Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 343 | LAST PUBLISH DATE: 06-27-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• How to Invest in SpaceX Stock: A Step-by-Step Guide to Buying SPCX
  Jun 27, 2026
  Want to buy SpaceX stock? Here's a step-by-step guide to purchasing your first shares, plus how to find the right brokerage for you.
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• Is the Amex Platinum a 'Rich' Card?
  Jun 27, 2026
  The Amex Platinum's annual fee sounds steep. But between its welcome bonus offer and thousands of dollars in perks, you don't have to be rich …
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• Best High-Yield Savings Rates Today, June 27, 2026: Up to 5.00% APY Still Available
  Jun 27, 2026
  The best high-yield savings accounts continue to offer up to 5.00% APY after the Fed held rates steady again this month. Find out more.
  Read More
• Capital One Venture Rewards Credit Card Review
  Jun 26, 2026
  With an impressive welcome bonus and unlimited 2x miles earning potential, the Capital One Venture Card is a standout pick. Read our full review to …
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• Forget Debt Consolidation: This Is the Best Way to Pay Off Credit Card Debt
  Jun 26, 2026
  If you're in serious debt, a consolidation loan isn't always the answer. Here's a better option -- and how to know if it's right for …
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• Save Thousands on Interest: My 5 Favorite Balance Transfer Cards Available Now
  Jun 26, 2026
  Looking to save on high-interest debt? These five balance transfer cards offer 0% intro APR windows of up to 21 months -- all for no …
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• Best Savings Account Rates Today, June 26, 2026: Up to 5.00% APY
  Jun 26, 2026
  Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster …
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• Carrying $15,000 in Credit Card Debt? This 0% Intro APR Card Could Save You $4,000+
  Jun 25, 2026
  Carrying $15,000 in credit card debt? This Wells Fargo card can save you thousands -- and the process is easier than you think. Here's what …
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• The Top 3 High-Yield Savings Accounts of June 2026
  Jun 25, 2026
  Right now, top high-yield savings accounts are offering APYs that are 10X the national average. Here's how to pick the one for you.
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• Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, June 25, 2026
  Jun 25, 2026
  Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we head toward the back half of 2026.
  Read More
• Citi Simplicity® Card vs. Citi Double Cash® Card
  Nov 14, 2024
  Learn how the Citi Simplicity Card and Citi Double Cash compare on rewards, fees, and intro APR offers to find the right card for you.
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• Barclays Tiered Savings Review
  Jun 24, 2026
  Barclays Tiered Savings offers a top-tier APY with no monthly fees or minimums. Read our review to see if it's the right high-yield savings account …
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• Chase Sapphire Preferred's Biggest-Ever Bonus Is Back: Earn 100K Bonus Points for a Limited Time
  Jun 24, 2026
  The Chase Sapphire Preferred is back with its best-ever welcome bonus for a limited time. Here's how to know if it's worth it.
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• These Chase Business Cards Are Offering $1,000 Bonuses. Which Is Right for You?
  Jun 24, 2026
  Two top Chase cards are offering their best-ever welcome bonuses right now. Here's how to decide which no-annual-fee option is right for you.
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• The Best 5 Credit Cards to Have: My Picks for 2026
  Jun 24, 2026
  There's no such thing as the "best" credit card, really -- but there is a best for you. Here's how to find the one that …
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• Best High-Yield Savings Accounts Today, June 24, 2026: Earn up to 5.00% APY
  Jun 24, 2026
  The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to …
  Read More
• 7 Benefits of the Amex Platinum Card
  Jun 23, 2026
  The Amex Platinum's annual fee is hard to ignore -- but so is its list of benefits. Here are seven perks that help justify the …
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• Chase Freedom Unlimited vs. Wells Fargo Active Cash® Card
  Jun 23, 2026
  Looking for one of the best cash rewards cards out there? Learn how the Chase Freedom Unlimited® and Wells Fargo Active Cash® compare.
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• Citi Double Cash® Card vs. Amex Blue Cash Preferred
  Jun 23, 2026
  Learn how the Citi Double Cash and Amex Blue Cash Preferred compare on rewards, welcome bonuses, and more to see which is right for you.
  Read More
• Chase Freedom Unlimited vs. Discover it Cash Back
  Jun 23, 2026
  Learn how the Chase Freedom Unlimited and Discover it Cash Back compare on rewards, welcome bonuses, and more to see which is right for you.
  Read More
• Here's What Happens When You Withdraw $10,000 From Your Bank Account
  Jun 23, 2026
  Withdrawing $10,000 in cash from your bank is perfectly legal -- but if you do, the government will find out about it. Here's why.
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• $1,000 Bonus and 1.5% on Everything: This Chase Business Card Fits Every Budget
  Jun 23, 2026
  The Ink Business Unlimited is offering its best-ever welcome bonus right now, plus 1.5% back on every purchase. Here's what you need to know.
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• Top High-Yield Savings Accounts Offering up to 5.00% APY Today, June 23, 2026
  Jun 23, 2026
  The Fed concluded its June meeting last week with no change to rates. Top HYSAs continue to offer up to 5.00% APY.
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• This Is the Top High-Yield Savings Account Right Now (It Pays up to 4.00%)
  Jun 22, 2026
  Earn more on your money today with LendingClub's high-yield savings account. See how much more you could be making today.
  Read More
• These 3 No-Annual-Fee Cards Come With Easy $200+ Bonuses
  Jun 22, 2026
  Three top no-annual-fee cards are offering welcome bonuses of $200 or more today. Here's how to find the one for you.
  Read More