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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Woman using laptop and phone to track her personal finances.
Nov. 1, 2025 | By Joel O'Leary

Rate Cuts Don't Scare Me. Why My HYSA Still Beats a CD

CDs lock in your rate, but a flexible HYSA still wins for me. Here's how I'm earning over 4% and staying nimble as the Fed cuts rates.
Close-up on stacks of coins sitting next to a clock
Nov. 1, 2025 | By James McClenathen

Best CD Rates Today, Nov. 1, 2025: Don't Let APYs up to 4.34% Slip Away

CDs are offering up to 4.34% APY today. With the latest Fed rate cut now official, it's smart to lock in a strong return before yields move lower.
Jar filled with coins and labeled Savings.
Nov. 1, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Nov. 1, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
A pile of bound twenty and fifty dollar bills.
Oct. 31, 2025 | By Joel O'Leary

3 Things I'd Do With $10,000 Right Now

Here's exactly where I'd put $10,000 right now, from safe high-yield savings to long-term index investing and smart mid-term CDs.
Bank teller assisting a customer with cash transaction.
Oct. 31, 2025 | By Ryan Wilcox

The Government Knows When You Withdraw $10,000. Here's Why

Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government finds out.
Mt. Rushmore in the background with a barbed-wire fence and "Closed -- Government Shutdown" notice in the foreground.
Oct. 31, 2025 | By Brooklyn Sprunger

How to Stay Financially Steady During the Government Shutdown

Practical steps to stay financially steady during the government shutdown, including budgeting tips, emergency fund advice, and ways to protect essential expenses.
A man looking upset and leaning against a balcony railing while looking at his phone with his head resting in one hand.
Oct. 31, 2025 | By Ryan Wilcox

Have a Chase CD? You're Missing Out on a Lot of Money

CDs can be a smart way to grow your savings, but doing it with Chase can cost you. Check out our favorite CDs that blow Chase out of the water today.
Chain and padlock wrapped around stack of 100 dollar bills.
Oct. 31, 2025 | By James McClenathen

Best CD Rates Today, Oct. 31, 2025: Grab APYs up to 4.34% Before They're Gone

Today's top CDs pay up to 4.34% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before these elevated slide.
Woman dropping coin into piggy bank
Oct. 31, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today: Oct. 31, 2025 -- APYs up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- see the best rates and choose where your money can grow the fastest.
A man looking distressed while reading his credit card bill.
Oct. 30, 2025 | By Jake FitzGerald

Your Wells Fargo Checking Account Might Get More Expensive in November

Wells Fargo is raising its checking account fee to $15. Here's how to avoid it or switch to a better option.
A green up arrow opposite a red down arrow on a level with a percent sign in the middle.
Oct. 30, 2025 | By Jake FitzGerald

5 Common Myths About Fed Rate Cuts

Fed rate cuts spark confusion every time. Here are five common myths about what lower rates really mean for your savings, debt, and CDs.
Young woman holding her piggy bank up in the air for a kiss.
Oct. 30, 2025 | By Ryan Wilcox

Get 4.50% APY: Beat Inflation in 30 Minutes With One Simple Switch

Looking for an easy inflation-beater? Learn how you can get up to 4.50% APY with a top high-yield savings account today.
Dog bringing newspaper to owner.
Oct. 30, 2025 | By James McClenathen

Best CD Rates Today, Oct. 30, 2025: The Fed Announced Another Rate Cut -- Lock in up to 4.34% APY Before Rates Slide

CDs are offering up to 4.34% APY today. The Fed announced another rate cut yesterday, so it's a good idea to lock in a high yield before rates slip further.
Clock drawn on chalkboard with the words time to save along the top
Oct. 30, 2025 | By Jake FitzGerald

Get an APY up to 5.00% With the Best High-Yield Savings Accounts Today (Despite Yesterday's Fed Rate Cut): Oct. 30, 2025

The Fed announced another rate cut yesterday, but high-yield savings accounts are still paying up to 5.00% APY -- for now. Grab a top yield while you can.
Blocks that spell out FED on top of a hundred dollar bill.
Oct. 29, 2025 | By Jake FitzGerald

Your Bank Won't Tell You This About the Fed's Rate Cut

Banks won't say it out loud, but the Fed's latest rate cut means your savings will soon earn less. Here's how to stay ahead.
Young man pausing from using his laptop to look at a calendar.
Oct. 29, 2025 | By Ryan Wilcox

6-Month vs. 5-Year CDs: What's the Best Investment in October 2025?

With interest rates on the decline, now's a smart time to lock up your money in a CD. Learn the pros and cons of 6-month CDs versus 5-year CDs today.
Mature woman using laptop with earbuds in.
Oct. 29, 2025 | By Ryan Wilcox

3 Savings Accounts Crushing Wells Fargo on Interest Rates

Want to say farewell to Wells Fargo? Learn how these top high-yield savings accounts can help you earn much more today.
A downward trending red arrow over top hundred dollar bills.
Oct. 29, 2025 | By James McClenathen

Best CD Rates on Oct. 29, 2025: Fed Meeting Concludes Today -- Lock In up to 4.34% APY Before Rates Drop

Top CDs are paying up to 4.34% APY, but with a Fed rate cut expected later today, now's the time to lock in a strong return before rates dip further.
A jar that says emergency savings is on a bookshelf and full of cash.
Oct. 29, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Oct. 29, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
Two smiling people sitting in their kitchen and looking at a laptop while one holds a phone.
Oct. 28, 2025 | By Jake FitzGerald

The Hidden Perk of Having Your Debit Card Canceled

When my debit card was canceled, I found dozens of forgotten subscriptions and a smarter way to manage my money.
Man reading newspaper and looking at a tablet
Oct. 28, 2025 | By James McClenathen

Best CD Rates Today, Oct. 28, 2025: The Fed Meeting Concludes Tomorrow -- Get up to 4.34% APY Now

The best CDs have rates up to 4.34% APY now. Lock in a top yield before the Fed lowers rates further.
Stack of hundred dollar bills on table
Oct. 28, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Oct. 28, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
Hooded figure at laptop
Oct. 27, 2025 | By Jake FitzGerald

When My Debit Card Got Hacked, I Accidentally Saved Hundreds

A fraud alert froze my debit card, and exposed dozens of forgotten subscriptions that were quietly draining my money.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Oct. 27, 2025 | By Ryan Wilcox

APYs up to 4.51%: These 3 Savings Accounts Are Crushing Chase on Interest Rates

Looking to move on from Chase? Learn how these top high-yield savings accounts can help you earn much more today.
Blocks that spell out FED on top of a hundred dollar bill.
Oct. 27, 2025 | By James McClenathen

Best CD Rates Today, Oct. 27, 2025: Snag up to 4.34% APY Before the Fed Meeting This Week

CDs are offering up to 4.34% APY today. With another Fed cut likely this week, it's smart to secure a strong return now.