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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Mature woman using laptop with earbuds in.
Oct. 10, 2025 | By Ryan Wilcox

Why $50K in Savings Is Probably Too Much

Leaving too much cash in your savings account is costing you in the long run. Here's what to do instead.
A woman making a budget in a notebook with her laptop open at the kitchen table.
Oct. 10, 2025 | By Ryan Wilcox

3 Savings Accounts Crushing Chase on Interest Rates

Interest rates are expected to fall soon, but SoFi®, CIT, and Barclays are still offering savings accounts with strong APYs. Find out which is right for you.
Woman using laptop and phone to track her personal finances.
Oct. 10, 2025 | By Jake FitzGerald

Why I'm Moving Money Out of High-Yield Savings in October 2025

High-yield savings rates are falling fast. Here's why I'm moving cash into CDs to lock in 4.00%+ returns before the next Fed cut.
Piggy bank, stacks of coins, and an alarm clock on a table.
Oct. 10, 2025 | By James McClenathen

Best CD Rates Today, Oct. 10, 2025: Don't Let APYs up to 4.35% Slip Away -- Lock In Now

CDs are offering up to 4.35% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high yields fade further.
blue piggy bank sending yellow piggy bank flying off a seesaw.
Oct. 10, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Oct. 10, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
A pile of coins spelling out "Tax" stands in front of a clock.
Oct. 9, 2025 | By Jake FitzGerald

The IRS Just Announced the 2026 Tax Brackets, Here's What's Changing Under the 'One Big, Beautiful Bill'

The IRS just announced the 2026 tax brackets and deductions; here's what's changing and how it could affect your refund.
A glass jar full of coins labeled Retirement and with coins stacked next to it as well.
Oct. 9, 2025 | By Jake FitzGerald

4 Safe Ways to Earn 4%+ on Your Retirement Savings

Here are safe ways to earn over 4% on your retirement savings without taking big risks.
Close-up on stacks of coins sitting next to a clock
Oct. 9, 2025 | By James McClenathen

Best CD Rates Today, Oct. 9, 2025: APYs Continue to Inch Down -- Secure up to 4.35% Now

Top CDs today are offering up to 4.35% APY. With the Fed's recent rate cut, now's the moment to lock in a strong return before yields drop further.
Glass jar full of hundred dollar bills.
Oct. 9, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Oct. 9, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Chain and padlock wrapped around stack of 100 dollar bills.
Oct. 8, 2025 | By Ryan Wilcox

Why CDs Are a Great Place for Your Cash in October 2025

When interest rates fall, rates on all types of savings products fall, too. Learn why now's the perfect time to lock your money in a CD.
Social security checks, a social security card, and three hundred dollar bills.
Oct. 8, 2025 | By James McClenathen

The 2026 Social Security COLA Will Be Announced Soon. Here's What to Expect

Benefits are expected to increase by 2.7%. But the numbers aren't final yet, and the announcement may be delayed. Here's what we know about the 2026 COLA.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Oct. 8, 2025 | By Joel O'Leary

3 Reasons to Open a LendingClub Savings Account Before the Fed Changes Rates

LendingClub's high-yield savings account offers a top APY, no fees, and easy access. Here's why it's worth opening before interest rates fall.
Jar full of money with plant growing out of it.
Oct. 8, 2025 | By James McClenathen

Best CD Rates Today, Oct. 8, 2025: Up to 4.40% APY Still Available -- Lock In Before High Rates Disappear

Today's top CDs pay up to 4.40% APY. After the Fed's recent rate cut, it's a great time to lock in a solid return before higher yields decline.
Several hundred-dollar bills in an envelope.
Oct. 8, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 8, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
A person holding his head in his hands while looking disappointed at his laptop.
Oct. 7, 2025 | By Jake FitzGerald

The No. 1 Mistake People Make With High-Yield Savings Accounts

The biggest mistake with high-yield savings accounts is keeping too much money parked in them long term.
man online looking at stocks
Oct. 7, 2025 | By Ryan Wilcox

$50K in the Bank? Here's When It's Too Much -- and What to Do Instead

Keeping too much cash in your savings account could be costing you. Here's where you should put your money instead.
Casket being carried by men in suits.
Oct. 7, 2025 | By Jake FitzGerald

Here's What Happens to Your Bank Account After You Die

Here's what happens to your bank account when you die, from joint ownership and beneficiaries to the probate process.
An hourglass being held in a hand outdoors.
Oct. 7, 2025 | By James McClenathen

Best CD Rates Today, Oct. 7, 2025: Get up to 4.40% APY While You Still Can

CDs are offering up to 4.40% APY today. With the Fed's recent rate cut, it's smart to secure a strong return before high yields start to fade.
Money raining on smiling man
Oct. 7, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Oct. 7, 2025? Earn up to 5.00% APY Today

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow this October.
Woman looking at financial paperwork with a calculator.
Oct. 6, 2025 | By Ryan Wilcox

Your $10,000 in Savings With Bank of America Is Doing You Zero Favors. How to Earn $300 More a Year

Tired of earning next to nothing in interest with your Bank of America savings account? Here's how you can earn $300 more a year on your $10,000.
Rolled-up wad of cash placed in small beach chair on a sandy beach.
Oct. 6, 2025 | By James McClenathen

Best CD Rates Today, Oct. 6, 2025: Lock In up to 4.40% APY Before Rates Fall Further

Today's top CDs pay up to 4.40% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these elevated yields slip away.
A jar that says emergency savings is on a bookshelf and full of cash.
Oct. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 6, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
A downward trending red arrow over top hundred dollar bills.
Oct. 5, 2025 | By James McClenathen

CD Rates Are Already Dropping. This Could Be Your Last Chance to Lock In 4.00%+ APY

Some banks have already lowered their CD rates since the Fed's September rate cut. High APYs are still around, but they may not last long.
Man laying on the beach using his backpack as a pillow and with his laptop open in his lap.
Oct. 5, 2025 | By Joel O'Leary

'Lazy Interest' Is Costing You Hundreds -- Switch to a 4.00%+ APY Account Instead

Stop letting your savings sit idle. Here's how a high-yield account paying 4.00%+ APY can earn you hundreds more each year.
A woman sitting in her living room with a calculator, notebook, and laptop on the coffee table.
Oct. 5, 2025 | By Joel O'Leary

Put $25,000 in a High-Yield Savings Account and Here's What Happens

Find out how much $25,000 can earn in a high-yield savings account and why these accounts beat traditional banks for growing your cash.