Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 214 | LAST PUBLISH DATE: 12-23-2025

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Valuable Rewards at No Extra Cost: The Best No-Annual-Fee Credit Cards Available This Week, Dec. 12, 2025
  Dec 12, 2025
  With a no-annual-fee credit card, you can start racking up valuable rewards from day one. Here are some of our favorites available now.
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• 6% Cash Back Offer: This Bank of America Card Is One of the Best Cash Back Cards Now
  Dec 11, 2025
  Want to earn a whopping 6% back in the spending category of your choice? Learn how you can with the Bank of America® Customized Cash …
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• 6 Ways to Stop Wasting Money at the Supermarket for Good
  Dec 11, 2025
  It can be hard to stay disciplined on an empty stomach. Here are a few simple tips to save money on your next grocery run, …
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• 7 Valid Reasons to Dispute a Charge On Your Credit Card
  Dec 11, 2025
  You can dispute credit card transactions and get your money back in some situations. Learn about the valid reasons to dispute a charge on your …
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• This Bank of America Card Offers 6% Cash Back and a $200 Bonus
  Dec 11, 2025
  Want to earn 6% cash back in the spending category of your choice? Here's how you can with this valuable Bank of America card.
  Read More
• 7 Things You Should Never Do Following an Auto Accident
  Dec 11, 2025
  Auto accidents can be dangerous, costly, and traumatic. Here's what not to do if you're involved in one.
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• 7 Small Changes That Can Improve Your Finances in a Big Way
  Dec 11, 2025
  Don't let your current financial situation get you down -- it isn't forever. Learn about some habit changes that may help you improve your finances.
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• Bank Without Worry at the 10 Safest Banks in the U.S.
  Dec 10, 2025
  Explore the top 10 safest banks in the U.S. and uncover the key features that make them secure, from FDIC insurance to cutting-edge security measures.
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• How to Get an Easy $200 Bonus Plus 2% Cash Rewards on Everything You Buy
  Dec 10, 2025
  This Wells Fargo card comes with unlimited 2% cash rewards and an easy-to-earn welcome bonus. Here's why it's my favorite credit card available now.
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• The Wells Fargo Reflect Card Is Our Top Pick for Avoiding Interest Payments in 2026
  Dec 10, 2025
  The Wells Fargo Reflect comes with almost two years of 0% intro APR for no annual fee. Learn why it's our favorite balance transfer card …
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• Capital One Just Boosted the Venture X Welcome Offer to 100,000 Miles
  Dec 10, 2025
  The Capital One Venture X just boosted its welcome offer, and it's now one of the most enticing bonuses around. Here's what to know.
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• I Review Bank Accounts for a Living. Here's Where I'd Put $10,000
  Dec 9, 2025
  High-yield savings accounts are one of the best places to put your cash in 2026. Here are a few of my favorite no-fee, high-APY options …
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• Act Fast: Venture X's 100K-Mile Bonus Won't Stick Around for Long
  Dec 9, 2025
  The Capital One Venture X has a fantastic new welcome offer, but it won't be around long. Here's what to know before applying today.
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• This 100K-Mile Offer Just Changed My 2026 Travel Plans
  Dec 9, 2025
  If you've got a big trip planned for next year, the new welcome offer on the Capital One Venture X can help you get there. …
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• Capital One Quicksilver Secured Cash Rewards Card Review
  Dec 8, 2025
  Looking to build credit and earn rewards at the same time? Read our Capital One Quicksilver Secured Cash Rewards review to learn how.
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• Best No Annual Fee Cards
  Dec 8, 2025
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
  Read More
• Up to 2% Back on All Purchases: The Best Flat-Rate Credit Cards This Week, Dec. 8, 2025
  Dec 8, 2025
  Flat-rate credit cards are one of the simplest and most effective ways to rack up rewards. Here are all our favorite flat-rate cards available now.
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• 10 Things You Should Always Buy at a Dollar Store
  Dec 7, 2025
  A dollar store is one of the easiest ways to save on everyday purchases of all kinds. Here are 10 items you should only buy …
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• 7 Little-Known Perks of Flying Business Class
  Dec 7, 2025
  Flying business class gets you more than just a comfy seat. Here are seven perks of business class you might not know about.
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• 7 Little-Known Income Sources the IRS Expects a Piece Of
  Dec 6, 2025
  Your primary income probably isn't the only thing you'll get taxed on next year. Here are seven other ways the IRS might eat into your …
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• 7 Habits of the Super Rich You Can Adopt Today
  Dec 6, 2025
  The super-rich aren't just smart with money -- they also spend time building relationships and working on themselves. Here's what to know.
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• 6 Smart Money Habits to Start in 2026
  Dec 6, 2025
  Just a few small changes in your spending and saving habits can make all the difference. Here are six smart money habits to start today.
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• 6 Smart Places to Put Your Money in 2026
  Dec 6, 2025
  On the hunt for the best places to put your cash? Here are six great places to start, from paying off debt to opening a …
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• New Offer: Get 100,000 Bonus Points With This Chase Business Card
  Dec 5, 2025
  This updated Chase business card has a $95 annual fee and a new welcome bonus worth $1,000 or more. Here's why now's the time to …
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• Act Now: Earn a Bonus Worth $1,000+ With This Chase Business Card
  Dec 4, 2025
  This Chase card is one of the best ways to save on business expenses, rideshare, food delivery and more. Here's what you need to know.
  Read More