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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

Dec. 22, 2025 | By Joel O'Leary

7 Small Changes That Could Have a Big Impact on Your Finances in 2026

Here are some simple money tweaks for 2026 that can help you save more, spend smarter, and grow your wealth.
Dec. 22, 2025 | By James McClenathen

Best CD Rates Today, Dec. 22, 2025: Don't Miss Out on up to 4.27% APY

Today's top CDs pay up to 4.27% APY. With another Fed rate cut now behind us, it's a great time to lock in a solid return before rates slide.
Dec. 22, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Rates, Dec. 22, 2025 -- APYs up to 5.00%

High-yield savings accounts are paying up to 5.00% APY today following another Fed rate cut earlier this month -- compare the top rates still available now.
Dec. 21, 2025 | By Joel O'Leary

How a Series of Small Deposits in Your Bank Account Could Cause You Some Financial Problems

Making multiple small cash deposits seems harmless, but it can raise red flags with the government. Here's what to know before heading to the bank.
Dec. 21, 2025 | By Joel O'Leary

Here's What Happens When You Try to Open Too Many Bank Accounts at Once

Opening too many bank accounts too fast can trigger denials, missed bonuses, and surprise fees. Here's what actually happens behind the scenes.
Dec. 21, 2025 | By Joel O'Leary

Up to $2,000 for a New Bank Account: Best Bank Account Bonuses This Week, Dec. 21, 2025

Want to earn hundreds -- or even thousands -- of dollars just for opening a new bank account? With these five banks, you can. Read on to find out which.
Dec. 20, 2025 | By Joel O'Leary

Passive Income Isn't Just for the Rich. Here Are 3 Ways Everyone Can Earn More Money

Savings accounts, dividend stocks or REITs, and credit card rewards are three easy ways anyone can earn passive income.
Dec. 20, 2025 | By James McClenathen

Why $50K in Savings Is Probably Too Much

Once you have enough savings to cover an emergency and any near-term goals, it's time to think about investing for growth. Here's where to put your money instead.
Dec. 20, 2025 | By James McClenathen

Best CD Rates Today, Dec. 20, 2025: Grab a Top APY up to 4.27%

Today's best CDs pay up to 4.27% APY. On the back of another Fed rate cut, it's smart to lock in a solid return before yields move lower.
Dec. 20, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Dec. 20, 2025 -- Rates Still Competitive (up to 5.00%)

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
Dec. 19, 2025 | By Joel O'Leary

Here's What Happens When You Open a CD Instead of Invest in the S&P 500

CDs offer safety and predictability, while the S&P 500 gives you better long-term growth. Here's what really happens when you choose one over the other.
Dec. 19, 2025 | By James McClenathen

Act Fast to Get up to $2,000 in Cash Bonuses and 4.25% APY With This Top High-Yield Savings Account

Now through Dec. 31, you can earn a high APY and cash bonuses when you open a new NexBank High-Yield Savings Account through Raisin.
Dec. 19, 2025 | By Joel O'Leary

3 Ways the 1% Maintain Their Wealth

The 1% stay wealthy by investing long term, keeping emergency cash, and avoiding high-cost debt. Here's why those habits work for anyone.
Dec. 19, 2025 | By James McClenathen

Best CD Rates Today, Dec. 19, 2025: Up to 4.27% APY Still Available

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
Dec. 19, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Dec. 19, 2025 -- Earn up to 5.00% APY

Top high-yield savings accounts still pay up to 5.00% APY, but with another Fed rate cut announced last week, those yields could decrease.
Dec. 18, 2025 | By Joel O'Leary

4 Reasons You Should Actually Pull From Your Savings Account

A savings account is usually for emergencies, but here's when tapping it is actually the smartest financial move you can make.
Dec. 18, 2025 | By James McClenathen

Best CD Rates Today, Dec. 18, 2025: APYs up to 4.27% Won't Last

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further after last week's Fed rate cut.
Dec. 18, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Dec. 18, 2025 -- APYs Still up to 5.00%

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide after last week's Fed cut.
Dec. 17, 2025 | By Jake FitzGerald

Here's What Happens When You Deposit a Large Check

Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what actually happens behind the scenes.
Dec. 17, 2025 | By Joel O'Leary

Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead

High-yield savings, short-term CDs, and index funds beat hiding cash at home. Here's why these places are safer and smarter to put your money instead.
Dec. 17, 2025 | By James McClenathen

Best CD Rates Today, Dec. 17, 2025: Don't Let APYs up to 4.27% Slip Away

Another Fed rate cut was announced last week, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
Dec. 17, 2025 | By Jake FitzGerald

The Best High-Yield Savings Accounts Today: Dec. 17, 2025 -- APYs up to 5.00% Still Available

The Fed cut rates again last week, but today's top high-yield savings accounts continue to offer up to 5.00% APY.
Dec. 16, 2025 | By Ryan Wilcox

3 Places You Should Never Keep Your Emergency Savings Fund

Your emergency fund should be accessible to you at all times -- but it should be earning a decent return, too. Here are three places you shouldn't keep it.
Dec. 16, 2025 | By James McClenathen

Best CD Rates Today, Dec. 16, 2025: Don't Miss Out on up to 4.27% APY

Today's top CDs pay up to 4.27% APY. With another Fed rate cut now behind us, it's a great time to lock in a solid return before rates slide.
Dec. 16, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Dec. 16, 2025

High-yield savings accounts are paying up to 5.00% APY today following another Fed rate cut last week -- compare the top rates still available now.