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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

Oct. 17, 2025 | By Jake FitzGerald

Parents Could Get a Bigger Tax Break in 2026 Here's How to Lock It In Now

Parents could see a bigger tax refund in 2026 thanks to new IRS changes. Here's how to prepare and make the most of it.
Oct. 17, 2025 | By Ryan Wilcox

Why I'm Still Telling All My Friends to Ditch Their Chase Savings Accounts in 2025

Chase pays 0.01% and top savings accounts pay 4.00%+. Here's why I tell everyone to ditch Chase and earn hundreds more.
Oct. 17, 2025 | By Joel O'Leary

I Analyze Bank Accounts for a Living -- Here's Exactly What I'd Do With $5,000 Right Now

Here's how to turn $5,000 into steady, safe growth using top high-yield savings and CD rates in October 2025.
Oct. 17, 2025 | By James McClenathen

Best CD Rates Today, Oct. 17, 2025: Get up to 4.35% APY While You Still Can

CDs are offering up to 4.35% APY today. With the Fed's recent rate cut and the potential for more, it's smart to secure a strong return now.
Oct. 17, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Oct. 17, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
Oct. 16, 2025 | By Ryan Wilcox

Claiming Social Security Early vs. Working Longer: A Side-by-Side

Headed toward retirement age? Learn the pros and cons of claiming Social Security early compared to working longer now.
Oct. 16, 2025 | By Ryan Wilcox

It Might Cost You $400 to Keep Your Cash in a Chase Savings Account

Chase pays 0.01%, but top savings accounts pay 4.00%+. Here's how switching banks could earn you hundreds more every year.
Oct. 16, 2025 | By Jake FitzGerald

I Haven't Had a Car Payment in 10 Years -- Here's Where That Money Went Instead

I haven't had a car payment in 10 years, and my high-yield savings account is proof that freedom pays interest.
Oct. 16, 2025 | By James McClenathen

Best CD Rates Today, Oct. 16, 2025: Lock In up to 4.35% APY Before Rates Fall Further

Today's top CDs pay up to 4.35% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these elevated yields slip away.
Oct. 16, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Oct. 16, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
Oct. 15, 2025 | By Ryan Wilcox

Here's How I Could Make $1,300 in the Next 2 Years Just by Switching Banks

Big banks usually pay 0.01% and top online savings accounts pay 4.00%+. See how switching banks could earn you over $1,000 in two years.
Oct. 15, 2025 | By Ryan Wilcox

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000

In my opinion, SoFi® is the best place for your $10,000 -- or any other amount in savings. Here's why I'm telling everyone I know to make the switch now.
Oct. 15, 2025 | By Jake FitzGerald

These 4 Bank Accounts Are Paying More Than 4% Right Now

These high-yield savings accounts are paying over 4% right now. See where your money could earn more.
Oct. 15, 2025 | By Brooklyn Sprunger

Not Sure Where to Park Your Cash Right Now? Start Here

A high-yield savings account offers safety, no fees, and easy access -- a simple way to keep your cash secure and still earning in uncertain times.
Oct. 15, 2025 | By James McClenathen

Best CD Rates Today, Oct. 15, 2025: Don't Let APYs up to 4.35% Slip Away -- Lock In Now

CDs are offering up to 4.35% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high yields fade further.
Oct. 15, 2025 | By James McClenathen

The 2026 Social Security COLA Will Be Announced Soon. Here's What to Expect

Benefits are expected to increase by 2.7%. But the numbers aren't final yet, and the announcement may be delayed. Here's what we know about the 2026 COLA.
Oct. 15, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Oct. 15, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Oct. 14, 2025 | By Jake FitzGerald

3 Little-Known CD Tricks That Could Earn You Hundreds More in October 2025

A few simple CD strategies could add hundreds in extra interest -- here's how to make your money work harder.
Oct. 14, 2025 | By Brooklyn Sprunger

Why Keeping Your Checking and Savings in One Place Could Be the Smartest Money Move You Make This Year

Keeping checking and savings in one place can simplify transfers, cut fees, and make managing your money easier. Here's how to find the best setup.
Oct. 14, 2025 | By Ryan Wilcox

I Got a $300 Bonus With My New Savings Account. Here's Why I Wish I'd Waited

Learn how you can earn a bonus of up to $300, plus an APY boost for six months, by opening a SoFi Checking and Savings (Member FDIC) account today.
Oct. 14, 2025 | By James McClenathen

Best CD Rates Today, Oct. 14, 2025: APYs Continue to Slide -- Secure up to 4.35% Now

Top CDs today are offering up to 4.35% APY. With the Fed's recent rate cut, now's the moment to lock in a strong return before yields drop further.
Oct. 14, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 14, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
Oct. 13, 2025 | By Brooklyn Sprunger

How I Earn LendingClub's Top Savings Rate Every Month -- Automatically

Automating monthly transfers to my savings helped me stay consistent, avoid stress, and always earn my bank's highest available rate.
Oct. 13, 2025 | By Ryan Wilcox

The Easiest $300 You'll Ever Make -- Plus up to 4.50% APY. Why Now's the Time to Open a SoFi® Account

Learn how you can earn a bonus of up to $300, plus a 0.70% APY boost for six months, by opening an account with SoFi® today.
Oct. 13, 2025 | By Brooklyn Sprunger

The Smartest Move I Made Before Buying a House? Opening a CD at the Right Time

Opening a CD before the Fed rate cuts helped me boost my savings and buy a home with confidence. Here's why timing your CD can still pay off.