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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

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July 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 14, 2025: Up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- lock in a great rate now before these limited-time offers start to slip away.
Two white bank structures side by side, one with a red "X" over it, the other with a green checkmark.
July 13, 2025 | By Ryan Wilcox

If You See This on Your Bank Statement, It's Time to Switch Accounts

Still paying overdraft fees? Here's what to watch for -- and how switching banks can help you avoid them for good.
Repeating percentage signs in red, blue and white on a beige background.
July 12, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 12, 2025: Up to 5.00%

Earn up to 5.00% APY with today's top high-yield savings accounts -- act now to secure a strong rate before these standout offers start to disappear.
A silver bank safe with a background of days off a calendar.
July 11, 2025 | By Brooklyn Sprunger

4 Reasons to Lock in a Western Alliance Bank CD Ahead of This Month's Fed Decision

Lock in top short-term CD rates with as little as $1. Western Alliance Bank CDs offer strong returns and FDIC protection -- perfect for your savings goals.
A piggy bank overflowing with dollar bills.
July 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 11, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY today -- lock one in now before these standout rates begin to fade.
Five stacks of silver coins scaling from small to large in a row on yellow cream split background.
July 10, 2025 | By Joel O'Leary

Forget CDs, Even With Rates Over 4%. Here's Where to Put Your Money Instead

CDs offer decent yields today, but there are better options for both short-term savings and long-term growth. Here's where to put your money instead.
Two bank vaults, one with a green checkmark over it and one with a red X.
July 2, 2025 | By Ryan Wilcox

Most People Pick the Wrong Savings Account. Did You?

Most Americans earn almost no interest on their savings. Here's how to fix that in 30 minutes or less.
A white bank structure on an orange background featuring rising arrows.
July 1, 2025 | By Ryan Wilcox

How the Average American Could Earn 10x More Interest on Their Savings

Most Americans earn next to nothing in interest on their savings. Learn how to boost your savings APY by switching accounts today.
A piggy bank with a background of dark and stormy clouds.
June 30, 2025 | By Ryan Wilcox

3 Smart Money Moves to Make Before a Recession Hits

Worried about the economy? Check out these three smart money moves to stay protected in the event of a recession.
A silver bank safe with a background of days off a calendar.
June 29, 2025 | By Ryan Wilcox

Should You Open a 5-Year CD Before Rates Drop?

CD rates could fall later this year. Learn why now might be the time to lock in a fixed return with a 5-year CD.
A black line chart trending steeply downward against a reddish orange background.
June 27, 2025 | By Ryan Wilcox

Don't Wait for the Headlines -- Act Like a Recession Is Coming Now

Stashing your savings in a high-yield account can help you stay ahead of economic uncertainty. See how this simple move can make a big difference.
A piggy bank with handwritten sicky note saying $10k goal on a baby blue background.
June 27, 2025 | By Joel O'Leary

I'm a 'Super Saver.' Here's How I Saved $10K in 6 Months

My wife and I saved a cool $10K in six months with side hustles, no-spend weekends, and smart credit card rewards.
Five piggy banks of various colors in a row ranging from small to large on a light orange background.
June 26, 2025 | By Joel O'Leary

I've Got $25,000 in My HYSA. Is That Enough?

A high-yield savings account is a smart place to stash cash. But how much should you actually keep in there? Here's how to find your number.
calendar, calculator, and money on table
June 21, 2025 | By James McClenathen

Should You Lock In a 6-Month CD in June 2025?

With the Fed keeping rates steady in June, a short-term CD could be a smart move. Here's when it makes sense and how to get the best rate.
A glass jar labeled "Savings" that's full of coins and bills.
June 20, 2025 | By James McClenathen

The Average American Needs $19,800 in Savings -- Most Don't Even Come Close

The $19,800 number isn't random. Here's where it comes from, why it matters, and how a high-yield savings account can help you get there faster.
Six piggy banks in a row ranging from small to large on a blue cream slip background.
June 20, 2025 | By Joel O'Leary

Should You Open a 6-Month CD Before Interest Rates Drop?

CD rates may fall soon. Locking in a 6-month CD now could help you secure a solid return before banks start trimming yields.
A red balloon tied to small stack of coins on yellow background.
June 18, 2025 | By Joel O'Leary

Higher Prices Are Coming. Here Are 3 Ways to Prepare

Here's how to protect your budget, build up savings, and make your money go further as inflation and tariffs impact our bills.
A small toy ladder and house centered on baby blue background.
June 15, 2025 | By Joel O'Leary

I'm Building a $50,000 'Reverse' CD Ladder to Buy a Rental Property -- Here's How

My wife and I are saving up $50,000 for a rental property using a CD ladder. Here's our plan, our timeline, and how much we'll earn.
A frowning piggy bank next to smiling piggy bank on baby blue background.
June 15, 2025 | By Joel O'Leary

The Fed Meets June 17 -- Here's What That Means for Your Money

The Fed's next meeting could impact your savings rates. Here's how to prepare now and protect your cash from falling yields.
A metal ladder with rungs labeled 1-year, 2-year, and 3-year on a blue background.
June 14, 2025 | By Joel O'Leary

How to Start a CD Ladder With Just $5,000

You don't need tens of thousands to build a CD ladder. Here's how to start with just $5,000 and earn more on your savings.
A ladder made of green play money against purple background.
June 13, 2025 | By Joel O'Leary

My Friend Built a $60,000 CD Ladder. Here's How Much It Pays Him Monthly

A $60,000 CD ladder sounds complex, but it's surprisingly simple. Here's how much my friend earns each month and how it works.
A bank vault on purple background.
June 9, 2025 | By Ryan Wilcox

This Is the Top High-Yield Savings Account Right Now (It Pays up to 4.20%)

Earn more on your money today with LendingClub's high-yield savings account. See how much more you could be making today.
An hourglass next to a stack of cash.
June 9, 2025 | By Joel O'Leary

How Much Money Do You Need in Savings to Get Through a Recession?

Here's how much emergency savings you really need to protect yourself during a recession, plus some smart ways to grow it.
ATM on yellow background.
June 8, 2025 | By Ryan Wilcox

You're Probably Paying an ATM Fee You Don't Need To

Most ATM fees are entirely avoidable. Here's how to switch to a bank that helps you keep more of your cash.
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June 7, 2025 | By Joel O'Leary

How Many Bank Accounts Should You Have? (I Have 4 -- Here's How I Use Them)

Learn how many bank accounts you really need, and get a look inside my personal setup that keeps our money flowing smoothly.