Banking Articles
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Recent Articles
July 24, 2026 | By
Joel O'Leary
HYSA vs. CD in July 2026: Which One Pays More Right Now?
High-yield savings accounts and CDs pay nearly the same rates in mid-2026, so the better choice comes down to flexibility and where rates head next.
July 24, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 24, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as additional Fed decisions come out later this year.
July 23, 2026 | By
Ryan Wilcox
Here's How Much $50,000 Would Earn in a High-Yield Savings Account vs. a CD Right Now
$50,000 in an HYSA vs. a 1-year CD: We ran the numbers on both to see which one earns more right now. Here's what to know.
July 23, 2026 | By
Joel O'Leary
Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: July 2026
A look at high-yield savings accounts for a $10,000 balance, including who each one fits and what to weigh before you open.
July 23, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 23, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 22, 2026 | By
Joel O'Leary
How to Build a CD Ladder With $10,000 (and What You'd Earn Each Month)
Building a CD ladder means choosing terms, comparing rates, and planning each maturity. Here is a simple way to do it with $10,000.
July 22, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 22, 2026: Up to 4.50% APY Still on Offer
The July Fed meeting will arrive next week. But for now, top HYSAs continue to offer up to 4.50% APY. Find out more.
July 21, 2026 | By
Joel O'Leary
Nearly Half of Americans Make This Expensive Money Mistake Every Month
A low-interest savings account can cost you hundreds a year in interest you'll never notice missing. Here's how the loss adds up and how to fix it.
July 21, 2026 | By
Joel O'Leary
3 Situations Where a High-Yield Savings Account is a Bad Idea
Credit card debt, long-term investing, and frequent transfers are three cases where a high-yield savings account is the wrong place for your money.
July 21, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 21, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY, but what will happen after the Fed meets next week? Find out more.
July 20, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 20, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 19, 2026 | By
Joel O'Leary
The Best High-Yield Savings Account of July 2026, Hands Down
The American Express High Yield Savings Account has a strong APY, a trusted name, and reliable access to your money when you need it.
July 18, 2026 | By
Ryan Wilcox
56% of Gen Z Don't Have a 1-Month Emergency Fund. Here's the Fastest Way to Build One
More than half of Gen Z doesn't have one month's worth of funds saved up. Here's the fastest way to get there, plus my favorite place to keep that money.
July 18, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 18, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
July 17, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 17, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 16, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 16, 2026: Up to 4.50% APY Still Available
The July Fed meeting will arrive in less than two weeks. But for now, top HYSAs continue to offer up to 4.50% APY. Find out more.
July 15, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 15, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 14, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 14, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 13, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 13, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
July 12, 2026 | By
Joel O'Leary
What Happens to Your HYSA Rate When the Fed Cuts Rates?
When the Fed cuts rates, your savings APY usually falls too, but not instantly and not at every bank. Here's how the two are connected.
July 11, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 11, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 10, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 10, 2026: Up to 4.50% APY Still on Offer
The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
July 9, 2026 | By
Joel O'Leary
Will the Fed Cut Rates in July 2026? Here's What the Markets Say
A Fed rate cut isn't happening in July 2026. Here's why a hike is on the table instead, and what it means for your savings and debt.
July 9, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 9, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 8, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 8, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
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