Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace. Websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened.
    |    Accessibility Options

Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

Woman using laptop and phone to track her personal finances.
Dec. 7, 2025 | By Joel O'Leary

Why I Open a New Bank Account Every Year

Opening one new bank account can help you earn higher APYs, unlock promotions, and take advantage of better features. Here's why it's worth it.
Man appears shocked or concerned by what he reads on paper.
Dec. 7, 2025 | By Jake FitzGerald

Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest

Keeping money in a big-bank savings account costs you thousands over time, even with small balances.
A glass jar full of coins labeled Retirement and with coins stacked next to it as well.
Dec. 6, 2025 | By James McClenathen

3 Safe Ways to Earn 4%+ on Your Retirement Savings

High-yield savings accounts, certificates of deposit, and investment-grade bond funds have low risk and yields as high as 4%-plus. Which is best for you?
Person making a mobile check deposit.
Dec. 6, 2025 | By Jake FitzGerald

Here's What Actually Happens When You Deposit a Large Check

Large check deposits don't clear instantly. Holds, verification, and balance delays happen behind the scenes.
Gold percentage signs all clustered together.
Dec. 6, 2025 | By Ryan Wilcox

7 Little-Known Income Sources the IRS Expects a Piece Of

Your primary income probably isn't the only thing you'll get taxed on next year. Here are seven other ways the IRS might eat into your finances.
An hourglass on top of a calendar.
Dec. 6, 2025 | By James McClenathen

Best CD Rates Today, Dec. 6, 2025: APYs up to 4.27% Won't Last Much Longer

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
A piggy bank parachuting from the sky as money floats down around it.
Dec. 6, 2025 | By Ryan Wilcox

7 Habits of the Super Rich You Can Adopt Today

The super-rich aren't just smart with money -- they also spend time building relationships and working on themselves. Here's what to know.
Stacks of coins sprouting leaves next to a small piggy bank.
Dec. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Dec. 6, 2025

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before another potential rate cut next week.
A bank structure overflowing with bundles of cash on a split orange background.
Dec. 6, 2025 | By Ryan Wilcox

6 Smart Money Habits to Start in 2026

Just a few small changes in your spending and saving habits can make all the difference. Here are six smart money habits to start today.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
Dec. 6, 2025 | By Ryan Wilcox

6 Smart Places to Put Your Money in 2026

On the hunt for the best places to put your cash? Here are six great places to start, from paying off debt to opening a high-yield savings account.
Person getting assistance from bank teller.
Dec. 5, 2025 | By Jake FitzGerald

Here's What Actually Happens When You Wire More Than $9,999

Large wire transfers trigger extra reviews, identity checks, and reporting requirements once you cross the $9,999 threshold.
A relaxed woman stretching her arms above her head while sitting on her couch in a sunny apartment.
Dec. 5, 2025 | By Jake FitzGerald

Here's the Laziest Way to Get Your Finances Under Control

The simplest way to take control of your money is to automate it. Here's the lazy system that keeps your finances on track.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Dec. 5, 2025 | By Joel O'Leary

Beat the Fed Rate Cut: These Award-Winning Banks Still Offer CDs With 4%+ APY

Fed rate cuts could push CD yields lower this month. These two award-winning banks still offer short-term CDs with high APYs you can lock in.
Close-up on stacks of coins sitting next to a clock
Dec. 5, 2025 | By James McClenathen

Best CD Rates Today, Dec. 5, 2025: Don't Let APYs up to 4.30% Slip Away

Today's CDs offer yields as high as 4.30% APY. With another Fed meeting to take place next week, now's the time to secure a solid return before rates dip lower.
An hourglass being held in a hand outdoors.
Dec. 5, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Dec. 5, 2025 -- Earn up to 5.00% APY

Today's high-yield savings accounts offer up to 5.00% APY -- see the best rates and choose where to grow your money before yields dip further.
Happy woman hiding half her face with a fan of cash.
Dec. 4, 2025 | By Joel O'Leary

Forget the Side Hustle: This 1 Trick Earned Me $1,000 Last Year

If you're tired of hustling for every dollar, this effortless savings strategy can help your money start earning on its own.
Certificate of deposit sign on a clipboard.
Dec. 4, 2025 | By James McClenathen

Best CD Rates Today, Dec. 4, 2025: Don't Miss Out on up to 4.30% APY

Today's top CDs pay up to 4.30% APY. With another Fed rate cut expected next week, it's a great time to lock in a solid return before rates slide.
A jar that says emergency savings is on a bookshelf and full of cash.
Dec. 4, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today: Dec. 4, 2025 -- APYs Still Reach 5.00%

High-yield savings accounts are paying up to 5.00% APY today -- compare top rates and find the best place to grow your money before rates fall.
Piggy bank surround by cash stacks
Dec. 3, 2025 | By Ryan Wilcox

$50K in the Bank? Here's When It's Too Much -- and What to Do Instead

If you've built up your emergency fund, a standard savings account is one of the worst places for your extra cash. Here's where to put it instead.
Jar of coins with plant sprouting from the middle.
Dec. 3, 2025 | By Joel O'Leary

Move $5,000 Into a High-Yield Savings Account and Here's What Happens

Here's how putting $5,000 into a high-yield savings account can earn you $200+ in interest over a year, while keeping it accessible and FDIC insured.
Man sits at counter with phone on laptop utilizing online banking.
Dec. 3, 2025 | By Joel O'Leary

Forget Bank of America. Your Emergency Cash Deserves a 4%+ APY

Many banks still pay 0.01% APY on savings. Here's why your emergency cash should be in a high-yield account paying 4.00% or more.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Dec. 3, 2025 | By James McClenathen

Best CD Rates Today, Dec. 3, 2025: Top APYs up to 4.30%

Today's best CDs pay up to 4.30% APY. With two Fed rates cuts so far this year, it's smart to lock in a solid return before yields move lower.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
Dec. 3, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Dec. 3, 2025 -- APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
Woman smiling holding cash.
Dec. 2, 2025 | By Joel O'Leary

The Top 3 High-Yield Savings Accounts of December 2025: APYs up to 4.21%

Explore these high APY savings accounts for December 2025, and watch your money grow faster, all with FDIC insurance protection.
Chain and padlock wrapped around stack of 100 dollar bills.
Dec. 2, 2025 | By James McClenathen

Best CD Rates Today, Dec. 2, 2025: Up to 4.30% APY Still Available

Top CDs today offer up to 4.30% APY, making now a smart time to lock in a solid return before rates continue to trend lower.