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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Sept. 17, 2025 | By James McClenathen

Fed Cuts Interest Rates by 0.25 Points. Here's What It Means for Savings and CDs

Savings and CD rates are likely to decline after the Federal Reserve's 25-basis-point rate cut. See how much they might change -- and what you should do now.
Red percent sign amid white dollar signs
Sept. 17, 2025 | By Jake FitzGerald

The Fed Meeting in September Is Likely to Slash Rates, Here's What to Expect

The Fed meeting in September could bring a rate cut. Here's what that means for savings accounts and CDs, and how to prepare.
A jar that says emergency savings is on a bookshelf and full of cash.
Sept. 17, 2025 | By Ryan Wilcox

If You're Parking More Than $25K in Your Savings Account, You're Doing It Wrong

Keeping more than a few months' worth of expenses in your savings account could cost you. Find out where you should put your cash instead.
An hourglass being held in a hand outdoors.
Sept. 17, 2025 | By Ryan Wilcox

This Could Be Your Last Chance to Lock in 4%-Plus CD Rates

Interest rates are expected to fall over the next several years. Now's the time to lock your money in a high-APY CD while you still can.
Piggy bank surround by cash stacks
Sept. 17, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 17, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose a good place to grow your money before rates dip.
An hourglass on top of a calendar.
Sept. 16, 2025 | By James McClenathen

Snag One of These 4.15%+ CD Rates Before They Disappear

The Federal Reserve is expected to cut interest rates at this week's meeting. If you want to lock in a high APY while you still can, check out these three CDs.
plant growing out of jar of coins
Sept. 16, 2025 | By Joel O'Leary

Here's How to Earn $10,000 With CDs

With today's top APYs, here's how much cash it takes to earn $10,000 with a traditional certificate of deposit.
A bank teller smiles to a customer from behind her desk.
Sept. 16, 2025 | By Joel O'Leary

Here's What Happens When You Withdraw $10,000+ From Your Bank Account

Thinking of pulling out $10,000 or more in cash? Here's what really goes down, why banks keep an eye on it, and how to make the process smooth.
Blocks that spell out FED on top of a hundred dollar bill.
Sept. 16, 2025 | By Ryan Wilcox

Act Fast to Lock in a 4% CD Before the Fed Cuts Rates

If the Fed cuts rates later this week, CD rates will likely fall, too. Learn how to lock in a 4% CD now before it's too late.
A jar labeled emergency fund holding a stash of cash.
Sept. 16, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 16, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
Person upset or confused over what she sees on her laptop screen.
Sept. 15, 2025 | By Ryan Wilcox

Never Pay an Overdraft Fee Again With These 3 Banks

Tired of overdraft fees eating into your savings? Find out about three great banks that will help you avoid them.
A couple counts dollar bills together at home.
Sept. 15, 2025 | By Joel O'Leary

I Analyze Bank Accounts for a Living -- Here's What I'd Do With $5,000

Got $5K sitting in your bank account? Here's how to make that cash work harder based on your short- and mid-term goals.
A young woman wearing a hat holds a fan of hundred dollar bills.
Sept. 15, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Sept. 15, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Vault filled with stacks and rolls of money.
Sept. 14, 2025 | By Joel O'Leary

Why $50K in Savings Is Probably Too Much

If you're sitting on $50,000 in a savings account, you might be missing out on better opportunities. Here's what to do instead.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Sept. 13, 2025 | By James McClenathen

Best CD Rates This Week, Sept. 13, 2025: With Rate Cuts Looming, Lock In up to 4.54% APY Now

The best CDs now pay up to 4.54% APY. With a Fed rate cut expected later this week, now's the time to lock in a solid return before yields drop.
Young woman holding a fan of hundred-dollar bills in front of her face.
Sept. 13, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 13, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow.
Calendar with a thumbtack pressed into the last day of the month.
Sept. 12, 2025 | By Joel O'Leary

6-Month or 5-Year CDs: Which Are Better in September 2025?

CD rates are likely dropping soon. Here's how to decide between a short-term 6-month CD or a 5-year commitment.
Person holding big pile of bills in one hand comparing to very small stack in the other.
Sept. 12, 2025 | By Ryan Wilcox

How I Could Make $1,300 in the Next 2 Years Just by Switching Banks

I just ditched Wells Fargo and its 0.01% APY. See how switching to a high-yield savings account could earn me more than $1,300 in the next two years.
Woman uses a calculator at a desk
Sept. 12, 2025 | By Joel O'Leary

CDs Aren't Sexy -- but Neither Is Losing Money

Guaranteed returns with a CD might not be flashy. But they beat earning nothing. Here's why now is a smart time to consider a high-yield CD.
An envelope with various bills sticking out
Sept. 12, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 12, 2025

High-yield savings accounts are paying up to 5.00% APY today -- compare the best rates and find the perfect place to grow your money.
Woman looks skeptically at her cellphone.
Sept. 12, 2025 | By Ryan Wilcox

The $400 a Year Penalty of Keeping Your Cash in a Chase Savings Account

Leaving $10,000 in a Chase savings account means you could be missing out on $400 a year in interest. Learn how to earn more today.
Man appears to be in thought while looking at laptop screen.
Sept. 11, 2025 | By Joel O'Leary

HYSA vs. CD: Where Should You Keep Your Cash in September 2025?

CD and high-yield savings rates are peaking. Here's how to decide where your cash can earn the most in September 2025.
Friends looking at the mobile phone at a cafe.
Sept. 11, 2025 | By Ryan Wilcox

Why I'm Telling All My Friends to Ditch Their Chase Savings Accounts This Year

Chase savings accounts earn next to no interest. Here's why I'm telling everyone to open high-yield savings accounts this year.
A jar that says emergency savings is on a bookshelf and full of cash.
Sept. 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 11, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose a good place to grow your money before rates dip.
Young man with money flying out of his wallet
Sept. 10, 2025 | By Jake FitzGerald

This Lazy but Avoidable Banking Mistake Could Cost You $8,000 in 5 Years

Keeping savings in a big-bank account could cost you thousands of dollars. Here's how much you might stand to lose in five years.