Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 304 | LAST PUBLISH DATE: 10-12-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 29, 2026
  Sep 29, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY. But after the September Fed rate hike, we'll likely see banks raise top …
  Read More
• This 2-Year CD Earns 4.75% APY and Has No Minimum Deposit. Should You Open One Now?
  Sep 28, 2026
  Want to earn one of the best 2-year CD rates I've ever seen? Here's how to do it, plus some other great savings options available …
  Read More
• Interest Rates Are Climbing Again. Here's Where to Move Your Cash Now
  Sep 28, 2026
  High-yield savings accounts are looking even better after the Fed's latest hike. See what counts as a good rate, plus what else to do with …
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• Best High-Yield Savings Rates Today, Sept. 28, 2026: Up to 4.50% APY Available
  Sep 28, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
  Read More
• Earn 3% Back on Your Biggest Expenses: The Best Business Credit Cards This Week, Sept. 27, 2026
  Sep 27, 2026
  Ready to earn 3% back in your choice spending category? Here's the business credit card to apply for now, plus four other great picks.
  Read More
• Earn up to $400 Cash and a 6-Month APY Boost: Best Bank Account Bonuses This Week, Sept. 27, 2026
  Sep 27, 2026
  My favorite high-yield savings account is offering $50 or $400 in bonus cash and a boosted APY for up to six months. Here's how you …
  Read More
• Longest 0% Intro APR Credit Cards This Week, Sept. 27, 2026: Nearly 2 Years to Pay Down Debt Interest-Free
  Sep 27, 2026
  This week's longest 0% intro APR cards offer 21 months interest-free. Stop wasting money on interest -- finally get ahead on your debt.
  Read More
• The Amex Platinum's Bonus Offer Can Be Worth Twice the Annual Fee. See if You Qualify for It Now
  Sep 26, 2026
  The Amex Platinum has a hefty annual fee -- but its welcome bonus offer can singlehandedly cover it twice over. Here's what to know.
  Read More
• Best Savings Accounts Offering up to 4.50% APY Today, Sept. 26, 2026
  Sep 26, 2026
  Top high-yield savings accounts are still paying up to 4.50% after the Fed rate hike earlier this month. Start earning more on your savings balance …
  Read More
• Save $750+ on Your Next Trip: Best Credit Card Bonuses This Week, Sept. 26, 2026
  Sep 26, 2026
  Want a great welcome bonus on a top travel card with just a $95 annual fee? Here's where to apply now, plus a few other …
  Read More
• Chase Freedom Unlimited® vs. Chase Freedom Flex®
  Sep 25, 2026
  Chase Freedom Unlimited or Chase Freedom Flex? Compare cash back rates, bonus categories, and more to see which fits your spending.
  Read More
• Best No Annual Fee Cards
  Sep 25, 2026
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
  Read More
• Best Balance Transfer Credit Cards
  Sep 25, 2026
  Looking to pay off debt interest-free? See our top balance transfer credit cards available now, including cards with 0% intro APR for up to 21 …
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 25, 2026
  Sep 25, 2026
  The Fed held rates steady five times to start 2026, followed most recently by a rate hike. Find out where top high-yield savings accounts stand …
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• Get 130,000 Points and a Free Night: Best Credit Card Bonuses This Week, Sept. 19, 2026
  Sep 24, 2026
  This Amex-branded hotel card is offering a huge points haul and a free night reward, but it won't be around forever. Here's what to know.
  Read More
• Chase Freedom Flex vs. Bank of America® Customized Cash Rewards credit card: Which Cash Back Card Is Right for You?
  Sep 24, 2026
  Rotating 5% cash back categories or a choice 6% category for a year? Here's how to decide between the Chase Freedom Flex and Bank of …
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• Best High-Yield Savings Accounts Today, Sept. 24, 2026: Earn up to 4.50% APY
  Sep 24, 2026
  The Fed officially announced a rate hike last week. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch …
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• I Review Bank Accounts for a Living. Here's Where I'd Put $10,000
  Sep 23, 2026
  High-yield savings accounts are the best place for your cash in 2025. Here are a few of my favorites based on APY, additional perks, and …
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• The Savings Account Chase Doesn't Want You to Know About
  Sep 23, 2026
  Learn how moving your savings out of Chase's standard savings account could earn you hundreds of dollars a year in interest.
  Read More
• Get 4.75% APY for 5 Years and No Minimum Deposit Now With This CD
  Sep 23, 2026
  Want a competitive guaranteed APY for five whole years? Here's the CD worth opening now, plus a few other more flexible options.
  Read More
• I Opened a High-Yield Savings Account One Year Ago. Here's How Much I Actually Earned
  Sep 23, 2026
  I finally opened a high-yield savings account a year ago -- and I have absolutely no regrets. Here's how much I earned and how you …
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• I Review Bank Accounts for a Living. Here's Where I'd Put $10,000
  Sep 23, 2026
  High-yield savings accounts are one of the best places to put your cash in 2026. Here are a few of my favorite no-fee, high-APY options …
  Read More
• Should You Get a Balance Transfer Card? The One Question to Ask Yourself
  Sep 23, 2026
  Is a balance transfer card right for you? Here's what to know -- and my two favorite options once you decide.
  Read More
• Limited-Time Offer: Earn an Easy $250 Bonus With This No-Annual-Fee Chase Card
  Sep 23, 2026
  This Chase card is offering a limited-time bonus for no annual fee. See how the card's welcome offer and rotating 5% categories stack up today.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 23, 2026
  Sep 23, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced last week, we'll likely see banks …
  Read More