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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Brooklyn and husband standing in front of gated house with rainbow in the background.
June 6, 2025 | By Brooklyn Sprunger

I Earned Over $5,800 on My House Fund in the Last Year -- Here's Where I Kept It

I earned $5,800 on my house fund by using a high-yield savings account and CD. Here's how to grow your savings fast before rates drop.
White bank building on blue background.
June 4, 2025 | By Ryan Wilcox

This Bank Pays an APY of 4.20%. Should You Switch Now?

You can earn an uber-competitive APY with a LendingClub LevelUp Savings account. Find out if it's the right time to switch today.
Young man pausing from using his laptop to look at a calendar.
June 1, 2025 | By James McClenathen

6-Month vs. 5-Year CDs: What's the Best Investment Now?

CD rates are high, but they may drop soon. Find out if you should you lock in a guaranteed rate for five years, or take advantage of 6-month rates while they last.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
May 31, 2025 | By Joel O'Leary

Save $2,000: Boost Your Financial Well-Being by 21%, Says Vanguard

Even a small emergency fund can make a big difference. Here's why $2,000 is the magic number, and how to hit it quicker than you think.
An open safe showing coins and bills inside.
May 30, 2025 | By Ryan Wilcox

Too Much in Savings? 3 Warning Signs You're Missing Out on Growth

You may be holding on to too much cash. Learn three of the biggest red flags -- and what to do with your money instead.
A couple meets with a financial advisor in their home.
May 29, 2025 | By James McClenathen

3 Habits That Help the Rich Stay Rich

Being wealthy (and staying wealthy) takes more than a high income. Here are three habits of the rich that you can adopt, too.
A standard bank building structure with columns.
May 26, 2025 | By Ryan Wilcox

Here's What Happens When You Withdraw $10K -- It's Not What You Think

Thinking of taking $10,000 out of your bank account? Here's what really happens -- and why the government will find out.
A piggy bank with a small hammer beside it.
May 25, 2025 | By Joel O'Leary

Why Every American Should Aim for at Least $19,800 in Savings in 2025

Experts recommend keeping three to six months of living expenses in cash. Here's why that means saving at least $19,800 in 2025 (and how to get there).
An older couple uses a laptop, calculator, and papers to budget while sitting on the living room sofa
May 24, 2025 | By Joel O'Leary

5 Ways to Protect Your Money From a Recession

Here are some simple steps to recession-proof your money. Build a buffer, lock in high rates, cut unnecessary expenses, and reduce risky exposure.
A series of ladders arranged at different heights.
May 23, 2025 | By Joel O'Leary

Here's the Single Best Strategy for Investing in CDs in 2025

Building a CD ladder lets you lock in today's higher rates while also having regular access to cash without sacrificing safety.
Dog with stack of money in its mouth.
May 21, 2025 | By James McClenathen

This Warren Buffett Strategy Could Keep You Out of Debt

Warren Buffett's company maintains a huge cash reserve. Here's why you should have plenty of cash on hand, too.
Teen taking cash out of her wallet.
May 20, 2025 | By Joel O'Leary

How I Turned $500 Into $5,000 With This Simple Savings Habit

I saved up $5,000 from my teenage job -- all thanks to one consistent savings habit my mum taught me. Find out what it was.
Man with arms outspread and cash raining down on him.
May 18, 2025 | By Joel O'Leary

Here's What Millionaires Do With Their Paychecks That Most People Don't

Millionaires don't waste paychecks. Here's how they use automation, smart tools, and ROI thinking to build lasting wealth.
A standard bank building structure with columns.
May 16, 2025 | By Ryan Wilcox

Is Your Bank Costing You Money? 4 Signs It's Time to Switch

If you're still using a traditional bank, you're probably losing money. Here are clear signs that it might be time to make a switch.
A generic calendar on a desk beside eyeglasses, an alarm clock, and a small hourglass.
May 16, 2025 | By Joel O'Leary

Should You Ever Cash Out a CD Early?

Cashing out a CD early isn't the end of the world -- you'll likely just pay a penalty fee. Read on for some scenarios when cashing out early can make sense.
Pink ceramic piggy bank sitting on a pile of paper money
May 15, 2025 | By Joel O'Leary

The No. 1 Mistake People Make With High-Yield Savings Accounts

Keeping too much in your high-yield savings account can hurt your long-term financial growth. Here's what to do with the extra cash.
An open safe showing coins and bills inside.
May 15, 2025 | By Ryan Wilcox

Worried About a Recession? Here's the Smartest Way to Protect Your Money Now

Looking for a safe place to stash your money during a downturn? Open a high-yield savings account for flexibility, safety, and strong returns.
Person making calculations in notebook
May 14, 2025 | By Joel O'Leary

How Will Trump's Tariffs Affect Your Savings?

Trump's tariffs could shake interest rates and savings yields. Learn how to protect your money and earn more with smart, flexible savings options.
A padlocked stack of cash.
May 12, 2025 | By Joel O'Leary

Should You Lock In a 6-Month CD in May 2025?

Thinking about short-term savings? Find out if locking in a 6-month CD in May 2025 makes sense for you, plus smarter alternatives.
Jar of coins with plant sprouting from the middle.
May 10, 2025 | By Joel O'Leary

Are CDs Worth It in May 2025?

The top CD rates are still over 4% in May 2025. Locking in a great rate now will pay off if rate cuts become a reality later this year.
Four stacks of coins in descending height.
May 9, 2025 | By James McClenathen

Should You Open a 5-Year CD Now or Wait? May 2025 Answers Inside

Five-year CD rates are at the highest levels we're likely to see for a long time. But that doesn't mean they're a great investment for you. Find out more.
Woman handing over a check at a desk
May 8, 2025 | By James McClenathen

Do You Have Too Much Money in Your Checking Account? 3 Red Flags to Watch in May 2025

Everyone needs a checking account. But once it has enough money to cover the bills, your checking account becomes a liability. Here's why.
A couple counts dollar bills together at home.
May 5, 2025 | By Joel O'Leary

The 4 Safest Places to Park Your Cash in May 2025

Worried about market volatility? Here are four safe places to put your cash in May 2025 and earn up to 4.50% APY with minimal risk.
Man reviews paperwork and laptop at a desk
May 5, 2025 | By James McClenathen

Why I'm Moving Money Out of My High-Yield Savings Account in May 2025

I'll always have money in high-yield savings. But right now, I see a better long-term opportunity. Here's what it is -- and how you can capitalize on it, too.
A glass jar labeled "Savings" that's full of coins and bills.
May 5, 2025 | By Ryan Wilcox

Sick of Low Rates? This High-Yield Account Is Turning Heads in May 2025

Don't be content earning peanuts on your cash. Find out how to earn more than 10x the national average on your savings with this valuable account today.