Banking Articles
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Nov. 20, 2025 | By
Ryan Wilcox
Here Are 3 Reasons Why Retirees Need to Move Their Cash to a High-Yield Savings Account
Want an easier way to earn more on your savings in retirement? Here are three reasons why opening a high-yield savings account is the way to go in 2025.
Nov. 20, 2025 | By
Joel O'Leary
Still Banking Like It's 1998? Switch to These Modern High-Yield Accounts
Switch out of 1998-era banking. See why modern fintech platforms like SoFi® and LendingClub offer better tech, higher APYs, and fewer fees.
Nov. 20, 2025 | By
Joel O'Leary
If Your Checking Account Has More Than This, You're Losing Money
Got more than a month's worth of expenses in your checking account? That extra cash could be doing a lot more. Here's where to move it.
Nov. 20, 2025 | By
James McClenathen
Best CD Rates Today, Nov. 20, 2025: Don't Miss Out on up to 4.30% APY
Today's top CDs pay up to 4.30% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before these elevated rates slide.
Nov. 20, 2025 | By
Jake FitzGerald
Best High-Yield Savings Accounts Today: Nov. 20, 2025 -- APYs up to 5.00%
The Fed cut rates again at the end of October, but top high-yield savings accounts are still offering up to 5.00% APY -- for now. Take advantage before rates fall.
Nov. 19, 2025 | By
Jake FitzGerald
The No. 1 Mistake People Make With High-Yield Savings Accounts
The biggest mistake people make with high-yield savings accounts isn't earning too little, it's keeping too much money in them.
Nov. 19, 2025 | By
Joel O'Leary
4 Reasons I Keep Barely Any Money in My Checking Account
Most of my money skips right over my checking account into better places. Here's why I keep my balance low and what I do with my cash instead.
Nov. 19, 2025 | By
Joel O'Leary
Got a Holiday Bonus? Here's How to Stretch It, Grow It, and Still Have Some Fun
Even a small year-end bonus can help you pay down debt, save more, and invest for long-term growth. Here are some smart options to consider.
Nov. 19, 2025 | By
James McClenathen
Best CD Rates Today, Nov. 19, 2025: Top APYs up to 4.30%
Today's best CDs pay up to 4.30% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before yields move lower.
Nov. 19, 2025 | By
Jake FitzGerald
Best High-Yield Savings Account Rates Today, Nov. 19, 2025: Up to 5.00% APY Still Available
High-yield savings accounts are paying up to 5.00% APY today -- compare top rates and find the best place to grow your money before rates fall.
Nov. 18, 2025 | By
Joel O'Leary
Safe Havens for $5K, $10K, and $25K in Today's Uncertain Market
Compare HYSAs, CDs, T-bills, and money market funds, and see how much you can earn on $5K - $25K today without taking risks.
Nov. 18, 2025 | By
Joel O'Leary
3 Best Accounts for Lazy Savers -- 4.00%+ APY and No Fees
Earn over 4.00% APY with no monthly fees. These are three lazy-saver accounts that work hard so you don't have to.
Nov. 18, 2025 | By
Joel O'Leary
4 Places to Put Your Money if You Don't Trust Banks
Consider fintech brokers, credit unions, U.S. Treasuries and prepaid debit apps as safe, smarter places to keep your cash growing.
Nov. 18, 2025 | By
James McClenathen
Best CD Rates Today, Nov. 18, 2025: Up to 4.30% APY Still Available
CDs today offer up to 4.30% APY. With the Fed's October rate cut now in place, it's a great moment to lock in a strong return before rates drop further.
Nov. 18, 2025 | By
Jake FitzGerald
These Are the Best High-Yield Savings Account Rates Today, Nov. 18, 2025: APYs up to 5.00%
Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster before rates drop.
Nov. 17, 2025 | By
James McClenathen
Best CD Rates Today, Nov. 17, 2025: APYs up to 4.30% Won't Last Long
Today's CDs are paying up to 4.30% APY. It's a good time to secure a strong return before yields decline as a result of the late-October Fed rate cut.
Nov. 17, 2025 | By
Jake FitzGerald
Get up to 5.00% APY With the Best High-Yield Savings Account Rates Today: Nov. 17, 2025
The Fed lowered rates again in October, yet top high-yield savings accounts still pay up to 5.00% APY -- for now. Act fast to secure a top rate.
Nov. 16, 2025 | By
Joel O'Leary
4 Safe Ways to Earn 4%+ on Your Retirement Savings
HYSAs, CDs, annuities, and T-bills all offer 4.00%+ yields right now. These low-risk tools can help grow your retirement savings safely.
Nov. 16, 2025 | By
James McClenathen
Best CD Rates Today, Nov. 16, 2025: Don't Let APYs up to 4.30% Slip Away
Today's CDs offer yields as high as 4.30% APY. With the Fed's recent rate cut in place, now's the time to secure a solid return before rates dip lower.
Nov. 15, 2025 | By
Jake FitzGerald
Why I'm Moving Money Out of High-Yield Savings in November 2025
With interest rates finally falling, high-yield savings accounts aren't what they used to be. Here's why I'm shifting my money elsewhere this month.
Nov. 15, 2025 | By
Ryan Wilcox
Why $50K in Savings Is Probably Too Much
If you've built up a solid emergency fund, a standard savings account is one of the worst places for your extra cash. Here's where to move it instead.
Nov. 15, 2025 | By
Joel O'Leary
I've Got $5,000 Burning a Hole in My Pocket -- Here Are 3 Moves I'm Considering to Grow It
How I'm putting an unexpected $5,000 to work, from high-yield savings to long-term investing and low-risk growth options.
Nov. 15, 2025 | By
James McClenathen
Best CD Rates Today, Nov. 15, 2025: Don't Miss Out on up to 4.30% APY
Today's top CDs pay up to 4.30% APY. With another Fed rate cut now official, it's a great time to lock in a solid return before these elevated rates slide.
Nov. 15, 2025 | By
Jake FitzGerald
Best High-Yield Savings Accounts Today: Nov. 15, 2025 -- APYs up to 5.00%
The Fed cut rates again at the end of October, but top high-yield savings accounts are still offering up to 5.00% APY -- for now. Take advantage before rates fall.
Nov. 14, 2025 | By
Ryan Wilcox
I Review Bank Accounts for a Living. Here's Where I'd Put $10,000
High-yield savings accounts are the best place for your cash in 2025. Here are a few of my favorites based on APY, additional perks, and more.
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