Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 307 | LAST PUBLISH DATE: 10-13-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Pay for Your Next Trip With a Bonus Worth $1,750+: Best Travel Cards This Month, October 2026
  Oct 7, 2026
  The Amex Platinum has one of the biggest welcome bonus offers you'll find on any card. Here's what to know, plus a few other great …
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• Earn 3% on Dining and a 1.5% Base Rate: The Best No-Annual-Fee Cards This Month, October 2026
  Oct 6, 2026
  Our top no-annual-fee card this month earns extra for travel, dining, and drugstores, plus a solid base rate. Here are my favorite picks available now.
  Read More
• Top High-Yield Savings Accounts Offering up to 5.00% APY Today, Oct. 6, 2026
  Oct 6, 2026
  The Fed announced a rate hike at its meeting last month. Top HYSAs now offer up to 5.00% APY, and that number could continue inching …
  Read More
• Earn 2% Back on Purchases: Best Cash Back Cards This Month, October 2026
  Oct 6, 2026
  This no-annual-fee card earns 2% cash rewards on purchases with no strings attached. Here's what to know, plus four other favorites available now.
  Read More
• Capital One Quicksilver Secured Cash Rewards Card Review
  Mar 4, 2026
  Looking to build credit and earn rewards at the same time? Read our Capital One Quicksilver Secured Cash Rewards review to learn how.
  Read More
• Discover it® Student Cash Back Review
  Sep 18, 2026
  Read our review of the Discover it® Student Cash Back card to learn why it's the perfect card for students beginning their credit journey.
  Read More
• Wells Fargo Autograph® Card Review
  Jun 29, 2026
  The Wells Fargo Autograph Card is a great option for budget-conscious rewards seekers. Read our full Wells Fargo Autograph review to learn if it's right …
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• Unlock a Bonus Worth $1,750 or More: The Best Amex Cards This Month, October 2026
  Oct 5, 2026
  Want to earn one of the biggest welcome bonus offers out there? There's only one Amex card worth looking at. Here's what to know, plus …
  Read More
• Best High-Yield Savings Rates Today, Oct. 5, 2026: Up to 5.00% APY Available
  Oct 5, 2026
  The best high-yield savings accounts now offer up to 5.00% APY. Top rates are becoming more competitive thanks to the Fed's September rate hike.
  Read More
• Get 1.5% Back on All Your Business Needs: The Best Business Credit Cards This Week, Oct. 4, 2026
  Oct 4, 2026
  If your business racks up expenses on all types of categories, I've got a credit card for you. Here's what to know, plus a few …
  Read More
• Get up to $1,000 Bonus Cash: Best Bank Account Bonuses This Week, Oct. 4, 2026
  Oct 4, 2026
  Some of the best savings accounts out there are offering up to $1,000 in bonus cash for opening a new account. Here's what to know.
  Read More
• Longest 0% Intro APR Credit Cards This Week, Oct. 4, 2026: Up to 21 Months Without Interest Eating Your Progress
  Oct 4, 2026
  Get up to 21 months interest-free with this week's longest 0% intro APR cards. Stop letting interest eat your payments -- finally make real progress.
  Read More
• Earn $500+ in Bonus Cash: The Best Business Card Bonuses of October 2026
  Oct 3, 2026
  Want to earn an easy welcome bonus on one of my favorite business credit cards? Here's the card worth applying for now, plus some other …
  Read More
• Best Savings Accounts Offering up to 5.00% APY Today, Oct. 3, 2026
  Oct 3, 2026
  Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
  Read More
• Earn a Free Night and 130,000 Hilton Points: Best Credit Card Bonuses This Week, Oct. 3, 2026
  Oct 3, 2026
  If you're a big fan of Hilton hotels, there's only one card -- and welcome bonus -- worth looking at now. Here's what to know.
  Read More
• Ranked: My 3 Favorite Cash Back Cards of October 2026
  Oct 2, 2026
  Want to earn rewards the easy way? Here are my top three cash back credit cards for October 2026, ranked.
  Read More
• How Much Cash Should You Keep at Home?
  Oct 2, 2026
  How much cash should you keep at home? Here's how much is too much -- and how much isn't enough.
  Read More
• $200 Cash Bonus and up to 6% Cash Back for a Year: This Bank of America Card Is One of Our Top Picks for 2026
  Oct 2, 2026
  No annual fee, up to 6% cash back your first year, and a solid welcome bonus -- here's why I love this Bank of America …
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• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Oct. 2, 2026
  Oct 2, 2026
  Top high-yield savings accounts are still paying up to 4.50% after the Fed rate hike last month. Start earning more on your savings balance today.
  Read More
• Best High-Yield Savings Accounts Offering up to 4.50% APY Today, Oct. 1, 2026
  Oct 1, 2026
  The Fed held rates steady five times to start 2026, followed by a rate hike in September. Find out where top high-yield savings accounts stand …
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• Bank Without Worry at the 11 Safest Banks in the U.S.
  Sep 30, 2026
  Explore the top 11 safest banks in the U.S. and uncover the key features that make them secure, from FDIC insurance to cutting-edge security measures.
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• Should You Ever Keep More Than $50,000 in Savings?
  Sep 30, 2026
  Is $50,000 in savings too much or not enough? The short answer: It depends. Here's what to know.
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• Why a 4% CD Might Be the Worst Place for Your Cash
  Sep 30, 2026
  A 4% CD rate looks pretty great -- until it doesn't. Here's what to know, and a few other better options available now.
  Read More
• The Average American Owes This Much in Credit Card Debt
  Sep 30, 2026
  The average American owes thousands in credit card debt -- are you one of them? See how you compare and how another credit card can …
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• Best High-Yield Savings Accounts Today, Sept. 30, 2026: Earn up to 4.50% APY
  Sep 30, 2026
  The Fed officially announced a rate hike earlier this month. Top HYSAs continue to offer up to 4.50% APY, but we could see that number …
  Read More