Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace. Websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened.
    |    Accessibility Options

Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

Couple looking at paperwork and using a calculator.
Aug. 31, 2026 | By Joel O'Leary

How Long Does It Take to Pay Off $10,000 in Credit Card Debt? We Did the Math for 5 People

See how much your monthly payment changes the payoff timeline on a five-figure balance -- and the fastest way to shrink it.
A spiral bound desk calendar turned to January sitting beside coins, a calculator, and writing utensils.
Aug. 31, 2026 | By Joel O'Leary

The 0% Intro APR Card That Wins for People Who Need More Than 18 Months

When a bigger balance needs breathing room, the payoff window matters more than the perks. Here's how to match the right card to your timeline.
A man's hand stops a row of wooden dominoes from falling over.
Aug. 31, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Aug. 31, 2026: Up to 21 Months to Get Ahead

A balance transfer card with 0% intro APR for up to 21 months and no annual fee could be your answer to finally getting ahead.
A chimpanzee poses with children at medal podium.
Aug. 30, 2026 | By Joel O'Leary

We Compared 100+ Credit Cards -- These Made the Winner's List for 2026

Motley Fool Money's experts name the 2026 credit card award winners across cash back, groceries, and travel, and explain how each pick was chosen.
A chalkboard resting on a desk with a piggy bank and the words Credit Score drawn on it.
Aug. 30, 2026 | By Joel O'Leary

I Have a 650 Credit Score. Can I Still Get a Balance Transfer Card?

Fair credit narrows your options but doesn't end them. See what issuers weigh beyond your score, and the fastest ways to improve your approval odds.
Man in suit jumps over a metal trap.
Aug. 30, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, Aug. 30, 2026: Stop Accepting Interest as Inevitable

Get up to 21 months interest-free with this week's longest 0% intro APR cards. Stop accepting interest as the cost of debt -- finally get ahead.
Smiling woman lying on her couch, using her cell phone, and holding her credit card.
Aug. 29, 2026 | By Joel O'Leary

The Fastest Way to Get Your Credit Score From 750 to 800

Reaching 800 is about fine-tuning the score you've got -- lower your utilization, raise your available credit, and protect your oldest accounts.
A smiling airplane passenger listening to music and looking out the window.
Aug. 29, 2026 | By Joel O'Leary

Travel Prices Are Spiking. These 3 Cards Could Get You $250 to $750+ This Year

Rising airfare makes travel cards more valuable. A no-annual-fee starter, a mid-tier favorite, and a premium option each offset the cost of a trip differently.
Woman lounging on a bed with her luggage.
Aug. 29, 2026 | By Joel O'Leary

6 Chase Sapphire Preferred Perks That Are Worth More Than the $95 Annual Fee

The Chase Sapphire Preferred can pay for itself several ways. Here's how to easily turn its credits and perks into value that outpaces the $95 annual fee.
Woman smiling as she holds up sweater she purchased for herself.
Aug. 29, 2026 | By Joel O'Leary

A 0% Intro APR Card Beats Buy Now, Pay Later for One Big Reason

Buy now, pay later gives you weeks to pay off a purchase. A credit card with 0% intro APR can give you almost two years, plus rewards and dispute protection.
Two people clinking margarita glasses on the beach.
Aug. 29, 2026 | By Ryan Wilcox

Save $1,750 or More on Travel: Best Credit Card Bonuses This Week, Aug. 29, 2026

This luxury Amex card is offering one of the biggest welcome bonus offers I've ever seen. Here's what to know, plus four other great options.
Couple appear frustrated while looking at laptop screen.
Aug. 28, 2026 | By Joel O'Leary

Here's What Happens When You Miss a Buy Now, Pay Later Payment in 2026

Roughly 29% of buy now, pay later users have paid late. The costs of slipping up can go well beyond a little late fee.
Couple has card out to pay in a restaurant.
Aug. 28, 2026 | By Joel O'Leary

