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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Young man with money flying out of his wallet
Sept. 10, 2025 | By Jake FitzGerald

This Lazy but Avoidable Banking Mistake Could Cost You $8,000 in 5 Years

Keeping savings in a big-bank account could cost you thousands of dollars. Here's how much you might stand to lose in five years.
Woman sitting at table making calculations
Sept. 10, 2025 | By Joel O'Leary

A 4% CD vs. a 4% HYSA: Which Actually Earns You More?

Both CDs and HYSAs may offer 4.00% APY, but one could leave you with more cash after a year. Here's how to choose the right option for your savings.
Woman using cell phone with concerned look on her face.
Sept. 10, 2025 | By Joel O'Leary

Here's How a Wells Fargo Savings Account Could Quietly Cost You $5,000

Wells Fargo's low savings rates could drain your future earnings. Here's how to avoid missing out on thousands of dollars in interest.
woman smiling and holding a large pile of cash
Sept. 10, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 10, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
Woman using laptop and phone to track her personal finances.
Sept. 9, 2025 | By Brooklyn Sprunger

4 Underrated Perks You're Missing if Your Checking and Savings Aren't Linked

Discover four hidden perks of keeping checking and savings at the same bank, including overdraft protection, higher interest, and simpler money management.
Person expressing joy as cash rains down around them.
Sept. 9, 2025 | By Joel O'Leary

The Top 3 High-Yield Savings Accounts of September 2025: Up to 5.00% APY

Discover September's top high‑yield savings picks with APYs up to 5.00% -- perfect for making your money work happily harder.
Red percent sign amid white dollar signs
Sept. 9, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Sept. 9, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
airplane flying over palm trees.
Sept. 9, 2025 | By Ryan Wilcox

The Hidden Cost of a Wells Fargo Savings Account Could Be a Free Flight

Wells Fargo's savings account pays just 0.01% APY. See how switching to a high-yield savings account could earn you hundreds more per year.
A block indicating the direction of rates being changed to a different direction.
Sept. 8, 2025 | By Joel O'Leary

Rate Cut Playbook: How to Lock in a High Yield in September 2025

All signs are pointing towards the Fed cutting rates soon. Here's how to lock in a high yield this September and make the most of your cash.
Person holding money with laptop, notebook, and piggy bank nearby.
Sept. 8, 2025 | By Jake FitzGerald

Why I'm Moving Money Out of High-Yield Savings in September 2025

HYSA rates are likely dropping soon. Here's why I'm moving some cash in September 2025 to lock in higher yields.
Person smiling using tablet and phone while sitting outdoors.
Sept. 8, 2025 | By Joel O'Leary

How Many Bank Accounts Do You Really Need?

Learn a simple bank account setup that helps you save more, stay organized, and earn top interest while rates are high.
Piggy bank with "emergency fund" written on it
Sept. 8, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 8, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Sept. 7, 2025 | By Jake FitzGerald

Should You Open a 6-Month CD Before Interest Rates Start to Drop?

The Fed is likely to cut rates on September 17. Locking in a 6-month CD now before rates start to drop could prove to be a wise decision. Find out more.
Interest spelled out on a calculator
Sept. 7, 2025 | By Joel O'Leary

Big Banks Are Still Paying 0.01%. Here's Where to Actually Earn Interest on Your Savings

Most Americans aren't using high-yield savings accounts. Learn how they work, how much you can earn, and why they're safe.
Person opening small gift box with cash inside.
Sept. 7, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: Sept. 7, 2025

This week's best bank bonuses can earn you a few hundred dollars -- open an account, meet simple requirements, and enjoy real cash rewards with no gimmicks.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Sept. 6, 2025 | By Ryan Wilcox

Here's the Single Best Strategy for Investing in CDs When Rates Are About to Fall

Learn how building a CD ladder can help you maximize long-term earnings, even once interest rates start to fall.
Happy man holding cash.
Sept. 6, 2025 | By Jake FitzGerald

These Banks Still Pay 4%+ on Savings in September, But Maybe Not for Long

Western Alliance, CIT, and LendingClub still pay 4%+ on savings in September, but rate cuts are expected soon.
An hourglass on top of a calendar.
Sept. 6, 2025 | By James McClenathen

Best CD Rates This Week, Sept. 6, 2025: Up to 4.54% APY

This week's top CDs offer up to 4.54% APY. With a rate cut likely in a little over a week, it's a smart time to lock in a strong return before rates decline.
Jar full of money with plant growing out of it.
Sept. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 6, 2025

High-yield savings accounts are paying up to 5.00% APY today -- compare the best rates and find the perfect place to grow your money.
Person looking at laptop and holding mobile phone with cloud of financial symbols above phone
Sept. 5, 2025 | By Brooklyn Sprunger

You're Leaving Money on the Table if Your Checking and Savings Aren't Linked

Splitting checking and savings costs you in interest and flexibility. See why linking accounts helps your money grow faster and work harder.
Close-up on stacks of coins sitting next to a clock
Sept. 5, 2025 | By Jake FitzGerald

Up to 4.15% APY: The 3 Best Short-Term CDs of September 2025

These 3- and 6-month CDs pay up to 4.15% APY in September 2025, but rates could fall after the Fed's meeting.
Piggy bank surround by cash stacks
Sept. 5, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 5, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose the right place to grow your money.
Person holding big pile of bills in one hand comparing to very small stack in the other.
Sept. 4, 2025 | By Ryan Wilcox

Most Americans Are Getting Ripped Off by Their Bank -- Are You One of Them?

Learn how moving your savings out of a big bank could earn you hundreds of dollars a year in additional interest.
Man holding a fan of cash appears to be in thought.
Sept. 4, 2025 | By Ryan Wilcox

I Moved My Savings From Wells Fargo to SoFi. I Could Earn an Extra $2,000 in the Next 3 Years

Learn how moving my savings from Wells Fargo to SoFi® could earn me $2,000 in interest over the next three years.
A series of ladders arranged at different heights.
Sept. 4, 2025 | By Joel O'Leary

The No. 1 Strategy for Investing in CDs Right Now

Learn how to build a smart CD ladder in 2025 that takes advantage of high interest rates before they fall, especially on long-term terms.