the good, the bad, and the tricky.
Young man puts his hand to his face in frustration while holding his phone and looking at laptop.
May 11, 2026 | By Joel O'Leary

5 Things People Get Wrong About Balance Transfers

A balance transfer can save you $1,000+ in interest -- but common mistakes can wipe out those savings. Here's what to watch out for before you transfer.
Person making a shocked expression while looking at laptop screen.
May 11, 2026 | By Ryan Wilcox

Act Fast: Get up to $6,000 in First-Year Value With the Chase Sapphire Reserve

The Chase Sapphire Reserve is offering its best-ever welcome bonus -- but it probably won't be around long. Here's how you can save today.
A group of folders with once label being changed from debt to savings.
May 11, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, May 11, 2026: Turn the Tables on High Interest

Beat high interest at its own game. These balance transfer cards offer 0% intro APR for up to two years, no annual fees, and a path to real progress.
A young couple looking up information on a laptop while sitting in their kitchen.
May 10, 2026 | By Joel O'Leary

3 Things to Do Before You Apply for a Balance Transfer Card

Avoid wasted hard inquiries and transfer fees that eat your savings. Here are three steps to take before applying for a balance transfer card.
Young male traveler on a trolley in London wearing sunglasses with British flag design on them.
May 10, 2026 | By Joel O'Leary

Hotel Cards vs. Travel Cards: Which Is Actually Worth More for Most Travelers?

Hotel cards offer solid loyalty perks, but flexible travel points often go further. Here's how to decide which type of card fits your travel style.
Woman holds up megaphone to make announcement.
May 10, 2026 | By James McClenathen

Up to $3,000 Toward Travel: The Chase Sapphire Reserve's Biggest Sign-Up Bonus Ever Is Here

For a limited time, the Chase Sapphire Reserve is offering a massive sign-up bonus -- its best ever! Should you apply?
Crumpled dollar bills in a trash can.
May 10, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, May 10, 2026: Stop Throwing Money at Interest

This week's longest 0% intro APR cards give you up to 24 months with no interest. Make real progress on debt without fees standing in your way.
A man on a phone call while sitting in front of his laptop.
May 9, 2026 | By Ryan Wilcox

Why Closing a Credit Card 'Responsibly' Can Still Hurt You a Decade Later

Closing a credit card the "right way" doesn't protect you from the long-term credit damage that can follow. Here's what most guides won't tell you.
Man, woman, young boy, and young girl at the beach.
May 9, 2026 | By Joel O'Leary

4 Money Moves to Make Before Summer Spending Hits -- One Could Save You $100 or More

Summer spending adds up fast. These money moves can help you earn more cash back, enjoy free activities, and protect your travel budget.
A young woman sitting outside with her chin resting in her hand.
May 9, 2026 | By James McClenathen

My Credit Score Is Under 700. Can I Still Get a Balance Transfer Card?

A credit score under 700 doesn't automatically disqualify you. Here's what issuers actually look at, and what to do if you don't qualify.
A desk with a chalkboard with drawing of a piggy bank and a checkmark next to Excellent Credit Score.
May 9, 2026 | By Joel O'Leary

Our Favorite Balance Transfer Card if You Have Excellent Credit: May 2026

The Chase Freedom Flex offers a long intro APR on balance transfers plus ongoing cash back rewards -- a rare combo for excellent credit holders.
Woman excited about something she sees on her cellphone.
May 9, 2026 | By Joel O'Leary

Earn $750+ in Travel Rewards: The Best Credit Card Sign-Up Bonuses This Week, May 9, 2026

One of my all-time favorite travel cards has a great welcome bonus with a surprisingly reasonable spend requirement. Here's what to know.
A man holding several credit cards.
May 8, 2026 | By Ryan Wilcox

Here's What Happens When You Open 5 Credit Cards in One Year

Opening five credit cards in one year is a bold move. Here's what actually happens to your credit score, rewards, and finances when you do it.
Man looks thoughtful while holding credit card and using laptop.
May 8, 2026 | By Joel O'Leary

Think You Need to Carry a Small Credit Card Balance Every Month? Here's Why That's a Myth

Carrying a credit card balance does not help your credit score. Here's what it actually costs you -- and what really builds credit over time.
A man paying for groceries with a credit card.
May 8, 2026 | By Ryan Wilcox

The Amex Blue Cash Preferred Earns 6% on Groceries. Here's Why It's Still Not My Top Pick

The Amex Blue Cash Preferred's cash back rate on groceries at U.S. supermarkets sounds great -- but there's a catch. Here's the card I recommend instead.
Two women outdoors smiling looking at their cellphones.
May 8, 2026 | By Ryan Wilcox

This Chase Card's 5% Cash Back Categories Could Earn You $500+ a Year

This Chase card's rotating 5% cash back categories can add up fast. Here's how to earn $500 or more a year with no annual fee.
The word "DEBT" on a chalkboard next to an eraser.
May 7, 2026 | By Joel O'Leary

Best Credit Card for People Paying Off Debt: May 2026

The Wells Fargo Reflect Card has an intro APR offer spanning nearly two full years. Here's why it's our top pick for paying off debt in May 2026.
Woman with arms outspread in happiness.
May 7, 2026 | By Ryan Wilcox

We Compared 100+ Credit Cards -- Here's the Best Balance Transfer Card for May 2026

The Citi Double Cash® Card is one of our favorite ways to save on balance transfers this month -- and earn valuable cash back. Here's why.
A woman sitting on floor with paper bills and a calculator.
May 7, 2026 | By Joel O'Leary

3 Top 0% Intro APR Credit Cards You Can Get Right Now: May 2026

A 0% intro APR card pauses interest so every payment goes toward your balance. Here are three worth considering in May 2026.