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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

An hourglass on top of a calendar.
March 25, 2026 | By Ryan Wilcox

Here's How Much $20,000 Would Earn in a 6-Month CD Opened Now

If you want to earn easy money on your savings, now might be the time to lock your money in a CD. Here's what to know before you do today.
Man sits at laptop and appears to be in thought.
March 24, 2026 | By Joel O'Leary

The Financial Advice That Sounds Right but Isn't

Some of the most common money tips are actually costing you. Here are the financial myths that sound smart but don't hold up.
Smart-dressed man sits at desk and distributes a cash pile from his hand while smiling.
March 23, 2026 | By Jake FitzGerald

Here Are 6 Simple Ways to Give Yourself a Raise

Most people don't need a better job. They need to stop leaving money on the table. Here's where to start.
An upward trending graph with a small hourglass below it.
March 22, 2026 | By Jake FitzGerald

Here's How Some People Save Money Without Even Trying

Saving money doesn't require willpower or spreadsheets. Here's how automation does the work for you.
Person getting assistance from bank teller.
March 22, 2026 | By Jake FitzGerald

Here's What Happens if You Keep All Your Money in One Account

Your money is probably fine in one account. But "fine" is likely costing you hundreds of dollars a year.
A person in a suit sits behind a scale with AI on one side and a human brain on the other.
March 21, 2026 | By Joel O'Leary

AI Is Coming for My Job. Here's How I'm Preparing Financially

Writer job postings fell 28% in 2025. Here's how I'm financially preparing for the possibility that AI eventually puts me out of work.
Close-up on stacks of coins sitting next to a clock
March 21, 2026 | By Joel O'Leary

Here's the Only Reason I'd Put $50,000 in CDs

For near-retirees trying to protect savings from a market downturn, CDs are a smart tool. Here's when they make sense and when they don't.
Woman sorting through mail at her mailbox.
March 19, 2026 | By Jake FitzGerald

Why Millions of Americans Intentionally Get Big Tax Refunds

Many Americans intentionally set up their taxes to get a big refund. It may not be optimal, but for some households it works like a forced savings plan.
Dog bringing newspaper to owner.
March 18, 2026 | By Jake FitzGerald

The Fed Didn't Cut Rates. Here's What That Means for Your Money Now

The Fed held rates steady again. Here's what that means for credit card APRs, loan rates, and your savings right now.
A tax check on top of tax forms.
March 18, 2026 | By Jake FitzGerald

This Might Sound Strange, but a Big Tax Refund Can Be a Bad Sign

A big tax refund feels like free money. But it often means you overpaid taxes all year and gave the government an interest-free loan.
Money hidden in a dresser drawer.
March 18, 2026 | By Joel O'Leary

Cash Sitting Around? Here's Where It Should Be

Your cash doesn't have to sit idle. Here's where to put it to earn more interest without any extra risk -- including HYSAs, CDs, and money market accounts.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
March 18, 2026 | By Jake FitzGerald

Will the Fed Cut Interest Rates? Here's What Could Change Later Today

The Federal Reserve meets today, with a rate decision coming later this afternoon. Here's what to expect, and how it could impact your finances.
A child in a suit and glasses tossing money into the air.
March 17, 2026 | By James McClenathen

Elon Musk's X Money Account Could Pay 6% APY. Here's What We Know

The upcoming X Money account may offer 6% APY. Here's what we know so far, plus two high-yield savings accounts paying 4%-plus that you can open today.
A young man in a suit using an outdoor ATM.
March 14, 2026 | By Joel O'Leary

The Quiet Way Banks Make Billions From Checking Accounts

Banks earn billions from checking accounts through fees and interest rate gaps. Here's how that works -- and how you can get a piece of that money, too.
Woman sitting on sofa holding cash and using a calculator.
March 14, 2026 | By Joel O'Leary

I Made $800 Last Year Just From My Savings Account

Last year my high-yield savings account earned over $800 in interest. Here's how the math worked and why it's one of the easiest money moves you can make.
Woman using laptop and phone to track her personal finances.
March 13, 2026 | By Jake FitzGerald

Your Bank Account Might Matter More Than Your Income

Income gets all the attention. But the type of bank account you use may have a bigger impact on your finances than you realize.
Man smiling at the contents of an open envelope.
March 12, 2026 | By Jake FitzGerald

The Financial Move That Pays You Back Forever

One simple financial move can quietly earn you hundreds more every year. Here's why switching savings accounts can pay you back forever.
Person making a shocked expression while looking at laptop screen.
March 12, 2026 | By James McClenathen

6% APY: Is the New X Money Account Too Good to Be True?

Elon Musk's new X Money account could offer 6% APY on cash. Here's what we know so far -- and why you shouldn't wait to open a high-yield savings account.
An arm raising a red flag with a background of blue sky and clouds.
March 11, 2026 | By Jake FitzGerald

Here's What Really Happens When a Bank Says 'Suspicious Activity'

What does suspicious activity actually mean on a bank account? Here's what banks are really doing behind the scenes when they flag transactions.
Three people are sitting in an office, waiting to be interviewed.
March 11, 2026 | By Jake FitzGerald

The Average American's Income Might Shock You

The average U.S. income is far higher than most people expect. Here's why the number is misleading and what actually matters for your finances.
A person typing on a calculator while sitting in front of a laptop and notebook at a sunny cafe table.
March 10, 2026 | By Joel O'Leary

Here's How Much $20,000 Would Earn in High-Yield Savings in 2026

A top high-yield savings account could earn you $800+ in a year if rates hold steady. Here's the math -- and how to make the switch.
Couple has what appears to be a serious conversation over paperwork in the kitchen.
March 10, 2026 | By Joel O'Leary

Your Savings Account Might Be Costing You Hundreds in 2026

Many savings accounts pay just 0.01% APY. High-yield savings accounts offer up to 4.00% APY with zero added risk. Here's what you could be earning.
Person hiding cash under mattress.
March 7, 2026 | By Ryan Wilcox

5 Smarter Places to Keep Your Cash Than at Home

Keeping money at home isn't just risky -- it also earns you absolutely nothing. Here are five safer, more profitable options to look into now.
Man reading newspaper and looking at a tablet
March 6, 2026 | By Jake FitzGerald

The Average American Has This Much in Emergency Savings. Do You?

How much do Americans actually have saved for emergencies? Federal Reserve data tells a clearer story than most headlines.
Bank customer dealing with cash with teller.
March 6, 2026 | By Jake FitzGerald

Here's Why Your Bank Doesn't Like Large Cash Deposits

Large cash deposits aren't illegal. But they do trigger reporting. Here's what your bank is actually reacting to.