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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A young woman making a call with her credit card and a laptop.
Sept. 9, 2024 | By Dana George

This Is Scammers' Least Favorite Credit Card in 2024

There were approximately 215,000 cases of credit card fraud in the first half of 2024. Here's the one card that scammers would prefer not to steal.
A woman handing her credit card to the cashier behind the counter in a clothing store.
Sept. 8, 2024 | By Dana George

Why You May Not Be Able to Count on Your American Express When You Travel

American Express is not a card type that's accepted everywhere. Here's where you may need to pull out a different card.
Man using laptop and cell phone to look at data.
Sept. 6, 2024 | By Matt Frankel, CFP®

How Hard Is It to Land a Perfect 850 Credit Score? The Answer May Surprise You

It can be extremely challenging to achieve a perfect 850, but it can also be unnecessary. Learn why you shouldn't worry about not having a perfect score.
A green background with jester cap logos and a credit card image overlayed
Sept. 4, 2024 | By Steven Porrello

3 Reasons Your Credit Card Application Was Denied With an 800-Plus Credit Score

Being in the 800 credit score club doesn't mean automatic approval for every credit card. Learn how you could be turned down, even with an 800-plus score.
A woman looking frustrated with a credit card in her hand while looking at a laptop.
Sept. 3, 2024 | By Ashley Maready

3 Expensive Credit Card Mistakes I've Made -- and How I Avoid Them Now

Credit cards can cost you if you're not careful. Read on to learn from one writer's missteps with credit cards.
Man looks saddened by paper that he's reading.
Sept. 2, 2024 | By Steven Porrello

3 Surprising Reasons I Was Denied a Credit Card, Even With an 800 Credit Score

An 800 credit score could open the door to some excellent credit cards. But even with an exceptional score, that same door could close for these three reasons.
A small wallet showing it holding three credit cards
Sept. 1, 2024 | By Lyle Daly

3 Little-Known Perks of Having Multiple Credit Cards

Not sure if having multiple credit cards is a good idea? Learn about the little-known perks of having more than one card in your wallet.
A smiling woman standing outside a sidewalk cafe looking at her phone while holding a credit card.
Sept. 1, 2024 | By Margo Winton Parodi

4 Travel Card Perks You're Probably Missing Out On

The best travel credit cards offer more than just rewards points. Check out some money-saving features you may not be taking advantage of.
A hand holding four hundred dollar bills that are on fire
Aug. 31, 2024 | By Lyle Daly

4 Ways Bad Credit Costs You Money

Bad credit is a serious financial issue. Learn about all the ways a low credit score can make your life more expensive and what to do about it.
Worried man listens to a phone call while sitting in front of a laptop, calculator, and paperwork
Aug. 31, 2024 | By Lyle Daly

4 Little-Known Reasons You Need a High Credit Score

Your credit is important for more than just credit card and loan applications. Discover the little-known advantages of having a high credit score.
A young couple paying bills at their kitchen table.
Aug. 30, 2024 | By Emma Newbery

Don't Count on Rate Cuts to Shrink Your Credit Card Interest

The average American has a credit card balance of over $6,500 and an APR of over 22%. Find out why rate cuts will barely touch credit card interest payments.
A small wallet showing it holding three credit cards
Aug. 30, 2024 | By Ashley Maready

Top 5 Reasons Why Your Credit Card Application Was Rejected

When you apply for a new credit card, getting approved may not always be a slam dunk. Keep reading to find out why.
A young adult calculates their personal finances at the kitchen table using a tablet.
Aug. 30, 2024 | By Ashley Maready

Forget Paying for Credit Repair. Fix Your Own Credit for Free

Why pay for something you can do yourself for free? Read on to learn the steps to improve your credit.
A woman in a pool at a luxury hotel overlooking the ocean.
Aug. 30, 2024 | By Lyle Daly

Your Guide to Getting an Amex Black Card

You can't apply for the American Express Centurion Card -- it's invitation-only. Check out the latest info on what it takes to get one of those invites.
A man sitting in an armchair and typing into his laptop while holding a credit card in one hand.
Aug. 28, 2024 | By Lyle Daly

3 Reasons I Pay for Everything With a Credit Card

Think it's a bad idea to put every purchase on your credit card? Find out why this could actually be one of the best financial moves to make.
A plane flying to the left
Aug. 27, 2024 | By Lyle Daly

Is Flying Business Class Always Worth It?

Business-class airfare isn't cheap. See if flying at the front of the plane is always worth the cost or if there are times when economy is a better choice.
An upset person with a creased brow looks at their smartphone screen.
Aug. 27, 2024 | By Kailey Hagen

4 Reasons You Can't Get a Credit Card -- Even With Perfect Credit

Perfect credit is important for gaining access to the best credit cards, but it's not the only factor. Here's why you could still get denied.
A person standing next to their car pumping gas at a gas station.
Aug. 26, 2024 | By Dana George

5 Places You Should Never Use a Debit Card

Debit cards are a great way to help you avoid debt. However, here's where you might want to think twice before using one.
A plane flight straight at the viewer
Aug. 26, 2024 | By Lyle Daly

New 'Unbundled' Business Class Launch From Delta Air Lines Is Bad News for Travelers

Delta Air Lines might soon offer unbundled business class. Learn how this could work and why it's problematic for travelers.
A hand holding a credit card out to a cashier behind the counter at a cafe.
Aug. 26, 2024 | By Lyle Daly

Forget Travel Rewards. Here Are 3 Reasons a Cash Back Card Could Be Better for You

It can be tough to decide between cash back and travel rewards cards. Check out the biggest advantages of using a cash back card.
Mature woman hold credit card thoughtfully while using her laptop
Aug. 25, 2024 | By Natasha Etzel

4 of the Most Common Credit Card Myths Debunked

Are you avoiding using credit cards because you believe common misconceptions? Find out the truth about these credit card myths to make more informed choices.
A plane flying to the left
Aug. 25, 2024 | By Lyle Daly

Forget Cash Back. Here Are 3 Reasons a Travel Rewards Card Could Be Better for You

Cash back cards are easy to use, but they're not always the best option. Find out why you could be better off with a travel rewards card.
Close up on wallet containing various credit cards.
Aug. 25, 2024 | By Lyle Daly

4 Credit Card Lessons I Learned the Hard Way

Most of us make some mistakes with our credit cards. Check out the learning experiences that cost me money so you know what to avoid.
A couple walks to their flight in the sunshine.
Aug. 25, 2024 | By Jordi Lippe-McGraw

How to Turn Everyday Spending Into Your Next Dream Vacation

You can unlock dream vacations with your everyday spending. Use the right credit card and start earning points today.
A woman pumps her fist and smiles.
Aug. 25, 2024 | By Kailey Hagen

My Credit Score Isn't Perfect. Here's Why I Don't Care

Perfect credit is great, but it's not necessary to score competitive rates on loans and credit cards. Here's what to focus on instead.