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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Couple has card out to pay in a restaurant.
Nov. 26, 2024 | By Lyle Daly

How I Went From $500 in Credit to $200,000

It's hard to manage your expenses when you have a low credit limit. See the exact steps that took me from $500 all the way to $200,000 in credit.
A waitress bringing a tray of drinks to a customer in an airport lounge.
Nov. 25, 2024 | By Lyle Daly

4 Credit Card Perks I Won't Travel Without

The right credit card can upgrade your travel experience. Find out which credit card perks have become essentials on my trips.
Two people looking worried while reviewing bills at their kitchen table.
Nov. 24, 2024 | By Lyle Daly

3 Hidden Ways Credit Card Debt Is Costing You

Credit card debt can damage your finances in several ways. Discover the hidden costs you could experience when you're in credit card debt.
Man using laptop to view his excellent credit score of 811.
Nov. 22, 2024 | By Lyle Daly

I'll Never Have a Perfect 850 Credit Score. Here's Why I'm Fine With That

Perfect credit is a lofty goal. Find out why it's probably not worth the effort and how high of a credit score you really need.
A hand holding a wallet
Nov. 22, 2024 | By Lyle Daly

I've Used Over 20 Credit Cards. Here's What I Look for When Opening a New One

Not sure how to choose the right credit card? Check out my best tips after using more than 20 cards over the years.
Couple shakes hand with a car salesman near a vehicle for sale.
Nov. 22, 2024 | By Ashley Maready

Can I Get Approved for an Auto Loan With a 500 Credit Score?

You might get approved to finance a car with a poor credit score -- but it'll cost you. Read on to find out more.
A man standing in an office while holding his phone and a credit card.
Nov. 22, 2024 | By Lyle Daly

Here's Why You Never Want to Cancel a Credit Card in the First Year

Thinking about canceling a credit card you opened recently? Find out why this could end up costing you and what to do instead.
A man sitting on his couch and holding a credit card while looking up something on his phone.
Nov. 22, 2024 | By Lyle Daly

Here's What Happens When You Close a Credit Card After 15 Years

It's often recommended that consumers keep old credit cards open. Learn the surprising truth about what happens when you close a card after 15 years.
Two people looking worried while reviewing bills at their kitchen table.
Nov. 21, 2024 | By Kailey Hagen

Should You Pay Off Your Student Loans or Your Credit Card First?

Student loans and credit card debt can both feel overwhelming. Here's how to know which to tackle first.
Someone standing next to a dropped cell phone with a broken screen.
Nov. 21, 2024 | By Jordi Lippe-McGraw

4 Unique Credit Card Perks You Should Know About

Some credit cards offer more than just rewards programs. Read on to discover credit card perks you didn't know about.
A yellow rolling suitcase
Nov. 21, 2024 | By Natasha Etzel

3 Red Flags to Watch Out for When Choosing a Travel Rewards Card

A travel rewards card can be a great credit card option for globetrotters, but they're not all winners. Learn how to spot a lackluster travel credit card.
A plane flight straight at the viewer
Nov. 19, 2024 | By Emma Newbery

What Spirit Airlines' Bankruptcy Means for Your Money

Spirit Airlines tells customers that its bankruptcy will not impact their travel plans. Find out why it pays to use a credit card when booking your vacation.
A green background with jester cap logos and a credit card image overlayed
Nov. 19, 2024 | By Lyle Daly

Here's the Credit Score You Need to Get the Best Cash Back Cards

The top cash back cards are intended for consumers with good to excellent credit. See what kind of credit score it normally takes to qualify.
A man packing a suitcase that's sitting open on a bed.
Nov. 18, 2024 | By Jordi Lippe-McGraw

Forget About Cash Back: Here Are 3 Better Ways to Use Your Capital One Rewards Points

Stop settling for cash back. Learn how to get the most value from your Capital One rewards points with these expert tips.
A parent teaches their child about credit cards through buying something online.
Nov. 18, 2024 | By Chris Neiger

You Might Not Realize What Happens When You Spend More Than $10,000 on Your Credit Card

Spending $10,000 or more on your credit card could significantly impact your finances. Read on to find out how.
A waitress bringing a tray of drinks to a customer in an airport lounge.
Nov. 17, 2024 | By Brittney Myers

Is Airport Lounge Access Worth It? Here's the Real Story

Credit cards with airport lounge access can be very expensive. Here's what to consider if you're deciding whether it's worth paying for them.
A stressed male college student with a stack of books in the library.
Nov. 17, 2024 | By Matt Frankel, CFP®

Here's How I Raised My Credit Score From 530 to Over 800

It wasn't a quick and easy process turning my credit around. But it wasn't exactly an impossible task either. Keep reading to find out how I did it.
An older person worriedly reviews their checkbook in the kitchen while their family cooks in the background.
Nov. 17, 2024 | By Lyle Daly

The 4 Biggest Mistakes You Can Make When Paying Off Credit Card Debt

Credit card debt can be an expensive problem to have. Watch out for these mistakes that could keep you in debt even longer and cost you more money.
A woman in a cafe sitting at a table with her laptop and holding a credit card.
Nov. 17, 2024 | By Ashley Maready

3 Reasons I'm Keeping the Credit Card I Never Use Anymore

What's the point of keeping an old credit card that doesn't really fit your life? Read on to learn why I'm hanging onto such a card.
Person with laptop, bills, paperwork
Nov. 16, 2024 | By Lyle Daly

Have $10K in Credit Card Debt? Here's How to Pay It Off

When you're in deep with credit card debt, it's hard to get out. Learn about the steps you can take if you have $10,000 in credit card debt to pay off.
A smiling man sitting on his couch and shopping on his laptop while holding a credit card in one hand.
Nov. 16, 2024 | By Ashley Maready

Here's One Way You Should Never Use Your Debit Card

A debit card is a good way to pay for purchases -- most of the time. Read on to learn when you should opt for a credit card instead.
A plane flight straight at the viewer
Nov. 15, 2024 | By Natasha Etzel

Act Now: Get $70 Off Southwest Flights With This Costco Gift Card Offer

Need to book flights soon? This Southwest Airlines gift card deal at Costco could save you big. Find out how to get a $500 Southwest gift card for $430.
A hand holding a wallet
Nov. 15, 2024 | By Steven Porrello

3 Habits of Americans With a Perfect 850 Credit Score

Only 1.54% of Americans have perfect credit. Find out the top three practices that made their perfect scores possible.
A young adult pumps their fist in celebration while going over paperwork and using a laptop at home.
Nov. 14, 2024 | By Lyle Daly

3 Simple Steps I Took To Reach an 800 Credit Score

An 800 credit score has lots of financial benefits. Learn about the exact steps I took to build an 800 credit score so you can do the same.
Two people with suitcases checking into a hotel by swiping their phone on the payment reader with an employee behind the lobby desk.
Nov. 13, 2024 | By Lyle Daly

Here's the Credit Score You Need to Get the Best Travel Cards

The most popular travel credit cards are designed for consumers with good to excellent credit. Find out what score you may need to qualify.