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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Woman smiling holding cash.
Oct. 24, 2025 | By Joel O'Leary

Act Fast: The Top 2 CDs of October 2025 (Up to 4.10% APY)

CD rates are still holding strong right now. You can lock in up to 4.10% APY or explore high-yield savings accounts still paying over 4.00%.
Elderly woman appears concerned about letter she's reading
Oct. 24, 2025 | By James McClenathen

The 2.8% Social Security COLA Is a Big Letdown for Retirees. Here's How Much You'll Actually Get

The SSA announced a 2.8% COLA for 2026. See your raise after Medicare and taxes, plus smart ways to use it.
A father working at a table and watching his kids do homework on the floor of the living room.
Oct. 24, 2025 | By Jake FitzGerald

Families With Kids Could Get up to $8,231 From the IRS Next Year, Here's How

The IRS just raised the 2026 Earned Income Tax Credit to $8,231 for families with three or more children. Here's who qualifies and how to claim it.
Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.
Oct. 24, 2025 | By James McClenathen

Best CD Rates Today, Oct. 24, 2025: Secure up to 4.35% APY Before the Fed Meeting Next Week

Top CDs today are offering up to 4.35% APY, but with a Fed meeting around the corner next week, rates could continue to slide. Lock in before more rate cuts.
Jar of coins with plant sprouting from the middle.
Oct. 24, 2025 | By Jake FitzGerald

Get an APY up to 5.00% With the Best High-Yield Savings Accounts Today: Oct. 24, 2025

High-yield savings accounts are paying up to 5.00% APY today -- check out the best rates and find the right spot to grow your money faster.
Man sits at counter with phone on laptop utilizing online banking.
Oct. 23, 2025 | By Joel O'Leary

Why I'm Putting My $25,000 in an HYSA Instead of a CD

CDs have decent rates right now, but here's why I'm sticking with a high-yield savings account for my $25K emergency fund.
Stacks of coins in increasing height following by a large dollar sign.
Oct. 23, 2025 | By James McClenathen

Best CD Rates Today, Oct. 23, 2025: Don't Let up to 4.35% APY Slip Away

Today's top CDs pay up to 4.35% APY. With the Fed's rate cut last month, and more possible ahead, now's the time to lock in a solid return.
Stacks of coins sprouting leaves next to a small piggy bank.
Oct. 23, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Oct. 23, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
Couple walking through suburban neighborhood with youngest child riding a tricycle.
Oct. 22, 2025 | By Jake FitzGerald

7 Ways Everyday People Become Millionaires

Woman holding a fan of cash and celebrating.
Oct. 22, 2025 | By Ryan Wilcox

Here's How Much You Can Make With $20,000 in a High-Yield Savings Account

A traditional savings account is one of the worst places to keep your money. Learn how much more you can make with a high-yield savings account today.
Man squinting while counting stacks of coins next to piggy bank.
Oct. 22, 2025 | By Ryan Wilcox

APYs up to 4.00%: The Best Way to Fight Inflation in 2025

Want an easy inflation-beater? Learn how these savings accounts from SoFi®, Barclays, and CIT can help you earn more on your cash today.
Person holding money with laptop, notebook, and piggy bank nearby.
Oct. 22, 2025 | By Brooklyn Sprunger

Are You Behind? Here's How Your Savings Compare

Most U.S. households have savings equal to about one month of expenses. Learn how to make your money work harder and build a stronger safety net.
Certificate of deposit sign on a clipboard.
Oct. 22, 2025 | By James McClenathen

Best CD Rates Today, Oct. 22, 2025: Get up to 4.35% APY While You Still Can

CDs are offering up to 4.35% APY today. With the Fed's recent rate cut and the potential for more, it's smart to secure a strong return now.
woman smiling and holding a large pile of cash
Oct. 22, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Oct. 22, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
A woman sitting on floor with paper bills and a calculator.
Oct. 21, 2025 | By Brooklyn Sprunger

Here's What Happened When I Started Treating My Savings Like a Monthly Bill

Automating your savings can make building wealth effortless. Learn how paying yourself first helps you save consistently and reach financial goals faster.
family of five standing in front of home with dad holding up keys
Oct. 21, 2025 | By Jake FitzGerald

How the 2026 IRS Changes Could Save Homeowners Thousands in Taxes

The 2026 IRS tax updates raise deductions and credits for homeowners. Here's how much you could save next year.
Close-up on stacks of coins sitting next to a clock
Oct. 21, 2025 | By James McClenathen

Best CD Rates Today, Oct. 21, 2025: Lock In up to 4.35% APY Before Rates Fall Further

Today's top CDs pay up to 4.35% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these elevated yields slip away.
Glass jar full of hundred dollar bills.
Oct. 21, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Oct. 21, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
woman sitting at table holding a pen and looking at a calculator and a pad of paper.
Oct. 20, 2025 | By Brooklyn Sprunger

I Track Bank Rates for a Living -- Here's How I'd Put $5,000 to Work Right Now

Learn how to make $5,000 work harder with a smart mix of savings, CDs, and bank offers -- safe, flexible strategies to maximize your cash.
Piggy bank, stacks of coins, and an alarm clock on a table.
Oct. 20, 2025 | By Ryan Wilcox

3 Reasons Not to Open a CD in October 2025, Even With Rates Around 4.00%

Yes, CD rates are hovering around 4.00% -- but there are better ways to grow (and protect) your money. Here are three places to look.
Young man with money flying out of his wallet
Oct. 20, 2025 | By Ryan Wilcox

Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest

If you're saving money with Wells Fargo, you're missing out on hundreds or thousands a year in interest. Here's what to do about it.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Oct. 20, 2025 | By James McClenathen

Best CD Rates Today, Oct. 20, 2025: Don't Let APYs up to 4.35% Slip Away -- Lock In Now

CDs are offering up to 4.35% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high yields fade further.
Piggy bank surround by cash stacks
Oct. 20, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 20, 2025

Earn up to 5.00% APY with today's high-yield savings accounts -- compare top rates and pick the best place to make your money grow.
Woman depositing check using her cellphone.
Oct. 19, 2025 | By Joel O'Leary

Here's How Much Money the Average American Has in Their Checking Account

The average American checking balance might surprise you. But keeping too much cash in checking could be costing you hundreds in lost interest.
Parents having a picnic with five children.
Oct. 19, 2025 | By Jake FitzGerald

Adopting in 2026? This IRS Change Could Mean up to $17,670 Back

The 2026 IRS adoption tax credit rises to $17,670 per child. Here's how to qualify and make the most of it.