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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Jar filled with coins and labeled Savings.
Jan. 16, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 16, 2026 -- Still Paying up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Woman sitting in front of a laptop and holding a cell phone with banking icons floating around her hand
Jan. 15, 2026 | By Jake FitzGerald

Here's What Happens When You Open Savings and Checking at Different Banks

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.
Person holding big pile of bills in one hand comparing to very small stack in the other.
Jan. 15, 2026 | By Ryan Wilcox

Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest

If you're still keeping your money in a Wells Fargo savings account, you're missing out. Here's what to make hundreds more a year with one simple switch.
Jar full of money with plant growing out of it.
Jan. 15, 2026 | By Joel O'Leary

How to Grow a $1,000 Emergency Fund Into $3,000 in 2026

Open the right savings account, set up automatic transfers, and use easy tricks to grow your emergency fund faster in 2026.
Chain and padlock wrapped around stack of 100 dollar bills.
Jan. 15, 2026 | By James McClenathen

Best CD Rates Today, Jan. 15, 2026: Top Yields Are Fading Fast

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Stack of hundred dollar bills on table
Jan. 15, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Jan. 15, 2026 -- Smart Start for 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
A person looks over paperwork and uses a tablet in their kitchen.
Jan. 14, 2026 | By Joel O'Leary

7 Easy Steps to Finally Level-Up Your Personal Finances in 2026

Want to improve your finances in 2026? Here are seven simple steps that can help you save more, reduce stress, and build long-term wealth.
Woman depositing check using her cellphone.
Jan. 14, 2026 | By Jake FitzGerald

Here's How You Deposit a Check to an Online Bank

Depositing a check to an online bank is easier than you think. Here's how mobile check deposits really work.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Jan. 14, 2026 | By Joel O'Leary

Here's How Much $5,000 Would Earn in a 6-Month CD Now

Lock in a 6-month CD and earn easy interest on a $5,000 deposit. See where to find today's top APYs, and whether a short-term CD is right for your savings.
Red percent sign amid white dollar signs
Jan. 14, 2026 | By James McClenathen

Best CD Rates Today, Jan. 14, 2026: Still Time to Lock In up to 4.27% APY

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Emergency Savings Jar
Jan. 14, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 14, 2026 -- Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Shopper using self checkout
Jan. 13, 2026 | By Jake FitzGerald

Here's What Happens When You Overdraft by $1

A $1 overdraft can trigger fees, negative balances, and account flags that cost far more than a dollar.
A woman making a budget in a notebook with her laptop open at the kitchen table.
Jan. 13, 2026 | By Ryan Wilcox

Here's What Happens if You Move All the Money From Your Checking Account to Savings

My checking account has next to nothing in it, and that's intentional. Here's how you can do the same and earn hundreds of dollars a year on your savings.
Certificate of deposit sign on a clipboard.
Jan. 13, 2026 | By James McClenathen

Best CD Rates Today, Jan. 13, 2026: Top APYs (up to 4.27%) Won't Be Around Much Longer

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
Stacks of coins in increasing height following by a large dollar sign.
Jan. 13, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 13, 2026 -- Still Competitive at up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A couple counts dollar bills together at home.
Jan. 12, 2026 | By Jake FitzGerald

The 3 Best Places to Put Your Cash in 2026

Where you keep your cash matters more than ever in 2026. Here are the three smartest places to park it safely and earn more.
Man with glasses looking at laptop.
Jan. 12, 2026 | By Joel O'Leary

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000 Right Now

If you want to earn more from your cash, these no-fee savings accounts are offering top-tier APYs right now.
Close-up on stacks of coins sitting next to a clock
Jan. 12, 2026 | By James McClenathen

Best CD Rates Today, Jan. 12, 2026: Fewer High-Yield Offers Left -- Don't Miss Out

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
A glass jar with its lid open is overflowing with coins.
Jan. 12, 2026 | By Jake FitzGerald

Top High-Yield Savings Account Rates Today, Jan. 12, 2026 -- Take Advantage of up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Jan. 10, 2026 | By James McClenathen

Best CD Rates Today, Jan. 10, 2026: Lock In up to 4.27% APY Before Rates Dip

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
A man putting coins in a jar and doing calculations in a notebook.
Jan. 10, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 10, 2026 -- Maximize Your Earnings With up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Jan. 9, 2026 | By Ryan Wilcox

Here's How Much $10,000 Can Earn You in a Savings Account

Your $10,000 in a traditional savings account is probably earning next to nothing. Here's how much more you can make with a high-yield savings account.
Piggy bank, stacks of coins, and an alarm clock on a table.
Jan. 9, 2026 | By James McClenathen

Best CD Rates Today, Jan. 9, 2026: Up to 4.27% APY Still Available -- for Now

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Jan. 9, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 9, 2026 -- APYs up to 5.00%

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Two people holding cellphones using a payment app to send and receive money.
Jan. 8, 2026 | By Jake FitzGerald

Here's What Happens When You Run More Than $10,000 Through Zelle in a Month

What happens when you move more than $10,000 through Zelle in a month? Here's how banks monitor activity and what to know.