Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace.
    |    Accessibility Options

Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

Hundred dollar bills falling from a blue sky.
Oct. 13, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Oct. 13, 2025? Earn up to 5.00% APY Today

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow this October.
Bank customer dealing with cash with teller.
Oct. 12, 2025 | By Jake FitzGerald

3 Places You Should Never Keep Your Emergency Savings Fund

Don't let your emergency fund lose value. Here are three places, including your checking account, you should never keep it.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Oct. 12, 2025 | By James McClenathen

This High-Yield Savings Account Pays an Incredible APY of up to 4.51%

The Axos ONE® savings account recently raised its APY, even as other banks are cutting their rates. Learn more about this account and see if you should open one today.
Young woman holding her piggy bank up in the air for a kiss.
Oct. 12, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: Oct. 12, 2025

Grab quick cash with this week's top bank bonuses -- earn a few hundred dollars just for opening an account and meeting easy requirements. No strings attached.
Red percent sign amid white dollar signs
Oct. 12, 2025 | By James McClenathen

Best CD Rates Today, Oct. 12, 2025: Get up to 4.35% APY While You Still Can

CDs are offering up to 4.35% APY today. With the Fed's recent rate cut and the potential for more, it's smart to secure a strong return now.
Man holding a fan of cash appears to be in thought.
Oct. 11, 2025 | By Brooklyn Sprunger

SoFi® or Capital One: Where Should You Park Your Money?

SoFi® and Capital One both offer no-fee accounts, strong apps, and flexible banking options, but one is built for digital convenience, the other for in-person access.
Two people holding shopping bags take money from an ATM machine while out on the town.
Oct. 11, 2025 | By Ryan Wilcox

I'm Sick and Tired of Overdraft Fees. Here Are the 3 Best Banks Without Them

Looking for a savings account that won't eat into your cash with overdraft fees? Here are three of my favorite banks that don't charge them at all.
Older woman getting assistance from a bank teller.
Oct. 11, 2025 | By Ryan Wilcox

This Is What Really Happens When You Withdraw $10,000 From Your Bank Account

Thinking of taking $10,000 out of your savings account? Here's what happens when you do it -- and why the government will find out.
Stacks of coins in increasing height following by a large dollar sign.
Oct. 11, 2025 | By James McClenathen

Best CD Rates Today, Oct. 11, 2025: Lock In up to 4.35% APY Before Rates Fall Further

Today's top CDs pay up to 4.35% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these elevated yields slip away.
Stacks of coins sprouting leaves next to a small piggy bank.
Oct. 11, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Oct. 11, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
Mature woman using laptop with earbuds in.
Oct. 10, 2025 | By Ryan Wilcox

Why $50K in Savings Is Probably Too Much

Leaving too much cash in your savings account is costing you in the long run. Here's what to do instead.
A woman making a budget in a notebook with her laptop open at the kitchen table.
Oct. 10, 2025 | By Ryan Wilcox

3 Savings Accounts Crushing Chase on Interest Rates

Interest rates are expected to fall soon, but SoFi®, CIT, and Barclays are still offering savings accounts with strong APYs. Find out which is right for you.
Woman using laptop and phone to track her personal finances.
Oct. 10, 2025 | By Jake FitzGerald

Why I'm Moving Money Out of High-Yield Savings in October 2025

High-yield savings rates are falling fast. Here's why I'm moving cash into CDs to lock in 4.00%+ returns before the next Fed cut.
Piggy bank, stacks of coins, and an alarm clock on a table.
Oct. 10, 2025 | By James McClenathen

Best CD Rates Today, Oct. 10, 2025: Don't Let APYs up to 4.35% Slip Away -- Lock In Now

CDs are offering up to 4.35% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high yields fade further.
blue piggy bank sending yellow piggy bank flying off a seesaw.
Oct. 10, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Oct. 10, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
A pile of coins spelling out "Tax" stands in front of a clock.
Oct. 9, 2025 | By Jake FitzGerald

The IRS Just Announced the 2026 Tax Brackets, Here's What's Changing Under the 'One Big, Beautiful Bill'

The IRS just announced the 2026 tax brackets and deductions; here's what's changing and how it could affect your refund.
A glass jar full of coins labeled Retirement and with coins stacked next to it as well.
Oct. 9, 2025 | By Jake FitzGerald

4 Safe Ways to Earn 4%+ on Your Retirement Savings

Here are safe ways to earn over 4% on your retirement savings without taking big risks.
Close-up on stacks of coins sitting next to a clock
Oct. 9, 2025 | By James McClenathen

Best CD Rates Today, Oct. 9, 2025: APYs Continue to Inch Down -- Secure up to 4.35% Now

Top CDs today are offering up to 4.35% APY. With the Fed's recent rate cut, now's the moment to lock in a strong return before yields drop further.
Glass jar full of hundred dollar bills.
Oct. 9, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Oct. 9, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Chain and padlock wrapped around stack of 100 dollar bills.
Oct. 8, 2025 | By Ryan Wilcox

Why CDs Are a Great Place for Your Cash in October 2025

When interest rates fall, rates on all types of savings products fall, too. Learn why now's the perfect time to lock your money in a CD.
Social security checks, a social security card, and three hundred dollar bills.
Oct. 8, 2025 | By James McClenathen

The 2026 Social Security COLA Will Be Announced Soon. Here's What to Expect

Benefits are expected to increase by 2.7%. But the numbers aren't final yet, and the announcement may be delayed. Here's what we know about the 2026 COLA.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Oct. 8, 2025 | By Joel O'Leary

3 Reasons to Open a LendingClub Savings Account Before the Fed Changes Rates

LendingClub's high-yield savings account offers a top APY, no fees, and easy access. Here's why it's worth opening before interest rates fall.
Jar full of money with plant growing out of it.
Oct. 8, 2025 | By James McClenathen

Best CD Rates Today, Oct. 8, 2025: Up to 4.40% APY Still Available -- Lock In Before High Rates Disappear

Today's top CDs pay up to 4.40% APY. After the Fed's recent rate cut, it's a great time to lock in a solid return before higher yields decline.
Several hundred-dollar bills in an envelope.
Oct. 8, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 8, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
A person holding his head in his hands while looking disappointed at his laptop.
Oct. 7, 2025 | By Jake FitzGerald

The No. 1 Mistake People Make With High-Yield Savings Accounts

The biggest mistake with high-yield savings accounts is keeping too much money parked in them long term.