Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 259 | LAST PUBLISH DATE: 03-17-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• How to Open a Fidelity Account
  Dec 30, 2025
  Want to start investing with Fidelity? Learn how easy it is to open an account today and start buying and selling in minutes.
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• Here's What Happens When Your Credit Score Reaches 850
  Dec 25, 2025
  A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.
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• SoFi Active Investing vs. Robinhood
  Dec 19, 2025
  Learn how SoFi Active Investing and Robinhood compare on fees, investments, and account types so you can choose the right broker for you.
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• Rocket Money Review
  Dec 18, 2025
  Rocket Money helps track spending, cancel subscriptions, and automate savings, all for a super low cost. Read our full Rocket Money review to see if …
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• 3 Places You Should Never Keep Your Emergency Savings Fund
  Dec 16, 2025
  Your emergency fund should be accessible to you at all times -- but it should be earning a decent return, too. Here are three places …
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• 3 Savings Accounts Crushing Wells Fargo on Interest Rates
  Dec 14, 2025
  From an earnings perspective, a Wells Fargo savings account is one of the worst places to keep your money. Here are three great alternatives.
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• 6 Amazing Costco Buys for Under $15
  Dec 14, 2025
  Want to save money on all sorts of items at Costco? Check out this list of great Costco buys for under $15.
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• Here's What Happens When You Pay Your Credit Card Bill Every Week
  Dec 13, 2025
  Paying off your credit card every week definitely isn't a must -- but it comes with some sweet upsides you may not have heard about. …
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• 6 Little-Known Perks of Dollar Store Shopping
  Dec 13, 2025
  Dollar stores are known as one of the best ways to save on shopping -- but there are a few hidden upsides you might not …
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• Barclays CD Rates
  Dec 12, 2025
  Looking to explore Barclays' CD offerings? Learn about current APYs, terms, and how they compare to other banks today.
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• 6 Ways to Stop Wasting Money at the Supermarket for Good
  Dec 11, 2025
  It can be hard to stay disciplined on an empty stomach. Here are a few simple tips to save money on your next grocery run, …
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• 7 Valid Reasons to Dispute a Charge On Your Credit Card
  Dec 11, 2025
  You can dispute credit card transactions and get your money back in some situations. Learn about the valid reasons to dispute a charge on your …
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• 7 Things You Should Never Do Following an Auto Accident
  Dec 11, 2025
  Auto accidents can be dangerous, costly, and traumatic. Here's what not to do if you're involved in one.
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• 7 Small Changes That Can Improve Your Finances in a Big Way
  Dec 11, 2025
  Don't let your current financial situation get you down -- it isn't forever. Learn about some habit changes that may help you improve your finances.
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• I Review Bank Accounts for a Living. Here's Where I'd Put $10,000
  Dec 9, 2025
  High-yield savings accounts are one of the best places to put your cash in 2026. Here are a few of my favorite no-fee, high-APY options …
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• 10 Things You Should Always Buy at a Dollar Store
  Dec 7, 2025
  A dollar store is one of the easiest ways to save on everyday purchases of all kinds. Here are 10 items you should only buy …
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• 7 Little-Known Perks of Flying Business Class
  Dec 7, 2025
  Flying business class gets you more than just a comfy seat. Here are seven perks of business class you might not know about.
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• 7 Little-Known Income Sources the IRS Expects a Piece Of
  Dec 6, 2025
  Your primary income probably isn't the only thing you'll get taxed on next year. Here are seven other ways the IRS might eat into your …
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• 7 Habits of the Super Rich You Can Adopt Today
  Dec 6, 2025
  The super-rich aren't just smart with money -- they also spend time building relationships and working on themselves. Here's what to know.
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• 6 Smart Money Habits to Start in 2026
  Dec 6, 2025
  Just a few small changes in your spending and saving habits can make all the difference. Here are six smart money habits to start today.
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• 6 Smart Places to Put Your Money in 2026
  Dec 6, 2025
  On the hunt for the best places to put your cash? Here are six great places to start, from paying off debt to opening a …
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• Best Places to Keep Your Emergency Fund
  Dec 3, 2025
  Want easy access and solid returns on your emergency savings? See our picks for the best places to keep your emergency fund in 2025.
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• $50K in the Bank? Here's When It's Too Much -- and What to Do Instead
  Dec 3, 2025
  If you've built up your emergency fund, a standard savings account is one of the worst places for your extra cash. Here's where to put …
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• What Happens When You Hit an 850 Credit Score? Here's the Truth
  Nov 25, 2025
  Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.
  Read More
• How Personal Loan Pre-Approval Works
  Nov 21, 2025
  Read our guide to how personal loan pre-approval works to learn why it matters and how to boost your chances of qualifying -- without hurting …
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