This Card Pairs Perfectly With the Capital One Venture X -- and Has No Annual Fee

See how the no-annual-fee Capital One Savor complements the Venture X by covering groceries, dining, entertainment, and streaming.
Young man pausing from using his laptop to look at a calendar.
Aug. 28, 2026 | By Joel O'Leary

These 3 Cards Offer 0% Intro APR Until 2028 -- but There's One Clear Winner

Cutting interest to zero on a large balance can save well over $1,000 during payoff. See how these leading cards for 2026 stack up.
Professionally dressed woman sits at desk smiling near laptop.
Aug. 27, 2026 | By Joel O'Leary

The Chase Ink Business Cash Has a $1,000 Bonus Right Now. Is It Worth It?

The Chase Ink Business Cash is worth it if your business spends a lot in its 5% categories. Here's who should grab it and who should skip it.
Person using cellphone with Buy Now Pay Later on the screen.
Aug. 27, 2026 | By Joel O'Leary

Here's How Many Americans Regret Using Buy Now, Pay Later Right Now

BNPL feels free until the bills hit. See how often BNPL users pay late, what the average fee runs, and why a credit card often makes more sense.
A young adult calculates their personal finances at the kitchen table using a tablet.
Aug. 27, 2026 | By Joel O'Leary

Here's What $5,000 in Credit Card Debt Actually Costs You at Today's APR

Carrying a card balance at today's rates quietly drains thousands in interest. See the real cost and faster ways to pay it down.
A person holding a fan of credit cards.
Aug. 26, 2026 | By Ryan Wilcox

Here's What Happens When You Open 5 Credit Cards in One Year

Wondering what opening five credit cards in a year does to your credit? Here's the real impact on your credit score, finances, and more.
Person smiles while holding credit card and looking at cellphone.
Aug. 25, 2026 | By Ryan Wilcox

I Compared Every 21-Month 0% Intro APR Card. Here's the One I'd Actually Use

Looking for the best 0% intro APR card out there? Here's my pick, plus a great alternative available now.
An older adult uses a credit card to make a payment on a smartphone in their living room.
Aug. 25, 2026 | By Joel O'Leary

Hands Down the Simplest Cash Back Card I Recommend: Wells Fargo Active Cash® Card

I gave up chasing bonus categories a few years ago. Here's why 2% flat rate cash rewards on purchases quietly won me over -- and the card I recommend most.
Woman relaxes in shallow pool on vacation.
Aug. 25, 2026 | By Joel O'Leary

The Chase Sapphire Preferred Bonus Is Worth up to $1,125 Toward Travel. Here's How to Get It

This travel card can pay for itself with one annual credit. Here's how I'd earn the welcome offer and turn points into real trips.
Well dressed woman in first class on flight.
Aug. 24, 2026 | By Joel O'Leary

Do Travel Credit Card Welcome Bonuses Actually Cover the Cost of a Flight?

A new travel card can earn enough to fly for free, or barely dent the fare. Here's how I spot the difference before applying.
A delivery man handing over a bag of takeout food to a customer.
Aug. 24, 2026 | By Joel O'Leary

The 3 Chase Sapphire Preferred Perks Most Cardholders Never Use

Most people carry the Chase Sapphire Preferred for travel, but three of its most useful benefits show up in everyday spending at home.
Hourglass full of blue sand next to a calendar
Aug. 24, 2026 | By Joel O'Leary

What 21 Months of 0% APR Is Actually Worth in Real Dollars

Credit card rates keep climbing, and carrying a balance costs more every month. I break down what hitting pause on interest is actually worth right now.
Man in suit running away from a wrecking ball that says DEBT
Aug. 24, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Aug. 24, 2026: Up to 21 Months to Make Every Payment Count

Make payments count for up to 21 months. These balance transfer cards come with 0% intro APR, no annual fees, and time to finally gain control of debt.