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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Woman using laptop and phone to track her personal finances.
Sept. 25, 2025 | By Ryan Wilcox

If You Have More Than $5,000 in Savings, This Might Be the Best Bank Account for You

CIT Platinum Savings offers a sky-high APY on account balances of $5,000 or more. Here's why it's a great fit for anyone who keeps a lot in the bank.
elderly couple with notebook and calculator
Sept. 25, 2025 | By Jake FitzGerald

Social Security Full Retirement Age Increase: Here's What You Need to Know

Social Security's retirement age could rise to 69. Here's how it may shrink your check and what to do now.
U.S. Capitol building with fifty dollar bills in the background.
Sept. 25, 2025 | By James McClenathen

Will There Be a Stimulus Check in 2025?

There's likely no federal stimulus check coming in 2025, despite the rumors. But some states are cutting checks, and there are others ways to save or earn more cash.
Man standing in front of a white board with a decreasing bar graph drawn on it
Sept. 25, 2025 | By Jake FitzGerald

How Far Could CD Rates Drop in 2025?

CD rates are sliding in 2025 as the Fed cuts rates. Here's how far yields could fall and what savers should do now.
Certificate of deposit sign on a clipboard.
Sept. 25, 2025 | By James McClenathen

Best CD Rates Today, Sept. 25, 2025: Lock In up to 4.45% APY Now Before Rates Slide

Today's best CDs offer up to 4.45% APY. With last week's Fed rate cut, now is the time to lock in a strong return before these higher yields disappear.
Piggy bank with "emergency fund" written on it
Sept. 25, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Sept. 25, 2025? Earn up to 5.00% APY Today

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow.
Man reading newspaper and looking at a tablet
Sept. 24, 2025 | By Joel O'Leary

How Much Savings You Really Need to Feel Confident in a Recession

Here's a simple guide for how to ride out a recession stress-free, plus smart ways to grow your cushion faster.
An hourglass being held in a hand outdoors.
Sept. 24, 2025 | By James McClenathen

Best CD Rates Today, Sept. 24, 2025: Snag 4.45% APY Before Rates Drop Further

The best CDs today are paying up to 4.45% APY. After last week's Fed rate cut, it's a smart time to lock in a solid return before high yields slip away.
Young woman holding a fan of hundred-dollar bills in front of her face.
Sept. 24, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 24, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
Man appears to be in thought while looking at laptop screen.
Sept. 23, 2025 | By Jake FitzGerald

Why I'm Not Opening Any CDs in September 2025 -- Even With Rates Over 4%

I'm skipping CDs in September 2025, even with 4.00% APYs. Here's why a high-yield savings account and stock market investing fit my plan better.
A man putting coins in a jar and doing calculations in a notebook.
Sept. 23, 2025 | By Joel O'Leary

This Account Could Help You Save $1,000 Faster

Set up auto-deposits and earn a high APY with one of today's top high-yield savings accounts. Learn a smarter way to build savings with minimal effort.
Close-up on stacks of coins sitting next to a clock
Sept. 23, 2025 | By James McClenathen

Best CD Rates Today, Sept. 23, 2025: Lock In up to 4.54% APY While You Still Can

Today's top CDs pay up to 4.54% APY. With last week's Fed rate cut, now's the time to secure a strong return before these elevated yields fade away.
Glass jar full of hundred dollar bills.
Sept. 23, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 23, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose a good place to grow your money before rates dip.
man count $100 bills
Sept. 22, 2025 | By Ryan Wilcox

Keeping $10,000 in a Bank of America Savings Account? You Could Be Earning $380 More a Year

Bank of America savings accounts earn next to nothing in interest. Here's how easy it is to earn hundreds more with a high-yield savings account.
Distinguished looking man sitting in a leather chair at his desk holding a coffee mug.
Sept. 22, 2025 | By Joel O'Leary

5 Habits That Help the Rich Stay Rich

Wealthy people follow consistent, strategic money habits. Here's what they do, and how you can follow their playbook.
Happy woman hiding half her face with a fan of cash.
Sept. 22, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 22, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
Young couple skeptically looks at information on a laptop screen
Sept. 21, 2025 | By Joel O'Leary

The No. 1 Mistake People Make With High-Yield Savings Accounts

High-yield savings accounts are awesome. But here's why keeping too much cash in one could cost you hundreds of thousands in missed growth.
Senior woman looking at laptop with frustrated expression
Sept. 21, 2025 | By Ryan Wilcox

Bank of America's Savings Account Might Be the Worst Place for Your Money

Bank of America's standard savings rate is just 0.01% APY. Here's how to switch to a high-yield savings account and earn hundreds more in interest a year.
Woman puts money into a piggy bank on a table, which she is sitting by
Sept. 20, 2025 | By Ryan Wilcox

Here's Why September Could Be the Smartest Month to Open a CD

When interest rates drop, rates on high-yield savings accounts fall, too. Learn why now's the perfect time to lock your money in a CD.
A block indicating the direction of rates being changed to a different direction.
Sept. 20, 2025 | By James McClenathen

Best CD Rates This Week, Sept. 20, 2025: The Fed Cut Rates -- Lock In up to 4.54% APY Now Before These Top Rates Disappear

This week's best CDs pay up to 4.54% APY. With a Fed rate cut announced last week, it's smart to lock in a strong return before these high yields disappear.
A hammer hovering over a worried-looking piggy bank.
Sept. 20, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Sept. 20, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Money raining on smiling man
Sept. 19, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 19, 2025

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow.
Young man puts his hand to his face in frustration while holding his phone and looking at laptop.
Sept. 18, 2025 | By Jake FitzGerald

Here's Why Your Traditional Savings Account Is Probably Costing You Money

Still using a traditional savings account? Here's why it's costing you money and where your cash could grow faster.
Hundred dollar bills falling from a blue sky.
Sept. 18, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 18, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
A downward trending red arrow over top hundred dollar bills.
Sept. 17, 2025 | By Jake FitzGerald

Federal Reserve Interest Rates Cut: Don't Get Trapped in the Wrong Account

The Federal Reserve just cut interest rates. Lock in today's CD rates before they disappear, or move to an HYSA for flexibility.