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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

Sept. 9, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Sept. 9, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Sept. 9, 2025 | By Ryan Wilcox

The Hidden Cost of a Wells Fargo Savings Account Could Be a Free Flight

Wells Fargo's savings account pays just 0.01% APY. See how switching to a high-yield savings account could earn you hundreds more per year.
Sept. 8, 2025 | By Joel O'Leary

Rate Cut Playbook: How to Lock in a High Yield in September 2025

All signs are pointing towards the Fed cutting rates soon. Here's how to lock in a high yield this September and make the most of your cash.
Sept. 8, 2025 | By Jake FitzGerald

Why I'm Moving Money Out of High-Yield Savings in September 2025

HYSA rates are likely dropping soon. Here's why I'm moving some cash in September 2025 to lock in higher yields.
Sept. 8, 2025 | By Joel O'Leary

How Many Bank Accounts Do You Really Need?

Learn a simple bank account setup that helps you save more, stay organized, and earn top interest while rates are high.
Sept. 8, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 8, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow.
Sept. 7, 2025 | By Jake FitzGerald

Should You Open a 6-Month CD Before Interest Rates Start to Drop?

The Fed is likely to cut rates on September 17. Locking in a 6-month CD now before rates start to drop could prove to be a wise decision. Find out more.
Sept. 6, 2025 | By Ryan Wilcox

Here's the Single Best Strategy for Investing in CDs When Rates Are About to Fall

Learn how building a CD ladder can help you maximize long-term earnings, even once interest rates start to fall.
Sept. 6, 2025 | By James McClenathen

Best CD Rates This Week, Sept. 6, 2025: Up to 4.54% APY

This week's top CDs offer up to 4.54% APY. With a rate cut likely in a little over a week, it's a smart time to lock in a strong return before rates decline.
Sept. 6, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 6, 2025

High-yield savings accounts are paying up to 5.00% APY today -- compare the best rates and find the perfect place to grow your money.
Sept. 5, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 5, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose the right place to grow your money.
Sept. 4, 2025 | By Ryan Wilcox

Most Americans Are Getting Ripped Off by Their Bank -- Are You One of Them?

Learn how moving your savings out of a big bank could earn you hundreds of dollars a year in additional interest.
Sept. 4, 2025 | By Joel O'Leary

The No. 1 Strategy for Investing in CDs Right Now

Learn how to build a smart CD ladder in 2025 that takes advantage of high interest rates before they fall, especially on long-term terms.
Sept. 4, 2025 | By Jake FitzGerald

Should You Move Cash From Savings to CDs Before Rates Fall?

CD rates are still above 4%, but not for long. Here's why moving cash now could save you hundreds in lost interest.
Sept. 4, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 4, 2025 -- Earn up to 5.00% APY

Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
Sept. 3, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Sept. 3, 2025? Earn up to 5.00% APY Today

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Sept. 2, 2025 | By Ryan Wilcox

Too Much Money in Savings? Here's How Much You Really Need

Keeping too much cash in your savings account could cost you. Learn how much you really need in the bank -- and where to put the rest.
Sept. 2, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Sept. 2, 2025 -- Earn up to 5.00% APY

High-yield savings accounts are paying up to 5.00% APY today -- see the top rates and pick the best spot to grow your money.
Sept. 1, 2025 | By Joel O'Leary

Pay No ATM Fees With These 3 High-Yield Banks

Skip ATM fees and earn more interest with these high-yield banks offering fee-free access and nationwide networks.
Sept. 1, 2025 | By Joel O'Leary

Why I Keep as Little Money as Possible in My Checking Account

My checking account used to be stuffed to the brim -- now I intentionally keep the balance low. Here's how I changed my mindset around checking accounts.
Sept. 1, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 1, 2025

Today's best high-yield savings accounts pay up to 5.00% APY -- compare top rates and find the perfect place to make your money grow faster.
Aug. 31, 2025 | By Ryan Wilcox

Kept $10K in a Wells Fargo Account for 5 Years? You Missed Out on Almost $2,000 in Interest

If you're keeping $10,000 in a Wells Fargo savings account, you're missing out on hundreds of dollars in interest a year. Learn how you can earn more now.
Aug. 30, 2025 | By Joel O'Leary

Are No-Penalty CDs Worth It?

No-penalty CDs offer fixed yields and early access to your cash. Here's when they make sense, and when you might want to stick with an HYSA.
Aug. 30, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: August 30, 2025 -- Up to 5.00% APY

High-yield savings accounts are offering up to 5.00% APY today -- explore the best rates and find the right place to help your money grow faster.
Aug. 29, 2025 | By Jake FitzGerald

Forget Bank Branches: Here's How Online Banks Have Changed Saving Forever

Some online banks pay 4%+ APY while branch accounts pay closer to 0.01%. Here's why switching has changed saving forever.