Popular Credit Card Articles from Motley Fool Money

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June 9, 2025 | By Joel O'Leary

5 Biggest Mistakes When Chasing Credit Card Sign-Up Bonuses

Qualifying for a credit card bonus is quite easy. Still, many people make silly mistakes that can cost them the entire bonus value. Find out what they are.

A blank blue credit card against an orange textured background.

June 6, 2025 | By Joel O'Leary

High-Limit Credit Cards Are Back in 2025 -- and They Come With Wild Perks

Premium credit cards can offer five-figure spending limits and amazing perks. Here's how to qualify and use one to your full advantage.

A generic black credit card in a stream of gold.

June 3, 2025 | By Ryan Wilcox

What Does a $50K Credit Limit Actually Mean -- and Should You Want One?

A $50,000 credit limit sounds great, but it's not always worth chasing. Here's what it really means -- and when it makes sense to aim that high.

Woman with glasses holds credit card while using laptop.

June 1, 2025 | By Joel O'Leary

Is It Worth Paying a 2% Surcharge to Earn Credit Card Rewards?

Find out when it actually makes sense to pay credit card surcharges and when you're better off sticking with debit or cash.

A generic credit card sits on a laptop keyboard with a shopping website pulled up on the screen.

May 30, 2025 | By Joel O'Leary

These 3 Bills Should Never Go on a Debit Card

Using your debit card for travel, big purchases, or online shopping could cost you valuable rewards, as well as added fraud protection.

An upset person with a creased brow looks at their smartphone screen.

May 30, 2025 | By Ryan Wilcox

The One Mistake That Makes Your 0% APR Offer Useless

A single late payment can end your credit card's 0% intro APR offer. Here's how to avoid making that costly mistake.

A person holding a credit card with one hand and a cell phone in the other.

May 29, 2025 | By Joel O'Leary

Here's What Most People Get Wrong About 0% Balance Transfers

A 0% intro APR balance transfer offer won't save you without sticking to a payoff plan -- here's how to actually crush debt instead of just dodging interest.

A hand holds up a generic credit card that's surrounded by confetti.

May 28, 2025 | By Joel O'Leary

Here's How to Get Approved for a $50,000 Credit Card Limit

Using smart credit habits, you can strategically raise your credit limit over time to reach a $50,000 or higher limit. Here's how.

A plain black credit card sits on a marble ledge.

May 26, 2025 | By Joel O'Leary

3 Little-Known Perks of Premium Credit Cards Most People Miss

Discover unexpected benefits of premium credit cards like massages before flights and VIP restaurant access. Here's how to unlock them.

Woman holds credit cards in front of her while she uses laptop.

May 25, 2025 | By Joel O'Leary

How to Get Out of Credit Card Debt (Even If You're Overwhelmed)

Learn four practical ways to tackle your credit card debt, including balance transfer cards, budgeting tips, and where to get free help.

A hand holding a credit card near a payment terminal.

May 24, 2025 | By Joel O'Leary

The Sneaky Fee That's Hiding in Your Monthly Bills

Here's how to spot sneaky convenience and processing fees -- and how to use cash back cards to cancel them out.

A plane taking off runway with a sunset in the background.

May 18, 2025 | By Joel O'Leary

These 5 Tricks Can Get You Business Class Flights for Way Fewer Miles

Unlocking business class is sometimes easier and cheaper than you realize. Here are a few strategies to try before your next flight.

A green generic credit card sits on a slight pedestal in a corner.

May 18, 2025 | By Joel O'Leary

The Debt Trick That Saved My Friend $1,000 in 10 Minutes

Wipe out high-interest credit card debt fast with this 10-minute balance transfer trick. It helped my friend save over $1,000 in interest.

May 11, 2025 | By Joel O'Leary

I Have Too Many Credit Cards -- Which Ones Should I Cancel?

Thinking about canceling some credit cards? Learn how to do it smartly to protect your credit score and simplify your wallet.

Woman using tablet and writing on a notepad.

May 10, 2025 | By Joel O'Leary

Don't Use Auto-Pay Until You Check This Credit Card Setting

Be careful picking the "default" auto-pay setting for your credit card. Find out the right way to set it up without accruing any interest.

May 6, 2025 | By Joel O'Leary

May 2025 Update: 3 Credit Score Perks Most People Don't Know About

Unlock cheaper insurance, lower security deposits, and premium rewards cards with a strong credit score. Here's how it pays to level up your credit.

Two people standing next to their suitcases at an airport window and holding hands.

April 22, 2025 | By Jake FitzGerald

3 Easy Ways to Get Free Checked Bags in 2025

Tired of paying for checked bags? These three easy tips can help you skip baggage fees and save hundreds of dollars in 2025. Find out how.

A woman pauses working on her personal finances to enjoy a cup of coffee.

April 21, 2025 | By James McClenathen

One Credit Card Tip That Nobody Tells You

Most credit card issuers will let you choose your payment due date. Here are some good reasons to make a change.

April 20, 2025 | By Joel O'Leary

The Only 3 Credit Cards You Really Need

Here's the only credit card setup you need: Keep your oldest card, add a top category card, and finish with a 2% catch-all for everything else.

Man using laptop to view his excellent credit score of 811.

April 19, 2025 | By Joel O'Leary

3 Little-Known Perks of Having a Credit Score of 750 or Higher

A 750+ credit score doesn't just mean bragging rights -- it can unlock cheaper insurance, better job prospects, and access to top-tier credit rewards. Learn more.