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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 

Recent Articles

March 23, 2026 | By Joel O'Leary

5 Things to Know Before You Make a Big Credit Card Purchase in March

Before your next big credit card purchase, check your APR, credit utilization, cash discount options, card rewards, and one easy issuer tip.
March 21, 2026 | By Ryan Wilcox

Here's What Happens if Someone Opens a Credit Card in Your Name

Learn what happens if someone opens a credit card in your name and the steps to fix it fast and protect your credit.
March 19, 2026 | By Joel O'Leary

3 Reasons Travel Cards Beat Cash Back Cards

Travel credit cards can offer bigger sign-up bonuses, more perks, and more valuable rewards than cash back cards. Here's when they're worth it -- and when they're not.
March 18, 2026 | By Joel O'Leary

3 Things My Wife and I Do With Money That Most Couples Don't

Nearly half of couples argue about money. Here are three simple habits my wife and I use to stay on the same financial team -- and keep building wealth together.
March 18, 2026 | By Joel O'Leary

Here's How Much a $10,000 Credit Card Balance Can Really Cost You

A $10,000 credit card balance costs you way more than interest. Here's the full financial, emotional, and opportunity cost -- and how to pay it off faster.
March 17, 2026 | By Ryan Wilcox

Bad News for Citi Cardholders: Point Sharing Ends May 17

Citi's point-sharing feature is disappearing soon. Learn what the change means for cardholders, and what you may want to do before that happens.
March 16, 2026 | By Joel O'Leary

6 Reasons You Should Give Your Teenager a Credit Card

Giving your teenager a credit card as an authorized user can help build their credit score and teach real money skills. Here's why it works.
March 16, 2026 | By Joel O'Leary

This Is Why Some Credit Card Payments Take Days to Post

Paid your credit card on the due date but still got hit with a late fee? Here's why payments take time -- and how to make sure you never miss a due date again.
March 15, 2026 | By Joel O'Leary

Here's Why Americans Are Switching Back to Simple Credit Cards

More Americans are skipping premium high-fee credit cards for simple, no-annual-fee options -- and the math often backs them up. Here's why simpler cards win.
March 14, 2026 | By Jake FitzGerald

The Average Household Earns Around $500 a Year in Credit Card Rewards

The typical household earns about $500 a year in credit card rewards. Here's how the math works and why simple cash back cards make it easy.
March 12, 2026 | By Jake FitzGerald

The Lazy Way to Maximize Credit Card Rewards

Maximizing credit card rewards doesn't have to be complicated. Here's the surprisingly lazy system that works for most people.
March 10, 2026 | By Ryan Wilcox

Here's Why an 850 Credit Score Isn't All It's Cracked Up to Be -- and What You Really Need

You don't need a perfect credit score to be financially stable -- or exceptional, for that matter. Here's a better number to aim for today.
March 9, 2026 | By Joel O'Leary

Here's What Happens When You Keep a Credit Card Open Forever

People with 850 credit scores keep accounts open for 30 years on average. Here's what happens when you keep a credit card open forever -- and how to do it right.
March 9, 2026 | By Ryan Wilcox

3 Perks of Having an 800+ Credit Score

Curious what a sky-high credit score can get you? Here's the rundown, plus a few tips on how to get there faster.
March 8, 2026 | By Ryan Wilcox

3 Things People With Perfect Credit Scores Never Do

Want all the perks (and bragging rights) that come with a perfect credit score? Here's what it takes, based on the select few people who have one.
March 8, 2026 | By Joel O'Leary

My Wife and I Have 8 Credit Cards Between Us. Here's Why That's Not Crazy

Having multiple credit cards isn't reckless -- it can be smart. Here's how to build a card setup that protects your credit and maximizes rewards.
March 7, 2026 | By Ryan Wilcox

This Simple Change Could Raise Your Credit Score -- and Save You Money

Paying your credit card balance more regularly can have some great upsides you might not know about. Here's why it's worth doing now.
March 7, 2026 | By Ryan Wilcox

Using a Debit Card in These 3 Places Could Be a Big Mistake

Still using a debit card when you're out and about? Here's where you should avoid doing so at some places, and why.
March 7, 2026 | By Joel O'Leary

3 Ways to Get Rid of That Pesky $95 Annual Fee on Your Credit Card

Paying a $95 credit card annual fee you can't justify is a money leak. Here are three ways to get rid of it -- starting with a simple phone call.
March 7, 2026 | By Joel O'Leary

Here's the Average American's Credit Card Debt. How Do You Compare?

The average American carries $6,523 in credit card debt -- and it's rising. See how you compare by generation, plus ways to start paying it down faster.
March 6, 2026 | By Joel O'Leary

Here's What to Do With Your Old or Expired Credit Cards (Please Don't Microwave Them)

Before you pull the scissors out, here's exactly what to do with your old credit cards -- from safe disposal to surprisingly creative second uses.
March 6, 2026 | By Ryan Wilcox

4 Good Reasons to Keep a Credit Card Open for 10+ Years

Learn how keeping a credit card open for over a decade can help your credit score, maximize credit card rewards, and more.
March 6, 2026 | By Joel O'Leary

Here's What Happens When You Quit Using Credit Cards Cold Turkey

Going cash-only has real perks -- but your credit score may pay the price. Here's what to expect and how to protect old accounts.
March 5, 2026 | By Jake FitzGerald

Here's the Annual Cost of Carrying a $5,000 Credit Card Balance

Carrying a $5,000 credit card balance can quietly cost you over $1,000 a year. Here's the math and how to stop it.
March 5, 2026 | By Joel O'Leary

5 Things That Can Happen When You Charge $10,000+ on a Credit Card

Charging $10,000+ on a credit card? Here's what actually happens -- from credit score dips to big rewards wins -- and how to handle it smartly.