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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Couple Having A Discussion At Table
April 17, 2026 | By Joel O'Leary

Here's When a High-Yield Savings Account Stops Making Sense

A high-yield savings account isn't always the smartest move. Here are five situations where your money could be working harder somewhere else.
Money on bait hook.
April 15, 2026 | By Joel O'Leary

Here's Why I Stopped Chasing the Highest Savings Rate

Moving your cash just to get the highest savings rate isn't always worth it. Here's why strings, rate drops, and marginal gains changed how I save.
Man standing in front of a white board with a decreasing bar graph drawn on it
April 15, 2026 | By Joel O'Leary

Your High-Yield Savings Account Is Probably Paying You Less Than It Did Last Year. Here's What to Do

Savings account rates have dropped over the past year. Learn how to spot the gap, compare today's top APYs, and decide if switching makes sense.
Broken Piggy Bank
April 14, 2026 | By Jake FitzGerald

Your Emergency Savings Fund Is Probably Losing Money. Here's How to Fix It

The national savings rate is 0.39%, but top high-yield accounts pay over 4.00%. If your emergency fund is at a big bank, this is for you.
A young couple having a serious discussion sitting on their living room floor.
April 12, 2026 | By Jake FitzGerald

The 5 Financial Conversations Most Couples Avoid Until It's Too Late

Money is the most common source of conflict in relationships, and most couples avoid the conversations that would actually help. Here are the five worth having.
A man reviewing his finances on a tablet with bills on the coffee table in front of him.
April 12, 2026 | By Brooklyn Sprunger

5 Smart Money Moves to Make Right After Filing Your Taxes

Filed your taxes? Don't go on autopilot. Make these five quick money moves to fix your withholdings, grow your refund, and set a clear financial goal.
Rich older man sitting in a leather chair at his desk.
April 11, 2026 | By Jake FitzGerald

The Subtle Ways People Signal Wealth Without Talking About Money

The wealthiest people in the room are rarely the ones who seem like it. Here's what they're actually signaling and how they're doing it without saying a word.
A stressed businesswoman sitting at her computer with her hand on her face.
April 11, 2026 | By Ryan Wilcox

Here's What Happens When You File for Bankruptcy

Learn how filing for bankruptcy affects your debt, credit score, and overall finances -- plus what to expect during the process.
Man holding infant while using laptop and having a bowl of cereal and glass of milk.
April 10, 2026 | By Ryan Wilcox

I Opened a High-Yield Savings Account One Year Ago. Here's How Much I Actually Earned

I finally opened a high-yield savings account a year ago -- and I have absolutely no regrets. Here's how much I earned and how you can do the same.
Person has there head in their hands at desk with an hourglass and calculator in the foreground.
April 9, 2026 | By James McClenathen

This CD Mistake Could Cost You Hundreds Every Year

When your CD matures, your bank might renew it automatically. Letting that happen could cost you a lot of money -- here's why.
Woman holding finger to her mouth in thought.
April 8, 2026 | By Jake FitzGerald

Should You Put Money in CDs or Savings in April 2026?

CD rates are hovering around 4.00% APY. So are high-yield savings accounts. Here's which one makes more sense for your money in April 2026.
Friends looking at the mobile phone at a cafe.
April 7, 2026 | By Jake FitzGerald

Should You Tell Your Friends How Much Money You Make?

Talking about money with friends feels taboo. It probably shouldn't.
hand typing on calculator with papers in background
April 6, 2026 | By Ryan Wilcox

Here's Why Your Checking Account Is a Terrible Place to Save Money

If you're keeping thousands of dollars in your checking account, you're missing out on easy money. Here's where to put your cash instead.
A series of ladders arranged at different heights.
April 5, 2026 | By Ryan Wilcox

Are CD Ladders Worth It in April 2026?

Want to earn more on your savings the easy way? Learn how a CD ladder works and how it can earn you serious cash this year.
plant growing out of jar of coins
April 5, 2026 | By Jake FitzGerald

Put $25,000 in a High-Yield Savings Account and Here's What Happens

The math is straightforward, and keeping your savings in the wrong account is likely costing you thousands.
An employee behind a glass door hanging up a Closed sign.
April 3, 2026 | By Jake FitzGerald

Why Banks Are Closing Branches Across the Country

Banks have closed thousands of branches in the last decade. Here's what's driving it and what it means for you.
A pile of bound twenty and fifty dollar bills.
April 2, 2026 | By Ryan Wilcox

How Leaving Too Much Money in Savings Could Cost You $100K+

Learn how keeping too much money in savings can cost you $100,000 or more over time -- and where to put extra cash instead.
A bank building.
April 2, 2026 | By Jake FitzGerald

Here's How Banks Make Money Off Your Cash (in Plain English)

Most banks pay you almost nothing on your savings. Here's exactly why, and what you can do about it.
Woman wearing funny disguise glasses.
April 1, 2026 | By Joel O'Leary

Fool-Proof Your Finances in 2026: 7 Easy Money Tips Anyone Can Use

These simple money moves can protect you from your own worst impulses -- no April Fools jokes, these tips actually work.
Two men in thought looking at a laptop screen together.
March 31, 2026 | By Ryan Wilcox

Here's Why I'm Not Putting Any Money Into Savings Right Now

Learn how putting cash into CDs instead of a savings account can help you rack up interest and better protect your earnings.
Group of friends hanging out and using their cell phones.
March 30, 2026 | By James McClenathen

T-Mobile vs. Verizon: Who Has the Best Family Plans?

See how T-Mobile and Verizon compare on cost, coverage, data, and more. Plus, learn about a limited-time deal that's too good to ignore.
Two people sitting on a couch in their living room while typing on a laptop on the coffee table.
March 29, 2026 | By Joel O'Leary

Here's What Happens to $70 Billion of Unclaimed Money in the U.S.

About 1 in 7 Americans have unclaimed money or property waiting for them. Here's what it is, where it goes, and how to find out if you're owed.
Woman laying on the floor using her cell phone.
March 28, 2026 | By James McClenathen

Here's the Best Phone Plan for Families Who Use a Lot of Data

We compared the top family phone plans from T-Mobile, Verizon, and AT&T. This limited-time T-Mobile offer takes the cake.
Couple walking through suburban neighborhood with youngest child riding a tricycle.
March 26, 2026 | By Joel O'Leary

10 Financial Statistics of the Average American

How do your finances stack up? Here are 10 money stats on the average American's income, savings, debt, credit score, and more.
Young family smiles while looking through mail.
March 26, 2026 | By Brooklyn Sprunger

Got Your Tax Refund? Read This Before You Touch It

The average tax refund is $3,676 this year. Before you spend it, run it through this simple priority order to make sure it's actually working for you.