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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Three people sitting in consecutive aisle seats on an airplane.
Aug. 12, 2025 | By Joel O'Leary

5 Mistakes That Keep You Stuck in Economy Class Seats

A young couple sitting on their couch and looking over their bills.
Aug. 11, 2025 | By Joel O'Leary

I Got Denied for 2 Credit Cards -- Even With an 820+ Credit Score. Here's Why

A perfect credit score isn't a golden ticket. Here's why I got rejected by Amex and Citi, and how you can avoid the same mistakes.
Airplane passenger flying business class
Aug. 9, 2025 | By Joel O'Leary

5 Habits of Travelers Who Always Fly Business Class

Want to fly business class without paying sky-high prices? Learn about these five smart travel habits that can help you upgrade your seat for less.
woman sitting on couch reading document while holding her head
Aug. 6, 2025 | By Joel O'Leary

3 Surprising Reasons You Can Be Denied a Credit Card, Even With an 800+ Credit Score

Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.
Smiling woman lying on her couch, using her cell phone, and holding her credit card.
Aug. 1, 2025 | By Ryan Wilcox

3 Little-Known Perks of Having a High Credit Score

A credit score of 750 or higher can save you serious money and unlock valuable financial perks. Here are three surprising benefits of excellent credit.
A stylish young woman celebrating and throwing confetti in the air.
July 25, 2025 | By Ryan Wilcox

3 Signs You're Ready for a Premium Credit Card

Wondering if you can justify getting a premium credit card? Here are three signs you're ready to apply and make the most of its perks.
credit scores listed on chalkboard, with 5-star box checked
July 22, 2025 | By Ryan Wilcox

Here's What Happens When Your Credit Score Reaches 850

Hitting an 850 credit score is impressive, but is it necessary? Learn what it means and how it can impact your life -- or not.
A plain silver credit card on a background featuring various luggage.
July 19, 2025 | By Ryan Wilcox

3 Little‑Known Perks You Only Get With a High‑End Credit Card

These underrated premium card perks can save you hundreds on travel. See which high-end cards offer the best hidden benefits.
A magnifying glass on top of "0%" against a blue background.
July 15, 2025 | By Jake FitzGerald

Industry Insiders Quietly Refinance Debt to Save Thousands of Dollars. Here's One Secret You Can Copy

Industry insiders refinance credit card debt with 0% intro APR balance transfer cards to save thousands. Here's how you can copy this smart move.
Two blue credit cards of differing shades with an arrow in between on a light orange background.
July 14, 2025 | By Jake FitzGerald

I Never Thought Paying Off $30K In Debt In a Year Would Happen, But It Did. Here's How

My friend paid off $30K in credit card debt in a year. A 0% APR balance transfer card made it possible, and it could help you, too.
A generic white credit card on top of a stop sig with beiger background.
July 13, 2025 | By Ryan Wilcox

3 Warning Signs Your Credit Card Perks Aren't Worth the Annual Fee

Paying for perks you don't think you'll use? Here are three signs your credit card's annual fee isn't worth it.
A dark blue credit card on beige and coral background with sparkles.
July 13, 2025 | By Brooklyn Sprunger

Tired of Credit Card Rejections? Here's How to Get Approved

Denied for a credit card? You're not alone. Learn why rejections happen, how to fix common issues, and what to do to finally get approved next time.
The back of a credit card on a teal background with yellow and orange dollar signs.
July 12, 2025 | By Ryan Wilcox

3 Signs You Should Stay Away From 'Premium' Rewards Cards

Premium credit cards come with lots of luxury perks, but they're not for everyone. Here are a few key signs you should steer clear.
A plain black credit card surrounded by pastel-colored confetti.
July 11, 2025 | By Jake FitzGerald

These Credit Card 'Benefits' Sound Great -- Until You Read the Fine Print

Find out the ins and outs of credit card benefits like cellphone protection, ticket presales, and dining credits -- and what to look for instead.
A light blue calculator and silver credit card against hot pink background.
July 10, 2025 | By Joel O'Leary

This Personal Loan Mistake Could Cost You Thousands in 2025

Use this smarter strategy instead of a personal loan to avoid interest charges and potentially save thousands in 2025.
A cream-colored credit card snapped in half on an orange background.
July 5, 2025 | By Joel O'Leary

5 Credit Card Myths That Could Hurt Your Score

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.
Two blue credit cards of differing shades with an arrow in between on a light orange background.
July 5, 2025 | By Joel O'Leary

I Just Moved a $10,000 Credit Limit From One Chase Card to Another in 60 Seconds

Chase now lets you move credit limits between cards instantly in the app, without a credit check. Here's how I did it in under a minute.
Beach scene with palm trees and light grey credit card poking out of the sand.
June 29, 2025 | By Joel O'Leary

Still Using a Debit Card for Travel? That Mistake Could Be Costing You Thousands

Using debit cards means missing out on valuable travel rewards, trip protections, and perks that save you hundreds (or even thousands).
Groceries spilling out of brown paper bag on blue background.
June 18, 2025 | By Joel O'Leary

5 Ways to Save Money on Groceries as Prices Spike

Groceries are pricey. But these five frugal habits (including a 6% cash back card) can help you save hundreds without clipping a single coupon.
A black credit card against graphic beach background.
June 15, 2025 | By Brooklyn Sprunger

3 Reasons Annual Fees Are the Secret to Free Travel

Think annual fees are a waste of money? Here's how paying for the right travel card helped me unlock luxury perks and thousands in free flights.
A gold credit card on top of a cloud.
June 14, 2025 | By Joel O'Leary

Here's What Happens When You Qualify for a High-Limit Credit Card

Qualifying for a high-limit credit card can boost your credit score, unlock better rewards, and give you more financial peace of mind.
A white airplane taking off against blue background.
June 12, 2025 | By Joel O'Leary

How to Get United Airlines Perks Without Elite Status

Want VIP perks like upgrades and free bags when flying United? Here's how to get them, with the help of a travel credit card.
A champagne glass with generic black credit card in first class plane seat.
June 11, 2025 | By Joel O'Leary

Why Premium Cards Are Worth It Again in 2025 (Even With High Fees)

Even with annual fees over $500, premium credit cards are packed with travel perks and protections that offset the cost.
A plain blue credit card in front of an orange background.
June 10, 2025 | By Ryan Wilcox

Why You Might Be Paying a Late Fee Without Being Late

Think you paid your credit card on time but still got a late fee? Here's why it happens and how to avoid it.
A smartphone app with list of subscriptions against teal background.
June 10, 2025 | By Joel O'Leary

The One Subscription Cost That's Easy to Miss on Your Credit Card Statement

Free trials and sneaky renewals make it easy to overlook subscriptions. Here's how to catch them early and keep more cash in your pocket.