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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A tax check on top of tax forms.
March 18, 2026 | By Jake FitzGerald

This Might Sound Strange, but a Big Tax Refund Can Be a Bad Sign

A big tax refund feels like free money. But it often means you overpaid taxes all year and gave the government an interest-free loan.
Money hidden in a dresser drawer.
March 18, 2026 | By Joel O'Leary

Cash Sitting Around? Here's Where It Should Be

Your cash doesn't have to sit idle. Here's where to put it to earn more interest without any extra risk -- including HYSAs, CDs, and money market accounts.
Glass jar full of hundred dollar bills.
March 18, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, March 18, 2026: Top HYSAs Paying up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
March 18, 2026 | By Jake FitzGerald

Will the Fed Cut Interest Rates? Here's What Could Change Later Today

The Federal Reserve meets today, with a rate decision coming later this afternoon. Here's what to expect, and how it could impact your finances.
A child in a suit and glasses tossing money into the air.
March 17, 2026 | By James McClenathen

Elon Musk's X Money Account Could Pay 6% APY. Here's What We Know

The upcoming X Money account may offer 6% APY. Here's what we know so far, plus two high-yield savings accounts paying 4%-plus that you can open today.
A rainbow ends at a pot of gold.
March 17, 2026 | By Jake FitzGerald

The Best High-Yield Savings Rates Today, March 17, 2026: Where to Find up to 5.00% APY Now

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Padlock on top of cash
March 16, 2026 | By James McClenathen

Best CD Rates This Week, March 16, 2026: Rates Have Come Down -- These CDs Are Still Worth Opening

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have a chance to move lower.
Pink piggy bank on top of piles of hundred dollar bills.
March 16, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Offering up to 5.00% APY Today, March 16, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
A young man in a suit using an outdoor ATM.
March 14, 2026 | By Joel O'Leary

The Quiet Way Banks Make Billions From Checking Accounts

Banks earn billions from checking accounts through fees and interest rate gaps. Here's how that works -- and how you can get a piece of that money, too.
Woman sitting on sofa holding cash and using a calculator.
March 14, 2026 | By Joel O'Leary

I Made $800 Last Year Just From My Savings Account

Last year my high-yield savings account earned over $800 in interest. Here's how the math worked and why it's one of the easiest money moves you can make.
Woman using laptop and phone to track her personal finances.
March 13, 2026 | By Jake FitzGerald

Your Bank Account Might Matter More Than Your Income

Income gets all the attention. But the type of bank account you use may have a bigger impact on your finances than you realize.
Man smiling at the contents of an open envelope.
March 12, 2026 | By Jake FitzGerald

The Financial Move That Pays You Back Forever

One simple financial move can quietly earn you hundreds more every year. Here's why switching savings accounts can pay you back forever.
Person making a shocked expression while looking at laptop screen.
March 12, 2026 | By James McClenathen

6% APY: Is the New X Money Account Too Good to Be True?

Elon Musk's new X Money account could offer 6% APY on cash. Here's what we know so far -- and why you shouldn't wait to open a high-yield savings account.
An arm raising a red flag with a background of blue sky and clouds.
March 11, 2026 | By Jake FitzGerald

Here's What Really Happens When a Bank Says 'Suspicious Activity'

What does suspicious activity actually mean on a bank account? Here's what banks are really doing behind the scenes when they flag transactions.
Three people are sitting in an office, waiting to be interviewed.
March 11, 2026 | By Jake FitzGerald

The Average American's Income Might Shock You

The average U.S. income is far higher than most people expect. Here's why the number is misleading and what actually matters for your finances.
Clock drawn on chalkboard with the words time to save along the top
March 10, 2026 | By James McClenathen

Act Fast to Get 4.10% APY With This High-Yield Savings Account

Now through April 13, the CIT Platinum Savings account offers an APY boost for six months. Here's how to get it.
A person typing on a calculator while sitting in front of a laptop and notebook at a sunny cafe table.
March 10, 2026 | By Joel O'Leary

Here's How Much $20,000 Would Earn in High-Yield Savings in 2026

A top high-yield savings account could earn you $800+ in a year if rates hold steady. Here's the math -- and how to make the switch.
Couple has what appears to be a serious conversation over paperwork in the kitchen.
March 10, 2026 | By Joel O'Leary

Your Savings Account Might Be Costing You Hundreds in 2026

Many savings accounts pay just 0.01% APY. High-yield savings accounts offer up to 4.00% APY with zero added risk. Here's what you could be earning.
Person hiding cash under mattress.
March 7, 2026 | By Ryan Wilcox

5 Smarter Places to Keep Your Cash Than at Home

Keeping money at home isn't just risky -- it also earns you absolutely nothing. Here are five safer, more profitable options to look into now.
Female bank teller smiling at customer.
March 7, 2026 | By Ryan Wilcox

The 3 Smartest Ways to Withdraw $10,000+ From the Bank

Looking to take out $10,000 or more from the bank? Here are the smartest -- and safest -- ways to do it today.
Man reading newspaper and looking at a tablet
March 6, 2026 | By Jake FitzGerald

The Average American Has This Much in Emergency Savings. Do You?

How much do Americans actually have saved for emergencies? Federal Reserve data tells a clearer story than most headlines.
Bank customer dealing with cash with teller.
March 6, 2026 | By Jake FitzGerald

Here's Why Your Bank Doesn't Like Large Cash Deposits

Large cash deposits aren't illegal. But they do trigger reporting. Here's what your bank is actually reacting to.
A person holding his head in his hands while looking disappointed at his laptop.
March 5, 2026 | By Jake FitzGerald

Nearly Half of Americans Make This Expensive Money Mistake Every Month

Nearly half of Americans are making the same quiet money mistake every month. Here's what it is and how to fix it.
A dial labeled Risk and set on a high setting.
March 4, 2026 | By Jake FitzGerald

Here's Why CDs Are More Risky Than You Think

CDs feel safe. But locking your money up in 2026 carries a risk most savers don't think about.
Senior woman looking at laptop with frustrated expression
March 4, 2026 | By Jake FitzGerald

Here's What Actually Triggers a Bank to Freeze Your Account

Banks can freeze your account without warning. Here's what usually triggers it and what to do next.