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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Woman smiling holding cash.
March 24, 2026 | By Joel O'Leary

The Easiest Way to Earn $500+ a Year From Credit Cards

A no-annual-fee flat-rate cash back card can earn $500+ a year with zero strategy required. Here's how to maximize what you're already spending.
A woman standing in front of a green while while thinking about a decision with her finger resting on her chin.
March 24, 2026 | By Ryan Wilcox

800 vs. 850 Credit Score: Is There Really Any Difference?

Learn whether an 800 vs. 850 credit score makes a real difference, and what benefits you actually get with each score.
Someone signing loan paperwork and being handed money.
March 24, 2026 | By Joel O'Leary

Can't Get a 0% Intro APR Card? Here's the Next Best Thing

A personal loan for debt consolidation can beat a high credit card APR -- but your rate depends heavily on your credit score. Here's how to do it right.
Woman and child pushing cart loaded with two flat screen tvs inside electronics store.
March 23, 2026 | By Joel O'Leary

5 Things to Know Before You Make a Big Credit Card Purchase in March

Before your next big credit card purchase, check your APR, credit utilization, cash discount options, card rewards, and one easy issuer tip.
Man wearing hoodie with his face in shadow using a laptop.
March 21, 2026 | By Ryan Wilcox

Here's What Happens if Someone Opens a Credit Card in Your Name

Learn what happens if someone opens a credit card in your name and the steps to fix it fast and protect your credit.
A driver fills their car's gas tank, frustrated at the rising price.
March 21, 2026 | By Joel O'Leary

These 10 States Pay the Most for Gas as Iran War Pushes Prices Higher

The Iran war is pushing gas prices higher across every state. See which 10 states pay the most at the pump and what it means for your wallet.
Young woman in coffee shop smiling at her credit card and phone.
March 19, 2026 | By Joel O'Leary

3 Reasons Travel Cards Beat Cash Back Cards

Travel credit cards can offer bigger sign-up bonuses, more perks, and more valuable rewards than cash back cards. Here's when they're worth it -- and when they're not.
Couple eating chocolates and drinking wine together
March 18, 2026 | By Joel O'Leary

3 Things My Wife and I Do With Money That Most Couples Don't

Nearly half of couples argue about money. Here are three simple habits my wife and I use to stay on the same financial team -- and keep building wealth together.
A stressed young woman sitting with her hands covering her face.
March 18, 2026 | By Joel O'Leary

Here's How Much a $10,000 Credit Card Balance Can Really Cost You

A $10,000 credit card balance costs you way more than interest. Here's the full financial, emotional, and opportunity cost -- and how to pay it off faster.
Woman uncomfortable by what she's reading on her phone.
March 17, 2026 | By Ryan Wilcox

Bad News for Citi Cardholders: Point Sharing Ends May 17

Citi's point-sharing feature is disappearing soon. Learn what the change means for cardholders, and what you may want to do before that happens.
Parents giving credit card to excited teen daughter.
March 16, 2026 | By Joel O'Leary

6 Reasons You Should Give Your Teenager a Credit Card

Giving your teenager a credit card as an authorized user can help build their credit score and teach real money skills. Here's why it works.
Woman looks skeptically at her cellphone.
March 16, 2026 | By Joel O'Leary

This Is Why Some Credit Card Payments Take Days to Post

Paid your credit card on the due date but still got hit with a late fee? Here's why payments take time -- and how to make sure you never miss a due date again.
A young woman makes an online purchase while sitting outside.
March 15, 2026 | By Joel O'Leary

Here's Why Americans Are Switching Back to Simple Credit Cards

More Americans are skipping premium high-fee credit cards for simple, no-annual-fee options -- and the math often backs them up. Here's why simpler cards win.
A travel credit card sits atop a stack of four hundred dollar bills.
March 14, 2026 | By Jake FitzGerald

The Average Household Earns Around $500 a Year in Credit Card Rewards

The typical household earns about $500 a year in credit card rewards. Here's how the math works and why simple cash back cards make it easy.
A man is sleeping contentedly while holding lots of money.
March 12, 2026 | By Jake FitzGerald

The Lazy Way to Maximize Credit Card Rewards

Maximizing credit card rewards doesn't have to be complicated. Here's the surprisingly lazy system that works for most people.
Business people triumphantly running through red ribbon.
March 10, 2026 | By Ryan Wilcox

Here's Why an 850 Credit Score Isn't All It's Cracked Up to Be -- and What You Really Need

You don't need a perfect credit score to be financially stable -- or exceptional, for that matter. Here's a better number to aim for today.
An older gentleman sits on a park bench, looking at his phone while also holding his credit card.
March 9, 2026 | By Joel O'Leary

Here's What Happens When You Keep a Credit Card Open Forever

People with 850 credit scores keep accounts open for 30 years on average. Here's what happens when you keep a credit card open forever -- and how to do it right.
A person holding a smartphone that says 811 credit score.
March 9, 2026 | By Ryan Wilcox

3 Perks of Having an 800+ Credit Score

Curious what a sky-high credit score can get you? Here's the rundown, plus a few tips on how to get there faster.
Man in suit in flying pose against wall featuring a chalk-drawn cape and dollar sign.
March 8, 2026 | By Ryan Wilcox

3 Things People With Perfect Credit Scores Never Do

Want all the perks (and bragging rights) that come with a perfect credit score? Here's what it takes, based on the select few people who have one.
A young couple sitting on a bench at a mall with a phone and credit card in their hands.
March 8, 2026 | By Joel O'Leary

My Wife and I Have 8 Credit Cards Between Us. Here's Why That's Not Crazy

Having multiple credit cards isn't reckless -- it can be smart. Here's how to build a card setup that protects your credit and maximizes rewards.
Woman taking notes while using a laptop
March 7, 2026 | By Ryan Wilcox

This Simple Change Could Raise Your Credit Score -- and Save You Money

Paying your credit card balance more regularly can have some great upsides you might not know about. Here's why it's worth doing now.
Man using laptop to search for flights.
March 7, 2026 | By Ryan Wilcox

Using a Debit Card in These 3 Places Could Be a Big Mistake

Still using a debit card when you're out and about? Here's where you should avoid doing so at some places, and why.
A man on a phone call while sitting in front of his laptop.
March 7, 2026 | By Joel O'Leary

3 Ways to Get Rid of That Pesky $95 Annual Fee on Your Credit Card

Paying a $95 credit card annual fee you can't justify is a money leak. Here are three ways to get rid of it -- starting with a simple phone call.
A man sitting at his dining table and opening a stack of bills.
March 7, 2026 | By Joel O'Leary

Here's the Average American's Credit Card Debt. How Do You Compare?

The average American carries $6,523 in credit card debt -- and it's rising. See how you compare by generation, plus ways to start paying it down faster.
credit card being cut by a pair of scissors
March 6, 2026 | By Joel O'Leary

Here's What to Do With Your Old or Expired Credit Cards (Please Don't Microwave Them)

Before you pull the scissors out, here's exactly what to do with your old credit cards -- from safe disposal to surprisingly creative second uses.