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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

mature woman lying down on deck with her head resting against a beagle -- pet dog owner
Aug. 22, 2025 | By Ryan Wilcox

Retiring Soon? Here Are 4 Ways to Protect Your Savings From Market Drops

Looking to protect your nest egg as you head into retirement? Learn how HYSAs, CDs, T-bills, and fixed annuities can help.
hand inserting quarter into piggy bank
Aug. 22, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on August 22, 2025? Earn up to 5.00% APY Today

High-yield savings accounts are paying up to 5.00% APY today -- check out the best rates and find the right place to grow your money effortlessly.
Man in a suit counting money.
Aug. 21, 2025 | By Ryan Wilcox

4 Easy Ways to Earn Passive Income

Looking for low-effort ways to make money? These four passive income tools can help you earn more without the hassle.
Woman listening to something from her phone on her AirPods.
Aug. 21, 2025 | By Ryan Wilcox

Every $10K You Keep in a Chase Savings Account Costs You a New Pair of AirPods Every Year

Learn how moving $10,000 out of your Chase savings account can earn you hundreds of dollars more a year in interest.
A young girl putting coins in her piggy bank as her mom looks on proudly.
Aug. 21, 2025 | By Joel O'Leary

Forget CDs, Even With Rates Over 4%. Here's Where I'd Put My Money Now

Here's where I'm putting my savings instead of locking them into a CD -- and how you can earn over 4% without giving up flexibility.
One hand holding cash and another hand reaching out to accept it.
Aug. 21, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: August 21, 2025 -- Earn up to 5.00% APY

Today's best high-yield savings accounts pay up to 5.00% APY -- explore top rates and choose the perfect spot to grow your money with ease.
A person wearing a headscarf sitting at a desk with a laptop and holding papers.
Aug. 20, 2025 | By Joel O'Leary

Forget CDs: Here Are 3 Investments With Higher Growth

CDs are safe, but slow-growing. Find out about three alternative investments with higher growth potential that can supercharge your savings.
An hourglass on top of a calendar.
Aug. 20, 2025 | By Joel O'Leary

6-Month or 5-Year CDs: Which Are Better in August 2025?

Should you ride the short-term wave with a 6-month CD or lock in a 5-year rate? Learn how to match the right CD term to fit your money goals.
Rolled-up wad of cash placed in small beach chair on a sandy beach.
Aug. 20, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, August 20, 2025

Earn up to 5.00% APY with today's high-yield savings accounts -- see the top rates and pick the right place to grow your money effortlessly.
A smiling man working on a laptop in a room full of plants.
Aug. 19, 2025 | By Ryan Wilcox

I Dropped My Wells Fargo Savings Account. Now I'm Earning $758 More a Year in Interest

I moved my savings from Wells Fargo to SoFi, and now I'm earning hundreds more in interest each year. See how you can do the same today.
Mature couple rowing together in a canoe.
Aug. 19, 2025 | By Joel O'Leary

4 Safe Ways to Earn 4%+ on Your Retirement Savings

Looking for safe ways to invest and preserve your retirement savings? These four options offer 4%+ yields without putting your money at major risk.
Vault filled with stacks and rolls of money.
Aug. 19, 2025 | By Joel O'Leary

I Keep $25,000 in a High-Yield Savings Account -- Here's Why

See how I earn over $1,000 a year in interest by keeping $25,000 in a high-yield savings account, and how you can use one the right way too.
Woman peeking over a handful of money
Aug. 19, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: August 19, 2025 -- Up to 5.00% APY

Today's high-yield savings accounts offer up to 5.00% APY -- check out the top rates and find the best place to grow your money with ease.
Woman with AirPods in ear smiling while walking outdoors.
Aug. 18, 2025 | By Ryan Wilcox

Your Chase Savings Account Could Be Costing You a New Pair of AirPods Every Year. Here's How

Chase's savings account pays just 0.01% APY. See how switching to a high-yield savings account could get you hundreds of dollars more a year.
A women sitting at a sunny desk with a laptop, calendar, and planner.
Aug. 18, 2025 | By Joel O'Leary

5 Ways to Create Passive Income Streams That Last Forever

These passive income streams can provide steady cash flow now and continue for decades. See how to build wealth for life.
plant growing out of jar of coins
Aug. 18, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: August 18, 2025 -- Earn up to 5.00% APY

High-yield savings accounts are paying as high as 5.00% APY today -- see the best rates available and choose the right spot to grow your money faster.
Han dropping coins into a piggy bank.
Aug. 17, 2025 | By Joel O'Leary

The 3 Types of Money I Keep in My High-Yield Savings Account (and 2 I Don't)

A high-yield savings account is great for some cash, but not all of your money. Here's what I keep in mine, and what I put elsewhere.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Aug. 17, 2025 | By Ryan Wilcox

Rates Are Falling. Here's Where You Can Still Get a High APY

Many banks have lowered their interest rates this year, and more cuts may be coming. But you can still earn over 4.00% APY if you're looking in the right places.
Hundred dollar bills falling from a blue sky.
Aug. 17, 2025 | By Joel O'Leary

Best Bank Bonuses to Grab This Week: August 17, 2025

Earn a few hundred dollars with this week's best bank bonuses -- just open an account, meet simple terms, and enjoy easy cash with no strings attached.
A woman sitting in her living room with a calculator, notebook, and laptop on the coffee table.
Aug. 16, 2025 | By Ryan Wilcox

Leaving $10,000 in a Wells Fargo Savings Account Could Cost You $400 a Year

Wells Fargo's standard savings account pays just 0.01% APY. Learn how switching to a high-yield savings account could earn you hundreds more each year.
Man holding a fan of cash appears to be in thought.
Aug. 16, 2025 | By James McClenathen

Annuity vs. CD: Which Is Better in 2025?

Wondering whether to choose a CD or annuity in 2025? Learn the pros, cons, and key differences to help you decide which fixed-rate option fits your goals.
Money hidden in a dresser drawer.
Aug. 16, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on August 16, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts pay 4.00% APY or higher -- explore the best rates and find the ideal place to grow your money quickly.
woman holding a handful of money and smiling
Aug. 15, 2025 | By Ryan Wilcox

The Best Financial Decision I've Made in Years Only Took Me 30 Minutes

I switched savings accounts in about a half hour and started earning hundreds more per year in interest. Here's how you can do the same.
Mature woman working from laptop with documents in hand.
Aug. 15, 2025 | By Joel O'Leary

4 Ways to Get a Steady Paycheck After You Retire

Turn your savings into reliable retirement income with these four simple strategies for generating steady, low-stress paychecks.
Man appears to be in thought while looking at laptop screen.
Aug. 15, 2025 | By James McClenathen

3 Reasons Not to Open a CD in August 2025, Even With Rates Over 4.00%

CDs are great for protecting your cash and earning a little interest. However, they don't make sense for everyone. Here's why.