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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

May 22, 2026 | By Joel O'Leary

The Best Checking Account of 2026: Capital One 360 Just Won Our Top Pick

Capital One 360 Checking won Motley Fool Money's Best Checking Account of 2026. Here's why it stood out -- and how to pair it with a high-yield savings account.
May 22, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, May 22, 2026: Up to 5.00% APY Still on Offer

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
May 21, 2026 | By Ryan Wilcox

The Bank Account I've Been Begging My Friends to Open for Years

It's 2026, and I still have friends keeping their money in a traditional savings account. Here's the account I tell them to get instead, plus a couple alternatives.
May 21, 2026 | By Joel O'Leary

My Friend Built a $60,000 CD Ladder. Here's How Much It Earns Monthly in 2026

A simple CD ladder strategy that pays monthly interest, keeps cash accessible, and locks in rates before they drop further.
May 21, 2026 | By Ryan Wilcox

Best Savings Account Rates Today, May 21, 2026: Up to 5.00% Still Available

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
May 20, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, May 20, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
May 19, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, May 19, 2026: Earn up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
May 18, 2026 | By James McClenathen

Best CD Rates This Week, May 18, 2026: The Fed Just Got a New Boss -- Here's What That Means for Your Savings

The Fed cut rates a total of three times in 2025, but this week's top CDs still offer yields as high as 4.17% APY. Secure a solid return while they last.
May 18, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, May 18, 2026

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a trio of hold decisions so far in 2026.
May 18, 2026 | By James McClenathen

Inflation Could Hit 6% This Summer. Here's What That Means for Your Wallet

Q2 inflation forecasts just jumped from 2.7% to 6%. Don't panic -- but do move your cash somewhere it earns more than 0.01%.
May 16, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, May 16, 2026: Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
May 15, 2026 | By Ryan Wilcox

Best Savings Accounts Where You Can Earn up to 5.00% APY Today, May 15, 2026

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
May 14, 2026 | By Joel O'Leary

'Save Three to Six Months of Expenses' -- What if That's Not Enough?

The three- to six-month emergency fund rule has been around for ages. Here's whether it still holds up, and how to figure out what you actually need.
May 14, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, May 14, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
May 13, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, May 13, 2026: Earn up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
May 12, 2026 | By Joel O'Leary

Chase vs. Bank of America: Which Bank Is Better in May 2026?

Chase and Bank of America are two of the biggest U.S. banks, but key differences in fees, thresholds, and features make one a better fit depending on your needs.
May 12, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, May 12, 2026

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a trio of hold decisions so far in 2026.
May 11, 2026 | By James McClenathen

Best CD Rates This Week, May 11, 2026: New Fed Chair, Same Urgency -- Lock In Your Rate Now

This week's best CDs offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have the chance to move lower.
May 11, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, May 11, 2026: Up to 5.00% APY Still on Offer

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
May 10, 2026 | By Joel O'Leary

You Might Not Believe How Much $5,000 Would Earn in a 6-Month CD Now

A $5,000 deposit in a 6-month CD at today's top rates earns less than most people expect. Here's the real number -- and what to consider before you open one.
May 9, 2026 | By Ryan Wilcox

Best Savings Accounts Rates Today, May 9, 2026: Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
April 30, 2026 | By Joel O'Leary

What 'Zelle' Actually Is -- and How It's Different From Venmo

Zelle and Venmo both send money fast, but they work very differently. Here's a plain-English breakdown of how each one works and when to use which.
April 29, 2026 | By Joel O'Leary

Here's How Much $50,000 Would Earn in a 1-Year CD Right Now

A $50,000 CD earning 3.25% APY pays $1,625 in guaranteed interest in 12 months. See what today's best 1-year CD rates actually pay.
April 27, 2026 | By Joel O'Leary

Here's What Banks Do With Your Income and Spending Data

Banks collect and share your financial data in ways most people don't realize. Here's exactly where it goes and who sees it.
April 26, 2026 | By Joel O'Leary

7 Money Habits That Feel Harmless but Cost You Thousands Over Time

Convenience apps and auto-renewing insurance can drain hundreds per year from your savings. Here are seven money habits that add up fast.