- Motley Fool Money Authors
- Ryan Wilcox
Ryan Wilcox
Full-Time Personal Finance Writer | TMFRyanWilcox
Expertise
Credit cards, banking, investing, insurance, personal loans
NUMBER OF PUBLICATIONS: 306 | LAST PUBLISH DATE: 10-13-2026
Past Experience
Content Writer, The Points Guy
Summary
Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.
Ryan's Recent Articles
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I Review Bank Accounts for a Living. Here's Where I'd Put $10,000
Sep 23, 2026
High-yield savings accounts are one of the best places to put your cash in 2026. Here are a few of my favorite no-fee, high-APY options …
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Should You Get a Balance Transfer Card? The One Question to Ask Yourself
Sep 23, 2026
Is a balance transfer card right for you? Here's what to know -- and my two favorite options once you decide.
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Limited-Time Offer: Earn an Easy $250 Bonus With This No-Annual-Fee Chase Card
Sep 23, 2026
This Chase card is offering a limited-time bonus for no annual fee. See how the card's welcome offer and rotating 5% categories stack up today.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 23, 2026
Sep 23, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced last week, we'll likely see banks …
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Ally Bank Review
Sep 22, 2026
Is Ally Bank worth it in 2026? See its products, perks, fees, and more to find out if it's right for you.
Read More
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Best High-Yield Savings Rates Today, Sept. 22, 2026: Up to 4.50% APY Still on Offer
Sep 22, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
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Need to Hit Pause on Credit Card Debt? Another Card Could Be the Answer
Sep 22, 2026
Dealing with high-interest debt? Here's the type of credit card you need to get rid of it, plus my favorite one available now.
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Best Savings Accounts Offering up to 4.50% APY Today, Sept. 21, 2026
Sep 21, 2026
Top high-yield savings accounts are still paying up to 4.50% after last week's Fed rate hike. Start earning more on your savings balance today.
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These Credit Cards Can Save You Thousands -- and They Don't Even Earn Rewards. Here's How
Sep 20, 2026
Great earning rates aren't the only way a credit card can save you money. See how these cards can help you save instead.
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Get 1.5% Back on All Your Expenses: The Best Business Credit Cards This Week, Sept. 20, 2026
Sep 20, 2026
Want to earn a great flat rate on all types of business expenses? Here's the card to get today, plus a few other favorites available …
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Longest 0% Intro APR Credit Cards This Week, Sept. 20, 2026: Up to 21 Months Interest-Free to Break the Cycle
Sep 20, 2026
This week's longest 0% intro APR cards give you up to 21 months interest-free. Stop paying interest and finally make real progress on your debt.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 19, 2026
Sep 19, 2026
The Fed held rates steady five times to start 2026, followed most recently by a rate hike. Find out where top high-yield savings accounts stand …
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Credit Card APRs Are About to Go Up. Here's What to Do if You're in Debt
Sep 18, 2026
Credit card APRs are climbing. Here's how to save with a balance transfer card -- and what to check before you apply.
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Best High-Yield Savings Accounts Today, Sept. 18, 2026: Earn up to 4.50% APY
Sep 18, 2026
The Fed officially announced a rate hike earlier this week. Top HYSAs continue to offer up to 4.50% APY, but we could see that number …
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Is the Amex Platinum Worth the Massive Annual Fee? Here's My Honest Answer
Sep 17, 2026
The Amex Platinum's annual fee sounds steep -- until you do the math. Here's how the card can cover its annual cost several times over.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 17, 2026
Sep 17, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced yesterday, we may see banks raise …
Read More
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Best High-Yield Savings Rates Today, Sept. 16, 2026: APYs up to 4.50% Before the Fed Decision
Sep 16, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
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I Carry 5 Credit Cards. Here's the One I Reach for the Most
Sep 16, 2026
I carry a total of five credit cards, but I use one of them the most by far. Here's why you should get it today.
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Best Savings Accounts Offering up to 4.50% APY Today, Sept. 15, 2026
Sep 15, 2026
Top high-yield savings accounts are still paying up to 4.50% APY leading up to this week's Fed meeting. Start earning more on your savings balance …
Read More
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Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 14, 2026
Sep 14, 2026
The Fed has held rates steady five times so far in 2026, but what will happen with rates this week? Find out where top high-yield …
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Top High-Yield Savings Accounts Available Today, Sept. 12, 2026: Get up to 4.50% APY
Sep 12, 2026
The Fed meets next week to discuss rates, with a hike the most likely outcome. Top HYSAs continue to offer up to 4.50% APY in …
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Barclays CD Rates
Sep 11, 2026
Looking to explore Barclays' CD offerings? Learn about current APYs, terms, and how they compare to other banks today.
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What's the Easiest Business Credit Card to Get?
Sep 11, 2026
Struggling to get approved for a business credit card? Here's when a secured business card might be the right choice, plus an alternative.
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Best High-Yield Savings Accounts Today, Sept. 11, 2026: Earn up to 4.50% APY
Sep 11, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY leading up to the Fed meeting next week. Find out more.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 10, 2026
Sep 10, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
Read More
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