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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Smiling person holding credit card in one hand and cellphone in the other.
April 29, 2026 | By Joel O'Leary

We Asked 5 Money Experts the No. 1 Balance Transfer Card -- and They All Picked the Same One

The Citi Diamond Preferred Card offers an intro APR on balance transfers for nearly two years, no annual fee, and a low transfer fee. See why it tops our 2026 list.
Man holding credit card and using laptop.
April 28, 2026 | By Joel O'Leary

I've Never Paid Credit Card Interest. Here Are the 3 Rules I Live By

I've carried multiple credit cards for over a decade and never paid a dollar in interest. Here are the three rules that make it work.
A woman reading papers at an office desk.
April 28, 2026 | By Joel O'Leary

What a Credit Card's 'Grace Period' Really Means

A credit card grace period is the window between your statement closing and your payment due date. Here's how it works and what happens if you miss it.
Travel items like a camera, headphones, suitcase, and passport spread out on a wooden surface.
April 28, 2026 | By Joel O'Leary

Don't Leave the Country Until You've Checked These 5 Things on Your Credit Card

Your credit card may cover foreign fees, trip insurance, and perks like lounge access. Here's what to check before you head abroad in 2026.
Woman lounging on a bed with her luggage.
April 28, 2026 | By Ryan Wilcox

Chase Sapphire Preferred vs. Capital One Venture Rewards: Which Travel Card Is Better?

Trying to choose between the Chase Sapphire Preferred and Capital One Venture Rewards? Here's how you can actually save on travel with each card.
Person looking at items in the refrigerated dairy section of the grocery store.
April 28, 2026 | By Joel O'Leary

The Capital One Savor Card Earns Unlimited 3% at Grocery Stores. Here's What That's Worth in a Year

The Capital One Savor card earns unlimited 3% cash back at grocery stores, dining, and entertainment with no annual fee. Here's what that adds up to in a year.
Woman walking through airport.
April 28, 2026 | By Ryan Wilcox

I Did the Math: The Amex Platinum Could Save Frequent Flyers $2,500+ in Year One

The Amex Platinum's annual fee sounds steep -- until you do the math. Here's how you could save $2,500+ on travel in year one alone.
Parents and kids at shopping mall with shopping bags.
April 28, 2026 | By Ryan Wilcox

Here's What a 2% Cash Rewards Card Actually Earns the Average Family

The average American family spends more than you think on their credit cards. Here's how much you can save with a 2% cash rewards card this year.
A woman holds a generic gift card.
April 27, 2026 | By Joel O'Leary

Why Scammers Ask for Gift Cards

Gift card scams cost Americans hundreds of millions annually. Here's why scammers demand gift cards -- and how to spot the red flags before it's too late.
A customer hands a credit card to a cashier in a coffee shop.
April 27, 2026 | By Joel O'Leary

Here's What Happens in the Seconds After You Swipe Your Credit Card

From tap to approval, a credit card transaction involves multiple companies and dozens of decisions -- all in under two seconds. Here's how it works.
Woman waiting in airport seats for flight near the windows.
April 27, 2026 | By Joel O'Leary

I Travel a Ton, Here's Why the Amex Platinum Still Doesn't Make Sense

Traveling a lot doesn't automatically mean the Amex Platinum fits your lifestyle. Here's why a simpler, cheaper card works better for me.
Person uses pair of scissors to cut credit cards in half.
April 27, 2026 | By Joel O'Leary

I Just Canceled My Chase Sapphire Preferred After Years -- Here's What Finally Pushed Me Over the Edge

The Chase Sapphire Preferred is a classic travel card, but it stopped making sense for my type of spending. Here's what changed and what replaced it.
Woman choosing one credit card from a handful of many cards
April 27, 2026 | By Ryan Wilcox

Here Are the Only Two Wells Fargo Cards You Need in 2026

With our two favorite Wells Fargo cards, you can cover all sorts of spending categories for no annual fee. Here's what to know.
A man holding several credit cards.
April 27, 2026 | By Jake FitzGerald

3 Credit Cards Worth Keeping Open Forever (and 2 Worth Downgrading)

Some cards are worth holding for life. Others are worth swapping for a cheaper version. Here's which is which.
A woman sitting in front of her couch with her laptop and celebrating with her hand in the air.
April 27, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, April 27, 2026: Give Yourself a Real Shot at Hitting Zero

Stop fighting uphill against interest. These balance transfer cards offer 0% intro APR for up to two years and no annual fee to help you reach zero.
Couple excited, celebrating, while looking at laptop.
April 26, 2026 | By Joel O'Leary

The Smartest Time to Apply for a New Credit Card (Most People Get This Wrong)

Timing a credit card application can mean the difference between a huge welcome offer and a wasted hard inquiry. Here's when the stars actually align.
Amex Platinum mirror card design by pool.
April 26, 2026 | By Jake FitzGerald

The Amex Platinum Has $3,500 in Annual Value. Here's How to Use Every Dollar.

The Amex Platinum now carries a $895 annual fee and over $3,500 in annual value. Here's how to actually use every dollar.
Traveler at airport with luggage, phone, and credit card.
April 26, 2026 | By Ryan Wilcox

The 3 Best Travel Cards for People Who Only Take 2 or 3 Trips a Year

Want great travel perks without the sky-high price? Here are three travel cards for people who only travel a few times a year.
Couple looks at and points to something on laptop screen together while smiling.
April 26, 2026 | By Ryan Wilcox

We Compared 100+ Credit Cards -- These 3 Offer the Best 0% Intro APR in 2026

Need the longest 0% intro APR out there? Here are three great options that can help you save for almost two whole years.
Person trying on clothing in mirror.
April 26, 2026 | By Joel O'Leary

3 Credit Cards That Can Help You Save on Ozempic (and Other Rx Costs)

Ozempic can cost hundreds per month without full insurance coverage. These three credit cards earn meaningful cash back on drugstore and pharmacy purchases.
Elated couple throwing papers in the air in celebration.
April 26, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, April 26, 2026: Finally Get Ahead of Your Balance

This week's longest 0% intro APR offers give you up to 24 months with no interest. Pay down your balance without fees getting in the way -- plus perks.
Man using laptop to search for flights.
April 26, 2026 | By Ryan Wilcox

How Using the Wrong Credit Card Cost Me $700 in One Weekend

I booked a $1,000 Vegas trip on my cash back card -- and left serious money on the table. Here's how much more I could've made with a top travel card.
Stack of credit cards
April 25, 2026 | By Joel O'Leary

What Happens When You Apply for Too Many Credit Cards in One Year

Applying for too many credit cards in a short window can hurt your credit score and raise red flags with lenders. Here's what actually happens.
Shopper using self checkout
April 25, 2026 | By James McClenathen

This Simple Mistake Can Cost You $8 Every Time You Buy Groceries

Using the wrong card at the supermarket costs the average family hundreds a year. These two no-fuss rewards cards fix that fast.
A person holding a fan of credit cards.
April 25, 2026 | By Ryan Wilcox

Only Want One Credit Card? Pick One of These 3

Don't want to juggle multiple credit cards? These three award-winning picks do it all. Here's how to find the right one for you today.