- Motley Fool Money Authors
- Ryan Wilcox
Ryan Wilcox
Full-Time Personal Finance Writer | TMFRyanWilcox
Expertise
Credit cards, banking, investing, insurance, personal loans
NUMBER OF PUBLICATIONS: 262 | LAST PUBLISH DATE: 03-18-2026
Past Experience
Content Writer, The Points Guy
Summary
Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.
Ryan's Recent Articles
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Here's What Happens When You Deposit More Than $5,000 in Cash
Feb 17, 2026
Planning a big cash deposit? Here's what to know before you go -- and the transaction amount that triggers a government report.
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Here's What Happens When You Keep a Credit Card Open for Over 10 Years
Feb 16, 2026
Looking to hold onto a credit card for years, or even decades? Here's what to know about what can happen when you do, good and …
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Here's What Happens When You Withdraw $10,000 From Your Bank Account
Feb 14, 2026
Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government will find out.
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Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money Now
Feb 14, 2026
CD rates are a decent place to earn interest on savings, but there are a few smarter ways to grow (and protect) your money. Here …
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Amex Blue Cash Everyday Review
Feb 13, 2026
Learn why the Amex Blue Cash Everyday is a great option for routine spending, offering strong cash back on groceries, gas, and online shopping for …
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Best No Annual Fee Cards
Feb 13, 2026
Looking for valuable rewards without the cost? Read our picks for the best no-annual-fee credit cards that offer big rewards, flexible perks, and straightforward value.
Read More
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Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead
Feb 13, 2026
Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
Read More
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Here's What Happens When You Withdraw $5,000 From Your Bank Account
Feb 10, 2026
Withdrawing $5,000 might seem simple enough, but there are a few things to keep in mind before (and after) you do it. Here's what to …
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The No. 1 Mistake People Make With High-Yield Savings Accounts
Feb 9, 2026
Once you've built up your emergency fund, a high-yield savings account might not be the best place for your extra cash. Here's where to put …
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3 Savings Accounts Crushing Wells Fargo on Interest Rates
Feb 7, 2026
A Wells Fargo savings account might be one of the worst places to keep your money in 2026. Here are three great alternatives.
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Guide to Wells Fargo Rewards
Feb 4, 2026
Read our guide to Wells Fargo Rewards to learn the pros and cons of its credit card program and how to redeem your points and …
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Wells Fargo Autograph Card Review
Feb 2, 2026
The Wells Fargo Autograph Card is a great option for budget-conscious rewards seekers. Read our full Wells Fargo Autograph review to learn if it's right …
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Wells Fargo Active Cash® Card vs. Wells Fargo Autograph® Card
Feb 2, 2026
Looking for a valuable rewards card without an annual fee? Read our full comparison of the Wells Fargo Active Cash® and Wells Fargo Autograph® cards …
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Bank Without Worry at the 10 Safest Banks in the U.S.
Feb 2, 2026
Explore the top 10 safest banks in the U.S. and uncover the key features that make them secure, from FDIC insurance to cutting-edge security measures.
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Wells Fargo Active Cash® Card vs. Wells Fargo Reflect® Card
Feb 2, 2026
Read our comparison of the Wells Fargo Active Cash and Wells Fargo Reflect cards to learn which is right for your wallet.
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Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead
Jan 30, 2026
Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
Read More
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How Much Car Insurance Coverage Do You Really Need?
Jan 28, 2026
Need help with car insurance? Learn how much coverage you really need based on your state laws, finances, and risk level.
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3 Safe Ways to Earn 4%+ on Your Retirement Savings
Jan 27, 2026
Looking to protect your nest egg as you head into retirement? Here are three great ways to do it while still earning a solid return.
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Why $50K in Savings Is Probably Too Much
Jan 26, 2026
Once you've built up a solid emergency fund, a standard savings account is one of the worst places to put excess cash. Here's where to …
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Here's How Much Money You Can Make With $10,000 in a High-Yield Savings Account
Jan 22, 2026
Still keeping your $10,000 in a traditional savings account? Learn how one simple switch can earn you hundreds more in interest every year.
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Most Americans Are Getting Ripped Off by Their Bank -- Are You One of Them?
Jan 22, 2026
Learn how moving your savings out of a big bank could earn you hundreds of dollars a year in additional interest.
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3 Little-Known Perks of Having a Credit Score of 750+
Jan 19, 2026
A credit score of 750 or higher can save you serious money and unlock valuable financial perks. Here are three little-known benefits of excellent credit.
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Here's What Happens if You Never Cancel a Credit Card
Jan 18, 2026
Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and …
Read More
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3 Savings Accounts Crushing Chase on Interest Rates
Jan 18, 2026
From an earnings perspective, a Chase savings account is one of the worst places to keep your money. Here are three great alternatives.
Read More
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Have Lots of Money in Your Checking Account? Here Are 5 Better Places to Keep Your Cash
Jan 17, 2026
Keeping too much cash in your checking account could be costing you in the long run. Here are five better places to keep your money …
Read More
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