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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Blocks that spell out FED on top of a hundred dollar bill.
Dec. 10, 2025 | By James McClenathen

Best CD Rates Today, Dec. 10, 2025: Fed Rate Cut Announcement Expected Today -- Don't Miss Out on up to 4.27% APY

Today's top CDs pay up to 4.27% APY. With another Fed rate cut expected today, it's a great time to lock in a solid return before rates slide.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Dec. 10, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are Today's Best High-Yield Savings Account Rates -- Dec. 10, 2025

High-yield savings accounts are paying up to 5.00% APY today on the cusp of another Fed rate cut -- compare the top rates still available now.
A woman sitting on a couch with a notebook and laptop.
Dec. 9, 2025 | By Ryan Wilcox

I Review Bank Accounts for a Living. Here's Where I'd Put $10,000

High-yield savings accounts are one of the best places to put your cash in 2026. Here are a few of my favorite no-fee, high-APY options available now.
Man facing chalkboard featuring a downward trending arrow and words and phrases relating to a recession.
Dec. 9, 2025 | By Joel O'Leary

If a Recession Hits in 2026, How Much Cash Should You Have on Hand?

If you're worried about a 2026 recession, start saving up three to six months' worth of living expenses in a high-yield savings account. Here's how to prepare.
Man with glasses using laptop looks away appearing to be in thought.
Dec. 9, 2025 | By Joel O'Leary

3 Little-Known Drawbacks of CDs

CDs can have weaker long-term returns, taxes on interest, and rates that aren't always as "locked in" as they look. Here's how to navigate these challenges.
A downward trending red arrow over top hundred dollar bills.
Dec. 9, 2025 | By James McClenathen

Best CD Rates Today, Dec. 9, 2025: Grab a Top APY up to 4.27% Before Another Fed Rate Cut

Today's best CDs pay up to 4.27% APY. With another Fed rate cut likely incoming, it's smart to lock in a solid return before yields move lower.
A green up arrow opposite a red down arrow on a level with a percent sign in the middle.
Dec. 9, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Dec. 9, 2025 -- Earn up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Dec. 8, 2025 | By James McClenathen

Best CD Rates Today, Dec. 8, 2025: Up to 4.27% APY Still Available With Another Fed Rate Cut Looming This Week

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
Blocks that spell out FED on top of a hundred dollar bill.
Dec. 8, 2025 | By Jake FitzGerald

Get up to 5.00% APY With the Best High-Yield Savings Accounts Today, Dec. 8, 2025, Before Another Fed Rate Cut

Top high-yield savings accounts still pay up to 5.00% APY, but another Fed rate cut is on the horizon. Act fast to snag a top rate before yields dip.
Woman using laptop and phone to track her personal finances.
Dec. 7, 2025 | By Joel O'Leary

Why I Open a New Bank Account Every Year

Opening one new bank account can help you earn higher APYs, unlock promotions, and take advantage of better features. Here's why it's worth it.
Man appears shocked or concerned by what he reads on paper.
Dec. 7, 2025 | By Jake FitzGerald

Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest

Keeping money in a big-bank savings account costs you thousands over time, even with small balances.
A glass jar full of coins labeled Retirement and with coins stacked next to it as well.
Dec. 6, 2025 | By James McClenathen

3 Safe Ways to Earn 4%+ on Your Retirement Savings

High-yield savings accounts, certificates of deposit, and investment-grade bond funds have low risk and yields as high as 4%-plus. Which is best for you?
Person making a mobile check deposit.
Dec. 6, 2025 | By Jake FitzGerald

Here's What Actually Happens When You Deposit a Large Check

Large check deposits don't clear instantly. Holds, verification, and balance delays happen behind the scenes.
Gold percentage signs all clustered together.
Dec. 6, 2025 | By Ryan Wilcox

7 Little-Known Income Sources the IRS Expects a Piece Of

Your primary income probably isn't the only thing you'll get taxed on next year. Here are seven other ways the IRS might eat into your finances.
An hourglass on top of a calendar.
Dec. 6, 2025 | By James McClenathen

Best CD Rates Today, Dec. 6, 2025: APYs up to 4.27% Won't Last Much Longer

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
A piggy bank parachuting from the sky as money floats down around it.
Dec. 6, 2025 | By Ryan Wilcox

7 Habits of the Super Rich You Can Adopt Today

The super-rich aren't just smart with money -- they also spend time building relationships and working on themselves. Here's what to know.
Stacks of coins sprouting leaves next to a small piggy bank.
Dec. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Dec. 6, 2025

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before another potential rate cut next week.
A bank structure overflowing with bundles of cash on a split orange background.
Dec. 6, 2025 | By Ryan Wilcox

6 Smart Money Habits to Start in 2026

Just a few small changes in your spending and saving habits can make all the difference. Here are six smart money habits to start today.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
Dec. 6, 2025 | By Ryan Wilcox

6 Smart Places to Put Your Money in 2026

On the hunt for the best places to put your cash? Here are six great places to start, from paying off debt to opening a high-yield savings account.
Person getting assistance from bank teller.
Dec. 5, 2025 | By Jake FitzGerald

Here's What Actually Happens When You Wire More Than $9,999

Large wire transfers trigger extra reviews, identity checks, and reporting requirements once you cross the $9,999 threshold.
A relaxed woman stretching her arms above her head while sitting on her couch in a sunny apartment.
Dec. 5, 2025 | By Jake FitzGerald

Here's the Laziest Way to Get Your Finances Under Control

The simplest way to take control of your money is to automate it. Here's the lazy system that keeps your finances on track.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Dec. 5, 2025 | By Joel O'Leary

Beat the Fed Rate Cut: These Award-Winning Banks Still Offer CDs With 4%+ APY

Fed rate cuts could push CD yields lower this month. These two award-winning banks still offer short-term CDs with high APYs you can lock in.
Close-up on stacks of coins sitting next to a clock
Dec. 5, 2025 | By James McClenathen

Best CD Rates Today, Dec. 5, 2025: Don't Let APYs up to 4.30% Slip Away

Today's CDs offer yields as high as 4.30% APY. With another Fed meeting to take place next week, now's the time to secure a solid return before rates dip lower.
An hourglass being held in a hand outdoors.
Dec. 5, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Dec. 5, 2025 -- Earn up to 5.00% APY

Today's high-yield savings accounts offer up to 5.00% APY -- see the best rates and choose where to grow your money before yields dip further.
Happy woman hiding half her face with a fan of cash.
Dec. 4, 2025 | By Joel O'Leary

Forget the Side Hustle: This 1 Trick Earned Me $1,000 Last Year

If you're tired of hustling for every dollar, this effortless savings strategy can help your money start earning on its own.