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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A person looks over paperwork and uses a tablet in their kitchen.
Aug. 7, 2024 | By Ashley Maready

Don't Fall for These 5 Myths About Your Credit Score

Your credit score has a real impact on your personal finances. Read on for a few misconceptions you shouldn't believe about credit scores.
Airplane middle seat sandwich
Aug. 7, 2024 | By Dana George

Southwest Airlines Is Ending Open Seating. Here's What This Historic Change Means for You

After years of open seating, Southwest Airlines has announced a change. Here's what assigned seating might look like.
A plane flight straight at the viewer
Aug. 6, 2024 | By Brittney Myers

Here's How Much It Costs to Buy Airline Elite Status

It used to be that the only way to earn airline status was to be a frequent flyer. These major airlines have changed the game. See how.
A hand holding a wallet
Aug. 5, 2024 | By Lyle Daly

Here's Why Your Credit Card Application Can Be Denied Even With an 800 Credit Score

A credit score of 800 is impressive. Find out why you could still be denied on a credit card application no matter how high your score.
Couple holding a document and looking at a computer screen together.
Aug. 5, 2024 | By Lyle Daly

Ranked: The 5 Most Common Errors You Could Find on Your Credit Report

A recent study found that nearly half of consumers had errors on their credit reports. Learn about the most common errors and what you can do about them.
A woman tapping her credit card on a payment reader being held out by a florist in a flower shop.
Aug. 4, 2024 | By Brittney Myers

Here's How Your Minimum Credit Card Payment Is Calculated

Cards that let you carry a balance will still require a minimum payment each month. Use these tips to estimate your minimum payment.
Close up on wallet containing various credit cards.
Aug. 4, 2024 | By Brittney Myers

Stop Chasing High-Limit Credit Cards. Focus on This Instead

Large credit limits may have flashy appeal in some circles, but they're not that important in the grand scheme of things. Find out why.
A plane flight straight at the viewer
Aug. 4, 2024 | By Natasha Etzel

Forget Chasing Elite Status. Here Are 3 Ways to Upgrade Your Air Travel Experience Without It

You're in luck if you're looking for ways to upgrade your flight experience. Here's how to make air travel more enjoyable without elite status.
Smiling traveler walks through airport with luggage in tow.
Aug. 3, 2024 | By Lyle Daly

3 Reasons to Get a Travel Credit Card Over a Cash Back Card

Deciding between travel credit cards and cash back cards can be tough. See a few of the signs that you're probably better off with a travel card.
A green background with jester cap logos and a credit card image overlayed
Aug. 3, 2024 | By Natasha Etzel

Redeeming Your Credit Card Rewards for Cash Back? Here Are Thousands of Reasons You Might Regret That

Don't miss out on high-value credit card rewards redemptions. Find out how redeeming for travel instead of cash back could offer thousands more in value.
A small wallet showing it holding three credit cards
Aug. 3, 2024 | By Brittney Myers

I Don't Keep Track of My Credit Card Spending Limits. Here's Why

A five-figure credit limit may be flashy in the forums, but it doesn't mean much in real life. See why one writer doesn't give them any mind.
A suitcase covered in stickers against a green background
Aug. 3, 2024 | By Natasha Etzel

4 Habits of Highly Successful Frequent Fliers

Want to upgrade your flying experience? Consider following strategies that frequent fliers use. See some tips to save time and money and earn more rewards.
A man standing at a restaurant bar holding his phone and a credit card.
Aug. 2, 2024 | By Lyle Daly

Save or Spend? Discover the Best Strategy for Your Credit Card Points

The right strategy can help you get the most value from your credit card rewards. Find out if you should save up your points or spend them right away.
A young woman with a serious look on her face stares at her credit card.
Aug. 2, 2024 | By Lyle Daly

Avoid These 3 Credit Card Myths That Cost You Money

There's lots of inaccurate information about credit cards floating around. Learn about some of the costliest and most widely shared credit card myths.
Couple packing a suitcase or vacation.
Aug. 2, 2024 | By Lyle Daly

Travel Cards Have Already Saved Me Over $8,500 in 2024. Here's How

Travel rewards cards can make your vacations much cheaper. Find out exactly how mine have saved me over $8,500 in travel costs this year.
A hand holding a wallet
Aug. 2, 2024 | By Lyle Daly

This Underrated Travel Card Perk Is Your Ticket to Epic Hotel Stays

Many hotel credit cards include complimentary elite status. Find out how this benefit works and how it can upgrade your travel experience.
A small wallet showing it holding three credit cards
Aug. 1, 2024 | By Ashley Maready

4 Signs You're Applying for the Wrong Credit Card

A credit card is a credit card, right? Nope. Read on to see how to tell you haven't found the right card for you.
A man standing in an office while holding his phone and a credit card.
Aug. 1, 2024 | By Lyle Daly

3 Reasons Your Credit Card Application Was Denied...Even With a Credit Score of 800

A high credit score doesn't guarantee approval for a credit card. Learn about why your application could be denied even if you have excellent credit.
A black credit card against a pink background
Aug. 1, 2024 | By Steven Porrello

What Credit Score Do You Need to Get Most Credit Cards?

The perfect credit score isn't 850. Find out the credit score you need to get most credit cards and why higher scores aren't always better.
A woman sitting in a sunny plaza next to her suitcase while she looks something up on her tablet and holds her credit card.
July 31, 2024 | By Natasha Etzel

Is It Worth Getting a Credit Card Just for Travel Rewards Points?

Many travelers use travel rewards credit cards to get rewarded for their travel spending. Find out if you should get a credit card to earn travel rewards.
A couple smiles as they use a contactless credit card reader in a restaurant.
July 31, 2024 | By Ashley Maready

This Is How Credit Card Companies Make Their Money

Credit card companies have to pay the bills -- and it's on the backs of you and me. Read on to see how you can keep more of your money out of their hands.
Mature couple packing suitcases for travel.
July 30, 2024 | By Lyle Daly

4 Situations When Flying Business Class May Not Be Worth the Cost

Flying business class usually isn't cheap. Find out when you could be better off staying in economy instead of paying extra.
Two people with suitcases checking into a hotel by swiping their phone on the payment reader with an employee behind the lobby desk.
July 30, 2024 | By Lyle Daly

5 Ways My Hotel Card Saved Me Money on a Vacation

I used a hotel credit card to save over $2,500 on a recent vacation. Check out all the benefits that allowed me to get a luxury stay for much less.
A woman holding pink shopping bags handing her credit card to the cashier in a clothing store.
July 29, 2024 | By Lyle Daly

5 Expensive Mistakes People Make With Store Credit Cards

A store card could end up costing you money if you're not careful. Learn about the expensive mistakes people make with this type of card.
A worried-looking man standing in his kitchen and reading through paper bills in his hands.
July 29, 2024 | By Matt Frankel, CFP®

If the Fed Cuts Interest Rates, Here's What It Would Mean for Your Credit Card Debt

Credit card interest rates are directly tied to the benchmark rates set by the Fed. But here's why you shouldn't be too excited about falling rates.