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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Man squinting while counting stacks of coins next to piggy bank.
Nov. 15, 2025 | By Jake FitzGerald

Why I'm Moving Money Out of High-Yield Savings in November 2025

With interest rates finally falling, high-yield savings accounts aren't what they used to be. Here's why I'm shifting my money elsewhere this month.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Nov. 15, 2025 | By Joel O'Leary

The Top 3 High-Yield Savings Accounts of November 2025: APYs up to 4.51%

Explore these high APY savings accounts for November 2025, and watch your money grow faster, all with FDIC insurance protection.
Older woman getting assistance from a bank teller.
Nov. 15, 2025 | By Ryan Wilcox

Why $50K in Savings Is Probably Too Much

If you've built up a solid emergency fund, a standard savings account is one of the worst places for your extra cash. Here's where to move it instead.
Cash in jeans pocket
Nov. 15, 2025 | By Joel O'Leary

I've Got $5,000 Burning a Hole in My Pocket -- Here Are 3 Moves I'm Considering to Grow It

How I'm putting an unexpected $5,000 to work, from high-yield savings to long-term investing and low-risk growth options.
Padlock on top of cash
Nov. 15, 2025 | By James McClenathen

Best CD Rates Today, Nov. 15, 2025: Don't Miss Out on up to 4.30% APY

Today's top CDs pay up to 4.30% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before these elevated rates slide.
Stacks of coins in increasing height following by a large dollar sign.
Nov. 15, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today: Nov. 15, 2025 -- APYs up to 5.00%

The Fed cut rates again at the end of October, but top high-yield savings accounts are still offering up to 5.00% APY -- for now. Take advantage before rates fall.
A young woman with her hand over face in regret.
Nov. 14, 2025 | By James McClenathen

This Savings Account Mistake Could Cost You $2,000 by 2030

While some big banks pay 0.01% APY, high-yield savings accounts pay 3.50% APY or more. Switching accounts could earn you thousands more in the next five years.
A female college student taking notes while studying on a laptop.
Nov. 14, 2025 | By Ryan Wilcox

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000

High-yield savings accounts are the best place for your cash in 2025. Here are a few of my favorites based on APY, additional perks, and more.
mature woman lying down on deck with her head resting against a beagle -- pet dog owner
Nov. 14, 2025 | By Jake FitzGerald

5 Money-Saving Hacks I Learned From Millionaires

The wealthiest people I know don't chase luxury. They master the simple money moves most people overlook.
Happy man holding cash.
Nov. 14, 2025 | By Joel O'Leary

$300 Bonus + up to 4.30% APY -- This Bank's Doing Both Right Now

Get one of the highest APYs plus a cash bonus offer when you open this award winning high-yield savings account. Here's how the limited-time offer works.
Glass jar full of hundred dollar bills.
Nov. 14, 2025 | By James McClenathen

Best CD Rates Today, Nov. 14, 2025: Top APYs up to 4.30%

Today's best CDs pay up to 4.30% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before yields move lower.
Jar of coins with plant sprouting from the middle.
Nov. 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Nov. 14, 2025: Up to 5.00% APY Still Available

High-yield savings accounts are paying up to 5.00% APY today -- compare top rates and find the best place to grow your money before rates fall.
A bank teller smiles to a customer from behind her desk.
Nov. 13, 2025 | By Ryan Wilcox

If You Withdraw $10,000, the Government Is Going to Know About It. Here's Why

The government finds out when you withdraw $10,000 from your bank account. Here's why -- and what you should (or shouldn't) do about it.
Metal bank vault door, open and showing inside.
Nov. 13, 2025 | By Ryan Wilcox

$50K in the Bank? Here's When It's Too Much -- and What to Do Instead

Keeping too much money in your bank account could be costing you in the long run. Here's what to do with your extra cash instead.
Woman with laptop and phone quietly celebrating
Nov. 13, 2025 | By Ryan Wilcox

3 Savings Accounts Crushing Chase on Interest Rates

Interest rates are expected to fall soon, but SoFi®, CIT, and Axos are still offering savings accounts with strong APYs. Learn which one's right for you today.
Young man pausing from using his laptop to look at a calendar.
Nov. 13, 2025 | By Jake FitzGerald

6-Month vs. 5-Year CDs: What's the Best Investment in November 2025?

CD rates are still strong in November 2025. But with 6-month CDs now paying more than 5-year ones, the best move depends on how soon you'll need your money.
Stacks of coins sprouting leaves next to a small piggy bank.
Nov. 13, 2025 | By James McClenathen

Best CD Rates Today, Nov. 13, 2025: Up to 4.34% APY Still Available

CDs today offer up to 4.34% APY. With the Fed's October rate cut now in place, it's a great moment to lock in a strong return before rates drop further.
Hundred dollar bills falling from a blue sky.
Nov. 13, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Nov. 13, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
An upset man sitting on a couch with his hand on his head.
Nov. 12, 2025 | By Ryan Wilcox

Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest

If you're still keeping your money in a Wells Fargo savings account, you're missing out. Here's what to make hundreds more a year with one simple switch.
Piggy bank, stacks of coins, and an alarm clock on a table.
Nov. 12, 2025 | By James McClenathen

Best CD Rates Today, Nov. 12, 2025: APYs up to 4.34% Won't Last Long

Today's CDs are paying up to 4.34% APY. It's a good time to secure a strong return before yields decline as a result of the late-October Fed rate cut.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Nov. 12, 2025 | By Jake FitzGerald

Get up to 5.00% APY With the Best High-Yield Savings Account Rates Today: Nov. 12, 2025

The Fed lowered rates again in October, yet top high-yield savings accounts still pay up to 5.00% APY -- for now. Act fast to secure a top rate.
An hourglass on top of a calendar.
Nov. 11, 2025 | By James McClenathen

Best CD Rates Today, Nov. 11, 2025: Don't Let APYs up to 4.34% Slip Away

Today's CDs offer yields as high as 4.34% APY. With the Fed's recent rate cut in place, now's the time to secure a solid return before rates dip lower.
A hand holding a hammer over a worried-looking piggy bank.
Nov. 11, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Nov. 11, 2025 -- Up to 5.00% APY

The Fed cut rates again in October, but the best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can.
Burlap bag labeled "Tariffs" with American flag background.
Nov. 10, 2025 | By Jake FitzGerald

Trump Proposes $2,000 Tariff Dividend Checks: Here's Everything You Need to Know

Trump says Americans could soon get $2,000 "tariff rebate checks." Here's what that actually means, and why it's not that simple.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Nov. 10, 2025 | By Joel O'Leary

Here's How Much You Can Make With $20,000 in a High-Yield Savings Account

With the right savings account, $20,000 can earn you hundreds in passive interest. Here's how much to expect, even if APYs drop.