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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Stacks of coins and a percentage sign.
May 22, 2025 | By Ryan Wilcox

4 Signs You Should Skip CDs, Despite Rates Over 4%

CDs are offering high rates, but they may not be the best fit for you. Here's when to choose a high-yield savings account instead.
A piggy bank overflowing with dollar bills.
May 22, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 22, 2025: Up to 5.00%

We've compiled a list of the best high-yield savings account rates today, with APYs up to 5.00%. Switch today to maximize your earnings.
A small terracotta pot full of coins with a plant sprouting from it.
May 22, 2025 | By James McClenathen

Best CD Rates Today, May 22, 2025: Up to 4.55% APY

Explore today's leading CD rates with APYs peaking at 4.55%. Lock in these competitive returns and maximize earnings on your savings while they last.
Dog with stack of money in its mouth.
May 21, 2025 | By James McClenathen

This Warren Buffett Strategy Could Keep You Out of Debt

Warren Buffett's company maintains a huge cash reserve. Here's why you should have plenty of cash on hand, too.
jar full of coins and labeled savings
May 21, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 21, 2025: Up to 5.00%

Today's highest savings account APYs feature rates up to 5.00%. Explore the best savings rates and take advantage of high rates while they last.
Padlock on top of cash
May 21, 2025 | By James McClenathen

Best CD Rates Today, May 21, 2025: Up to 4.55% APY

Take advantage of today's best CD rates -- up to 4.55% for terms of 10 months or less. Lock in a competitive rate before potential Fed rate cuts.
Teen taking cash out of her wallet.
May 20, 2025 | By Joel O'Leary

How I Turned $500 Into $5,000 With This Simple Savings Habit

I saved up $5,000 from my teenage job -- all thanks to one consistent savings habit my mum taught me. Find out what it was.
A fresh sheet of newly-minted bills $100 bills.
May 20, 2025 | By Joel O'Leary

Have $50K in Savings? Here's What to Do With It

Turn idle savings into real growth. From earning 4.00% APY to building your retirement fund, here's how to put $50,000 to work smarter.
A glass jar full of bills and coins
May 20, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 20, 2025: Up to 5.00%

Check out our list of the best high-yield savings account rates available today, with APYs up to 5.00%. Let your money work harder now.
A pot of change with a plant growing out of it
May 20, 2025 | By James McClenathen

Best CD Rates Today, May 20, 2025: Up to 4.55% APY

Rates on short-term CDs are reaching highs of 4.55% now. Protect against potential Fed rate cuts on the horizon later this year and lock one in today.
A padlocked stack of cash.
May 19, 2025 | By James McClenathen

6 CDs With a 4.00% APY and No Minimum Deposit

Certificates of deposit often have minimum deposits of $1,000 or more -- but not these ones. See if you should open one of these CDs today.
Repeating pattern of dollar signs in bold colors.
May 19, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 19, 2025: Up to 5.00%

Today's featured accounts boast APYs between 4.50% and 5.00% APY. Explore the best savings rates and take advantage of high rates while they last.
Repeating pattern of percentage signs in cool colors.
May 19, 2025 | By James McClenathen

Best CD Rates Today, May 19, 2025: Up to 4.55% APY

Today's best certificates of deposit (CDs) have APYs of up to 4.55%. Lock one in today while rates remain high.
Man with arms outspread and cash raining down on him.
May 18, 2025 | By Joel O'Leary

Here's What Millionaires Do With Their Paychecks That Most People Don't

Millionaires don't waste paychecks. Here's how they use automation, smart tools, and ROI thinking to build lasting wealth.
Stack of hundred dollar bills on table
May 18, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 18, 2025: Up to 5.00%

Today's best high-yield savings accounts are offering APYs of 4.50% to 5.00%. But act now -- these rates might not stick around much longer.
Bills and coins sitting on calendar
May 18, 2025 | By James McClenathen

Best CD Rates Today, May 18, 2025: Up to 4.55% APY

The best CD rates are on short-terms CDs and can be found up to 4.55% APY. Help protect yourself against future rate cuts and lock one in today.
A hand holding a rolled up wad of bills
May 18, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: May 18, 2025

The best bank bonuses this week let you earn up to $400 for opening a new bank account and meeting requirements. Learn about the top offers available now.
Man reading newspaper and looking at a tablet
May 17, 2025 | By Ryan Wilcox

History Says Now Is the Time to Open a CD

If history's any indication, now's the time to lock in a CD rate before interest rates fall later this year. Find out how you can earn 4.00% APY for the next year.
Hands using a cell phone with dollar signs floating above indicating financial transactions taking place.
May 17, 2025 | By Ryan Wilcox

I Opened a Bank Account in 30 Minutes and Made $300. Here's How You Can, Too

I opened a SoFi bank account in minutes and will earn a $300 bonus -- plus a competitive APY on my money. Here's how you can do the same.
A pile of money with a seedling growing out of it
May 17, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 17, 2025: Up to 5.00%

Today's highest savings account rates feature accounts up to 5.00% APY. Explore the best savings rates and take advantage while they last.
A wallet with a fan of five bills coming out of it
May 17, 2025 | By James McClenathen

Best CD Rates Today, May 17, 2025: Up to 4.55% APY

The top CD rates today are up to 4.55% for terms of 10 months or less. Take advantage now before potential Fed rate cuts lower CD rates.
A standard bank building structure with columns.
May 16, 2025 | By Ryan Wilcox

Is Your Bank Costing You Money? 4 Signs It's Time to Switch

If you're still using a traditional bank, you're probably losing money. Here are clear signs that it might be time to make a switch.
A generic calendar on a desk beside eyeglasses, an alarm clock, and a small hourglass.
May 16, 2025 | By Joel O'Leary

Should You Ever Cash Out a CD Early?

Cashing out a CD early isn't the end of the world -- you'll likely just pay a penalty fee. Read on for some scenarios when cashing out early can make sense.
A sack of coins on top of a messy pile of money.
May 16, 2025 | By James McClenathen

Best CD Rates Today, May 16, 2025: Up to 4.55% APY

Today's leading CD rates are up to 4.55% for terms of 10 months or less. Lock in a competitive rate now before Fed rate cuts arrive.
Stacks of coins and a percentage sign.
May 16, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 16, 2025: Up to 5.00%

The best HYSAs today are offering APYs of 4.50% to 5.00%. These rates might not stick around much longer, though. Take advantage while you still can.