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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

A light blue calculator and silver credit card against hot pink background.
July 10, 2025 | By Joel O'Leary

This Personal Loan Mistake Could Cost You Thousands in 2025

Use this smarter strategy instead of a personal loan to avoid interest charges and potentially save thousands in 2025.
A cream-colored credit card snapped in half on an orange background.
July 5, 2025 | By Joel O'Leary

5 Credit Card Myths That Could Hurt Your Score

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.
Two blue credit cards of differing shades with an arrow in between on a light orange background.
July 5, 2025 | By Joel O'Leary

I Just Moved a $10,000 Credit Limit From One Chase Card to Another in 60 Seconds

Chase now lets you move credit limits between cards instantly in the app, without a credit check. Here's how I did it in under a minute.
Beach scene with palm trees and light grey credit card poking out of the sand.
June 29, 2025 | By Joel O'Leary

Still Using a Debit Card for Travel? That Mistake Could Be Costing You Thousands

Using debit cards means missing out on valuable travel rewards, trip protections, and perks that save you hundreds (or even thousands).
Groceries spilling out of brown paper bag on blue background.
June 18, 2025 | By Joel O'Leary

5 Ways to Save Money on Groceries as Prices Spike

Groceries are pricey. But these five frugal habits (including a 6% cash back card) can help you save hundreds without clipping a single coupon.
A black credit card against graphic beach background.
June 15, 2025 | By Brooklyn Sprunger

3 Reasons Annual Fees Are the Secret to Free Travel

Think annual fees are a waste of money? Here's how paying for the right travel card helped me unlock luxury perks and thousands in free flights.
A gold credit card on top of a cloud.
June 14, 2025 | By Joel O'Leary

Here's What Happens When You Qualify for a High-Limit Credit Card

Qualifying for a high-limit credit card can boost your credit score, unlock better rewards, and give you more financial peace of mind.
A white airplane taking off against blue background.
June 12, 2025 | By Joel O'Leary

How to Get United Airlines Perks Without Elite Status

Want VIP perks like upgrades and free bags when flying United? Here's how to get them, with the help of a travel credit card.
A champagne glass with generic black credit card in first class plane seat.
June 11, 2025 | By Joel O'Leary

Why Premium Cards Are Worth It Again in 2025 (Even With High Fees)

Even with annual fees over $500, premium credit cards are packed with travel perks and protections that offset the cost.
A plain blue credit card in front of an orange background.
June 10, 2025 | By Ryan Wilcox

Why You Might Be Paying a Late Fee Without Being Late

Think you paid your credit card on time but still got a late fee? Here's why it happens and how to avoid it.
A smartphone app with list of subscriptions against teal background.
June 10, 2025 | By Joel O'Leary

The One Subscription Cost That's Easy to Miss on Your Credit Card Statement

Free trials and sneaky renewals make it easy to overlook subscriptions. Here's how to catch them early and keep more cash in your pocket.
A plain black credit card surrounded by pastel-colored confetti.
June 9, 2025 | By Joel O'Leary

5 Biggest Mistakes When Chasing Credit Card Sign-Up Bonuses

Qualifying for a credit card bonus is quite easy. Still, many people make silly mistakes that can cost them the entire bonus value. Find out what they are.
A blank blue credit card against an orange textured background.
June 6, 2025 | By Joel O'Leary

High-Limit Credit Cards Are Back in 2025 -- and They Come With Wild Perks

Premium credit cards can offer five-figure spending limits and amazing perks. Here's how to qualify and use one to your full advantage.
A generic black credit card in a stream of gold.
June 3, 2025 | By Ryan Wilcox

What Does a $50K Credit Limit Actually Mean -- and Should You Want One?

A $50,000 credit limit sounds great, but it's not always worth chasing. Here's what it really means -- and when it makes sense to aim that high.
Woman with glasses holds credit card while using laptop.
June 1, 2025 | By Joel O'Leary

Is It Worth Paying a 2% Surcharge to Earn Credit Card Rewards?

Find out when it actually makes sense to pay credit card surcharges and when you're better off sticking with debit or cash.
A generic credit card sits on a laptop keyboard with a shopping website pulled up on the screen.
May 30, 2025 | By Joel O'Leary

These 3 Bills Should Never Go on a Debit Card

Using your debit card for travel, big purchases, or online shopping could cost you valuable rewards, as well as added fraud protection.
An upset person with a creased brow looks at their smartphone screen.
May 30, 2025 | By Ryan Wilcox

The One Mistake That Makes Your 0% APR Offer Useless

A single late payment can end your credit card's 0% intro APR offer. Here's how to avoid making that costly mistake.
A person holding a credit card with one hand and a cell phone in the other.
May 29, 2025 | By Joel O'Leary

Here's What Most People Get Wrong About 0% Balance Transfers

A 0% intro APR balance transfer offer won't save you without sticking to a payoff plan -- here's how to actually crush debt instead of just dodging interest.
A hand holds up a generic credit card that's surrounded by confetti.
May 28, 2025 | By Joel O'Leary

Here's How to Get Approved for a $50,000 Credit Card Limit

Using smart credit habits, you can strategically raise your credit limit over time to reach a $50,000 or higher limit. Here's how.
A plain black credit card sits on a marble ledge.
May 26, 2025 | By Joel O'Leary

3 Little-Known Perks of Premium Credit Cards Most People Miss

Discover unexpected benefits of premium credit cards like massages before flights and VIP restaurant access. Here's how to unlock them.
Woman holds credit cards in front of her while she uses laptop.
May 25, 2025 | By Joel O'Leary

How to Get Out of Credit Card Debt (Even If You're Overwhelmed)

Learn four practical ways to tackle your credit card debt, including balance transfer cards, budgeting tips, and where to get free help.
A hand holding a credit card near a payment terminal.
May 24, 2025 | By Joel O'Leary

The Sneaky Fee That's Hiding in Your Monthly Bills

Here's how to spot sneaky convenience and processing fees -- and how to use cash back cards to cancel them out.
A plane taking off runway with a sunset in the background.
May 18, 2025 | By Joel O'Leary

These 5 Tricks Can Get You Business Class Flights for Way Fewer Miles

Unlocking business class is sometimes easier and cheaper than you realize. Here are a few strategies to try before your next flight.
A green generic credit card sits on a slight pedestal in a corner.
May 18, 2025 | By Joel O'Leary

The Debt Trick That Saved My Friend $1,000 in 10 Minutes

Wipe out high-interest credit card debt fast with this 10-minute balance transfer trick. It helped my friend save over $1,000 in interest.
A person holding a fan of credit cards.
May 11, 2025 | By Joel O'Leary

I Have Too Many Credit Cards -- Which Ones Should I Cancel?

Thinking about canceling some credit cards? Learn how to do it smartly to protect your credit score and simplify your wallet.