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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

An hourglass being held in a hand outdoors.
Nov. 7, 2025 | By James McClenathen

Best CD Rates Today, Nov. 7, 2025: APYs up to 4.34% Won't Last Long

Today's CDs are paying up to 4.34% APY. With the Fed's latest rate cut now official, it's a good time to secure a strong return before yields decline.
Person holding big pile of bills in one hand comparing to very small stack in the other.
Nov. 7, 2025 | By Jake FitzGerald

Get up to 5.00% APY With the Best High-Yield Savings Account Rates Today: Nov. 7, 2025

The Fed lowered rates again in October, yet top high-yield savings accounts still pay up to 5.00% APY -- for now. Act fast to secure a top rate.
Man holding a fan of cash appears to be in thought.
Nov. 6, 2025 | By Jake FitzGerald

Forget CDs, Even With Rates Over 4%. Here's Where I'd Put My Money Now

CDs might look safe, but smarter moves exist. Here's why I'd pay down debt, stay liquid, and invest for the long term instead.
Bank customer dealing with cash with teller.
Nov. 6, 2025 | By Jake FitzGerald

Here's What Happens When You Withdraw $10,000 From Your Bank Account

Withdrawing $10,000 from your bank triggers more than you think. Here's what actually happens behind the scenes.
Stacks of coins in increasing height following by a large dollar sign.
Nov. 6, 2025 | By James McClenathen

Best CD Rates Today, Nov. 6, 2025: Don't Let APYs up to 4.34% Slip Away

Today's CDs offer yields as high as 4.34% APY. With the Fed's recent rate cut in place, now's the time to secure a solid return before rates dip lower.
Stacks of coins sprouting leaves next to a small piggy bank.
Nov. 6, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Nov. 6, 2025 -- Up to 5.00% APY

The Fed cut rates again in October, but the best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can.
A bank teller smiles to a customer from behind her desk.
Nov. 5, 2025 | By Joel O'Leary

Do You Have Too Much Money in Your Checking Account? 3 Red Flags to Watch in November 2025

Keeping too much cash in checking could cost you. Watch for these three red flags and make your money work harder this November.
Piggy bank, stacks of coins, and an alarm clock on a table.
Nov. 5, 2025 | By James McClenathen

Best CD Rates Today, Nov. 5, 2025: Don't Miss Out on up to 4.34% APY

Today's top CDs pay up to 4.34% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before these elevated rates slide.
Money raining on smiling man
Nov. 5, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today: Nov. 5, 2025 -- APYs up to 5.00%

The Fed cut rates again last week, but top high-yield savings accounts are still offering up to 5.00% APY -- for now. Take advantage before rates fall.
Man in suit using ladder to climb a tall stack of coins with a percentage sign at the top.
Nov. 4, 2025 | By James McClenathen

Best CD Rates Today, Nov. 4, 2025: Top APYs up to 4.34%

Today's best CDs pay up to 4.34% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before yields move lower.
Money hidden in a dresser drawer.
Nov. 4, 2025 | By Jake FitzGerald

Get an APY up to 5.00% With the Best High-Yield Savings Accounts Today: Nov. 4, 2025

The Fed announced another rate cut last week, but high-yield savings accounts are still paying up to 5.00% APY -- for now. Grab a top yield while you can.
Couple walking through suburban neighborhood with youngest child riding a tricycle.
Nov. 3, 2025 | By Jake FitzGerald

7 Ways Everyday People Become Millionaires

Certificate of deposit sign on a clipboard.
Nov. 3, 2025 | By James McClenathen

Best CD Rates Today, Nov. 3, 2025: Up to 4.34% APY Still Available

CDs today offer up to 4.34% APY. With the Fed's latest rate cut now confirmed, now's the moment to lock in a strong return before rates drop further.
Hundred dollar bills falling from a blue sky.
Nov. 3, 2025 | By Jake FitzGerald

These Are the Best High-Yield Savings Account Rates Today, Nov. 3, 2025: APYs up to 5.00%

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
A block indicating the direction of rates being changed to a different direction.
Nov. 2, 2025 | By Joel O'Leary

Rates Are Falling, but I'm Still Earning 4% on My Savings -- Here's How

Fed rates are dropping, but smart savers can still earn 4% or more. See how HYSAs and CDs can protect your yield as APYs begin to fall.
An hourglass on top of a calendar.
Nov. 2, 2025 | By James McClenathen

Best CD Rates Today, Nov. 2, 2025: APYs up to 4.34% Won't Last Long

Today's CDs are paying up to 4.34% APY. With the Fed's latest rate cut now official, it's a good time to secure a strong return before yields decline.
Woman using laptop and phone to track her personal finances.
Nov. 1, 2025 | By Joel O'Leary

Rate Cuts Don't Scare Me. Why My HYSA Still Beats a CD

CDs lock in your rate, but a flexible HYSA still wins for me. Here's how I'm earning over 4% and staying nimble as the Fed cuts rates.
Close-up on stacks of coins sitting next to a clock
Nov. 1, 2025 | By James McClenathen

Best CD Rates Today, Nov. 1, 2025: Don't Let APYs up to 4.34% Slip Away

CDs are offering up to 4.34% APY today. With the latest Fed rate cut now official, it's smart to lock in a strong return before yields move lower.
Jar filled with coins and labeled Savings.
Nov. 1, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Nov. 1, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
A pile of bound twenty and fifty dollar bills.
Oct. 31, 2025 | By Joel O'Leary

3 Things I'd Do With $10,000 Right Now

Here's exactly where I'd put $10,000 right now, from safe high-yield savings to long-term index investing and smart mid-term CDs.
Bank teller assisting a customer with cash transaction.
Oct. 31, 2025 | By Ryan Wilcox

The Government Knows When You Withdraw $10,000. Here's Why

Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government finds out.
Mt. Rushmore in the background with a barbed-wire fence and "Closed -- Government Shutdown" notice in the foreground.
Oct. 31, 2025 | By Brooklyn Sprunger

How to Stay Financially Steady During the Government Shutdown

Practical steps to stay financially steady during the government shutdown, including budgeting tips, emergency fund advice, and ways to protect essential expenses.
Chain and padlock wrapped around stack of 100 dollar bills.
Oct. 31, 2025 | By James McClenathen

Best CD Rates Today, Oct. 31, 2025: Grab APYs up to 4.34% Before They're Gone

Today's top CDs pay up to 4.34% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before they slide.
Woman dropping coin into piggy bank
Oct. 31, 2025 | By Jake FitzGerald

Best High-Yield Savings Accounts Today: Oct. 31, 2025 -- APYs up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- see the best rates and choose where your money can grow the fastest.
A green up arrow opposite a red down arrow on a level with a percent sign in the middle.
Oct. 30, 2025 | By Jake FitzGerald

5 Common Myths About Fed Rate Cuts

Fed rate cuts spark confusion every time. Here are five common myths about what lower rates really mean for your savings, debt, and CDs.