Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 286 | LAST PUBLISH DATE: 05-09-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Here's the Biggest Reason the Chase Sapphire Preferred Beats Other Travel Cards Now
  Apr 23, 2026
  With just one perk, the Chase Sapphire Preferred can unlock over $750 in first-year value. Here's what to know.
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• 3 Credit Cards Worth Getting in Your 20s
  Apr 22, 2026
  Just because you're only in your twenties doesn't mean you can't save with credit cards. Here are three great options worth looking into today.
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• We Compared 100+ Credit Cards -- Here's the Best Balance Transfer Card for April 2026
  Apr 22, 2026
  This Bank of America card card is our favorite way to save on interest and earn rewards at the same time. Here's how to know …
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• The Easy Way to Avoid Late Payments in 2026 (It's Not Just Autopay)
  Apr 21, 2026
  Autopay alone might not save you from late payments. Here's how to build a system that actually works in a few simple steps.
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• Still Paying 20% Interest? These Balance Transfer Cards Can Help You Stop
  Apr 21, 2026
  Struggling with credit card debt? These three cards offer 0% intro APR on balance transfers -- and can earn valuable cash back at the same …
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• This Little-Known Citi Card Offers 30,000 Bonus Points and 3X at Supermarkets -- With No Annual Fee
  Apr 21, 2026
  This Citi card has sneakily become of our favorite ways to save on groceries and more. Here's what to know.
  Read More
• 5 Unique Perks of the Amex Platinum Card
  Apr 19, 2026
  The Amex Platinum's annual fee sounds steep -- until you look at the full list of perks. Here are five unique benefits that can help …
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• 3 Top 0% Intro APR Credit Cards You Can Get Right Now: April 2026
  Apr 18, 2026
  Learn how landing a top 0% intro APR credit card can help you save on debt -- and earn valuable rewards -- today.
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• Here's When the Amex Platinum's $895 Annual Fee Actually Makes Sense
  Apr 18, 2026
  Learn when the Amex Platinum's $895 annual fee is worth it, and how to tell if its perks match your spending and lifestyle.
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• Save on Your Next Big Purchase: Get 0% APR for 21 Months With This Card
  Apr 17, 2026
  This Wells Fargo card is one of the best ways we've found to save on a big upcoming purchase. Read on to learn why we …
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• Get a Top 2% Flat-Rate Earner: The Best No-Annual-Fee Cards This Week, April 17, 2026
  Apr 17, 2026
  Want to earn 2% on purchases wherever you go? Here's the credit card to get, plus our other no-annual-fee favorites available now.
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• The Amex Platinum Is the 'It Card' Everyone's Talking About in 2026
  Apr 16, 2026
  The Amex Platinum has been around for decades, but it's still one of the best travel cards out there. Here's how to know if it's …
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• Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: April 2026
  Apr 16, 2026
  Want to earn top dollar on your $10,000 in savings? Here are three great high-yield savings accounts to look into.
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• Monarch Money vs. Rocket Money
  Apr 14, 2026
  Rocket Money or Monarch Money? Read our full comparison to see which budgeting app fits your lifestyle and spending habits best.
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• Capital One Venture Review
  Apr 13, 2026
  With an impressive welcome bonus and unlimited 2x miles earning potential, the Capital One Venture Card is a standout pick. Read our full review to …
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• Here's What Happens When You File for Bankruptcy
  Apr 11, 2026
  Learn how filing for bankruptcy affects your debt, credit score, and overall finances -- plus what to expect during the process.
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• The Balance Transfer Card I'd Tell a Friend to Get Right Now
  Apr 11, 2026
  Want to save you on credit card debt for almost two whole years? Here's the balance transfer credit card worth applying for today.
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• I Opened a High-Yield Savings Account One Year Ago. Here's How Much I Actually Earned
  Apr 10, 2026
  I finally opened a high-yield savings account a year ago -- and I have absolutely no regrets. Here's how much I earned and how you …
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• How Long Can You Actually Pause Interest With a Balance Transfer Card?
  Apr 9, 2026
  Learn how long you can pay 0% interest with a top balance transfer credit card, plus how to choose the right one for you today.
  Read More
• J.P. Morgan Investing Promotions
  Apr 7, 2026
  If you're already banking with Chase, J.P. Morgan and its investing promotions is a pretty easy sell. Here's what to know and how much you …
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• How Long Does It Take to Improve Your Credit Score? Here's What to Know
  Apr 7, 2026
  Trying to level up your credit? Learn how long it takes to improve your score -- and what you can do now to get started.
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• The 3 Most Practical Reasons to Have a Credit Card Even if You Never Use It
  Apr 6, 2026
  Learn why keeping a credit card open, even if you rarely use it, can help your credit score, improve financial flexibility, and more today.
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• Here's Why Your Checking Account Is a Terrible Place to Save Money
  Apr 6, 2026
  If you're keeping thousands of dollars in your checking account, you're missing out on easy money. Here's where to put your cash instead.
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• Are CD Ladders Worth It in April 2026?
  Apr 5, 2026
  Want to earn more on your savings the easy way? Learn how a CD ladder works and how it can earn you serious cash this …
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• Best No Annual Fee Cards
  Apr 2, 2026
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
  Read More