Ryan Wilcox

Full-Time Personal Finance Writer | TMFRyanWilcox

Expertise

Credit cards, banking, investing, insurance, personal loans

NUMBER OF PUBLICATIONS: 306 | LAST PUBLISH DATE: 10-13-2026

Past Experience

Content Writer, The Points Guy

Summary

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about credit cards and savings since 2022. Before joining Motley Fool Money, he was a full-time writer at The Points Guy, where he focused on maximizing credit card rewards and travel strategies. He holds a bachelor’s degree in English and American History from the University of North Carolina at Chapel Hill, where he also spent four years reporting for The Daily Tar Heel. With a background in both journalism and consumer finance, he brings a clear and thoughtful voice to money topics. Outside of work, Ryan is likely reading, writing, or updating his Letterboxd account.

Ryan's Recent Articles

• Best High-Yield Savings Rates Today, Sept. 9, 2026: Up to 4.50% APY Still on Offer
  Sep 9, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY leading up to the September Fed meeting. Start earning more on your savings balance …
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• Best Savings Accounts Offering up to 4.50% APY Today, Sept. 8, 2026
  Sep 8, 2026
  The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 7, 2026
  Sep 7, 2026
  The Fed won't meet again on interest rates until later this month. Top HYSAs continue to offer up to 4.50% APY, for now.
  Read More
• Best High-Yield Savings Accounts Today, Sept. 5, 2026: Earn up to 4.50% APY
  Sep 5, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY leading up to the September Fed meeting. Find out more.
  Read More
• Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 4, 2026
  Sep 4, 2026
  Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
  Read More
• Best High-Yield Savings Rates Today, Sept. 3, 2026: Up to 4.50% APY Still Available
  Sep 3, 2026
  Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
  Read More
• Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Review
  Sep 2, 2026
  Want an easy way to earn rewards on all sorts of business spending? Here's why the Bank of America Business Advantage Unlimited is a great …
  Read More
• Best Savings Accounts Offering up to 4.50% APY Today, Sept. 2, 2026
  Sep 2, 2026
  The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
  Read More
• Bank of America® Business Advantage Customized Cash Rewards Mastercard® Credit Card Review
  Sep 1, 2026
  A flexible 3% category, plus 2% on dining for no annual fee -- here's what to know about the Bank of America Business Advantage Customized …
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• Rocket Money Review
  Sep 1, 2026
  Rocket Money helps track spending, cancel subscriptions, and automate savings, all for a super low cost. Read our full Rocket Money review to see if …
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• Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 1, 2026
  Sep 1, 2026
  The Fed won't meet again on interest rates until later this month. Top HYSAs continue to offer up to 4.50% APY, for now.
  Read More
• Best High-Yield Savings Accounts Today, Aug. 31, 2026: Earn up to 4.50% APY
  Aug 31, 2026
  The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
  Read More
• Money Market Account vs. Saving Account
  Aug 27, 2026
  Comparing a money market account to a savings account? Here's what's actually different and how to pick the one for you.
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• Best Premium and Luxury Credit Cards
  Aug 24, 2026
  Find a premium card that fits your lifestyle. Check out our list of the best luxury credit cards for travel and valuable rewards.
  Read More
• How Much Should I Keep in My Checking Account?
  Aug 21, 2026
  Keeping one to two months of expenses in a checking account offers safeguards. Learn why you should keep additional money elsewhere.
  Read More
• How to Pick the Right Balance Transfer Card if You Have Less-Than-Perfect Credit
  Jul 19, 2026
  You can still get a balance transfer card with fair credit, but options are limited. Here's how to pick the right one and what to …
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• Here's What Happens When You Withdraw $10,000 From Your Bank Account
  Jul 16, 2026
  Withdrawing $10,000 in cash from your bank is perfectly legal -- but if you do, the government will find out about it. Here's why.
  Read More
• Chase Freedom Unlimited vs. Discover it Cash Back
  Jul 16, 2026
  Learn how the Chase Freedom Unlimited and Discover it Cash Back compare on rewards, welcome bonuses, and more to see which is right for you.
  Read More
• Here's What Happens When You Pay Down $5,000 in Credit Card Debt at Once -- and What to Do Next
  Jul 10, 2026
  Just paid off $5,000 in credit card debt? Learn whether to close your old card, how long your score takes to update, and what to …
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• How to See if You Qualify for an Amex Platinum Card Without Impacting Your Credit Score
  Jul 9, 2026
  The Amex Platinum comes with one of the biggest welcome bonus offers out there -- if you can qualify for it. Here's what to know …
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• Here's Why I'm Not Putting Any Money Into Savings Right Now
  Jun 30, 2026
  Learn how putting cash into CDs instead of a savings account can help you rack up interest and better protect your earnings.
  Read More
• BankAmericard® credit card Review
  Jun 29, 2026
  Learn how the BankAmericard can help you pay down debt with a long 0% intro APR -- and whether it's the right debt-erasing option for …
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• How to Invest in SpaceX Stock: A Step-by-Step Guide to Buying SPCX
  Jun 27, 2026
  Want to buy SpaceX stock? Here's a step-by-step guide to purchasing your first shares, plus how to find the right brokerage for you.
  Read More
• Capital One Venture Rewards Credit Card Review
  Jun 26, 2026
  With an impressive welcome bonus and unlimited 2x miles earning potential, the Capital One Venture Card is a standout pick. Read our full review to …
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• Citi Simplicity® Card vs. Citi Double Cash® Card
  Nov 14, 2024
  Learn how the Citi Simplicity Card and Citi Double Cash compare on rewards, fees, and intro APR offers to find the right card for you.
  Read More