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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Rolled-up wad of cash placed in small beach chair on a sandy beach.
Sept. 30, 2025 | By Joel O'Leary

I'm Saving for a Vacation -- and This 4.00% APY Account Is Speeding It Up

A high-yield savings account is helping me reach a big travel goal faster. Here's how it's working and why it might help you too.
Elderly woman appears concerned about letter she's reading
Sept. 30, 2025 | By Jake FitzGerald

Will Social Security, Medicare, and Other Benefits Stop in a Government Shutdown?

Social Security and Medicare payments continue during a shutdown, but delays and service disruptions are still likely. Read on to learn more.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Sept. 30, 2025 | By Joel O'Leary

Here's What $25K Earns in a Big Bank vs. a High-Yield Account

Big bank savings accounts have notoriously low interest rates, while high-yield savings accounts pay way more. Here's how much $25,000 can really earn.
A couple counts dollar bills together at home.
Sept. 30, 2025 | By Joel O'Leary

This Account Could Help You Save $5,000 Faster

If you've hit a savings plateau, here's how this high-yield account can help you grow past $5,000 faster, without changing your daily routine.
Vault filled with stacks and rolls of money.
Sept. 30, 2025 | By Ryan Wilcox

The 3 Safest Places to Park Your Cash in September 2025

Looking for a way to earn more while keeping your money safe? Learn why HYSAs, CDs, and index ETFs are all great options.
Certificate of deposit sign on a clipboard.
Sept. 30, 2025 | By James McClenathen

Best CD Rates Today, Sept. 30, 2025: Lock In an APY up to 4.45% Before Rates Fall Further

CDs today are offering up to 4.45% APY. With the Fed's recent rate cut, it's a smart move to lock in strong returns before yields decline.
Jar of coins with plant sprouting from the middle.
Sept. 30, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 30, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose a good place to grow your money before rates dip.
Mature couple sledding together in the snow.
Sept. 29, 2025 | By Jake FitzGerald

7 High-Return, Low-Risk Investments for Retirees

smiling young man in suit and glasses
Sept. 29, 2025 | By Joel O'Leary

4 Safe Money Moves Millionaires Swear By

Millionaires use safe and proven strategies to grow and protect their wealth. Here are four money moves they rely on.
A woman standing in front of a green while while thinking about a decision with her finger resting on her chin.
Sept. 29, 2025 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's Best for Your Money Now?

The Fed just cut rates, and more cuts will likely follow. Here's how to decide between a 6-month CD, a 5-year CD, or a more flexible savings option.
Close-up on stacks of coins sitting next to a clock
Sept. 29, 2025 | By James McClenathen

Best CD Rates Today, Sept. 29, 2025: APYs up to 4.45% -- Lock In Now!

Today's top CDs pay up to 4.45% APY. After the Fed's recent rate cut, now's the time to lock in a solid return before these elevated yields slip away.
woman smiling and holding a large pile of cash
Sept. 29, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 29, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
A person looks over paperwork and uses a tablet in their kitchen.
Sept. 28, 2025 | By Joel O'Leary

6 Things I'm Doing to Make My Finances Way Less Complicated

Here are six simple money moves I'm making to simplify my finances, reduce stress, and stay on track with my goals.
woman smiling with coffee and computer
Sept. 28, 2025 | By Joel O'Leary

Why I'm Keeping My High-Yield Savings Account Even as Rates Drop

Even as interest rates fall, high-yield savings accounts still pay better than big banks. Here's why I'm sticking with mine.
Piggy bank surround by cash stacks
Sept. 28, 2025 | By Joel O'Leary

Got $50K Sitting in the Bank? Here's Why That Could Be a Mistake

Put your $50K to better use with smart strategies like high-yield savings, CD ladders, and low-risk investing for long-term growth.
A smiling woman holding a piggy bank.
Sept. 28, 2025 | By James McClenathen

Best CD Rates Today, Sept. 28, 2025: Don't Miss Out on APYs up to 4.45%

CDs are offering up to 4.45% APY today. With the recent Fed rate cut, it’s smart to lock in a strong return before these higher yields begin to fade.
Person upset or confused over what she sees on her laptop screen.
Sept. 27, 2025 | By Ryan Wilcox

The 3 Biggest Mistakes You Can Make When Investing in CDs

CDs can be a smart way to grow your money, but simple mistakes could cost you. Learn how to avoid the biggest CD pitfalls today.
A man sleeping soundly in his bed.
Sept. 27, 2025 | By Joel O'Leary

Earn 4.00% APY While You Sleep With This Set-and-Forget Savings Account

This award-winning savings account earns an impressive APY after setting up direct deposit, perfect for building steady savings on autopilot.
A young woman wearing a hat holds a fan of hundred dollar bills.
Sept. 27, 2025 | By James McClenathen

Best CD Rates Today, Sept. 27, 2025: Snag APYs up to 4.45% Before They're Gone

Today's CDs pay up to 4.45% APY. With the recent Fed rate cut, now is the moment to secure a strong return before higher yields start to slip away.
Woman sitting on sofa holding cash and using a calculator.
Sept. 27, 2025 | By Ryan Wilcox

Here's How Much Money You Can Make With $10,000 in a High-Yield Savings Account

Still keeping your $10,000 in a traditional savings account? Learn how one simple switch can earn you hundreds more in interest every year.
Young woman holding her piggy bank up in the air for a kiss.
Sept. 27, 2025 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today: Sept. 27, 2025 -- Up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
An upset man reading over his bills with his hand on his face.
Sept. 26, 2025 | By Joel O'Leary

If You See This One Thing on Your Bank Statement, It's Time to Switch Accounts

Overdraft fees are extremely annoying. Here's what they really mean -- and how switching banks can help you avoid them for good.
Metal bank vault door, open and showing inside.
Sept. 26, 2025 | By Ryan Wilcox

Have $50K in Savings? Here's What to Do With It

Keeping too much cash in your savings account could be costing you. Here's where to put your money instead.
Padlock on top of cash
Sept. 26, 2025 | By James McClenathen

Best CD Rates Today, Sept. 26, 2025: Up to 4.45% APY Still Available -- Lock In Before High Rates Disappear

CDs today are paying up to 4.45% APY. After last week's Fed rate cut, it's wise to lock in a solid return now before these elevated yields decline.
Several hundred-dollar bills in an envelope.
Sept. 26, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 26, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.