Credit Card Articles
Articles about choosing the right credit card, and how to get the most from the ones you have.
Recent Articles
April 22, 2026 | By
Ryan Wilcox
We Compared 100+ Credit Cards -- Here's the Best Balance Transfer Card for April 2026
This Bank of America card card is our favorite way to save on interest and earn rewards at the same time. Here's how to know if it's right for you.
April 21, 2026 | By
Joel O'Leary
Here's What Happens When You Apply for Two Credit Cards on the Same Day
Applying for two credit cards in one day is more common than you think. Here's what actually happens to your credit score and approval odds.
April 21, 2026 | By
Joel O'Leary
The Average American Will Spend 21+ Years in Credit Card Debt if Only Making Minimum Payments
Making only minimum payments on $6,523 in credit card debt costs over $10,000 in interest and takes 21+ years to pay off. Here's how to escape faster.
April 21, 2026 | By
Ryan Wilcox
The Easy Way to Avoid Late Payments in 2026 (It's Not Just Autopay)
Autopay alone might not save you from late payments. Here's how to build a system that actually works in a few simple steps.
April 21, 2026 | By
Joel O'Leary
Does Closing a Credit Card Really Hurt Your Score? Here's the Truth
A closed account in good standing stays on your credit report for 10 years. Here's what closing a card actually does to your score.
April 21, 2026 | By
Ryan Wilcox
Still Paying 20% Interest? These Balance Transfer Cards Can Help You Stop
Struggling with credit card debt? These three cards offer 0% intro APR on balance transfers -- and can earn valuable cash back at the same time.
April 21, 2026 | By
Joel O'Leary
$3,000 a Year on Gas: This Is the Best Card for Your Commute
The Bank of America Customized Cash Rewards card earns 6% cash back in a chosen category for the first year -- no annual fee, plus a welcome offer.
April 21, 2026 | By
Ryan Wilcox
This Little-Known Citi Card Offers 30,000 Bonus Points and 3X at Supermarkets -- With No Annual Fee
This Citi card has sneakily become of our favorite ways to save on groceries and more. Here's what to know.
April 20, 2026 | By
Joel O'Leary
Here's What Happens When You Add Your Spouse as an Authorized User
Adding a spouse as an authorized user to a credit card can boost both credit scores and simplify finances – but there are some risks to know first.
April 20, 2026 | By
James McClenathen
How to Get as High as 500,000 Points (Worth $5,000 on Travel) With 2 Amex Cards
The Amex Business Gold and Business Platinum are each offering some of their highest welcome bonus offers ever. Here's how to get both.
April 20, 2026 | By
Ryan Wilcox
Chase Has My Favorite Credit Card One-Two Punch. Here's Why
If you're trying to save on travel and everyday purchases, this two-card combo from Chase might be all you need. Here's what to know.
April 20, 2026 | By
James McClenathen
Best Balance Transfer Cards This Week, April 20, 2026: Take Back Control of Your Debt
Take control back from high interest. These balance transfer cards offer 0% intro APR for up to two years, no annual fees, and a real path to paying off debt.
April 19, 2026 | By
James McClenathen
My Friend Has 14 Credit Cards -- and a Perfect 850 Credit Score
A perfect 850 credit score is rare. Here's how my friend pulled it off with 14 cards and some surprisingly simple habits.
April 19, 2026 | By
Jake FitzGerald
A Tech Developer's 5 Rules for Keeping Your Finances Safe Online
A tech developer shares five things everyday people should do to protect their finances.
April 19, 2026 | By
Joel O'Leary
Credit Card Debt After 60: What Your Options Actually Are
From balance transfer cards to retirement withdrawals, here's a practical breakdown of how to tackle high-interest debt in your 60s.
April 19, 2026 | By
Jake FitzGerald
These 2 Numbers Can Make or Break Your Credit Score
Your credit score mostly comes down to two numbers: utilization ratio and delinquencies. Here's what they mean and how to manage them.
April 19, 2026 | By
Ryan Wilcox
5 Unique Perks of the Amex Platinum Card
The Amex Platinum's annual fee sounds steep -- until you look at the full list of perks. Here are five unique benefits that can help you save hundreds.
April 19, 2026 | By
Joel O'Leary
Here's Why You Should Never Book a Vacation Using a Flat-Rate Credit Card
Booking travel on a flat-rate cash back card can cost you hundreds in missed rewards. Here's what to use instead.
April 19, 2026 | By
Brooklyn Sprunger
Longest 0% Intro APR Credit Cards This Week, April 19, 2026: Break the Cycle Before Interest Breaks You
Get up to 24 months with 0% intro APR on this week's longest offers. Stop paying interest and start making real progress on your balance -- plus rewards.
April 18, 2026 | By
Joel O'Leary
Here's How to Downgrade Your Credit Card Without Losing Your Rewards
Downgrading a credit card lets you keep your rewards and credit history without paying an annual fee. Here's how to do it the right way.
April 18, 2026 | By
Joel O'Leary
This Might Be the Most Practical Credit Card in America
A simple 2% cash rewards card with no annual fee and easy redemptions can deliver steady rewards on everyday spending.
April 18, 2026 | By
Ryan Wilcox
3 Top 0% Intro APR Credit Cards You Can Get Right Now: April 2026
Learn how landing a top 0% intro APR credit card can help you save on debt -- and earn valuable rewards -- today.
April 18, 2026 | By
Ryan Wilcox
Here's When the Amex Platinum's $895 Annual Fee Actually Makes Sense
Learn when the Amex Platinum's $895 annual fee is worth it, and how to tell if its perks match your spending and lifestyle.
April 17, 2026 | By
Jake FitzGerald
This Two-Card Combo Earns More Cash Back Than Any Single Card on the Market
These two Chase cards together cover nearly every spending category at 3% to 5%. No single no-annual-fee card comes close.
April 17, 2026 | By
Joel O'Leary
How to Earn $250 Toward Travel With This No-Annual-Fee Credit Card
The Bank of America Travel Rewards card earns unlimited 1.5x points with no annual fee, no foreign transaction fees, and points that never expire.
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