Ryan Wilcox

TMFRyanWilcox

NUMBER OF PUBLICATIONS: 55 | LAST PUBLISH DATE: 06-14-2025

Summary

Ryan is a full-time personal finance writer at Motley Fool Money. He’s been covering topics like credit cards and savings since 2022, when he began his writing career at The Points Guy. He later joined Motley Fool Money, where he continues helping people who are new to the world of personal finance. Outside of work, you’ll find Ryan watching movies, listening to music, or obsessively updating his Letterboxd account.

Ryan's Recent Articles

• These 3 Cards Can Save You $1,000+ on Your 2025 Summer Vacation
  Jun 14, 2025
  Learn about three premium travel cards that can save you over $1,000 on your next vacation.
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• Should You Open a CD Before the June Fed Meeting?
  Jun 14, 2025
  CD rates are still high, but that could change soon. Learn why opening a CD now might be a smart move.
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• The Fed Meets Next Week: Are You Ready if Rates Start Dropping?
  Jun 13, 2025
  The Fed meets next week -- find out what to do with your excess savings if interest rates start dropping soon.
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• Do Unlimited Credit Limits Really Exist? Here's the Truth About Premium Cards
  Jun 13, 2025
  Learn the truth about cards with "no preset spending limit" and how they really work.
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• Will CD Rates Fall After the Fed's June 17-18 Meeting?
  Jun 12, 2025
  CD rates are still relatively high, but they may not stay that way. See why now could be a smart time to lock in a …
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• Why You Might Be Paying a Late Fee Without Being Late
  Jun 10, 2025
  Think you paid your credit card on time but still got a late fee? Here's why it happens and how to avoid it.
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• This Is the Top High-Yield Savings Account Right Now (It Pays up to 4.40%)
  Jun 9, 2025
  Earn more on your money today with LendingClub's high-yield savings account. See how much more you could be making today.
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• You're Probably Paying an ATM Fee You Don't Need To
  Jun 8, 2025
  Most ATM fees are entirely avoidable. Here's how to switch to a bank that helps you keep more of your cash.
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• The $50,000 Credit Card Limit Myth -- and 3 Cards That Can Make It a Reality
  Jun 5, 2025
  A $50,000 credit card limit isn't a myth. It's possible, if you know where to look. Here are three cards that can get you there.
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• This Bank Pays an APY of 4.40%. Should You Switch Now?
  Jun 4, 2025
  You can earn an uber-competitive APY with a LendingClub LevelUp Savings account. Find out if it's the right time to switch today.
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• What Does a $50K Credit Limit Actually Mean -- and Should You Want One?
  Jun 3, 2025
  A $50,000 credit limit sounds great, but it's not always worth chasing. Here's what it really means -- and when it makes sense to aim …
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• Too Much in Savings? 3 Warning Signs You're Missing Out on Growth
  May 30, 2025
  You may be holding on to too much cash. Learn three of the biggest red flags -- and what to do with your money instead.
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• The One Mistake That Makes Your 0% APR Offer Useless
  May 30, 2025
  A single late payment can end your credit card's 0% intro APR offer. Here's how to avoid making that costly mistake.
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• Here's What Happens When You Withdraw $10K -- It's Not What You Think
  May 26, 2025
  Thinking of taking $10,000 out of your bank account? Here's what really happens -- and why the government will find out.
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• Why $50K in Savings Is Probably Too Much
  May 25, 2025
  Keeping too much cash in a savings account could be costing you. Find out where to put your money instead.
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• 4 Retirement Saving Rules You Can't Afford to Break
  May 25, 2025
  Start saving for your future today. Follow these four golden rules to set yourself up for retirement.
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• The Fee That Banks Count on You Forgetting
  May 24, 2025
  Overdraft fees cost Americans billions of dollars every year. Here's how to avoid them.
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• 3 Savings Accounts Paying Over 4% APY in May 2025
  May 23, 2025
  These high-yield savings accounts are offering up to 4.40% APY. Find out which one fits your needs now.
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• Only 16% of Americans Know the Best Long-Term Investment
  May 23, 2025
  Most Americans don't know where to park their money. Here's why the S&P 500 comes out on top as the best long-term investment.
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• 4 Signs You Should Skip CDs, Despite Rates Over 4%
  May 22, 2025
  CDs are offering high rates, but they may not be the best fit for you. Here's when to choose a high-yield savings account instead.
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• I'm a Gen-Z Homeowner. Here Are 3 Things I Wish I Knew Before I Bought
  May 18, 2025
  Buying my first home was exciting, but I definitely had some learning to do along the way. Find out how you can be more prepared …
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• Earn up to 6% Back on Groceries With These 3 Credit Cards
  May 17, 2025
  These credit cards can earn you up to 6% back on your next grocery trip. Find the card that works best for your wallet today.
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• History Says Now Is the Time to Open a CD
  May 17, 2025
  If history's any indication, now's the time to lock in a CD rate before interest rates fall later this year. Find out how you can …
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• My Favorite Credit Card's Offering an Easy $200 Bonus. Why Now's the Time to Apply
  May 17, 2025
  Right now, you can apply for my favorite credit card and earn an easy cash rewards bonus upon approval. Here's how.
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• I Opened a Bank Account in 30 Minutes and Made $300. Here's How You Can, Too
  May 17, 2025
  I opened a SoFi bank account in minutes and will earn a $300 bonus -- plus a competitive APY on my money. Here's how you …
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