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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

elderly couple with notebook and calculator
Sept. 17, 2026 | By Ryan Wilcox

Is the Amex Platinum Worth the Massive Annual Fee? Here's My Honest Answer

The Amex Platinum's annual fee sounds steep -- until you do the math. Here's how the card can cover its annual cost several times over.
A man smiles as he looks at his phone.
Sept. 16, 2026 | By Joel O'Leary

This Is Hands-Down the Best Card for Small Business Owners in 2026

A flat 1.5% cash back rate, no annual fee, and an optional loyalty boost that lifts what you earn on everyday business spending. Here's my top business card for 2026.
A young man, sitting on a sofa, smiles as he holds a credit card in one hand and looks at his cellphone in another.
Sept. 16, 2026 | By Ryan Wilcox

I Carry 5 Credit Cards. Here's the One I Reach for the Most

I carry a total of five credit cards, but I use one of them the most by far. Here's why you should get it today.
Person Checking Credit Score On Their Cell Phone
Sept. 15, 2026 | By Joel O'Leary

Have an 800 Credit Score? Here Are the 3 Cards You Should Apply for Now

With excellent credit, approval is rarely the issue. See what an 800 score unlocks and which types of rewards cards make the most of it.
Person resting on floor in room filled with weights and workout equipment.
Sept. 14, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Sept. 14, 2026: Up to 21 Months Interest-Free

Get up to 21 months interest-free to break the cycle of debt with the best balance transfer cards available this week.
A small business owner writes in a planner.
Sept. 13, 2026 | By Ryan Wilcox

Get 3% Back in Your Choice Category: The Best Business Credit Cards This Week, Sept. 13, 2026

Want to get 3% back in a spending category of your choice? Here's the business credit card to get today, plus a few other great picks.
Man in suit running away from a wrecking ball that says DEBT
Sept. 13, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, Sept. 13, 2026: Up to 21 Months to Get Ahead of Debt

Get up to 21 months interest-free with this week's longest 0% intro APR cards. Stop paying interest and finally make real progress on your debt.
Person smiling while holding credit card and cellphone outdoors near street.
Sept. 12, 2026 | By Ryan Wilcox

10 of the Best Benefits of the Chase Sapphire Preferred Card -- September 2026

What does the Chase Sapphire Preferred actually get you? Here's a breakdown of the welcome bonus, earning rates, and perks you'll unlock now.
Man looking at computer screen with his mouth open in shock.
Sept. 12, 2026 | By Ryan Wilcox

Get as High as 175,000 Bonus Points: Best Credit Card Bonuses This Week, Sept. 12, 2026

This top Amex card features a massive welcome bonus offer -- but not everyone will qualify. Here's what to know.
Woman holds up megaphone to make announcement.
Sept. 11, 2026 | By Joel O'Leary

Earn $1,000+ Toward Travel With Capital One Venture Rewards Credit Card's Limited-Time Sign-Up Bonus

The Capital One Venture keeps travel rewards simple with flat-rate miles and perks that can outweigh the annual fee for regular spenders.
Excited man holding cell phone and credit card.
Sept. 11, 2026 | By Ryan Wilcox

We Compared 100+ Credit Cards -- Here's the Best Balance Transfer Card for September 2026

My favorite balance transfer card offers 21 months of 0% intro APR. Here's why it's worth applying for, plus another great option.
Person making a shocked expression while looking at laptop screen.
Sept. 10, 2026 | By Ryan Wilcox

Enjoy a $300 Stays Credit and Earn 75,000 Bonus Miles: Capital One Venture Rewards Credit Card's New Limited-Time Offer

The Capital One Venture's new offer stacks a travel credit on top of bonus miles. Here's what to know and how to decide if it's for you.
A woman smiling while opening mail in her sunny entryway.
Sept. 10, 2026 | By Joel O'Leary

3 Balance Transfer Cards That Are Better Than the One Your Bank Is Pushing

I track card offers every day, and the one your bank mails you is rarely the best fit for your individual situation. Here's what I'd choose instead.
Mother and daughter smiling as they go over some information together.
Sept. 7, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Sept. 7, 2026: Up to 21 Months to Turn the Corner on Debt

Up to 21 months interest-free. Balance transfer cards with 0% intro APR, no annual fees, and time to finally get ahead on debt.
Woman smiling as she holds up sweater she purchased for herself.
Aug. 29, 2026 | By Joel O'Leary

A 0% Intro APR Card Beats Buy Now, Pay Later for One Big Reason

Buy now, pay later gives you weeks to pay off a purchase. A credit card with 0% intro APR can give you almost two years, plus rewards and dispute protection.
Group of adults in glasses crowd around laptop screen with hands to their faces in shock at what they see.
Aug. 20, 2026 | By Joel O'Leary

Here's the Average Credit Card Debt for Your Age Group in 2026

Gen X carries the highest card balances of any generation. See where you land, what carrying a balance costs, and how to start cutting it down.
Young woman listening to podcast on her headphones while drinking coffee.
Aug. 18, 2026 | By Joel O'Leary

Gen Z Has the Lowest Credit Card Debt of Any Working Generation. Here's Why

Low credit limits, a preference for debit, and a shift to buy now, pay later all help explain why younger Americans carry less card debt.
A young man in a suit using an outdoor ATM.
July 23, 2026 | By Joel O'Leary

Using a Debit Card in These 3 Places Could Be a Big Mistake

Booking travel, making big purchases, and using unknown card readers each expose debit card users to risks a credit card helps avoid.
Financial advisor discusses credit scores with a client.
July 21, 2026 | By Joel O'Leary

4 Reasons to Get Your Credit Score Above 800

An 800 credit score does more than look good. It cuts borrowing costs across loans and insurance, and gives your score room to breathe.
Credit report that reads 765 on a desk where someone is typing on a calculator and their holding glasses
July 20, 2026 | By Joel O'Leary

You'll Probably Never Hit 850. Here's the Credit Score That Actually Gets You the Best Rates

The best loan terms and credit perks kick in around a credit score of 780, not a perfect 850. Here's the number to aim for and how to reach it.
A chalkboard resting on a desk with a piggy bank and the words Credit Score drawn on it.
July 19, 2026 | By Ryan Wilcox

How to Pick the Right Balance Transfer Card if You Have Less-Than-Perfect Credit

You can still get a balance transfer card with fair credit, but options are limited. Here's how to pick the right one and what to watch for.
smiling young man holding a coffee mug and handing cash to a waiter
July 13, 2026 | By Joel O'Leary

Is Cash Safer Than a Card?

A credit card is usually safer than cash for everyday spending because of fraud protection. Cash's only real edge is privacy.
Person outdoors celebrating with fist raised while holding cellphone.
July 10, 2026 | By Ryan Wilcox

Here's What Happens When You Pay Down $5,000 in Credit Card Debt at Once -- and What to Do Next

Just paid off $5,000 in credit card debt? Learn whether to close your old card, how long your score takes to update, and what to do with your money next.
A couple sitting on the floor of their living room organizing paperwork.
July 7, 2026 | By Joel O'Leary

Can You Do a Balance Transfer More Than Once?

Yes, you can do a balance transfer more than once. But qualifying, transfer fees, and your credit limits all shape whether multiple balance transfers are worth it.
Two people sitting at a desk and going over papers while typing in a calculator.
July 5, 2026 | By Joel O'Leary

How Long Does It Actually Take to Pay Off $10,000 With a Balance Transfer Card?

A balance transfer card stops the interest and starts a clock. Learn how to set a monthly payment that clears $10,000 before the intro window ends.