Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 333 | LAST PUBLISH DATE: 07-31-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Here's How the Amex Blue Cash Preferred Can Pay for Its Annual Fee 9 Times Over in 2026
  Jul 5, 2026
  The Amex Blue Cash Preferred has a modest annual fee after the first year, but its perks make the card worth the cost almost 10 …
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• The Best Online Brokerages of July 2026: No Account Minimums and $0 Trades
  Jul 5, 2026
  These three brokerages all offer $0 trades and no account minimums in July 2026. See which brokerage fits your investing style best.
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• Longest 0% Intro APR Credit Cards This Week, July 5, 2026: Earn Your Post-Holiday Freedom From Debt
  Jul 5, 2026
  This week's top 0% intro APR cards offer up to 21 months interest-free. Stop letting interest eat your payments -- start making real progress instead.
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• Best High-Yield Savings Rates Today, July 4, 2026: Up to 4.50% APY Still Available
  Jul 4, 2026
  The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
  Read More
• I Made $850+ Last Year Just From My Savings Account
  Jul 3, 2026
  A high-yield savings account can pay you hundreds more a year than a savings account with an average yield. See how the math worked out …
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• 5 Benefits of the Capital One Venture X Rewards Credit Card
  Jul 3, 2026
  Want a premium travel card without a bunch of complex perks? The Venture X delivers five standout benefits at a reasonable annual fee. Here's what …
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• Our 3 Favorite Balance Transfer Cards With No Annual Fee
  Jul 3, 2026
  The best no-annual-fee balance transfer cards are offering up to 21 months of 0% intro APR. Here are the three we'd recommend today.
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• Best Savings Accounts Offering up to 4.50% APY Today, July 3, 2026
  Jul 3, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 2, 2026
  Jul 2, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• Best High-Yield Savings Account Rates Today, July 1, 2026: Up to 5.00% APY
  Jul 1, 2026
  Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we enter the back half of 2026.
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• Here's Why I'm Not Putting Any Money Into Savings Right Now
  Jun 30, 2026
  Learn how putting cash into CDs instead of a savings account can help you rack up interest and better protect your earnings.
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• Best High-Yield Savings Accounts Today, June 30, 2026: Earn up to 5.00% APY
  Jun 30, 2026
  The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to …
  Read More
• Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Review
  Jun 29, 2026
  Want an easy way to earn rewards on all sorts of business spending? Here's why the Bank of America Business Advantage Unlimited is a great …
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• BankAmericard® credit card Review
  Jun 29, 2026
  Learn how the BankAmericard can help you pay down debt with a long 0% intro APR -- and whether it's the right debt-erasing option for …
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• Wells Fargo Autograph® Card Review
  Jun 29, 2026
  The Wells Fargo Autograph Card is a great option for budget-conscious rewards seekers. Read our full Wells Fargo Autograph review to learn if it's right …
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• Top High-Yield Savings Accounts Offering up to 5.00% APY Today, June 29, 2026
  Jun 29, 2026
  The June Fed meeting has come and gone with no change to rates. Top HYSAs continue to offer up to 5.00% APY. Find out more.
  Read More
• How to Invest in SpaceX Stock: A Step-by-Step Guide to Buying SPCX
  Jun 27, 2026
  Want to buy SpaceX stock? Here's a step-by-step guide to purchasing your first shares, plus how to find the right brokerage for you.
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• Best High-Yield Savings Rates Today, June 27, 2026: Up to 5.00% APY Still Available
  Jun 27, 2026
  The best high-yield savings accounts continue to offer up to 5.00% APY after the Fed held rates steady again this month. Find out more.
  Read More
• Capital One Venture Rewards Credit Card Review
  Jun 26, 2026
  With an impressive welcome bonus and unlimited 2x miles earning potential, the Capital One Venture Card is a standout pick. Read our full review to …
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• Best Savings Account Rates Today, June 26, 2026: Up to 5.00% APY
  Jun 26, 2026
  Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster …
  Read More
• Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, June 25, 2026
  Jun 25, 2026
  Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we head toward the back half of 2026.
  Read More
• Citi Simplicity® Card vs. Citi Double Cash® Card
  Nov 14, 2024
  Learn how the Citi Simplicity Card and Citi Double Cash compare on rewards, fees, and intro APR offers to find the right card for you.
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• Barclays Tiered Savings Review
  Jun 24, 2026
  Barclays Tiered Savings offers a top-tier APY with no monthly fees or minimums. Read our review to see if it's the right high-yield savings account …
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• Best High-Yield Savings Accounts Today, June 24, 2026: Earn up to 5.00% APY
  Jun 24, 2026
  The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to …
  Read More
• Chase Freedom Unlimited vs. Wells Fargo Active Cash® Card
  Jun 23, 2026
  Looking for one of the best cash rewards cards out there? Learn how the Chase Freedom Unlimited® and Wells Fargo Active Cash® compare.
  Read More