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Must Reads
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Most Drivers Overpay for Car Insurance -- Here's the Simple Habit That Can Fix It
Most drivers renew car insurance without comparing rates. Learn why that habit costs more over time, and how a quick annual check can save you …
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Here's How Much Money the Average American Has in Their Checking Account
The average American checking balance might surprise you. But keeping too much cash in checking could be costing you hundreds in lost interest.
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Forget Rotating Categories: These 3 Cash Back Cards Reward Everything You Buy
These cards offer high cash back rates for every purchase, no annual fee, and cash bonuses for new members. Find out which one is best …
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Adopting in 2026? This IRS Change Could Mean up to $17,670 Back
The 2026 IRS adoption tax credit rises to $17,670 per child. Here's how to qualify and make the most of it.
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Here's Why I'm Skipping the Amex Platinum for This Travel Card Instead
The Amex Platinum is one of the most expensive credit cards on the market. Here's how you can get value from a much cheaper Chase …
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6-Month or 5-Year CDs: Which Are Better Right Now?
CD rates near 4.00% APY make saving easy. See whether a 6-month or 5-year CD is the smarter move heading into late 2025.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Motley Fool Co-Founder Tom Gardner: The Quarterly Call
Oct. 19, 2025
In our second Quarterly Call, Motley Fool CEO and co-founder Tom Gardner talked about the current market and what to do about it. Tom also …
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Making the Most of Medicare, and the Bull Turns 3
Oct. 18, 2025
Retirement will be an opportunity to do many things you always wanted to do. But it may also be a time when you have to …
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How Investing Has Changed In the Last 5 Years
Oct. 17, 2025
Stocks with a high short interest have outperformed the market over the past five years, but is this meme trading or a new trend in …
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Private Assets Meet Public Markets
Oct. 16, 2025
One way or another, companies will find a way to let individuals own private assets in their retirement accounts. At this point, a new news …
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ASML’s Earnings & How to Follow Earnings Season
Oct. 15, 2025
ASML reported earnings on Wednesday and we discuss if the company continues to be a leader in the AI boom. Then, we discuss the Fed …
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The Kids Aren’t Alright (Banks, However, Are)
Oct. 14, 2025
In this episode of Motley Fool Money, long-time analysts Emily Flippen, Jeff Santoro, and Jason Hall dive into bank earnings, Robinhood’s meteoric rise, and take …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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