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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

July 9, 2026 | By Joel O'Leary

Will the Fed Cut Rates in July 2026? Here's What the Markets Say

A Fed rate cut isn't happening in July 2026. Here's why a hike is on the table instead, and what it means for your savings and debt.
July 9, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, July 9, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 8, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 8, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 7, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, July 7, 2026: Earn up to 4.50% APY

Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
July 6, 2026 | By James McClenathen

Best CD Rates This Week, July 6, 2026: The Fourth Is Over -- Time to Lock In a Top APY for Your Cash

Top CDs this week offer up to 4.30% APY, making now a smart time to lock in a solid return before rates have a chance to move lower.
July 6, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 6, 2026

The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 4, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, July 4, 2026: Up to 4.50% APY Still Available

The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
July 3, 2026 | By Ryan Wilcox

I Made $850+ Last Year Just From My Savings Account

A high-yield savings account can pay you hundreds more a year than a savings account with an average yield. See how the math worked out for me last year.
July 3, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, July 3, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 2, 2026 | By Joel O'Leary

The 3 Smartest Ways to Withdraw $10,000+ From the Bank

Withdrawing $10,000 or more takes a little planning. ACH transfers, wire transfers, and cashier's checks differ on speed, cost, and safety.
July 2, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 2, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 1, 2026 | By Ryan Wilcox

Best High-Yield Savings Account Rates Today, July 1, 2026: Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we enter the back half of 2026.
June 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, June 30, 2026: Earn up to 5.00% APY

The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 5.00% APY.
June 29, 2026 | By Joel O'Leary

Here's How to Make $1,000 a Month in Interest

It takes about $300,000 at today's top rates to generate $1,000 per month in interest. Here's a breakdown at different rates and where to keep it.
June 29, 2026 | By James McClenathen

Best CD Rates This Week, June 29, 2026: Summer Is Here -- Don't Let Your Savings Sit Idle

This week's best CDs pay up to 4.20% APY. Lock in a solid return as we head further into 2026 and rates potentially become more volatile.
June 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, June 29, 2026

The June Fed meeting has come and gone with no change to rates. Top HYSAs continue to offer up to 5.00% APY. Find out more.
June 28, 2026 | By Joel O'Leary

How Much Income Puts You in the Upper, Middle, or Lower Class?

The Census Bureau puts the top 20% of households above $175,700. But your bracket and your real financial class aren't the same thing -- here's the gap.
June 27, 2026 | By Joel O'Leary

What Bank Has the Best Free Checking Account in June 2026?

A free checking account should cost nothing to keep, with no monthly fee and no minimum balance. Here's the pick I'm recommending in 2026.
June 27, 2026 | By Joel O'Leary

Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money Now

CDs lock your money up for a fixed rate, but a high-yield savings account can offer comparable yield without giving up access to your cash.
June 27, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, June 27, 2026: Up to 5.00% APY Still Available

The best high-yield savings accounts continue to offer up to 5.00% APY after the Fed held rates steady again this month. Find out more.
June 26, 2026 | By Joel O'Leary

Here's What Income Actually Makes You Upper Class in 2026

Cracking the top 20% of U.S. earners takes about $182,000 in 2026. Here's how income quintiles break down -- and why your bracket isn't what matters most.
June 26, 2026 | By Ryan Wilcox

Best Savings Account Rates Today, June 26, 2026: Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
June 25, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, June 25, 2026

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we head toward the back half of 2026.
June 23, 2026 | By Ryan Wilcox

Here's What Happens When You Withdraw $10,000 From Your Bank Account

Withdrawing $10,000 in cash from your bank is perfectly legal -- but if you do, the government will find out about it. Here's why.
June 13, 2026 | By Ryan Wilcox

Don't Keep Cash at Home. Here Are 3 Easy Places to Put It Instead

Keeping cash at home means losing money to inflation every day. Here are three better places to park it -- and actually earn something.