- Motley Fool Money Authors
- Ryan Wilcox
Ryan Wilcox
Full-Time Personal Finance Writer | TMFRyanWilcox
Expertise
Credit cards, banking, investing, insurance, personal loans
NUMBER OF PUBLICATIONS: 193 | LAST PUBLISH DATE: 10-27-2025
Past Experience
Content Writer, The Points Guy
Summary
Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.
Ryan's Recent Articles
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I Dropped My Wells Fargo Savings Account. Now I'm Earning $758 More a Year in Interest
Aug 19, 2025
I moved my savings from Wells Fargo to SoFi, and now I'm earning hundreds more in interest each year. See how you can do the …
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Your Chase Savings Account Could Be Costing You a New Pair of AirPods Every Year. Here's How
Aug 18, 2025
Chase's savings account pays just 0.01% APY. See how switching to a high-yield savings account could get you hundreds of dollars more a year.
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The Best Financial Decision I've Made in Years Only Took Me 30 Minutes
Aug 15, 2025
I switched savings accounts in about a half hour and started earning hundreds more per year in interest. Here's how you can do the same.
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Here's Why Americans Are Moving Their Savings Out of Big Banks This Summer
Aug 12, 2025
Your big bank is probably paying you next to nothing in interest. Learn why Americans are switching to high-yield savings accounts.
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Leaving $10,000 in a Chase Savings Account Could Cost You $400 a Year
Aug 11, 2025
Leaving $10,000 in a Chase savings account means you could be missing out on $400 a year in interest. Learn how to earn more today.
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Want a Personal Loan? Get Prequalified Without Hurting Your Credit
Aug 10, 2025
Prequalification lets you see what kind of loan you might qualify for -- without impacting your credit score. Learn why it's a smart first step …
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Keeping Your Savings in a Wells Fargo Account Could Cost You a Flight Every Year
Aug 9, 2025
Wells Fargo's savings account pays just 0.01% APY. See how switching to a high-yield savings account could earn you hundreds more per year.
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Prequalified vs. Pre-Approved: Don't Mix These Up for Your Loan
Aug 8, 2025
Prequalification is a smart way to check out all your loan options -- without hurting your credit. See how it compares to pre-approval now.
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4 Reasons to Take Out a Personal Loan in 2025
Aug 7, 2025
Personal loans can help consolidate debt, cover emergencies, and finance large purchases. Learn when it makes sense to apply for one.
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Rocket Money Promises to Make Budgeting Easy. Does It Deliver?
Aug 5, 2025
Rocket Money has a handful of great tools designed to help you save. Here's what you'll get for as low as $6 a month.
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Balance Transfer or Personal Loan: Which Crushes Debt Faster?
Aug 4, 2025
Want to erase debt fast? Learn whether a balance transfer or personal loan will save you more today.
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I Lost $700 a Year in Interest With My Wells Fargo Savings Account. Why I Finally Made the Switch
Aug 3, 2025
I moved my savings from Wells Fargo to SoFi, and now I'm earning hundreds more in interest each year. See how you can do the …
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Is Rocket Money Worth Paying For? Here's What You Really Get
Aug 2, 2025
Rocket Money Premium costs as little as $6 a month. Here's a breakdown of what you get and whether it's worth the price.
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3 Little-Known Perks of Having a High Credit Score
Aug 1, 2025
A credit score of 750 or higher can save you serious money and unlock valuable financial perks. Here are three surprising benefits of excellent credit.
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Want to Dump Your Debt? Here's When to Use a Balance Transfer vs. a Loan
Jul 29, 2025
Looking to erase debt fast? Here's when to use a balance transfer or a personal loan to save the most money possible.
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3 Signs You're Ready for a Premium Credit Card
Jul 25, 2025
Wondering if you can justify getting a premium credit card? Here are three signs you're ready to apply and make the most of its perks.
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Why I Moved My Savings and Started Earning 10x More
Jul 25, 2025
Traditional savings accounts pay just 0.38% APY on average. Learn how switching to a high-yield savings account could earn you hundreds more each year.
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Here's What Happens When Your Credit Score Reaches 850
Jul 22, 2025
Hitting an 850 credit score is impressive, but is it necessary? Learn what it means and how it can impact your life -- or not.
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3 Little‑Known Perks You Only Get With a High‑End Credit Card
Jul 19, 2025
These underrated premium card perks can save you hundreds on travel. See which high-end cards offer the best hidden benefits.
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I Just Closed My Wells Fargo Bank Account for Good. Here's Why
Jul 16, 2025
I ditched Wells Fargo for SoFi to earn a $300 bonus and a higher APY. Here's how you can make the switch, too.
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Here's How Much $20,000 Would Earn in a 6-Month CD Right Now
Jul 16, 2025
A 6-month CD could earn you nearly $400 on a $20,000 deposit. Find out if it's worth locking in a rate now.
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Ranked: The 3 Best Places to Put Your Money in July 2025
Jul 16, 2025
Looking to build wealth and avoid debt? Start with these three smart money moves you can make today.
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I Keep $20K in My SoFi Savings Account. Here's How Much I'll Make in Interest This Year
Jul 15, 2025
I moved $20,000 into a SoFi savings account -- and it's making hundreds more than my old bank ever did. Here's what I earn now.
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Here's How Much You Can Earn on CDs With $20,000 in Savings
Jul 14, 2025
See how much interest you could earn by putting $20,000 into a CD -- plus where to find the best rates right now.
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If You See This on Your Bank Statement, It's Time to Switch Accounts
Jul 13, 2025
Still paying overdraft fees? Here's what to watch for -- and how switching banks can help you avoid them for good.
Read More
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