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Must Reads
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We Reviewed Dozens of Cash Back Cards -- These 2 Earned a Perfect 5 Stars
We reviewed dozens of cash back cards, and only two earned a perfect 5 stars. See why these top picks stand out and which one …
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Here's the Single Best Strategy for Investing in CDs When Rates Are About to Fall
Learn how building a CD ladder can help you maximize long-term earnings, even once interest rates start to fall.
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These Banks Still Pay 4%+ on Savings in September, But Maybe Not for Long
Western Alliance, CIT, and LendingClub still pay 4%+ on savings in September, but rate cuts are expected soon.
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Best CD Rates This Week, Sept. 6, 2025: Up to 4.54% APY
This week's top CDs offer up to 4.54% APY. With a rate cut likely in a little over a week, it's a smart time to …
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3 Shocking Reasons You Can Be Denied a Credit Card With an 800 Credit Score
Even with a perfect credit score, you can still be denied a credit card. Find out why it can happen and how to bounce back.
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Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 6, 2025
High-yield savings accounts are paying up to 5.00% APY today -- compare the best rates and find the perfect place to grow your money.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Jobs, AI, & Elon Musk’s Trillion Dollar Payday
Sep. 05, 2025
The crew discusses another disappointing jobs report, the week in artificial intelligence, and a vibe check on some of the most talked about names on …
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The Best Investment in 2025 (So Far...) Isn’t What You Think
Sep. 04, 2025
We’re racing to the end of 2025 and a year where AI and tariffs have dominated the headlines, gold has been the best investment so …
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OpenAI Helps Google Win in Court
Sep. 03, 2025
Google shares jumped after the search giant won a big court battle that will allow it to keep Chrome, Android, and search distribution deals. Plus, …
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Buy High, Buy Higher
Sep. 02, 2025
It’s never too late to make the right investing decision. Today on Motley Fool Money, Rick Munarriz, with analysts Tim Beyers and Jason Hall dig …
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Interview with Charlie Wheelan: Naked Economics
Aug. 31, 2025
Charlie Wheelan has spent his career making complex ideas understandable and accessible. He’s the faculty director for the Dartmouth Tuck Center for Business, Government & …
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The Father of the 4% Rule Says Retirees Can Withdraw Much More
Aug. 30, 2025
William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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