Banking Articles

A spiral bound desk calendar turned to January sitting beside coins, a calculator, and writing utensils.

Dec. 27, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Dec. 27, 2025 -- Year-End Rates up to 5.00%

High-yield savings accounts are paying up to 5.00% APY following another Fed rate cut earlier this month -- compare the top rates still available now.

Gold percentage signs all clustered together.

Dec. 26, 2025 | By James McClenathen

Best CD Rates Today, Dec. 26, 2025: Grab up to 4.27% APY Before It's Gone

Today's best CDs pay up to 4.27% APY. On the back of another Fed rate cut, it's smart to lock in a solid return before yields move lower.

Dec. 26, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates, Dec. 26, 2025: Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates slide.

Man in suit with plush background holds a credit card with confidence.

Dec. 25, 2025 | By Joel O'Leary

Here's How Much the Average Rich Person Has in Their Savings Account

The wealthiest Americans hold six figures in savings. See the median balances by net worth and simple ways to build a stronger cash cushion.

Wrapped gift boxes decorated with a blue bow, wooden snowflakes, and a pine branch.

Dec. 25, 2025 | By James McClenathen

Best CD Rates Today, Dec. 25, 2025: Gift Yourself a Guaranteed 4.27% APY

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

A woman in a yellow sweater holding out a wrapped gift.

Dec. 25, 2025 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Dec. 25, 2025 -- Give Your Money the Gift of High APY

It's Christmas, and top high-yield savings accounts still pay up to 5.00% APY, but with another Fed rate cut earlier this month, those yields could decrease.

Certificate of deposit sign on a clipboard.

Dec. 24, 2025 | By James McClenathen

Best CD Rates Today, Dec. 24, 2025: APYs up to 4.27% Won't Last

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further after the most recent Fed rate cut.

Dec. 24, 2025 | By Jake FitzGerald

High-Yield Savings Account Rates Today, Dec. 24, 2025 -- Still Paying up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.

Stacks of coins in varying heights with a ladder leaning against the tallest one.

Dec. 23, 2025 | By Joel O'Leary

This Is How Much Money You Can Make With $20K in a 5-Year CD

Put $20,000 into a 5-year CD and see exactly how much it could grow. Here's what today's rates mean for your money.

Close-up on stacks of coins sitting next to a clock

Dec. 23, 2025 | By James McClenathen

Best CD Rates Today, Dec. 23, 2025: Don't Let APYs up to 4.27% Slip Away

Another Fed rate cut was announced earlier this month, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.

Person opening small gift box with cash inside.

Dec. 23, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Dec. 23, 2025 -- Holiday-Week Rates up to 5.00%

The Fed cut rates again earlier this month, but today's top high-yield savings accounts continue to offer up to 5.00% APY.

A couple counts dollar bills together at home.

Dec. 22, 2025 | By Joel O'Leary

7 Small Changes That Could Have a Big Impact on Your Finances in 2026

Here are some simple money tweaks for 2026 that can help you save more, spend smarter, and grow your wealth.

Dec. 22, 2025 | By James McClenathen

Best CD Rates Today, Dec. 22, 2025: Don't Miss Out on up to 4.27% APY

Today's top CDs pay up to 4.27% APY. With another Fed rate cut now behind us, it's a great time to lock in a solid return before rates slide.

Various piles of coins with upward arrows and an upward trending line graph laid overtop.

Dec. 22, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Rates, Dec. 22, 2025 -- APYs up to 5.00%

High-yield savings accounts are paying up to 5.00% APY today following another Fed rate cut earlier this month -- compare the top rates still available now.

An arm raising a red flag with a background of blue sky and clouds.

Dec. 21, 2025 | By Joel O'Leary

How a Series of Small Deposits in Your Bank Account Could Cause You Some Financial Problems

Making multiple small cash deposits seems harmless, but it can raise red flags with the government. Here's what to know before heading to the bank.

Dec. 21, 2025 | By Joel O'Leary

Here's What Happens When You Try to Open Too Many Bank Accounts at Once

Opening too many bank accounts too fast can trigger denials, missed bonuses, and surprise fees. Here's what actually happens behind the scenes.

young man and woman smiling and dancing in kitchen -- couple celebrating happy

Dec. 20, 2025 | By Joel O'Leary

Passive Income Isn't Just for the Rich. Here Are 3 Ways Everyone Can Earn More Money

Savings accounts, dividend stocks or REITs, and credit card rewards are three easy ways anyone can earn passive income.

A businessperson smiles as they view crypto graphs on a laptop from home.

Dec. 20, 2025 | By James McClenathen

Why $50K in Savings Is Probably Too Much

Once you have enough savings to cover an emergency and any near-term goals, it's time to think about investing for growth. Here's where to put your money instead.

A hand makes stacks of coins next to a cardboard cutout of an alarm clock.

Dec. 20, 2025 | By James McClenathen

Best CD Rates Today, Dec. 20, 2025: Grab a Top APY up to 4.27%

Today's best CDs pay up to 4.27% APY. On the back of another Fed rate cut, it's smart to lock in a solid return before yields move lower.

Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.

Dec. 20, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Dec. 20, 2025 -- Rates Still Competitive (up to 5.00%)

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.

Woman puts money into a piggy bank on a table, which she is sitting by

Dec. 19, 2025 | By Joel O'Leary

Here's What Happens When You Open a CD Instead of Invest in the S&P 500

CDs offer safety and predictability, while the S&P 500 gives you better long-term growth. Here's what really happens when you choose one over the other.

Rich older man sitting in a leather chair at his desk.

Dec. 19, 2025 | By Joel O'Leary

3 Ways the 1% Maintain Their Wealth

The 1% stay wealthy by investing long term, keeping emergency cash, and avoiding high-cost debt. Here's why those habits work for anyone.

Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.

Dec. 19, 2025 | By James McClenathen

Best CD Rates Today, Dec. 19, 2025: Up to 4.27% APY Still Available