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Must Reads
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Longest 0% Intro APR Credit Cards This Week, Nov. 9, 2025: Take Control of Your Debt
Get up to 24 months interest-free with this week's top 0% intro APR cards -- perfect for big purchases or paying off debt without added …
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Best Bank Account Bonuses This Week, Nov. 9, 2025
Earn a few hundred dollars with this week's top bank bonuses -- just open an account, meet the requirements, and collect real cash rewards with …
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If You Fly a Couple Times a Year, This Is the Only Travel Card You Need
The Chase Sapphire Preferred is one of the best credit cards out there if you only travel once or twice a year. Here's how you …
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Should You Open a 6-Month CD in November 2025?
CD rates are holding strong, despite the recent rate cuts. Here's why a 6-month CD could be a smart place to park your cash heading …
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Tired of Tracking Categories? These 3 Cash Back Cards Just Work
The best flat-rate cash rewards cards can get you up to 2% back on everything you buy for no annual fee. See which one's right …
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The Fed Cut Rates Again -- and I'm Still Earning Over $1,000 a Year in Interest
A few top savings accounts are still paying over 4.00% APY right now even after the Fed cut rates again. Here's how to find the …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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How Gen X Can Rescue Their Retirement
Nov. 08, 2025
The oldest members of Generation X reach 60 this year. Yet most have much less than $300,000 saved for retirement, while also carrying more student …
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Investors Get Cold Feet in a Hot Stock Market
Nov. 07, 2025
Investor sentiment has dropped down to extreme fear as the financial headlines increasingly stoke concerns. Many stocks have dropped into bear territory but our analysts …
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Unity Soars and Airlines Could Be in Trouble
Nov. 06, 2025
Matt Frankel, Tyler Crowe, and Jon Quast discuss: - Unity Software's strong progress toward a turnaround - Cancelled flights expected at 40 airports - Stocks …
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Consumer Brands Shake Things Up…With Mergers
Nov. 05, 2025
2025 has been quite the year for consumer brands, but not in a good way. The industry writ large has underperformed for the past three …
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When Rule Breakers Find Religion (or, at least profits)
Nov. 04, 2025
Spotify, Shopify, and Uber were once the poster children for “growth at any cost.” Today, they’re talking cash flow, margins, and discipline. In today’s episode …
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Big Tech Earnings and Reckless Predictions
Nov. 03, 2025
Five of the Big Tech Behemoths reported last week. What did we learn and what should we expect looking ahead? Rick Munarriz, Sanmeet Deo, and …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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