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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Woman holding finger to her mouth in thought.
Jan. 17, 2026 | By Ryan Wilcox

Have Lots of Money in Your Checking Account? Here Are 5 Better Places to Keep Your Cash

Keeping too much cash in your checking account could be costing you in the long run. Here are five better places to keep your money in 2026.
Rolled-up wad of cash placed in small beach chair on a sandy beach.
Jan. 17, 2026 | By Joel O'Leary

Here's How Much You Can Make With $20,000 in a High-Yield Savings Account

With today's rates, $20,000 in a high-yield savings account can earn about $600-$800 a year with FDIC insurance and easy access.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
Jan. 17, 2026 | By James McClenathen

Best CD Rates Today, Jan. 17, 2026: Your Chance to Lock In up to 4.27% APY

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
blue piggy bank sending yellow piggy bank flying off a seesaw.
Jan. 17, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Accounts, Jan. 17, 2026 -- Up to 5.00% APY While It Lasts

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Man sitting at a desk celebrating with a fist pump
Jan. 16, 2026 | By Joel O'Leary

3 Savings Accounts Crushing Wells Fargo on Interest Rates

Wells Fargo pays just 0.01% on savings. These three accounts offer dramatically better APYs and can help your money grow faster in 2026.
A downward trending red arrow over top hundred dollar bills.
Jan. 16, 2026 | By Jake FitzGerald

The Best Bank Accounts for 2026, Even if Rates Fall

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.
A person using a calculator and laptop at a sunny cafe.
Jan. 16, 2026 | By Joel O'Leary

Here's How Much $10,000 Would Earn in a 6-Month CD Now

See how much $10,000 earns in a 6-month CD with today's top APYs. Compare banks, rates, and promo terms to make the most of your savings.
Padlock on top of cash
Jan. 16, 2026 | By James McClenathen

Best CD Rates Today, Jan. 16, 2026: Up to 4.27% APY Still on the Table -- Barely

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Jar filled with coins and labeled Savings.
Jan. 16, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 16, 2026 -- Still Paying up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Woman sitting in front of a laptop and holding a cell phone with banking icons floating around her hand
Jan. 15, 2026 | By Jake FitzGerald

Here's What Happens When You Open Savings and Checking at Different Banks

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.
Person holding big pile of bills in one hand comparing to very small stack in the other.
Jan. 15, 2026 | By Ryan Wilcox

Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest

If you're still keeping your money in a Wells Fargo savings account, you're missing out. Here's what to make hundreds more a year with one simple switch.
Jar full of money with plant growing out of it.
Jan. 15, 2026 | By Joel O'Leary

How to Grow a $1,000 Emergency Fund Into $3,000 in 2026

Open the right savings account, set up automatic transfers, and use easy tricks to grow your emergency fund faster in 2026.
Chain and padlock wrapped around stack of 100 dollar bills.
Jan. 15, 2026 | By James McClenathen

Best CD Rates Today, Jan. 15, 2026: Top Yields Are Fading Fast

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Stack of hundred dollar bills on table
Jan. 15, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Jan. 15, 2026 -- Smart Start for 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
A person looks over paperwork and uses a tablet in their kitchen.
Jan. 14, 2026 | By Joel O'Leary

7 Easy Steps to Finally Level-Up Your Personal Finances in 2026

Want to improve your finances in 2026? Here are seven simple steps that can help you save more, reduce stress, and build long-term wealth.
Woman depositing check using her cellphone.
Jan. 14, 2026 | By Jake FitzGerald

Here's How You Deposit a Check to an Online Bank

Depositing a check to an online bank is easier than you think. Here's how mobile check deposits really work.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Jan. 14, 2026 | By Joel O'Leary

Here's How Much $5,000 Would Earn in a 6-Month CD Now

Lock in a 6-month CD and earn easy interest on a $5,000 deposit. See where to find today's top APYs, and whether a short-term CD is right for your savings.
Red percent sign amid white dollar signs
Jan. 14, 2026 | By James McClenathen

Best CD Rates Today, Jan. 14, 2026: Still Time to Lock In up to 4.27% APY

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Emergency Savings Jar
Jan. 14, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 14, 2026 -- Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Shopper using self checkout
Jan. 13, 2026 | By Jake FitzGerald

Here's What Happens When You Overdraft by $1

A $1 overdraft can trigger fees, negative balances, and account flags that cost far more than a dollar.
A woman making a budget in a notebook with her laptop open at the kitchen table.
Jan. 13, 2026 | By Ryan Wilcox

Here's What Happens if You Move All the Money From Your Checking Account to Savings

My checking account has next to nothing in it, and that's intentional. Here's how you can do the same and earn hundreds of dollars a year on your savings.
Certificate of deposit sign on a clipboard.
Jan. 13, 2026 | By James McClenathen

Best CD Rates Today, Jan. 13, 2026: Top APYs (up to 4.27%) Won't Be Around Much Longer

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
Stacks of coins in increasing height following by a large dollar sign.
Jan. 13, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 13, 2026 -- Still Competitive at up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A couple counts dollar bills together at home.
Jan. 12, 2026 | By Jake FitzGerald

The 3 Best Places to Put Your Cash in 2026

Where you keep your cash matters more than ever in 2026. Here are the three smartest places to park it safely and earn more.
Man with glasses looking at laptop.
Jan. 12, 2026 | By Joel O'Leary

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000 Right Now

If you want to earn more from your cash, these no-fee savings accounts are offering top-tier APYs right now.