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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Happy man holding cash.
Oct. 26, 2025 | By Joel O'Leary

I've Earned Over $15,000 in Credit Card Rewards. Here's How

I've earned $15K+ in rewards by opening two to three cards a year, matching spend to perks, and playing two-player mode with my wife. Here's how you can, too.
Woman choosing one credit card from a handful of many cards
Oct. 26, 2025 | By Joel O'Leary

Should You Split Your Debt Across Multiple Balance Transfer Cards?

Splitting debt across multiple balance transfer cards rarely helps and often adds risk. Here's why one solid balance transfer card usually wins.
Interest spelled out on a calculator
Oct. 25, 2025 | By Joel O'Leary

How to Calculate Your True Balance Transfer Savings -- Fees and All

Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math.
Woman using tablet and writing on a notepad.
Oct. 24, 2025 | By Joel O'Leary

Here's What Happens When You Pay Your Credit Card Bill Every Week

Paying your credit card weekly can help lower utilization, reduce interest costs, and strengthen your money habits. Here's why it works.
Woman typing on a calculator while looking at a document
Oct. 23, 2025 | By Joel O'Leary

Balance Transfer Fee vs. Interest: Which Costs More?

Balance transfer fees can easily be cheaper than paying months of high interest. Here's how to compare the true costs.
Credit cards fanned out on a table
Oct. 22, 2025 | By Joel O'Leary

What I've Learned After Opening 30+ Credit Cards

I opened 30+ credit cards and earned over $10K in sign-up rewards alone. Here are six lessons that could help you earn more (without going overboard).
A woman sitting on her couch at home making a phone call while holding a credit card with a laptop open in front of her.
Oct. 21, 2025 | By Joel O'Leary

Would You Pay a $300 Fee to Save $1,000 in Interest? Here's Why It Actually Makes Sense

Paying a balance transfer fee might sound like a waste, but in many cases it can save you hundreds or even thousands in interest. Here's when it makes sense.
Two people talking next to a washing machine in an appliance store.
Oct. 20, 2025 | By Brooklyn Sprunger

3 Purchases I'd Never Waste on a Debit Card

Learn which purchases are wasting rewards on debit, and how the right credit card can turn them into cash back or points so you can earn more on your everyday spending.
Two people looking at credit score on phone.
Oct. 18, 2025 | By Joel O'Leary

The Real Difference Between a 680 and a 740 Credit Score (and What It'll Cost You)

A 680 vs. 740 credit score might not sound like a huge difference -- but it could cost you thousands in higher interest rates, insurance premiums, and missed rewards.
Woman smirking with her hands together in front of her chest.
Oct. 14, 2025 | By Ryan Wilcox

Here's What Happens When Your Credit Score Reaches a Perfect 850

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as you might think.
Two people unloading luggage from the back of a vehicle.
Oct. 13, 2025 | By Brooklyn Sprunger

The Average Vacation Now Costs $7,249 -- Here's How I'm Spending Smarter

The average vacation now costs $7,249, but I save money with smarter planning, flexible credit card rewards, and spending strategies.
Couple packing a suitcase or vacation.
Oct. 12, 2025 | By Brooklyn Sprunger

Vacation Prices Have Doubled Since 2022 -- Here Are 4 Ways to Fight Back

Vacation costs have doubled since 2022, but travelers can save with smart timing, flexible rewards, and top travel credit card perks.
Business people triumphantly running through red ribbon.
Oct. 11, 2025 | By Joel O'Leary

Here's What Happens When Your Credit Score Reaches 850

There’s no parade or shiny trophy for hitting an 850 credit score. Rather, being in the excellent range unlocks a few extra perks and borrowing power.
Woman in glasses sitting on a couch smiling while using a tablet.
Oct. 7, 2025 | By Joel O'Leary

5 Money-Saving Hacks I Learned From Millionaires

Millionaires drive boring cars, use credit card points, max out the right accounts, leverage real estate, and actually pay attention to their numbers.
credit score with calculator.jpg
Oct. 4, 2025 | By Joel O'Leary

3 Little-Known Perks of Having a Credit Score of 750+

A 750+ credit score unlocks more than low interest rates. Learn about the top hidden perks, from cheaper car insurance to earning rewards.
Airplane passenger flying business class
Oct. 1, 2025 | By Jake FitzGerald

5 Budget Travel Hacks to Book Cheap Business-Class Flights

Want to fly business class for less? These five hacks show you how to book cheap luxury flights using rewards, upgrades, and deals.
Smiling girl holding black credit card
Sept. 29, 2025 | By Joel O'Leary

7 Little-Known Credit Card Tips That Could Save You Money

Credit cards can do more than you think. Discover seven simple tips to cut costs, protect your stuff, and make your rewards go further.
A man sitting on his couch with bills and a laptop on the coffee table in front of him.
Sept. 28, 2025 | By Joel O'Leary

Why a Guy Who Hates Debt Still Uses Credit Cards Every Day

Credit cards can be powerful tools if used wisely. Here's why I still swipe them daily despite hating debt.
Woman streaming a TV show with popcorn from her couch.
Sept. 27, 2025 | By Jake FitzGerald

Amex Cardholders: Save $60 if You Have YouTube TV With This Offer

Amex is giving some cardholders up to $60 back on YouTube TV. Here's how to claim the offer and lower your streaming bill.
Woman looking at her cell phone in frustration as she holds a credit card in her other hand.
Sept. 25, 2025 | By Jake FitzGerald

Here's What Actually Happens When You Max Out a Credit Card

Maxing out a credit card tanks your score, raises payments, and racks up interest. Here's what really happens.
A couple paying their bills at a table with a laptop and notebook.
Sept. 23, 2025 | By Joel O'Leary

Here's What Happens When You Pay Your Credit Card Bill Every Week

Paying your balance off every week can lower your utilization, cut interest costs, and help you build stronger money habits. Here's why it works.
A desk with a chalkboard with drawing of a piggy bank and a checkmark next to Excellent Credit Score.
Sept. 18, 2025 | By Joel O'Leary

Here's What Happens When Your Credit Score Reaches a Perfect 850

Hitting an 850 credit score sounds epic, but does it really change anything? Here's what actually happens when you reach the top.
A man looking through paper bills while sitting on a couch in front of a laptop.
Sept. 17, 2025 | By Joel O'Leary

I Pay My Credit Card Bill Every Week. Here's Why

Paying my credit card weekly helps me stay on top of spending, avoid interest, and benefits my credit profile. Here's why it works so well.
Man using laptop to search for flights.
Sept. 17, 2025 | By Joel O'Leary

5 Places You Should Never Swipe Your Debit Card

Debit cards can leave your money exposed. Here are five risky places where swiping could cost you more than you think.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Sept. 11, 2025 | By Joel O'Leary

How Much Money Could a Balance Transfer Save You? Here's the Math

Learn how much a balance transfer could save you in interest -- with real numbers and a quick way to find the right card.