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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

Aug. 21, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Aug. 21, 2026

The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
Aug. 20, 2026 | By Joel O'Leary

The Best Savings Account to Park Your Emergency Fund Right Now

A high-yield savings account is the smartest home for your emergency fund. Here's how to pick one that stays safe, easy to reach, and actually earns.
Aug. 20, 2026 | By Joel O'Leary

What Savings Account Is Best for Retirement?

The best account for retirement depends on your stage. Here's where to grow your savings and where to park cash you'll spend soon.
Aug. 20, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Aug. 20, 2026

The Fed won't meet again on interest rates until mid-September. Top HYSAs continue to offer up to 4.50% APY, for now.
Aug. 19, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Aug. 19, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July. Find out more.
Aug. 18, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 18, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Aug. 17, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Aug. 17, 2026: Up to 4.50% APY Still Available

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
Aug. 15, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Aug. 15, 2026

The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
Aug. 14, 2026 | By Joel O'Leary

Can You Withdraw $5,000 From an ATM? Here's What Banks Actually Allow

Daily ATM limits and per-transaction caps decide how much cash you can pull in one trip, and both vary by bank and account type.
Aug. 14, 2026 | By Joel O'Leary

The Best High-Yield Savings Account of August 2026, Hands Down

The right account for an emergency fund keeps your cash safe, easy to reach, and earning far more than an ordinary savings account.
Aug. 14, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Aug. 14, 2026

The July Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY, for now.
Aug. 13, 2026 | By Joel O'Leary

The 3 Best High-Yield Savings Accounts With No Minimum Deposit for August 2026

These no-minimum savings accounts skip the monthly fees and pay far more than most big banks, so every dollar earns a competitive rate from day one.
Aug. 13, 2026 | By Ryan Wilcox

Do You Pay Taxes on a High-Yield Savings Account?

Wondering if your high-yield savings interest is taxable? Here's what to know, and why HYSAs are an easy win regardless.
Aug. 13, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Aug. 13, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
Aug. 12, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 12, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Aug. 11, 2026 | By Joel O'Leary

3 Best High-Yield Savings Accounts With a Debit Card

Most high-yield savings accounts skip the debit card. See which accounts pay a top rate and still let you pull cash when you need it.
Aug. 11, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Aug. 11, 2026: Up to 4.50% APY Still on Offer

Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
Aug. 10, 2026 | By Joel O'Leary

The Best HYSA if You're Starting With Less Than $1,000

You don't need a big balance to open a high-yield savings account. Here's how to start with less than $1,000, with no fees and no minimums.
Aug. 10, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Aug. 10, 2026

The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
Aug. 9, 2026 | By Joel O'Leary

What Is a Good APY for a Savings Account in August 2026?

A good APY is 3.00% to 4.00% for high-yield savings accounts, far above the 0.38% national average. See how to grade any rate and where the best ones live.
Aug. 9, 2026 | By Joel O'Leary

Here's How Much $10,000 Would Earn in a High-Yield Savings Account vs. a CD Right Now

Top savings accounts and CDs pay nearly the same on $10,000 right now, so there's little reason to lock your cash away in a CD.
Aug. 8, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, August 8, 2026

The July Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY, for now.
Aug. 7, 2026 | By Joel O'Leary

How Much Should You Have in an Emergency Fund? Here's the Honest Answer by Income Level

Your emergency fund target is three to six months of expenses. See how much that is at every income level, plus when to aim low and when to save more.
Aug. 7, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, August 7, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
Aug. 6, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, August 6, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.