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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Woman shrugs shoulders while looking at laptop screen.
Sept. 25, 2026 | By Joel O'Leary

Here's What Happens When You Leave $10,000 in a Checking Account

Idle cash in everyday checking earns almost nothing, while a high-yield savings account can grow the same balance with no extra effort.
Unhappy Older Lady
Sept. 25, 2026 | By Joel O'Leary

2 Reasons You Should Be Unhappy About CD Rates Above 4%

Locking in a CD guarantees your yield, but with inflation still high, that fixed return may not stretch as far as it seems.
Red percent sign amid white dollar signs
Sept. 25, 2026 | By Joel O'Leary

Happen Bank Now Pays 4.20% APY on Savings -- 11X the National Average

Happen Bank's LevelUp Savings account has increased its APY to a level far above the average bank, though the top rate requires a $250 monthly deposit.
A man putting coins in a jar and doing calculations in a notebook.
Sept. 25, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 25, 2026

The Fed held rates steady five times to start 2026, followed most recently by a rate hike. Find out where top high-yield savings accounts stand now.
Elderly person excited about something they see on a laptop screen.
Sept. 24, 2026 | By Joel O'Leary

The 3 Best Savings Accounts for Your Grandma

Many retirees keep large cash balances, with low-rate traditional banks. Here are some simple ways to move that money into a trusted, higher-earning account.
plant growing out of jar of coins
Sept. 24, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 24, 2026: Earn up to 4.50% APY

The Fed officially announced a rate hike last week. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch upward as a result.
A block indicating the direction of rates being changed to a different direction.
Sept. 23, 2026 | By Joel O'Leary

Here's What Happens When the APY Changes on Your Savings Account

A shifting savings rate can mean more interest or less. Here's what actually changes, what stays safe, and how to keep earning a top rate.
A jar labeled emergency fund holding a stash of cash.
Sept. 23, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 23, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced last week, we'll likely see banks raise top APYs.
A stylish young woman celebrating and throwing confetti in the air.
Sept. 22, 2026 | By Joel O'Leary

Happen Bank Just Raised Its Savings APY to 4.20% -- Here's What to Know

Online savings rates are climbing after the Federal Reserve's latest rate hike. Here's what a top-rated high-yield account means for your cash.
A piggy bank among a pile of fallen leaves.
Sept. 22, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 22, 2026: Up to 4.50% APY Still on Offer

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
A stack of coins in ascending height sits next to a piggy bank.
Sept. 21, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Sept. 21, 2026

Top high-yield savings accounts are still paying up to 4.50% after last week's Fed rate hike. Start earning more on your savings balance today.
Two excited young women both holding cash.
Sept. 20, 2026 | By Ryan Wilcox

Unlock up to $400 in Bonus Cash and an APY Boost: Best Bank Account Bonuses This Week, Sept. 20, 2026

Right now, one of the best high-yield savings accounts is offering $50 or $400 in bonus cash and an APY boost. Here's how to get it, plus other great options.
A miniature White House figure on top of hundred dollar bills.
Sept. 19, 2026 | By Joel O'Leary

Trump's $5,000 'Election Dividend' Won't Happen. Here Are 3 Real Ways to Save Thousands

Congress is unlikely to pass a $5,000 dividend. Paying down debt, investing, and switching accounts can build thousands regardless.
A piggy bank sits on top of a steering wheel with a view of the road and outdoors beyond.
Sept. 19, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 19, 2026

The Fed held rates steady five times to start 2026, followed most recently by a rate hike. Find out where top high-yield savings accounts stand now.
A pig bank and stacks of coins sit on a desk next to a calculator with a person in the background.
Sept. 18, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 18, 2026: Earn up to 4.50% APY

The Fed officially announced a rate hike earlier this week. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch upward as a result.
Couple looks at and points to something on laptop screen together while smiling.
Sept. 17, 2026 | By Joel O'Leary

The Best HYSA if You're Starting With $0: No Minimum, No Monthly Fees

SoFi has no minimum balance requirement and no monthly fees, which makes it easy to start building savings from scratch.
Stacks of coins in increasing height following by a large dollar sign.
Sept. 17, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 17, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced yesterday, we may see banks raise APYs.
Piles of coins in increasing height with an upward arrow and text that says "interest rates"
Sept. 16, 2026 | By Joel O'Leary

The Fed Is Raising Rates for the First Time Since 2023. Here's What It Means for Your Savings

The Federal Reserve's rate increase pushes savings yields higher and borrowing costs up. Here's how the decision affects savers and people in debt.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Sept. 16, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 16, 2026: APYs up to 4.50% Before the Fed Decision

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
Man with glasses using laptop looks away appearing to be in thought.
Sept. 16, 2026 | By Joel O'Leary

Here's When Your High-Yield Savings Account Doesn't Make Sense Anymore

Keeping a liquid emergency fund is smart, but oversaving can quietly cost you. Here are the clear signs your money has outgrown a simple interest rate.
Stacks of coins in increasing size with blocks reading "inflation" and an upward trending arrow.
Sept. 15, 2026 | By Joel O'Leary

Here's How Much Your Savings Account Is Losing to Inflation Right Now -- and the Fix

Most savings accounts don't keep up with inflation. Here's how much buying power you lose each year and the simple move that fixes it.
Blocks that spell out FED on top of a hundred dollar bill.
Sept. 15, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Sept. 15, 2026

Top high-yield savings accounts are still paying up to 4.50% APY leading up to this week's Fed meeting. Start earning more on your savings balance today.
Young man puts his hand to his face in frustration while holding his phone and looking at laptop.
Sept. 14, 2026 | By Joel O'Leary

The 3 Best Savings Accounts for People Who Are Bad at Saving

Automatic transfers, round-ups, and goal buckets do the saving for you, so building a cushion no longer depends on willpower or a big paycheck.
A chalkboard with question marks next to a piggy bank wearing glasses.
Sept. 14, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 14, 2026

The Fed has held rates steady five times so far in 2026, but what will happen with rates this week? Find out where top high-yield savings accounts stand now.
An hourglass on top of a calendar.
Sept. 13, 2026 | By Ryan Wilcox

This 2-Year CD Earns 4.35% APY and Has No Minimum Deposit. Should You Open One Now?

Want to earn one of the best 2-year CD rates I've ever seen? Here's how to do it, plus some other great savings options available today.