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Must Reads
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The Best Business Cards This Week, Sept. 29, 2025: Huge Cash Back Welcome Bonus
Here are the best business credit card offers this week for earning big rewards, perks, and startup-friendly benefits.
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Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 29, 2025
High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before …
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The Best Balance Transfer Cards This Week, Sept. 29, 2025: Up to 2 Full Years of Interest-Free Breathing Room
Pay down debt interest-free with this week's leading balance transfer cards -- get up to two years of 0% intro APR plus no annual fees …
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How I Make $760 a Year on My Cash Without Lifting a Finger
I moved my $20,000 from Wells Fargo to SoFi® -- now I'm earning $760 a year in interest without doing a thing. Here's how you …
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Bank of America Interest-Free Balance Transfer Credit Cards: Why the Customized Cash Is a Top Pick
The Bank of America Customized Cash Rewards is one of the best Bank of America balance transfer credit cards -- plus it offers flexible cash …
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6 Things I'm Doing to Make My Finances Way Less Complicated
Here are six simple money moves I'm making to simplify my finances, reduce stress, and stay on track with my goals.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Interview with David Gardner: Rule Breaker Investing
Sep. 28, 2025
Motley Fool Co-Founder David Gardner has racked up big returns by bucking the conventional wisdom. Rule Breakers Senior Vice-President of Strategy Brian Richards talks with …
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Why Investors Earn Less Than Their Funds, and the Small-Cap Surge
Sep. 27, 2025
When evaluating a fund, one of the first sets of numbers you'll likely look up is its past returns. But those are not the returns …
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The Hidden Opportunities in AI
Sep. 26, 2025
Beyond the big names, where are there opportunities in AI and discounts in the market overall? Plus, Meta’s changing AI plans and we play “Higher …
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Navigating the Housing Market’s Mixed Signals
Sep. 25, 2025
Investors looking at housing and homebuilders are probably wondering what to make of the seemingly contradictory messages out of the housing market. In this episode, …
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Why Did DTC Retailers Fail?
Sep. 24, 2025
We examine the failure of formerly highly valued retail brands like Allbirds, Peloton, and Casper, who were once highly valued only to fall on hard …
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Underappreciated Rule-Breaking Small Caps
Sep. 23, 2025
On today’s episode of Motley Fool Money, analysts Emily Flippen, Jason Hall, and Toby Bordelon spotlight three off-the-radar small caps with very different stories. The …

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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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