Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 255 | LAST PUBLISH DATE: 03-15-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Our Experts Just Awarded the Best Credit Card of 2026, and You May Have Never Heard of It
  Feb 25, 2026
  Our favorite credit card of 2026 flies a bit under the radar. Here's what to know about it -- and why it's a fit for …
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• Save on Uber, Dining, and More: The Best Amex Cards This Week, Feb. 25, 2026
  Feb 25, 2026
  If you're looking to save big on Uber, dining, and more this year, a top Amex card could be just what you need. Here are …
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• Earn 5% at Amazon: The Best Cash Back Cards This Week, Feb. 25, 2026
  Feb 25, 2026
  Want to save 5% on every Amazon purchase? See the credit card that can help you do it, plus our other favorite cash back picks …
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• The 3 Longest 0% Intro APR Cards of 2026: No Interest for up to 2 Years
  Feb 22, 2026
  Looking for the longest 0% intro APR you can find? Here are three great cards that can help you save for up to two whole …
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• 3 Underrated Amex Platinum Perks Frequent Travelers Should Know About
  Feb 21, 2026
  The Amex Platinum offers so many travel perks that some of them can get lost in the shuffle. Here are three underrated ones worth remembering.
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• The 3 Best Cash Back Cards Right Now (and Who Each Is For)
  Feb 20, 2026
  Looking for an easier way to rack up credit card rewards? Learn how three of my favorite cash back cards can help you do it …
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• Need a Break From Interest Payments? Here's Our Top 0% Intro APR Credit Card
  Feb 20, 2026
  Want an easier way to erase high-interest debt? Here's how you can with our favorite 0% intro APR card out there, as well as a …
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• Earn Hundreds in Simple Rewards: The Best No-Annual-Fee Cards This Week, Feb. 20, 2026
  Feb 20, 2026
  Want to skip out on pesky fees and still earn great rewards? Check out our favorite no-annual-fee cards available now to find the one right …
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• Bank of America Business Advantage Unlimited Cash Rewards Review
  Feb 19, 2026
  Want an easy way to earn rewards on all sorts of business spending? Here's why the Bank of America Business Advantage Unlimited is a great …
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• No-Annual-Fee Balance Transfer Cards That Actually Help You Get Ahead
  Feb 19, 2026
  Want an easier way to erase high-interest debt? Here's how you can get back on track with three great balance transfer cards.
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• How to See if You Qualify for an Amex Platinum Card Without Impacting Your Credit Score
  Feb 19, 2026
  The Amex Platinum comes with one of the biggest welcome bonus offers out there -- if you can qualify for it. Here's what to know …
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• Here's Why the Amex Platinum Seems Expensive but Isn't
  Feb 18, 2026
  You might think the Amex Platinum is pricey -- but when you see its full list of perks, you might change your tune. Here's what …
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• Save Thousands on Your Next Big Trip: The Best Amex Cards This Week, Feb. 18, 2026
  Feb 18, 2026
  Looking to save big on travel? This top Amex card should be one of the first places you look. Check out our favorites to see …
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• Forget About Travel Rewards: The Best Cash Back Cards This Week, Feb. 18, 2026
  Feb 18, 2026
  Earn 2% cash rewards on purchases -- or even more in select categories -- with a top cash back card. See our favorite options available …
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• This Bank of America Card Comes With a 6% Cash Back Offer and a $200 Bonus Offer
  Feb 17, 2026
  Want to earn a whopping 6% back in the spending category of your choice for a year? Learn how you can with the Bank of …
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• Here's What Happens When You Deposit More Than $5,000 in Cash
  Feb 17, 2026
  Planning a big cash deposit? Here's what to know before you go -- and the transaction amount that triggers a government report.
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• Here's What Happens When You Keep a Credit Card Open for Over 10 Years
  Feb 16, 2026
  Looking to hold onto a credit card for years, or even decades? Here's what to know about what can happen when you do, good and …
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• Here's What Happens When You Withdraw $10,000 From Your Bank Account
  Feb 14, 2026
  Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government will find out.
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• These 3 Cards Come With 0% APR Until 2027
  Feb 14, 2026
  Looking for an easier way to erase high-interest debt? Learn how you can get back on track with these three great balance transfer cards.
  Read More
• Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money Now
  Feb 14, 2026
  CD rates are a decent place to earn interest on savings, but there are a few smarter ways to grow (and protect) your money. Here …
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• Amex Blue Cash Everyday Review
  Feb 13, 2026
  Learn why the Amex Blue Cash Everyday is a great option for routine spending, offering strong cash back on groceries, gas, and online shopping for …
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• Best No Annual Fee Cards
  Feb 13, 2026
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
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• Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead
  Feb 13, 2026
  Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
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• Here's What Happens When You Withdraw $5,000 From Your Bank Account
  Feb 10, 2026
  Withdrawing $5,000 might seem simple enough, but there are a few things to keep in mind before (and after) you do it. Here's what to …
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• The No. 1 Mistake People Make With High-Yield Savings Accounts
  Feb 9, 2026
  Once you've built up your emergency fund, a high-yield savings account might not be the best place for your extra cash. Here's where to put …
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