Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 333 | LAST PUBLISH DATE: 07-31-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 14, 2026
  Jul 14, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• Best High-Yield Savings Accounts Today, July 13, 2026: Earn up to 4.50% APY
  Jul 13, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
  Read More
• Wells Fargo Active Cash vs. Citi Double Cash: Which Flat-Rate Card Wins Out?
  Jul 12, 2026
  Both the Wells Fargo Active Cash vs. Citi Double Cash offer 2% rewards, but the bonus, benefits, and payout rules differ. Here's how to pick …
  Read More
• Longest 0% Intro APR Credit Cards This Week, July 12, 2026: Don't Waste Another Penny on Interest
  Jul 12, 2026
  Get up to 21 months of 0% intro APR with this week's top options. Stop wasting payments on interest -- make real progress toward paying …
  Read More
• Amex Platinum vs. Chase Sapphire Reserve: The Winner Might Surprise You in July 2026
  Jul 11, 2026
  The Amex Platinum and the Chase Sapphire Reserve: Which premium card should you add to your wallet this year? Here's what to know.
  Read More
• We Compared 100+ Credit Cards -- Here's the One We'd Give to Someone Deep in Debt
  Jul 11, 2026
  We compared 100+ credit cards to find the best one for paying off debt. This Wells Fargo card, with an intro APR period last nearly …
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 11, 2026
  Jul 11, 2026
  The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to …
  Read More
• Discover it® Student Cash Back Review
  Jul 10, 2026
  Read our review of the Discover it® Student Cash Back card to learn why it's the perfect card for students beginning their credit journey.
  Read More
• Here's What Happens When You Pay Down $5,000 in Credit Card Debt at Once -- and What to Do Next
  Jul 10, 2026
  Just paid off $5,000 in credit card debt? Learn whether to close your old card, how long your score takes to update, and what to …
  Read More
• 3 Top No-Annual-Fee Cards You Can Apply for Right Now: July 2026
  Jul 10, 2026
  No annual fee? No problem. These three inexpensive cards offer some of the best cash back rates you can find. Here's what to know.
  Read More
• The BankAmericard's 21-Month Intro APR Offer Is Impressive. But Is It the Right Card for You?
  Jul 10, 2026
  The BankAmericard offers one of the longest 0% runways you can find -- but it's not right for everyone. Here's how to know if it's …
  Read More
• Best High-Yield Savings Rates Today, July 10, 2026: Up to 4.50% APY Still on Offer
  Jul 10, 2026
  The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
  Read More
• How to See if You Qualify for an Amex Platinum Card Without Impacting Your Credit Score
  Jul 9, 2026
  The Amex Platinum comes with one of the biggest welcome bonus offers out there -- if you can qualify for it. Here's what to know …
  Read More
• Here's How the Amex Platinum Can Pay for Its Annual Fee 5 Times Over in 2026
  Jul 9, 2026
  The Amex Platinum's annual fee sounds steep -- until you do the math. Here's how the card can deliver $5,000+ in first-year value in 2026.
  Read More
• What Happens if You Don't Pay Off a Balance Transfer Before the Intro Period Ends?
  Jul 9, 2026
  Leave a balance unpaid when your intro period ends, and it can bite you fast. See what happens next, and how the right card can …
  Read More
• I Compared Every Major Cash Back Card. Here's the One That Actually Wins
  Jul 9, 2026
  This Wells Fargo card earns 2% on purchases with a $0 annual fee. See how it stacks up against three other top cash back cards.
  Read More
• Best Savings Accounts Offering up to 4.50% APY Today, July 9, 2026
  Jul 9, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
  Read More
• Best No Annual Fee Cards
  Jul 8, 2026
  Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
  Read More
• J.P. Morgan Investing Promotions
  Jul 8, 2026
  If you're already banking with Chase, J.P. Morgan and its investing promotions is a pretty easy sell. Here's what to know and how much you …
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 8, 2026
  Jul 8, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• Earn 6% Back in a Category of Your Choice: Best Cash Back Cards This Month, July 2026
  Jul 7, 2026
  This no-annual-fee card gets you 6% cash back in a category of your choice for your first year. Here's what to know, plus four other …
  Read More
• Save 3% on Dining and More: The Best No-Annual-Fee Cards This Month, July 2026
  Jul 7, 2026
  Not every credit card costs you an arm and a leg to earn solid rewards. Here are my favorite no-annual-fee options available in July.
  Read More
• Best High-Yield Savings Accounts Today, July 7, 2026: Earn up to 4.50% APY
  Jul 7, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
  Read More
• Move Over, Amex Platinum: This Top-Rated Travel Card Is $800 Cheaper
  Jul 6, 2026
  This top Chase card costs $800 less a year than the Amex Platinum. See how these cards compare on perks, earning rates, welcome offers, and …
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 6, 2026
  Jul 6, 2026
  The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to …
  Read More