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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Several hundred-dollar bills in an envelope.
July 23, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 23, 2025: Up to 5.00%

Unlock the top high-yield savings account rates today, with APYs reaching up to 5.00%. Take advantage now while competitive rates are still available.
Woman taking notes while using a laptop
July 22, 2025 | By James McClenathen

Why I'm Moving Money Out of High-Yield Savings in July 2025

If your savings account has enough money to cover emergencies, then it's time to start investing for growth. Here's where I'm putting my spare cash now.
A jar that says emergency savings is on a bookshelf and full of cash.
July 22, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 22, 2025: Up to 5.00%

The best high-yield savings accounts are offering APYs of up to 5.00% today. These rates won't last forever -- take advantage now.
Author Joel O'Leary at Seacliff beach, South Australia
July 21, 2025 | By Joel O'Leary

Revenge Saving Helped Me Save $10,000 -- Here's How

I saved $10,000 in just six months using a "revenge saving" mindset. Here's how it worked -- and how you can use it to change your finances fast.
Piggy bank with "emergency fund" written on it
July 21, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 21, 2025: Up to 5.00%

High-yield savings accounts with APYs up to 5.00% are available today. Move your money now and let it start working harder for you.
Six piggy banks in a row ranging from small to large on a blue cream slip background.
July 20, 2025 | By Jake FitzGerald

The 4 Safest Places to Park Your Cash in July 2025

Looking for the safest place to stash your cash? Here are four low-risk options offering around 4.00% APY in July 2025.
A white plane on a background of fluffy white clouds.
July 20, 2025 | By Jake FitzGerald

Switching Savings Accounts Won't Change Your Life, but It Might Pay for Your Next Flight

Still earning 0.01% on your savings? Switching to a high-yield savings account could earn you hundreds of dollars more.
Two white bank structures side by side, one with a red "X" over it, the other with a green checkmark.
July 19, 2025 | By Brooklyn Sprunger

College Students: Don't Let Your Savings Sit in a Lousy Account

Save smarter in college with low-fee, high-interest student savings accounts. Find the best options to grow your money and avoid costly fees.
Jar of coins with plant sprouting from the middle.
July 19, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 19, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY -- act now to lock in a top rate before offers like these start to disappear.
Stacks of coins and a percentage sign.
July 18, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 18, 2025: Up to 5.00%

Now's the time -- high-yield savings accounts are offering up to 5.00% APY. Lock in a top rate before these limited-time deals slip away.
White bank building on blue background.
July 17, 2025 | By Brooklyn Sprunger

Is Chase Bank Really Worth It, or Are You Paying for the Name?

Chase Bank may be a household name, but is it worth it? Here's why you could be losing hundreds in savings interest -- and where to bank instead.
A glass jar labeled "Savings" that's full of coins and bills.
July 17, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 17, 2025: Up to 5.00%

High-yield savings accounts offer up to 5.00% APY now -- lock in one of today's top rates before these standout deals start to disappear.
A brown wallet on an orange background with lightning bolts.
July 16, 2025 | By Ryan Wilcox

I Just Closed My Wells Fargo Bank Account for Good. Here's Why

I ditched Wells Fargo for SoFi to earn a $300 bonus and a higher APY. Here's how you can make the switch, too.
A closed bank vault on a white background with yellow and red upward arrows.
July 16, 2025 | By Ryan Wilcox

Here's How Much $20,000 Would Earn in a 6-Month CD Right Now

A 6-month CD could earn you nearly $400 on a $20,000 deposit. Find out if it's worth locking in a rate now.
A piggy bank wearing a red superhero mask with a diagonal split yellow and teal background.
July 16, 2025 | By Ryan Wilcox

Ranked: The 3 Best Places to Put Your Money in July 2025

Looking to build wealth and avoid debt? Start with these three smart money moves you can make today.
A fresh sheet of newly-minted bills $100 bills.
July 16, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 16, 2025: Up to 5.00%

Now paying up to 5.00% APY, today's high-yield savings accounts won't stay this rewarding for long -- lock in a top rate before these offers fade away.
A piggy bank with cash sticking out against light green background.
July 15, 2025 | By Brooklyn Sprunger

The Best Student Savings Accounts Right Now (Don't Settle for 0.01%)

Don't settle for 0.01% APY. Discover the best student savings accounts right now with high rates, no fees, and easy access to help your money grow.
A bank structure overflowing with bundles of cash on a split orange background.
July 15, 2025 | By Ryan Wilcox

I Keep $20K in My SoFi Savings Account. Here's How Much I'll Make in Interest This Year

I moved $20,000 into a SoFi savings account -- and it's making hundreds more than my old bank ever did. Here's what I earn now.
A woman filling a savings jar with coins
July 15, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 15, 2025: Up to 5.00%

High-yield savings accounts are offering up to 5.00% APY today -- don't wait to lock in a strong rate before these deals start to fade.
Stacks of silver coins in increasing heights on a dark blue background.
July 14, 2025 | By Joel O'Leary

Should You Open a 6-Month CD in July 2025?

Here's why opening a 6-month CD in July 2025 could be a smart, low-risk move for savers -- and how to tell if it's the right fit for you.
Cartoon stack of cash wrapped in yellow caution tape on a green background.
July 14, 2025 | By Joel O'Leary

Here's What Really Happens When You Withdraw $10,000 From Your Bank Account

Thinking of taking out $10K in cash? Here's what to expect, how banks handle it, and why it might trigger some extra scrutiny.
A man walking towards an upward trending line chart on mountain landscape.
July 14, 2025 | By Joel O'Leary

Why I'm Not Opening Any CDs in July 2025 -- Even With Rates Over 4%

CD rates are still quite high, but I've got better places to park my money to meet my short-term and long-term money goals. Here's why CDs aren't part of my plan.
A bank vault on an orange background with floating loose bills.
July 14, 2025 | By Ryan Wilcox

Here's How Much You Can Earn on CDs With $20,000 in Savings

See how much interest you could earn by putting $20,000 into a CD -- plus where to find the best rates right now.
A red balloon tied to small stack of coins on yellow background.
July 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 14, 2025: Up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- lock in a great rate now before these limited-time offers start to slip away.
Two white bank structures side by side, one with a red "X" over it, the other with a green checkmark.
July 13, 2025 | By Ryan Wilcox

If You See This on Your Bank Statement, It's Time to Switch Accounts

Still paying overdraft fees? Here's what to watch for -- and how switching banks can help you avoid them for good.