Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 255 | LAST PUBLISH DATE: 03-16-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• 3 Savings Accounts Crushing Wells Fargo on Interest Rates
  Feb 7, 2026
  A Wells Fargo savings account might be one of the worst places to keep your money in 2026. Here are three great alternatives.
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• Guide to Wells Fargo Rewards
  Feb 4, 2026
  Read our guide to Wells Fargo Rewards to learn the pros and cons of its credit card program and how to redeem your points and …
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• Wells Fargo Autograph Card Review
  Feb 2, 2026
  The Wells Fargo Autograph Card is a great option for budget-conscious rewards seekers. Read our full Wells Fargo Autograph review to learn if it's right …
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• Wells Fargo Active Cash® Card vs. Wells Fargo Autograph® Card
  Feb 2, 2026
  Looking for a valuable rewards card without an annual fee? Read our full comparison of the Wells Fargo Active Cash® and Wells Fargo Autograph® cards …
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• Bank Without Worry at the 10 Safest Banks in the U.S.
  Feb 2, 2026
  Explore the top 10 safest banks in the U.S. and uncover the key features that make them secure, from FDIC insurance to cutting-edge security measures.
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• Wells Fargo Active Cash® Card vs. Wells Fargo Reflect® Card
  Feb 2, 2026
  Read our comparison of the Wells Fargo Active Cash and Wells Fargo Reflect cards to learn which is right for your wallet.
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• Chase Freedom Unlimited vs. Wells Fargo Active Cash Card
  Feb 2, 2026
  Looking for one of the best cash rewards cards out there? Learn how the Chase Freedom Unlimited® and Wells Fargo Active Cash® compare.
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• Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead
  Jan 30, 2026
  Looking for a better place to keep your cash than under the mattress? Here are three great ways to save while earning a solid return.
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• How Much Car Insurance Coverage Do You Really Need?
  Jan 28, 2026
  Need help with car insurance? Learn how much coverage you really need based on your state laws, finances, and risk level.
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• 3 Safe Ways to Earn 4%+ on Your Retirement Savings
  Jan 27, 2026
  Looking to protect your nest egg as you head into retirement? Here are three great ways to do it while still earning a solid return.
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• Why $50K in Savings Is Probably Too Much
  Jan 26, 2026
  Once you've built up a solid emergency fund, a standard savings account is one of the worst places to put excess cash. Here's where to …
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• Here's How Much Money You Can Make With $10,000 in a High-Yield Savings Account
  Jan 22, 2026
  Still keeping your $10,000 in a traditional savings account? Learn how one simple switch can earn you hundreds more in interest every year.
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• Most Americans Are Getting Ripped Off by Their Bank -- Are You One of Them?
  Jan 22, 2026
  Learn how moving your savings out of a big bank could earn you hundreds of dollars a year in additional interest.
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• 3 Little-Known Perks of Having a Credit Score of 750+
  Jan 19, 2026
  A credit score of 750 or higher can save you serious money and unlock valuable financial perks. Here are three little-known benefits of excellent credit.
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• Here's What Happens if You Never Cancel a Credit Card
  Jan 18, 2026
  Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and …
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• 3 Savings Accounts Crushing Chase on Interest Rates
  Jan 18, 2026
  From an earnings perspective, a Chase savings account is one of the worst places to keep your money. Here are three great alternatives.
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• Have Lots of Money in Your Checking Account? Here Are 5 Better Places to Keep Your Cash
  Jan 17, 2026
  Keeping too much cash in your checking account could be costing you in the long run. Here are five better places to keep your money …
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• Chase Freedom Unlimited vs. Discover It Cash Back
  Jan 15, 2026
  Learn how the Chase Freedom Unlimited and Discover it Cash Back compare on rewards, welcome bonuses, and more to see which is right for you.
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• Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest
  Jan 15, 2026
  If you're still keeping your money in a Wells Fargo savings account, you're missing out. Here's what to make hundreds more a year with one …
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• Here's How Much $10,000 Can Earn You in a Savings Account
  Jan 9, 2026
  Your $10,000 in a traditional savings account is probably earning next to nothing. Here's how much more you can make with a high-yield savings account.
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• Monarch Money vs. Rocket Money
  Jan 5, 2026
  Rocket Money or Monarch Money? Read our full comparison to see which budgeting app fits your lifestyle and spending habits best.
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• How to Open a Fidelity Account
  Dec 30, 2025
  Want to start investing with Fidelity? Learn how easy it is to open an account today and start buying and selling in minutes.
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• Here's What Happens When Your Credit Score Reaches 850
  Dec 25, 2025
  A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.
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• SoFi Active Investing vs. Robinhood
  Dec 19, 2025
  Learn how SoFi Active Investing and Robinhood compare on fees, investments, and account types so you can choose the right broker for you.
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• Rocket Money Review
  Dec 18, 2025
  Rocket Money helps track spending, cancel subscriptions, and automate savings, all for a super low cost. Read our full Rocket Money review to see if …
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