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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Two parents holding their jumping child's hands between them while rolling their suitcases toward an airplane on the tarmac.
Dec. 7, 2025 | By Ryan Wilcox

7 Little-Known Perks of Flying Business Class

Flying business class gets you more than just a comfy seat. Here are seven perks of business class you might not know about.
young man and woman with shopping bags looking at a credit card and a tablet.
Dec. 3, 2025 | By Joel O'Leary

Forget Travel Cards. Here Are 3 Reasons Cash Back Wins for Most People

Cash back cards are simple, flexible, and often earn more on the spending you already do. Here are three reasons they beat travel cards for most people.
Calendar page that reads payment due on the 19th.
Nov. 30, 2025 | By Jake FitzGerald

Here's What Happens When You Miss a Credit Card Payment by One Day

Even a one-day slip can trigger fees, higher rates, and credit score damage if you're not careful.
A woman with a concerned look on her face sits looking at a bunch of shopping bags.
Nov. 29, 2025 | By Jake FitzGerald

Here's What Happens When You Go Over Your Credit Limit

Going over your credit limit triggers fees, higher rates, and score damage that most people don't see coming.
Woman with glasses making calculations.
Nov. 29, 2025 | By Joel O'Leary

$285 a Month Could Erase $6,000 in Credit Card Debt Starting Today

Some 0% intro APR cards offer up to 21 months of no interest. Here's how paying just $285 a month can knock out $6,000 in credit card debt.
Person paying for items at a store with a credit card.
Nov. 28, 2025 | By Jake FitzGerald

Your Debit Card Isn't as Safe as You Think. Here's Why

Debit cards feel simple and safe, but the protections aren't as strong as most people assume.
Woman writing in notebook at her home desk
Nov. 28, 2025 | By Joel O'Leary

5 Simple Habits That Make or Break Your 0% Intro APR Card

Building a payoff plan, picking the right card, and automating your progress are a few habits that can help you eliminate debt with a 0% intro APR card.
man and woman high five in a kitchen -- couple celebrating success goal
Nov. 28, 2025 | By Jake FitzGerald

The Dead Simple Move That Doubles Any Credit Card Bonus

Most people miss this trick, but it takes almost no effort and can instantly double the value of a card's welcome bonus.
A woman sitting at a sunny park table and writing in a journal.
Nov. 27, 2025 | By Joel O'Leary

5 Smart Moves That Make Your 0% APR Window Actually Worth It

Use these five smart habits like picking a long 0% period, automating payments, and avoiding new debt to get the most out of your 0% APR window.
A man reviewing his finances on a tablet with bills on the coffee table in front of him.
Nov. 26, 2025 | By Joel O'Leary

Your 0% APR Window Won't Last Forever -- Here's How to Use It Right

A 0% intro APR card can buy you time to pay off debt without interest, but only if you use that window wisely. Here's how to build a winning plan.
Smiling woman lying on her couch, using her cell phone, and holding her credit card.
Nov. 25, 2025 | By Ryan Wilcox

What Happens When You Hit an 850 Credit Score? Here's the Truth

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.
Stacks of coins in increasing size with blocks spelling the word FEES atop the piles.
Nov. 23, 2025 | By Jake FitzGerald

Forget Interest Payments: Here Are 7 Other Surprising Ways Credit Cards Make Money

Credit card companies make most of their money from interest, but several other revenue streams fly under the radar.
Group of young people sitting around a tablet computer showing financial graph.
Nov. 22, 2025 | By Jake FitzGerald

Here's How Credit Card Companies Actually Make Money

Credit cards feel simple on the surface, but behind every swipe is a business model designed to make money in several different ways.
A coffee mug reading New Year Fresh Start.
Nov. 22, 2025 | By Joel O'Leary

What Each Generation Wants to Fix About Their Money in 2026

Paying down debt is collectively the top New Year's resolution across all age groups. Here's the full breakdown of money goals for 2026 by generation.
A notepad with "Pay off debt" written in black marker.
Nov. 21, 2025 | By Joel O'Leary

1 in 4 Americans Want to Pay Off Debt in 2026 -- These Tools Can Help

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off debt faster in 2026.
A woman sitting on floor with paper bills and a calculator.
Nov. 21, 2025 | By Joel O'Leary

America's Top 2026 Money Goal Is Eliminating Credit Card Debt -- Here's How to Speed It Up

A 0% intro APR card can help you pay off credit card debt faster and interest-free. Learn how it works and how to use it to hit your 2026 money goals.
A smiling father bringing home groceries to his family.
Nov. 20, 2025 | By Jake FitzGerald

Here's the Best Way to Feed Your Family on a Budget

Feeding a family is expensive, but the right grocery credit card can help you stretch every dollar further.
Couple smiling while reviewing something on smartphone screen.
Nov. 18, 2025 | By Jake FitzGerald

Here's How My Wife and I Doubled Our Credit Card Rewards Without Spending More

If you and your partner each get the same credit cards, you can double your rewards and bonuses.
Couple appears frustrated while looking at paperwork over laptop.
Nov. 16, 2025 | By Joel O'Leary

Why 0% Intro APR Cards Fail for So Many People -- and How to Win Instead

Many people misuse 0% intro APR cards and rack up even more debt. Here's how to avoid the trap and actually come out ahead.
credit score with calculator.jpg
Nov. 15, 2025 | By Joel O'Leary

3 Little-Known Perks of Having a Credit Score of 750+

A 750+ credit score unlocks more than just low APRs. Here are three underrated ways a great score can save you money and open financial doors.
Business people triumphantly running through red ribbon.
Nov. 12, 2025 | By Ryan Wilcox

What Happens When You Reach an 850 Credit Score? It's Not What You Think

Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.
A man checking in to a hotel.
Nov. 11, 2025 | By Jake FitzGerald

3 Places You Should Never Use a Debit Card

Debit cards are convenient, but they can expose you to more risk than you think. Here are three places you should always reach for a credit card instead.
Woman looking at her cell phone in frustration as she holds a credit card in her other hand.
Nov. 6, 2025 | By Joel O'Leary

What NOT to Do With a 0% Intro APR Credit Card

A 0% intro APR credit card can be a financial blessing or a debt trap. Here's what to avoid so you actually get ahead, not fall further behind.
A woman looking at her laptop with papers on her desk.
Nov. 2, 2025 | By Joel O'Leary

$5,000 in Debt? Here's How Much to Pay Monthly With a 0% Intro APR Card

If you've got $5,000 in credit card debt, a 0% intro APR card could be your way out. Here's how much to pay monthly -- and how to use it to stay debt-free for good.
Woman sitting at table making calculations
Nov. 1, 2025 | By Joel O'Leary

How Much Will a $10,000 Credit Card Balance Transfer Cost?

Most balance transfers cost 3%-5%, so that's between $300 and $500 on a $10,000 transfer. Here's why that fee is small compared to potential interest savings.