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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Mature man working on something at his desk in thought.
Aug. 30, 2025 | By Joel O'Leary

Are No-Penalty CDs Worth It?

No-penalty CDs offer fixed yields and early access to your cash. Here's when they make sense, and when you might want to stick with an HYSA.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Aug. 30, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: August 30, 2025 -- Up to 5.00% APY

High-yield savings accounts are offering up to 5.00% APY today -- explore the best rates and find the right place to help your money grow faster.
Person using laptop and phone to look at online banking.
Aug. 29, 2025 | By Jake FitzGerald

Forget Bank Branches: Here's How Online Banks Have Changed Saving Forever

Some online banks pay 4%+ APY while branch accounts pay closer to 0.01%. Here's why switching has changed saving forever.
Sad woman with money flying out of wallet
Aug. 29, 2025 | By Joel O'Leary

Had $25K in a Bank of America Savings Account for 5 Years? You Just Lost $5,000 in Interest

Keeping your savings in a low-interest account could be costing you thousands. Here's how to earn more with a smarter savings strategy.
woman smiling and holding a large pile of cash
Aug. 29, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: August 29, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and find the ideal spot to grow your money more efficiently.
An hourglass on top of a calendar.
Aug. 28, 2025 | By Jake FitzGerald

How to Lock In Today's High Rates Before They Disappear

Don't wait for rates to fall. Here's how to lock in today's high APYs with CDs, savings accounts, and fixed annuities.
A young woman with her slippered feet kicked up on her desk at home and writing in a notebook.
Aug. 28, 2025 | By Joel O'Leary

I Write About APYs for a Living. Here's How I Earned $798 in Interest Last Year

Most people ignore APYs, but they can make a huge difference on your savings. Here's how I made $798 last year with zero risk.
A young woman wearing a hat holds a fan of hundred dollar bills.
Aug. 28, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on August 28, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Bank customer dealing with cash with teller.
Aug. 27, 2025 | By Joel O'Leary

Here's Why Your Checking Account Should Contain as Little Money as Possible

Keeping a big balance in your checking account feels safe, but it's costing you. Here's why you should keep it lean and move extra cash where it earns more.
An older couple laughing while riding a moped.
Aug. 27, 2025 | By Jake FitzGerald

5 Tax-Savvy Ways to Invest for Retirement

Learn five tax-savvy ways to invest for retirement, from IRAs and HSAs to annuities and municipal bonds, and keep more of your money working for you.
A block indicating the direction of rates being changed to a different direction.
Aug. 27, 2025 | By Jake FitzGerald

These Accounts Still Pay 4% APY or More, but Maybe Not for Long

Top savings accounts still pay 4.00% APY or more, but a Fed rate cut could end that soon. Here's why you should switch now.
Piggy bank surround by cash stacks
Aug. 27, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: August 27, 2025 -- Earn up to 5.00% APY

High-yield savings accounts are paying up to 5.00% APY today -- see the top rates and pick the best spot to grow your money more quickly.
Stack of coins and gold pen next to newspaper
Aug. 26, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, August 26, 2025

Today's best high-yield savings accounts pay up to 5.00% APY -- compare top rates and find the perfect place to make your money grow faster.
Person reading a book, drinking coffee, and listening to ear buds.
Aug. 25, 2025 | By Joel O'Leary

Every $10K You Keep in a BofA Savings Account Costs You a New Pair of AirPods Every Year

Your bank's low savings rate might be silently draining your wealth. Here's a smarter way to earn more, without any added risk.
A man putting coins in a jar and doing calculations in a notebook.
Aug. 25, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: August 25, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's leading high-yield savings accounts -- explore the best rates and choose the right spot to grow your money faster.
A couple counts dollar bills together at home.
Aug. 24, 2025 | By Joel O'Leary

How I Made $798 More in Interest Just by Ditching My Old Bank

I switched to a high-yield savings account and made $798 more last year. Here's how you can boost your interest earnings, too.
Mature happy couple on the back of a boat in the water.
Aug. 23, 2025 | By Joel O'Leary

My Father-in-Law Is Building a $50,000 CD Ladder. Here's How Much It Will Pay Him Each Year

Building a CD ladder is a safe way to lock in strong yields and predictable income. Here's how much you could earn with $50,000.
A calculator that says interest sitting on top of U.S. currency.
Aug. 23, 2025 | By Ryan Wilcox

3 Savings Accounts Crushing Wells Fargo on Interest Rates

Want to earn more than 0.01% on your savings? Here are three accounts that'll get you hundreds of times more in interest than Wells Fargo.
Jar of coins with "emergency" label
Aug. 23, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: August 23, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- see the best rates and pick the ideal place to grow your money with ease.
mature woman lying down on deck with her head resting against a beagle -- pet dog owner
Aug. 22, 2025 | By Ryan Wilcox

Retiring Soon? Here Are 4 Ways to Protect Your Savings From Market Drops

Looking to protect your nest egg as you head into retirement? Learn how HYSAs, CDs, T-bills, and fixed annuities can help.
hand inserting quarter into piggy bank
Aug. 22, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on August 22, 2025? Earn up to 5.00% APY Today

High-yield savings accounts are paying up to 5.00% APY today -- check out the best rates and find the right place to grow your money effortlessly.
Woman listening to something from her phone on her AirPods.
Aug. 21, 2025 | By Ryan Wilcox

Every $10K You Keep in a Chase Savings Account Costs You a New Pair of AirPods Every Year

Learn how moving $10,000 out of your Chase savings account can earn you hundreds of dollars more a year in interest.
One hand holding cash and another hand reaching out to accept it.
Aug. 21, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: August 21, 2025 -- Earn up to 5.00% APY

Today's best high-yield savings accounts pay up to 5.00% APY -- explore top rates and choose the perfect spot to grow your money with ease.
A person wearing a headscarf sitting at a desk with a laptop and holding papers.
Aug. 20, 2025 | By Joel O'Leary

Forget CDs: Here Are 3 Investments With Higher Growth

CDs are safe, but slow-growing. Find out about three alternative investments with higher growth potential that can supercharge your savings.
An hourglass on top of a calendar.
Aug. 20, 2025 | By Joel O'Leary

6-Month or 5-Year CDs: Which Are Better in August 2025?

Should you ride the short-term wave with a 6-month CD or lock in a 5-year rate? Learn how to match the right CD term to fit your money goals.