Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 338 | LAST PUBLISH DATE: 08-21-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Best High-Yield Savings Accounts Today, Aug. 13, 2026: Earn up to 4.50% APY
  Aug 13, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
  Read More
• The 3 Best 0% Intro APR Cards for Your Back-to-School Shopping
  Aug 12, 2026
  Here are the three best 0% intro APR cards for back-to-school shopping in 2026, whether you want to earn solid rewards or save on interest …
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• The Top 3 High-Yield Savings Accounts of August 2026
  Aug 12, 2026
  The top high-yield savings accounts of August 2026 pay up to 10X the national average. See which account fits your balance and goals.
  Read More
• Chase Freedom Unlimited vs. Citi Double Cash® Card: Which Cash Back Card Is Better for Balance Transfers?
  Aug 12, 2026
  Looking at the Chase Freedom Unlimited and Citi Double Cash for a balance transfer? Here's how the intro APR, fees, and ongoing earning rates stack …
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• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 12, 2026
  Aug 12, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• Best No-Annual-Fee Welcome Bonuses Available Now: August 2026
  Aug 11, 2026
  Looking for a welcome bonus without an annual fee? These three cards from Wells Fargo, Bank of America, and Chase deliver in August 2026.
  Read More
• Best High-Yield Savings Rates Today, Aug. 11, 2026: Up to 4.50% APY Still on Offer
  Aug 11, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
  Read More
• Best Savings Accounts Offering up to 4.50% APY Today, Aug. 10, 2026
  Aug 10, 2026
  The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
  Read More
• Longest 0% Intro APR Credit Cards This Week, Aug. 9, 2026: Give Yourself Real Room to Breathe
  Aug 9, 2026
  Get up to 21 months of 0% intro APR with this week's best cards. Stop spinning your wheels -- finally make real progress on your …
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• Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: August 2026
  Aug 8, 2026
  Trying to find a place to save your $10,000? Here are our three favorite high-yield savings accounts for big balances in August 2026.
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• If You Can Only Have One Credit Card in 2026, Make It One of These 3
  Aug 8, 2026
  Only want to carry one credit card? Here's how these top picks from Wells Fargo, Chase, and Capital One can help you save.
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• Our Top Cash Back Card of August 2026: Earn 2% on Purchases
  Aug 8, 2026
  A flat 2% rate, a solid welcome bonus, and even an 0% intro APR offer -- see why this Wells Fargo Card is our top …
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• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, August 8, 2026
  Aug 8, 2026
  The July Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY, for now.
  Read More
• The Best Brokerage Accounts for Beginners, August 2026: Buy Your First Stock in Under 10 Minutes
  Aug 8, 2026
  Not sure where to open your first brokerage account? Here's the breakdown on four of our favorites and which is right for you.
  Read More
• Unlock 75,000 Chase Points: Best Credit Card Bonuses This Week, August 8, 2026
  Aug 8, 2026
  This refreshed Chase card is offering one of the best bang-for-your-buck welcome bonuses you can find. Here's what to know.
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• Best High-Yield Savings Accounts Today, August 7, 2026: Earn up to 4.50% APY
  Aug 7, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, August 6, 2026
  Aug 6, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• Here's What Actually Changes When Your Credit Score Hits 740
  Aug 5, 2026
  Hitting a 740 credit score means you've crossed a real threshold for loans, credit cards, and more. Here's what to know.
  Read More
• Amex Platinum vs. Chase Sapphire Reserve: The Winner Might Surprise You in August 2026
  Aug 5, 2026
  The Amex Platinum and Chase Sapphire Reserve both have loads of perks and huge welcome bonuses -- but which one is right for you? Here's …
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• The 3 Best High-Limit Cards You Can Apply for in August 2026
  Aug 5, 2026
  Want a credit card with lots of purchasing power? Compare the three best high-limit picks for August 2026, from a no--annual-fee option to a premium …
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• Best High-Yield Savings Rates Today, August 5, 2026: Up to 4.50% APY Still Available
  Aug 5, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
  Read More
• We Compared 100+ Credit Cards -- Here's the Best Balance Transfer Card for August 2026
  Aug 4, 2026
  Carrying credit card debt? See why this Wells Fargo card is our top balance transfer pick for August 2026 -- plus a strong cash back …
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• Get 2% Cash Rewards on Purchases Across the Board: Best Cash Back Cards This Month, August 2026
  Aug 4, 2026
  This no-annual-fee card gets you 2% cash rewards on purchases, with no bells or whistles. Here's what to know, plus four other great options.
  Read More
• Best Savings Accounts Offering up to 4.50% APY Today, August 4, 2026
  Aug 4, 2026
  The Fed has held rates steady five times so far in 2026. Find out where top savings rates stand now.
  Read More
• Earn a Sign-Up Bonus Worth $1,000: The Best No-Annual-Fee Cards This Month, August 2026
  Aug 4, 2026
  Want solid rewards without a hefty annual fee? Check out our favorite free-to-own credit cards available this month.
  Read More