Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 263 | LAST PUBLISH DATE: 03-20-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• J.P. Morgan Investing Promotions
  Mar 20, 2026
  If you're already banking with Chase, J.P. Morgan and its investing promotions is a pretty easy sell. Here's what to know and how much you …
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• Credit Cards With Cellphone Protection
  Mar 20, 2026
  Want to save on your next cellphone mishap? Find out which credit cards offer cellphone protection, how much they can save you, and which is …
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• Best Credit Cards for Moving Expenses
  Mar 20, 2026
  Planning a big move? Learn which credit cards can help you save a ton with great bonuses, earning rates, and 0% intro APR offers.
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• I Just Closed My Wells Fargo Bank Account for Good. Here's Why
  Mar 20, 2026
  I ditched Wells Fargo for SoFi to earn a $300 bonus and a higher APY. Here's how you can make the switch, too.
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• The Best Online Shopping Card for 2026, Hands Down
  Mar 20, 2026
  If you're a serious online shopper, there's only one credit card you have to look into. Here's how you can save 5% on online purchases …
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• I've Done the Math, and This Is the Best No-Annual-Fee Travel Card Available Now
  Mar 20, 2026
  Learn how this Wells Fargo card can earn you $600+ in value in year one -- and how it can beat out all the competition.
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• This $250 Credit Card Bonus Might Be the Easiest Money You'll Earn All Year
  Mar 20, 2026
  This Chase cash back card is offering one of the easiest-to-earn bonuses I've ever seen. Read on to learn why now's the time to apply.
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• Get 3X Points on Travel, Dining, and More: The Best No-Annual-Fee Cards This Week, March 20, 2026
  Mar 20, 2026
  Want to rack up 3X points on every booked flight, dinner on the town, and more? Here's the card to get, plus other great no-annual-fee …
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• Here's How the Amex Blue Cash Preferred Can Pay for Its Annual Fee 9 Times Over in 2026
  Mar 19, 2026
  The Amex Blue Cash Preferred has a small annual fee after the first year -- but if you use it right, you can cover the …
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• The Best Cash Back Card for 2026, Hands Down
  Mar 19, 2026
  This Chase card is my favorite cash back card out there, period. Here's who it's right for -- plus a great card to pair it …
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• The Best Grocery Card for 2026, Hands Down
  Mar 18, 2026
  The Amex Blue Cash Preferred was just named our favorite grocery card of the year -- again. Here's how it can earn you hundreds a …
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• We Compared Every Chase Card -- Here's the Best for Cash Back
  Mar 18, 2026
  The Chase Freedom Unlimited is one of my favorite cash back cards out there. Here's who it's right for, plus two other picks worth looking …
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• Save 5% on Amazon Purchases: The Best Cash Back Cards This Week, March 18, 2026
  Mar 18, 2026
  One of my favorite credit cards earns a whopping 5% on Amazon purchases -- for no annual fee. Here are all our favorite cash back …
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• Chase Freedom Unlimited vs. Discover It Cash Back
  Mar 17, 2026
  Learn how the Chase Freedom Unlimited and Discover it Cash Back compare on rewards, welcome bonuses, and more to see which is right for you.
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• Chase Freedom Unlimited vs. Wells Fargo Active Cash Card
  Mar 17, 2026
  Looking for one of the best cash rewards cards out there? Learn how the Chase Freedom Unlimited® and Wells Fargo Active Cash® compare.
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• How to Check if You're Eligible for This 175,000-Point Welcome Offer
  Mar 17, 2026
  Want to know if you can land one of the biggest welcome bonus offers I've ever seen? Here's your no-nonsense guide, plus other bonuses worth …
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• Bad News for Citi Cardholders: Point Sharing Ends May 17
  Mar 17, 2026
  Citi's point-sharing feature is disappearing soon. Learn what the change means for cardholders, and what you may want to do before that happens.
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• 3 Little-Known Travel Perks of the Amex Platinum
  Mar 17, 2026
  The Amex Platinum has so many travel perks that some can easily fly under the radar. Here are three great ones worth keeping in mind.
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• The Wells Fargo Reflect Card Is Our Top Pick for Avoiding Interest Payments in 2026
  Mar 17, 2026
  The Wells Fargo Reflect is our favorite way to save on high-interest debt this year. Here's what to know, and who this card is right …
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• We Compared Every Amex Card -- Here's the Best for Groceries
  Mar 16, 2026
  There's only one Amex card that can net you 6% back on your next grocery trip. Read on to learn how else you can save …
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• Here's How the Amex Platinum Can Pay for Its Annual Fee 5 Times Over in 2026
  Mar 15, 2026
  The Amex Platinum can be one of the most valuable travel cards out there -- if you maximize its perks. Here's what to know.
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• We Compared Every Chase Card -- Here's the Best for Travel
  Mar 15, 2026
  My pick for the best Chase travel card hasn't changed in a while. Here's what to know and who the card is best for today.
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• What's the Best Card for Amazon Shopping Now? My Pick for March 2026
  Mar 14, 2026
  There's only one credit card I recommend to serious Amazon Prime shoppers. Here's what it is -- and two cards worth pairing it with today.
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• Webull vs. Robinhood
  Mar 13, 2026
  Ready to level up your investing game? Compare features, fees, tools, and investment options with Robinhood and Webull to see which brokerage is best for …
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• The Only Flat-Rate Cash Rewards Card Worth Applying for in March 2026
  Mar 13, 2026
  This $0-annual-fee Wells Fargo card makes it incredibly easy to earn on everything you buy, not just a few specific categories. Here's what to know.
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