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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Friends shopping in the city for holiday gifts.
Sept. 24, 2024 | By Kailey Hagen

The Little-Known Way Holiday Shopping Could Hurt Your Credit Score -- and How to Avoid It

The holiday season is right around the corner. Here's how to get through it without hurting your credit.
A woman swiping her credit card in the payment machine being held over the counter by a cafe cashier.
Sept. 24, 2024 | By Natasha Etzel

Try These 5 Savvy Ways To Maximize Your Credit Card Rewards

Do you want your credit card rewards to do more for you? Check out several ways to get more value from your them.
A wallet against a pink background.
Sept. 24, 2024 | By Emma Newbery

The Average American Has 4 Credit Cards in Their Wallet. How Do You Compare?

On average, Gen Xers and baby boomers have 4.3 credit cards. Find out why your financial situation and habits matter more than what the average person does.
Two parents holding their jumping child's hands between them while rolling their suitcases toward an airplane on the tarmac.
Sept. 23, 2024 | By Lyle Daly

5 Exclusive Benefits of Airline Elite Status

When you have airline elite status, you get special perks. See what they are so you can decide if going for elite status is worth it.
A small wallet showing it holding three credit cards
Sept. 22, 2024 | By Lyle Daly

3 Reasons You Should Have More Than One Credit Card

Some people are reluctant to get more than one credit card. Find out why opening another card could be a smart financial decision.
A woman wearing a bathrobe and stretching her arms as she sits on a hotel bed facing the window.
Sept. 22, 2024 | By Lyle Daly

4 Exciting Luxury Perks You Can Get From Travel Rewards Cards

Want to upgrade your next vacation? Check out the luxury perks you could get with the right travel rewards card.
Mature woman hold credit card thoughtfully while using her laptop
Sept. 22, 2024 | By Natasha Etzel

Is It Possible to Have Too Many Credit Cards in Your Wallet?

Is it a bad idea for you to have more than one credit card? It depends on your credit card usage and your goals. Here's what to consider.
A young couple sitting on their couch and looking over their bills.
Sept. 22, 2024 | By Robin Hartill, CFP

Top 4 Reasons Why Your Credit Card Application Just Got Denied

You thought you found the perfect credit card, but your application got denied. Find out four reasons your credit application may have been rejected.
A woman sitting comfortably on her couch looking at her phone and holding a credit card.
Sept. 22, 2024 | By Lyle Daly

3 Signs It’s a Bad Time to Cancel Your Credit Card

Canceling a credit card could cause financial issues if you're not careful. Learn about the signs that you're better off keeping your card.
A man walking into a hotel lobby with his suitcase while on the phone.
Sept. 21, 2024 | By Lyle Daly

4 Little-Known Drawbacks of Hotel Elite Status

Hotel elite status isn't always worth the hassle. Check out the little-known drawbacks before you try to earn it.
A smiling airplane passenger listening to music and looking out the window.
Sept. 21, 2024 | By Natasha Etzel

4 Ways to Earn United Miles

Want to earn more United miles? Earning more miles could get you closer to your flight redemption goals. Find out how to earn more United MileagePlus miles.
An old leather suitcase with a camera on top of it
Sept. 21, 2024 | By Natasha Etzel

Is a Travel Rewards Credit Card Right for You?

With a travel rewards credit card, you can earn rewards and redeem them for travel. Discover if this is the ideal rewards credit card for your needs and goals.
A black credit card against a pink background
Sept. 21, 2024 | By Lyle Daly

The Surprising Reason I Got Denied for a Credit Card, Even With Excellent Credit

A high credit score doesn't guarantee approval on a credit card application. Check out why my application was denied even though I have excellent credit.
A smiling woman talking on her phone while walking with her suitcase into the lobby of a hotel.
Sept. 20, 2024 | By Lyle Daly

5 Exclusive Benefits of Hotel Elite Status

Hotels reward their most loyal guests with special perks. Learn about the exclusive benefits you could get with hotel elite status.
A couple paying their bills at a table with a laptop and notebook.
Sept. 20, 2024 | By Matt Frankel, CFP®

3 Times It's Okay to Carry a Credit Card Balance

Carrying a credit card balance is usually not the best financial move. But it can make a lot of sense in certain circumstances. Find out when here.
A small wallet showing it holding three credit cards
Sept. 20, 2024 | By Lyle Daly

5 Serious Risks of Only Having 1 Credit Card

Keeping it simple isn't always the best strategy. Find out how only having one credit card could backfire.
A man standing at a restaurant bar holding his phone and a credit card.
Sept. 18, 2024 | By Lyle Daly

5 of the Most Underrated Credit Card Perks

Credit cards have all kinds of benefits. Discover some of the unsung perks that don't get discussed very often.
A person types on a laptop while sitting on the couch at home.
Sept. 18, 2024 | By Kailey Hagen

Is Your Credit Score Better Than the Average American's?

Your credit score has a huge effect on your financial life. Here's how your score stacks up to the typical American's.
A green background with jester cap logos and a credit card image overlayed
Sept. 17, 2024 | By Natasha Etzel

Top 3 Signs You Need to Cancel Your Credit Card

If using a credit card is causing you stress or harming your finances, you may want to take a break. Find out three reasons why it may be time to cancel your card.
A plane flying to the left
Sept. 17, 2024 | By Lyle Daly

5 Drawbacks of Airline Elite Status

Thinking about trying to earn elite status with your favorite airline? Find out why it might not be worth your time.
credit report showing score of 765
Sept. 17, 2024 | By Lyle Daly

4 Mistakes You Must Avoid if You Want a High Credit Score

You need to manage credit well to have a high credit score. Learn about the most common mistakes that could send your credit score in the wrong direction.
A green background with jester cap logos and a credit card image overlayed
Sept. 16, 2024 | By Lyle Daly

3 Easy Ways to Take Advantage of a High Credit Score

Having a high credit score comes with many benefits. Check out a few easy ways to make the most of excellent credit.
A woman leaning over a man's shoulder as he sits in front of a laptop with his head resting in his hand and holds up a piece of paper.
Sept. 16, 2024 | By Matt Frankel, CFP®

Have Credit Card Debt? Don't Expect the Fed's Interest Rate Cuts to Help

Federal Reserve rate cuts will make your credit card interest rates go down. But they might not make much difference for your wallet. Find out why.
A green background with jester cap logos and a credit card image overlayed
Sept. 15, 2024 | By Lyle Daly

You Might Not Realize What Happens When You Spend More Than $5,000 on Your Credit Card

Spending a lot of money on your credit card can lead to some expected and unexpected issues. Learn exactly what happens if you charge over $5,000.
Well-dressed couple walking through greenery drinking champagne.
Sept. 15, 2024 | By Lyle Daly

Do You Need to Be Rich to Have a High Credit Score?

Your credit score has a significant impact on your finances. Find out if you need a large net worth or income to have a high credit score.