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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A man standing at a restaurant bar holding his phone and a credit card.
Aug. 2, 2024 | By Lyle Daly

Save or Spend? Discover the Best Strategy for Your Credit Card Points

The right strategy can help you get the most value from your credit card rewards. Find out if you should save up your points or spend them right away.
A young woman with a serious look on her face stares at her credit card.
Aug. 2, 2024 | By Lyle Daly

Avoid These 3 Credit Card Myths That Cost You Money

There's lots of inaccurate information about credit cards floating around. Learn about some of the costliest and most widely shared credit card myths.
Couple packing a suitcase or vacation.
Aug. 2, 2024 | By Lyle Daly

Travel Cards Have Already Saved Me Over $8,500 in 2024. Here's How

Travel rewards cards can make your vacations much cheaper. Find out exactly how mine have saved me over $8,500 in travel costs this year.
A hand holding a wallet
Aug. 2, 2024 | By Lyle Daly

This Underrated Travel Card Perk Is Your Ticket to Epic Hotel Stays

Many hotel credit cards include complimentary elite status. Find out how this benefit works and how it can upgrade your travel experience.
A small wallet showing it holding three credit cards
Aug. 1, 2024 | By Ashley Maready

4 Signs You're Applying for the Wrong Credit Card

A credit card is a credit card, right? Nope. Read on to see how to tell you haven't found the right card for you.
A man standing in an office while holding his phone and a credit card.
Aug. 1, 2024 | By Lyle Daly

3 Reasons Your Credit Card Application Was Denied...Even With a Credit Score of 800

A high credit score doesn't guarantee approval for a credit card. Learn about why your application could be denied even if you have excellent credit.
A black credit card against a pink background
Aug. 1, 2024 | By Steven Porrello

What Credit Score Do You Need to Get Most Credit Cards?

The perfect credit score isn't 850. Find out the credit score you need to get most credit cards and why higher scores aren't always better.
A woman sitting in a sunny plaza next to her suitcase while she looks something up on her tablet and holds her credit card.
July 31, 2024 | By Natasha Etzel

Is It Worth Getting a Credit Card Just for Travel Rewards Points?

Many travelers use travel rewards credit cards to get rewarded for their travel spending. Find out if you should get a credit card to earn travel rewards.
A couple smiles as they use a contactless credit card reader in a restaurant.
July 31, 2024 | By Ashley Maready

This Is How Credit Card Companies Make Their Money

Credit card companies have to pay the bills -- and it's on the backs of you and me. Read on to see how you can keep more of your money out of their hands.
Mature couple packing suitcases for travel.
July 30, 2024 | By Lyle Daly

4 Situations When Flying Business Class May Not Be Worth the Cost

Flying business class usually isn't cheap. Find out when you could be better off staying in economy instead of paying extra.
Two people with suitcases checking into a hotel by swiping their phone on the payment reader with an employee behind the lobby desk.
July 30, 2024 | By Lyle Daly

5 Ways My Hotel Card Saved Me Money on a Vacation

I used a hotel credit card to save over $2,500 on a recent vacation. Check out all the benefits that allowed me to get a luxury stay for much less.
A woman holding pink shopping bags handing her credit card to the cashier in a clothing store.
July 29, 2024 | By Lyle Daly

5 Expensive Mistakes People Make With Store Credit Cards

A store card could end up costing you money if you're not careful. Learn about the expensive mistakes people make with this type of card.
A worried-looking man standing in his kitchen and reading through paper bills in his hands.
July 29, 2024 | By Matt Frankel, CFP®

If the Fed Cuts Interest Rates, Here's What It Would Mean for Your Credit Card Debt

Credit card interest rates are directly tied to the benchmark rates set by the Fed. But here's why you shouldn't be too excited about falling rates.
A woman sitting in front of a window while typing on a laptop with one hand and holding a credit card with the other.
July 28, 2024 | By Lyle Daly

5 Ways to Qualify for the Best Credit Cards

The top credit cards usually have the strictest application requirements. Check out these useful strategies that could help you qualify for the card you want.
Airplane passenger flying business class
July 28, 2024 | By Lyle Daly

5 Overlooked Perks of Flying Business Class

There's more to business class than a bigger seat and a fancy meal service. Check out the overlooked perks that come with a business-class ticket.
Young woman paying cashier with credit card in a clothing store
July 28, 2024 | By Ashley Maready

3 Reasons Store Credit Cards (Usually) Aren't Worth It

Ever been harassed by a checkout clerk about signing up for a credit card? Me too. Read on for a few reasons these cards should be avoided.
A happy couple on a couch with receipts and a laptop.
July 27, 2024 | By Steven Porrello

Americans With a Perfect 850 Credit Score Have an Average $285K in Debt. Here's Why.

The average consumer with an 850 FICO® Score has a large amount of debt. Find out how that helps them achieve a perfect score and what it means for you.
Couple has card out to pay in a restaurant.
July 27, 2024 | By Natasha Etzel

Avoid These 4 Costly Credit Card Rewards Mistakes

Are you earning credit card rewards? Make sure you have a plan for how to use them. Find out what credit card rewards errors could cost you.
A woman in a pool at a luxury hotel overlooking the ocean.
July 27, 2024 | By Lyle Daly

How I Saved $2,554 on a 5-Star Hotel Stay With a Travel Rewards Card

I recently saved thousands of dollars on a luxury hotel stay. Find out exactly how I did it so you can do the same on your next vacation.
A yellow rolling suitcase
July 27, 2024 | By Ashley Maready

3 Crucial Features You Need for Your Next Travel Credit Card

Ready for a new travel rewards card? Read on for a few features worth targeting in your search.
Person Looking Up Credit Score.jpg
July 27, 2024 | By Lyle Daly

You Don't Need a Perfect Credit Score. Here's a Better Target

You might not need to get your credit score as high as you think. Find out why a perfect 850 credit score isn't necessary and what number to target instead.
A green background with jester cap logos and a credit card image overlayed
July 27, 2024 | By Chris Neiger

5 Times When Using a Credit Card Doesn't Make Sense

Credit cards are useful, but they can create financial problems. Read on to find out when it's best not to use them.
A homeowner looks worried as he reads through his household bills at the dining table.
July 26, 2024 | By Lyle Daly

3 of the Worst Mistakes With Balance Transfer Credit Cards

Balance transfer cards can help with paying off debt, if you use them correctly. Learn about a few costly mistakes people make with this type of card.
Senior woman holding a credit card and her cell phone smiling.
July 26, 2024 | By Steven Porrello

Here's Why You Should Always Call Your Credit Card Company Before Canceling Your Card

If you want to cancel your credit card, don't do it without talking to a customer service representative first. Find out why.
A woman handing money to a cashier at a coffee shop.
July 26, 2024 | By Steven Porrello

Don't Have a Credit Card? You May Be Missing Out on Big Benefits

Using a credit card can help you save money, build credit, and protect your finances. If you don't have a credit card, find out what you're missing out on.