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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A woman sitting in her living room with a calculator, notebook, and laptop on the coffee table.
Feb. 23, 2026 | By Joel O'Leary

Balance Transfer Fee vs. Interest: Which Costs More?

Balance transfer fees are usually a fraction of what you'd pay in interest. Here's how to do the math and decide if a transfer makes sense for you.
A man sitting at his kitchen table with a calculator and bills.
Feb. 23, 2026 | By Jake FitzGerald

Forget Debt Consolidation: This Is the Best Way to Pay Off Credit Card Debt

Carrying credit card debt? A 0% balance transfer card can pause interest and save you thousands faster than consolidation loans.
A bakery customer swiping a credit card next to a plate of muffins and a teapot.
Feb. 23, 2026 | By Jake FitzGerald

Here's What Happens When You Stop Using Cash

Ditching cash changes more than how you think about spending. It changes how you split bills, handle emergencies, get paid back, and even how you travel.
A smiling couple looking at paperwork at a table.
Feb. 23, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Feb. 23, 2026: Get Relief From Interest and Room to Breathe

Top balance transfer cards now offer up to two years of 0% intro APR and no annual fees -- compare options and start paying down debt without the extra interest.
A couple walks to their flight in the sunshine.
Feb. 22, 2026 | By James McClenathen

Save Hundreds on Your Next Getaway: The Best Travel Cards Available This Week, Feb. 22, 2026

The right travel credit card can help you save a bundle on your big trip this year. Here are all our favorite options available now.
man and woman high five in a kitchen -- couple celebrating success goal
Feb. 22, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, Feb. 22, 2026: Get the Relief You Need to Move Forward

This week's best 0% intro APR cards offer up to 24 months interest-free -- ideal for large purchases or tackling debt without extra costs.
Yellow signs labeled "Scam Alert"
Feb. 21, 2026 | By Jake FitzGerald

90% of Credit Card Fraud Comes From Accounts You Never Opened

Most credit card fraud doesn't start with a stolen card. It starts with a brand-new account you never opened.
Woman placing flowers at grave site
Feb. 21, 2026 | By James McClenathen

Here's What Happens to Your Credit Cards When You Pass Away

When a cardholder dies, accounts stay open, balances must be settled, and rewards may be lost. Here's how to prepare and protect your loved ones.
Happy person holding cash in one hand and smartphone in the other.
Feb. 21, 2026 | By Joel O'Leary

These 3 No-Annual-Fee Cards Come With Easy $200 Bonuses

Three no-annual-fee credit cards with easy-to-earn welcome offers and flexible cash back rewards. Here's how to pick the right one for your wallet.
A woman holding a lot of shopping bags.
Feb. 21, 2026 | By Joel O'Leary

Why Americans Waste So Much Money Without Realizing It

83% of Americans admit to wasteful spending. Learn the hidden triggers behind impulse buys and the simple system that protects your savings.
Person outdoors celebrating with fist raised while holding cellphone.
Feb. 21, 2026 | By Jake FitzGerald

This 21-Month 0% Intro APR Card Could Save You Thousands in Interest

Carrying a credit card balance? A 21-month 0% intro APR window could stop interest long enough to actually get ahead.
A busy airport security entrance with lots of people rushing through.
Feb. 21, 2026 | By Ryan Wilcox

3 Underrated Amex Platinum Perks Frequent Travelers Should Know About

The Amex Platinum offers so many travel perks that some of them can get lost in the shuffle. Here are three underrated ones worth remembering.
A woman sitting next to her dog on her couch in the sun while holding a credit card and looking something up on her laptop.
Feb. 20, 2026 | By James McClenathen

Bank of America Is Adding New Rewards for Many Customers -- and Slashing Rewards for Others

On May 27, Bank of America is replacing Preferred Rewards with BofA Rewards. See who gets bigger credit card bonuses -- and who could lose perks.
100 dollar bill burning -- wasting money cash
Feb. 20, 2026 | By Jake FitzGerald

Nearly 40% of Millennials Waste Money Multiple Times a Month

Nearly 40% of millennials admit they waste money multiple times a month. Here's where it goes and how to stop it.
Woman smiles while holding credit card in one hand and phone in the other.
Feb. 20, 2026 | By Ryan Wilcox

The 3 Best Cash Back Cards Right Now (and Who Each Is For)

Looking for an easier way to rack up credit card rewards? Learn how three of my favorite cash back cards can help you do it without the hassle.
Man holds credit card while smiling.
Feb. 20, 2026 | By Ryan Wilcox

Need a Break From Interest Payments? Here's Our Top 0% Intro APR Credit Card

Want an easier way to erase high-interest debt? Here's how you can with our favorite 0% intro APR card out there, as well as a few alternatives.
Delivery person delivering packages to homeowner.
Feb. 20, 2026 | By Jake FitzGerald

1 in 4 Americans Regret Using Buy Now, Pay Later. Here's Why

BNPL feels harmless at checkout. But new data shows 1 in 4 users regret it later, often because the small payments add up fast.
Person has there head in their hands at desk with an hourglass and calculator in the foreground.
Feb. 20, 2026 | By Jake FitzGerald

Buried in Credit Card Debt? This 21-Month 0% Intro APR Card Could Change Everything

Carrying a credit card balance? A 21-month 0% intro APR could pause interest long enough to actually get ahead.
Person with coffee and credit card online shopping on laptop.
Feb. 19, 2026 | By Joel O'Leary

I'm 41 and Have Never Used Buy Now, Pay Later -- Here's Why

Buy now, pay later is popular with younger shoppers, but credit cards offer better rewards, protections, and credit building.
A woman sitting comfortably on her couch looking at her phone and holding a credit card.
Feb. 18, 2026 | By Jake FitzGerald

Here's What Happens if You Never Cancel a Credit Card

Closing a card can change your credit score. But keeping one open forever changes it too. Here's what actually happens.
Money on bait hook.
Feb. 18, 2026 | By Joel O'Leary

7 Hidden Traps of Buy Now, Pay Later -- and How to Avoid Them

BNPL services seem convenient, but hidden fees and debt can pile up fast. Learn the traps and how to protect yourself.
Woman with laptop and phone quietly celebrating
Feb. 17, 2026 | By Joel O'Leary

How to Check if You're Eligible for a Credit Limit Increase

Most issuers let you request a higher credit limit without hurting your score. Learn how it works, what you'll need, and why it can actually improve your credit.
Mature couple appears distraught while looking at laptop.
Feb. 16, 2026 | By Joel O'Leary

Nearly 1 in 4 BNPL Users Pay Late. Here's the Simple Fix in 2026

Nearly 1 in 4 buy now, pay later users paid late. Here's a simple four-step plan for using BNPL wisely and avoiding regret in 2026.
A mature woman smiles while sitting at her table. She is holding a cellphone and a credit card.
Feb. 16, 2026 | By Ryan Wilcox

Here's What Happens When You Keep a Credit Card Open for Over 10 Years

Looking to hold onto a credit card for years, or even decades? Here's what to know about what can happen when you do, good and bad.
A smiling person holding a credit card.
Feb. 15, 2026 | By Joel O'Leary

What Does It Take to Get the Best Credit Cards?

You'll need more than a high credit score to get approved for top rewards cards. Here's what card issuers look for -- and how to improve your odds.