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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

July 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 14, 2025: Up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- lock in a great rate now before these limited-time offers start to slip away.
July 13, 2025 | By Ryan Wilcox

If You See This on Your Bank Statement, It's Time to Switch Accounts

Still paying overdraft fees? Here's what to watch for -- and how switching banks can help you avoid them for good.
July 12, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 12, 2025: Up to 5.00%

Earn up to 5.00% APY with today's top high-yield savings accounts -- act now to secure a strong rate before these standout offers start to disappear.
July 11, 2025 | By Brooklyn Sprunger

4 Reasons to Lock in a Western Alliance Bank CD Ahead of This Month's Fed Decision

Lock in top short-term CD rates with as little as $1. Western Alliance Bank CDs offer strong returns and FDIC protection -- perfect for your savings goals.
July 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 11, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY today -- lock one in now before these standout rates begin to fade.
July 10, 2025 | By Joel O'Leary

Forget CDs, Even With Rates Over 4%. Here's Where to Put Your Money Instead

CDs offer decent yields today, but there are better options for both short-term savings and long-term growth. Here's where to put your money instead.
July 2, 2025 | By Ryan Wilcox

Most People Pick the Wrong Savings Account. Did You?

Most Americans earn almost no interest on their savings. Here's how to fix that in 30 minutes or less.
July 1, 2025 | By Ryan Wilcox

How the Average American Could Earn 10x More Interest on Their Savings

Most Americans earn next to nothing in interest on their savings. Learn how to boost your savings APY by switching accounts today.
June 30, 2025 | By Ryan Wilcox

3 Smart Money Moves to Make Before a Recession Hits

Worried about the economy? Check out these three smart money moves to stay protected in the event of a recession.
June 29, 2025 | By Ryan Wilcox

Should You Open a 5-Year CD Before Rates Drop?

CD rates could fall later this year. Learn why now might be the time to lock in a fixed return with a 5-year CD.
June 27, 2025 | By Ryan Wilcox

Don't Wait for the Headlines -- Act Like a Recession Is Coming Now

Stashing your savings in a high-yield account can help you stay ahead of economic uncertainty. See how this simple move can make a big difference.
June 27, 2025 | By Joel O'Leary

I'm a 'Super Saver.' Here's How I Saved $10K in 6 Months

My wife and I saved a cool $10K in six months with side hustles, no-spend weekends, and smart credit card rewards.
June 26, 2025 | By Joel O'Leary

I've Got $25,000 in My HYSA. Is That Enough?

A high-yield savings account is a smart place to stash cash. But how much should you actually keep in there? Here's how to find your number.
June 21, 2025 | By James McClenathen

Should You Lock In a 6-Month CD in June 2025?

With the Fed keeping rates steady in June, a short-term CD could be a smart move. Here's when it makes sense and how to get the best rate.
June 20, 2025 | By James McClenathen

The Average American Needs $19,800 in Savings -- Most Don't Even Come Close

The $19,800 number isn't random. Here's where it comes from, why it matters, and how a high-yield savings account can help you get there faster.
June 20, 2025 | By Joel O'Leary

Should You Open a 6-Month CD Before Interest Rates Drop?

CD rates may fall soon. Locking in a 6-month CD now could help you secure a solid return before banks start trimming yields.
June 18, 2025 | By Joel O'Leary

Higher Prices Are Coming. Here Are 3 Ways to Prepare

Here's how to protect your budget, build up savings, and make your money go further as inflation and tariffs impact our bills.
June 15, 2025 | By Joel O'Leary

I'm Building a $50,000 'Reverse' CD Ladder to Buy a Rental Property -- Here's How

My wife and I are saving up $50,000 for a rental property using a CD ladder. Here's our plan, our timeline, and how much we'll earn.
June 15, 2025 | By Joel O'Leary

The Fed Meets June 17 -- Here's What That Means for Your Money

The Fed's next meeting could impact your savings rates. Here's how to prepare now and protect your cash from falling yields.
June 14, 2025 | By Joel O'Leary

How to Start a CD Ladder With Just $5,000

You don't need tens of thousands to build a CD ladder. Here's how to start with just $5,000 and earn more on your savings.
June 13, 2025 | By Joel O'Leary

My Friend Built a $60,000 CD Ladder. Here's How Much It Pays Him Monthly

A $60,000 CD ladder sounds complex, but it's surprisingly simple. Here's how much my friend earns each month and how it works.
June 9, 2025 | By Ryan Wilcox

This Is the Top High-Yield Savings Account Right Now (It Pays up to 4.20%)

Earn more on your money today with LendingClub's high-yield savings account. See how much more you could be making today.
June 9, 2025 | By Joel O'Leary

How Much Money Do You Need in Savings to Get Through a Recession?

Here's how much emergency savings you really need to protect yourself during a recession, plus some smart ways to grow it.
June 8, 2025 | By Ryan Wilcox

You're Probably Paying an ATM Fee You Don't Need To

Most ATM fees are entirely avoidable. Here's how to switch to a bank that helps you keep more of your cash.
June 7, 2025 | By Joel O'Leary

How Many Bank Accounts Should You Have? (I Have 4 -- Here's How I Use Them)

Learn how many bank accounts you really need, and get a look inside my personal setup that keeps our money flowing smoothly.