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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

credit score with calculator.jpg
Dec. 13, 2025 | By Jake FitzGerald

3 Little-Known Perks of Having a Credit Score of 750+

A 750+ credit score quietly unlocks better rates, higher limits, and faster approvals without you doing anything extra.
Woman using tablet and writing on a notepad.
Dec. 13, 2025 | By Ryan Wilcox

Here's What Happens When You Pay Your Credit Card Bill Every Week

Paying off your credit card every week definitely isn't a must -- but it comes with some sweet upsides you may not have heard about. Here's what to know.
Woman shopping for items in grocery store aisle.
Dec. 13, 2025 | By Ryan Wilcox

6 Little-Known Perks of Dollar Store Shopping

Dollar stores are known as one of the best ways to save on shopping -- but there are a few hidden upsides you might not know about. Here are six of them.
Business people triumphantly running through red ribbon.
Dec. 11, 2025 | By Joel O'Leary

Here's How Many Americans Have a Perfect 850 Credit Score in 2025

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why perfection doesn't actually matter.
Couple loading grocery bags into vehicle.
Dec. 11, 2025 | By Ryan Wilcox

6 Ways to Stop Wasting Money at the Supermarket for Good

It can be hard to stay disciplined on an empty stomach. Here are a few simple tips to save money on your next grocery run, including: Eat beforehand!
A closed wallet with a card sticking out the top on an orange background with yellow dollar signs.
Dec. 11, 2025 | By Ryan Wilcox

7 Valid Reasons to Dispute a Charge On Your Credit Card

You can dispute credit card transactions and get your money back in some situations. Learn about the valid reasons to dispute a charge on your credit card.
Woman paying for purchase with cash.
Dec. 10, 2025 | By Joel O'Leary

Here's What Happens When You Pay for Everything in Cash

Paying only in cash can change how you spend, save, and even think about money. Here's both the real-world upside and some sneaky downsides.
Woman lying down sliding credit card into wallet with other cards spread out on her hair.
Dec. 8, 2025 | By Joel O'Leary

3 Little-Known Perks of Having Multiple Credit Cards

Learn how you can earn more rewards, boost your credit score, and protect yourself if one issuer freezes your account by carrying multiple credit cards.
Stressed woman with handful of credit cards looking at laptop.
Dec. 7, 2025 | By Joel O'Leary

The 3 Worst Mistakes People Make With 0% Intro APR Credit Cards

Avoid these 0% intro APR credit card mistakes, like picking the wrong card offer, overspending, and paying too little. Here's how to do it right.
Woman and child pushing cart loaded with two flat screen tvs inside electronics store.
Dec. 7, 2025 | By Joel O'Leary

Here's What Happens When You Spend More Than $5,000 on Your Credit Card

Spending big on your credit card can trigger fraud checks, impact your score, and put you at risk of debt issues. Here's how to avoid these issues.
A piggy bank wearing sunglasses on a beiger background with dollar bills.
Dec. 7, 2025 | By Ryan Wilcox

10 Things You Should Always Buy at a Dollar Store

A dollar store is one of the easiest ways to save on everyday purchases of all kinds. Here are 10 items you should only buy for a couple bucks, max.
Two parents holding their jumping child's hands between them while rolling their suitcases toward an airplane on the tarmac.
Dec. 7, 2025 | By Ryan Wilcox

7 Little-Known Perks of Flying Business Class

Flying business class gets you more than just a comfy seat. Here are seven perks of business class you might not know about.
young man and woman with shopping bags looking at a credit card and a tablet.
Dec. 3, 2025 | By Joel O'Leary

Forget Travel Cards. Here Are 3 Reasons Cash Back Wins for Most People

Cash back cards are simple, flexible, and often earn more on the spending you already do. Here are three reasons they beat travel cards for most people.
Calendar page that reads payment due on the 19th.
Nov. 30, 2025 | By Jake FitzGerald

Here's What Happens When You Miss a Credit Card Payment by One Day

Even a one-day slip can trigger fees, higher rates, and credit score damage if you're not careful.
A woman with a concerned look on her face sits looking at a bunch of shopping bags.
Nov. 29, 2025 | By Jake FitzGerald

Here's What Happens When You Go Over Your Credit Limit

Going over your credit limit triggers fees, higher rates, and score damage that most people don't see coming.
Woman with glasses making calculations.
Nov. 29, 2025 | By Joel O'Leary

$285 a Month Could Erase $6,000 in Credit Card Debt Starting Today

Some 0% intro APR cards offer up to 21 months of no interest. Here's how paying just $285 a month can knock out $6,000 in credit card debt.
Person paying for items at a store with a credit card.
Nov. 28, 2025 | By Jake FitzGerald

Your Debit Card Isn't as Safe as You Think. Here's Why

Debit cards feel simple and safe, but the protections aren't as strong as most people assume.
Woman writing in notebook at her home desk
Nov. 28, 2025 | By Joel O'Leary

5 Simple Habits That Make or Break Your 0% Intro APR Card

Building a payoff plan, picking the right card, and automating your progress are a few habits that can help you eliminate debt with a 0% intro APR card.
man and woman high five in a kitchen -- couple celebrating success goal
Nov. 28, 2025 | By Jake FitzGerald

The Dead Simple Move That Doubles Any Credit Card Bonus

Most people miss this trick, but it takes almost no effort and can instantly double the value of a card's welcome bonus.
A woman sitting at a sunny park table and writing in a journal.
Nov. 27, 2025 | By Joel O'Leary

5 Smart Moves That Make Your 0% APR Window Actually Worth It

Use these five smart habits like picking a long 0% period, automating payments, and avoiding new debt to get the most out of your 0% APR window.
A man reviewing his finances on a tablet with bills on the coffee table in front of him.
Nov. 26, 2025 | By Joel O'Leary

Your 0% APR Window Won't Last Forever -- Here's How to Use It Right

A 0% intro APR card can buy you time to pay off debt without interest, but only if you use that window wisely. Here's how to build a winning plan.
Smiling woman lying on her couch, using her cell phone, and holding her credit card.
Nov. 25, 2025 | By Ryan Wilcox

What Happens When You Hit an 850 Credit Score? Here's the Truth

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.
Stacks of coins in increasing size with blocks spelling the word FEES atop the piles.
Nov. 23, 2025 | By Jake FitzGerald

Forget Interest Payments: Here Are 7 Other Surprising Ways Credit Cards Make Money

Credit card companies make most of their money from interest, but several other revenue streams fly under the radar.
Group of young people sitting around a tablet computer showing financial graph.
Nov. 22, 2025 | By Jake FitzGerald

Here's How Credit Card Companies Actually Make Money

Credit cards feel simple on the surface, but behind every swipe is a business model designed to make money in several different ways.
A coffee mug reading New Year Fresh Start.
Nov. 22, 2025 | By Joel O'Leary

What Each Generation Wants to Fix About Their Money in 2026

Paying down debt is collectively the top New Year's resolution across all age groups. Here's the full breakdown of money goals for 2026 by generation.