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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Red percent sign amid white dollar signs
Jan. 14, 2026 | By James McClenathen

Best CD Rates Today, Jan. 14, 2026: Still Time to Lock In up to 4.27% APY

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Emergency Savings Jar
Jan. 14, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 14, 2026 -- Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Shopper using self checkout
Jan. 13, 2026 | By Jake FitzGerald

Here's What Happens When You Overdraft by $1

A $1 overdraft can trigger fees, negative balances, and account flags that cost far more than a dollar.
A woman making a budget in a notebook with her laptop open at the kitchen table.
Jan. 13, 2026 | By Ryan Wilcox

Here's What Happens if You Move All the Money From Your Checking Account to Savings

My checking account has next to nothing in it, and that's intentional. Here's how you can do the same and earn hundreds of dollars a year on your savings.
Certificate of deposit sign on a clipboard.
Jan. 13, 2026 | By James McClenathen

Best CD Rates Today, Jan. 13, 2026: Top APYs (up to 4.27%) Won't Be Around Much Longer

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
Stacks of coins in increasing height following by a large dollar sign.
Jan. 13, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 13, 2026 -- Still Competitive at up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A couple counts dollar bills together at home.
Jan. 12, 2026 | By Jake FitzGerald

The 3 Best Places to Put Your Cash in 2026

Where you keep your cash matters more than ever in 2026. Here are the three smartest places to park it safely and earn more.
Man with glasses looking at laptop.
Jan. 12, 2026 | By Joel O'Leary

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000 Right Now

If you want to earn more from your cash, these no-fee savings accounts are offering top-tier APYs right now.
Close-up on stacks of coins sitting next to a clock
Jan. 12, 2026 | By James McClenathen

Best CD Rates Today, Jan. 12, 2026: Fewer High-Yield Offers Left -- Don't Miss Out

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
A glass jar with its lid open is overflowing with coins.
Jan. 12, 2026 | By Jake FitzGerald

Top High-Yield Savings Account Rates Today, Jan. 12, 2026 -- Take Advantage of up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Man holding cash
Jan. 11, 2026 | By Joel O'Leary

Earn $300 Just For Switching Banks: Best Bank Account Bonuses This Week, Jan. 11, 2026

One of these banks can earn you up to $300 just for opening a new account. Read our list of picks to learn how to get started today.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Jan. 10, 2026 | By James McClenathen

Best CD Rates Today, Jan. 10, 2026: Lock In up to 4.27% APY Before Rates Dip

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
A man putting coins in a jar and doing calculations in a notebook.
Jan. 10, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Jan. 10, 2026 -- Maximize Your Earnings With up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Jan. 9, 2026 | By Ryan Wilcox

Here's How Much $10,000 Can Earn You in a Savings Account

Your $10,000 in a traditional savings account is probably earning next to nothing. Here's how much more you can make with a high-yield savings account.
Piggy bank, stacks of coins, and an alarm clock on a table.
Jan. 9, 2026 | By James McClenathen

Best CD Rates Today, Jan. 9, 2026: Up to 4.27% APY Still Available -- for Now

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Jan. 9, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 9, 2026 -- APYs up to 5.00%

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Two people holding cellphones using a payment app to send and receive money.
Jan. 8, 2026 | By Jake FitzGerald

Here's What Happens When You Run More Than $10,000 Through Zelle in a Month

What happens when you move more than $10,000 through Zelle in a month? Here's how banks monitor activity and what to know.
Interest spelled out on a calculator
Jan. 8, 2026 | By Joel O'Leary

Here's What $50,000 in a High-Yield Savings Account Actually Earns in 2026

With today's rates, $50,000 in a high-yield savings account can earn about $1,500-$2,000 in 2026, with FDIC insurance and easy access to cash.
An hourglass being held in a hand outdoors.
Jan. 8, 2026 | By James McClenathen

Best CD Rates Today, Jan. 8, 2026: Top Offers Near 4.27% Are Disappearing Fast

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Gold percentage signs all clustered together.
Jan. 8, 2026 | By Jake FitzGerald

High-Yield Savings Account Rates Today, Jan. 8, 2026 -- New Year Still Offering up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Jan. 7, 2026 | By Joel O'Leary

Here's How Much $10,000 Could Earn in CDs in 2026

At today's CD rates, $10,000 could earn $300-$1,500+ depending on the term. See how much CDs could pay you in 2026.
Person getting assistance from bank teller.
Jan. 7, 2026 | By Jake FitzGerald

Here's What Happens When You Withdraw $5,000 From Your Bank Account

Withdrawing $5,000 is legal and common, but it can trigger delays, questions, and limits most people do not expect.
An hourglass on top of a calendar.
Jan. 7, 2026 | By James McClenathen

Best CD Rates Today, Jan. 7, 2026: Your Window to Lock in up to 4.27% Is Closing

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
Pile of dollar bills
Jan. 7, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Jan. 7, 2026 -- Get up to 5.00% APY on Your Cash

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
An adult analyzes a crypto graph on their laptop in their home office.
Jan. 6, 2026 | By Joel O'Leary

Here's What Happens When You Leave Too Much Money in Your Savings Account

Learn how inflation and opportunity cost quietly eat into excess cash -- and how to balance savings and investing for long-term growth.