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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Rolled-up wad of cash placed in small beach chair on a sandy beach.
Oct. 6, 2025 | By James McClenathen

Best CD Rates Today, Oct. 6, 2025: Lock In up to 4.40% APY Before Rates Fall Further

Today's top CDs pay up to 4.40% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these elevated yields slip away.
A jar that says emergency savings is on a bookshelf and full of cash.
Oct. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 6, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
A downward trending red arrow over top hundred dollar bills.
Oct. 5, 2025 | By James McClenathen

CD Rates Are Already Dropping. This Could Be Your Last Chance to Lock In 4.00%+ APY

Some banks have already lowered their CD rates since the Fed's September rate cut. High APYs are still around, but they may not last long.
Man laying on the beach using his backpack as a pillow and with his laptop open in his lap.
Oct. 5, 2025 | By Joel O'Leary

'Lazy Interest' Is Costing You Hundreds -- Switch to a 4.00%+ APY Account Instead

Stop letting your savings sit idle. Here's how a high-yield account paying 4.00%+ APY can earn you hundreds more each year.
A woman sitting in her living room with a calculator, notebook, and laptop on the coffee table.
Oct. 5, 2025 | By Joel O'Leary

Put $25,000 in a High-Yield Savings Account and Here's What Happens

Find out how much $25,000 can earn in a high-yield savings account and why these accounts beat traditional banks for growing your cash.
Pink piggy bank on top of piles of hundred dollar bills.
Oct. 5, 2025 | By James McClenathen

Best CD Rates Today, Oct. 5, 2025: Don't Let APYs up to 4.40% Slip Away -- Lock In Now

CDs are offering up to 4.40% APY today. With the recent Fed rate cut, it's smart to lock in a strong return before these high yields fade further.
A man looking upset while reading something on his phone.
Oct. 4, 2025 | By Ryan Wilcox

I Write About Savings Accounts for a Living. Here's Why I Hate Bank of America

Still saving with Bank of America? You're probably earning next to nothing in interest. Here's how to switch to a high-yield savings account today.
man count $100 bills
Oct. 4, 2025 | By Ryan Wilcox

Interest Rates Are on the Decline. Here's What to Do With Your Cash Today

Looking for steady ways to grow your cash, even with falling interest rates? Here's why CDs, HYSAs, and index ETFs are all great choices.
A series of ladders arranged at different heights.
Oct. 4, 2025 | By Ryan Wilcox

Scared of Falling Interest Rates? Here's Where to Put $10,000 in October 2025

Learn how building a CD ladder can help you lock in a high APY for years, even with interest rates on the decline.
Padlock on top of cash
Oct. 4, 2025 | By James McClenathen

Best CD Rates Today, Oct. 4, 2025: APYs Continue to Inch Down -- Secure up to 4.40% Now

Today's CDs pay up to 4.40% APY. With the recent Fed rate cut, now is the moment to secure a strong return before higher yields start to slip away.
A glass jar with its lid open is overflowing with coins.
Oct. 4, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Oct. 4, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
plant growing out of jar of coins
Oct. 3, 2025 | By Joel O'Leary

How Much Interest $10,000 Earns in a High-Yield Savings Account

See how much $10,000 can earn in a high-yield savings account and why these accounts are a smarter home for your cash.
Bank teller assisting a customer with cash transaction.
Oct. 3, 2025 | By Ryan Wilcox

Chase Might Be the Worst Place to Keep $20,000 in Savings. Here's Why

A Chase savings account is one of the worst places to keep your money. Read on to learn about two better places to save today.
Chain and padlock wrapped around stack of 100 dollar bills.
Oct. 3, 2025 | By James McClenathen

Best CD Rates Today, Oct. 3, 2025: Up to 4.45% APY Still Available -- Lock In Before High Rates Disappear

CDs today are paying up to 4.45% APY. After last month's Fed rate cut, it's wise to lock in a solid return now before these elevated yields decline.
Stacks of coins
Oct. 3, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Oct. 3, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Various piles of coins with upward arrows and an upward trending line graph laid overtop.
Oct. 2, 2025 | By Jake FitzGerald

Most Banks Are Cutting Savings Account APYs After the Fed's Move. This One Just Raised Its Rate

Most banks are cutting savings APYs after the Fed's rate decrease, but one just raised its rate in a shocking move. Here's why it matters.
A person wearing business clothes and riding a bike on a city street.
Oct. 2, 2025 | By Joel O'Leary

10 Signs Someone Is Rich (but You'd Never Know It)

Wealth often hides in plain sight. Here are 10 surprising signs someone may be rich without showing it off.
Bank customer dealing with cash with teller.
Oct. 2, 2025 | By Ryan Wilcox

I Keep Less Than $100 in My Checking Account. Here's Why

My checking account has next to nothing in it, and that's intentional. Here's how I earn hundreds of dollars a year on the rest of my cash.
An hourglass on top of a calendar.
Oct. 2, 2025 | By James McClenathen

Best CD Rates Today, Oct. 2, 2025: Snag 4.45% APY Before Rates Drop Further

The best CDs today are paying up to 4.45% APY. After last month's Fed rate cut, it's a smart time to lock in a solid return before high yields slip away.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Oct. 2, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 2, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
Happy couple looking at paperwork and cellphone.
Oct. 1, 2025 | By Joel O'Leary

5 Stealth Wealth Habits That Keep Me Happy (Without Looking Flashy)

True wealth isn't about showing off. These stealth wealth habits help me stay financially free, enjoy life, and keep stress low -- without needing to look rich.
Sad woman with money flying out of wallet
Oct. 1, 2025 | By Jake FitzGerald

Here's Why Ignoring CD Rates Could Be the Most Expensive Mistake You Make in 2025

CD rates are slipping in 2025. Lock in today's high yields before they fall further and protect your savings.
Two men looking at a laptop together in a cafe.
Oct. 1, 2025 | By Joel O'Leary

My Best Friend Didn't Even Know He Was Earning 0.01% -- I Showed Him This 4.00% APY Account

See how a simple account switch turned dusty savings into $100 a month passive income, and how you can do the same.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Oct. 1, 2025 | By Jake FitzGerald

Next Fed Meeting: It Starts Oct. 28 and Here's What to Expect

The Fed meets Oct. 28 to 29 and is expected to cut rates again. Here's what it means for credit cards, savings, and your wallet.
An hourglass being held in a hand outdoors.
Oct. 1, 2025 | By James McClenathen

Best CD Rates Today, Oct. 1, 2025: Get up to 4.45% APY While You Still Can

Today's top CDs pay up to 4.45% APY. With last month's Fed rate cut, now's the time to secure a strong return before these elevated yields fade away.