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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

An employee behind a glass door hanging up a Closed sign.
April 3, 2026 | By Jake FitzGerald

Why Banks Are Closing Branches Across the Country

Banks have closed thousands of branches in the last decade. Here's what's driving it and what it means for you.
A pile of bound twenty and fifty dollar bills.
April 2, 2026 | By Ryan Wilcox

How Leaving Too Much Money in Savings Could Cost You $100K+

Learn how keeping too much money in savings can cost you $100,000 or more over time -- and where to put extra cash instead.
A bank building.
April 2, 2026 | By Jake FitzGerald

Here's How Banks Make Money Off Your Cash (in Plain English)

Most banks pay you almost nothing on your savings. Here's exactly why, and what you can do about it.
Woman wearing funny disguise glasses.
April 1, 2026 | By Joel O'Leary

Fool-Proof Your Finances in 2026: 7 Easy Money Tips Anyone Can Use

These simple money moves can protect you from your own worst impulses -- no April Fools jokes, these tips actually work.
Two men in thought looking at a laptop screen together.
March 31, 2026 | By Ryan Wilcox

Here's Why I'm Not Putting Any Money Into Savings Right Now

Learn how putting cash into CDs instead of a savings account can help you rack up interest and better protect your earnings.
Group of friends hanging out and using their cell phones.
March 30, 2026 | By James McClenathen

T-Mobile vs. Verizon: Who Has the Best Family Plans?

See how T-Mobile and Verizon compare on cost, coverage, data, and more. Plus, learn about a limited-time deal that's too good to ignore.
Two people sitting on a couch in their living room while typing on a laptop on the coffee table.
March 29, 2026 | By Joel O'Leary

Here's What Happens to $70 Billion of Unclaimed Money in the U.S.

About 1 in 7 Americans have unclaimed money or property waiting for them. Here's what it is, where it goes, and how to find out if you're owed.
Woman laying on the floor using her cell phone.
March 28, 2026 | By James McClenathen

Here's the Best Phone Plan for Families Who Use a Lot of Data

We compared the top family phone plans from T-Mobile, Verizon, and AT&T. This limited-time T-Mobile offer takes the cake.
Couple walking through suburban neighborhood with youngest child riding a tricycle.
March 26, 2026 | By Joel O'Leary

10 Financial Statistics of the Average American

How do your finances stack up? Here are 10 money stats on the average American's income, savings, debt, credit score, and more.
Young family smiles while looking through mail.
March 26, 2026 | By Brooklyn Sprunger

Got Your Tax Refund? Read This Before You Touch It

The average tax refund is $3,676 this year. Before you spend it, run it through this simple priority order to make sure it's actually working for you.
A middle-age woman sitting in an office looking thoughtful.
March 25, 2026 | By Joel O'Leary

The Surprising Age When Income Usually Peaks

Most people assume income peaks in their 30s. ADP data on 110 million payroll records says otherwise. Here's what the wage lifecycle actually looks like.
An hourglass on top of a calendar.
March 25, 2026 | By Ryan Wilcox

Here's How Much $20,000 Would Earn in a 6-Month CD Opened Now

If you want to earn easy money on your savings, now might be the time to lock your money in a CD. Here's what to know before you do today.
Man sits at laptop and appears to be in thought.
March 24, 2026 | By Joel O'Leary

The Financial Advice That Sounds Right but Isn't

Some of the most common money tips are actually costing you. Here are the financial myths that sound smart but don't hold up.
Smart-dressed man sits at desk and distributes a cash pile from his hand while smiling.
March 23, 2026 | By Jake FitzGerald

Here Are 6 Simple Ways to Give Yourself a Raise

Most people don't need a better job. They need to stop leaving money on the table. Here's where to start.
An upward trending graph with a small hourglass below it.
March 22, 2026 | By Jake FitzGerald

Here's How Some People Save Money Without Even Trying

Saving money doesn't require willpower or spreadsheets. Here's how automation does the work for you.
Person getting assistance from bank teller.
March 22, 2026 | By Jake FitzGerald

Here's What Happens if You Keep All Your Money in One Account

Your money is probably fine in one account. But "fine" is likely costing you hundreds of dollars a year.
A person in a suit sits behind a scale with AI on one side and a human brain on the other.
March 21, 2026 | By Joel O'Leary

AI Is Coming for My Job. Here's How I'm Preparing Financially

Writer job postings fell 28% in 2025. Here's how I'm financially preparing for the possibility that AI eventually puts me out of work.
Close-up on stacks of coins sitting next to a clock
March 21, 2026 | By Joel O'Leary

Here's the Only Reason I'd Put $50,000 in CDs

For near-retirees trying to protect savings from a market downturn, CDs are a smart tool. Here's when they make sense and when they don't.
Woman sorting through mail at her mailbox.
March 19, 2026 | By Jake FitzGerald

Why Millions of Americans Intentionally Get Big Tax Refunds

Many Americans intentionally set up their taxes to get a big refund. It may not be optimal, but for some households it works like a forced savings plan.
Dog bringing newspaper to owner.
March 18, 2026 | By Jake FitzGerald

The Fed Didn't Cut Rates. Here's What That Means for Your Money Now

The Fed held rates steady again. Here's what that means for credit card APRs, loan rates, and your savings right now.
A tax check on top of tax forms.
March 18, 2026 | By Jake FitzGerald

This Might Sound Strange, but a Big Tax Refund Can Be a Bad Sign

A big tax refund feels like free money. But it often means you overpaid taxes all year and gave the government an interest-free loan.
Money hidden in a dresser drawer.
March 18, 2026 | By Joel O'Leary

Cash Sitting Around? Here's Where It Should Be

Your cash doesn't have to sit idle. Here's where to put it to earn more interest without any extra risk -- including HYSAs, CDs, and money market accounts.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
March 18, 2026 | By Jake FitzGerald

Will the Fed Cut Interest Rates? Here's What Could Change Later Today

The Federal Reserve meets today, with a rate decision coming later this afternoon. Here's what to expect, and how it could impact your finances.
A child in a suit and glasses tossing money into the air.
March 17, 2026 | By James McClenathen

Elon Musk's X Money Account Could Pay 6% APY. Here's What We Know

The upcoming X Money account may offer 6% APY. Here's what we know so far, plus two high-yield savings accounts paying 4%-plus that you can open today.
A young man in a suit using an outdoor ATM.
March 14, 2026 | By Joel O'Leary

The Quiet Way Banks Make Billions From Checking Accounts

Banks earn billions from checking accounts through fees and interest rate gaps. Here's how that works -- and how you can get a piece of that money, too.