Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Everyone Wants the Award-Winning 2026 Travel Card That's Half the Cost of Amex Platinum
The Capital One Venture X earned our Best Travel Credit Card of 2026 award for its elite perks, top-tier rewards, and standout value compared to pricier rivals.
-
3 Top Balance Transfer Cards You Can Apply for Right Now
You can save hundreds on interest with a balance transfer. Here are three top cards offering long intro APR periods and real money-saving value.
-
3 Savings Accounts Crushing Wells Fargo on Interest Rates
From an earnings perspective, a Wells Fargo savings account is one of the worst places to keep your money. Here are three great alternatives.
-
Save on Your Next Flight or Hotel Stay: The Best Travel Cards Available This Week, Dec. 14, 2025
The best travel cards can supercharge your savings on your next flight or hotel stay. Here are all our favorite cards available now.
-
Get Free Money for Switching Banks: Best Bank Account Bonuses This Week, Dec. 14, 2025
These four banks will pay you to open an account with them. Don't believe me? Check out this list of our favorite bank bonuses available this week.
-
Longest 0% Intro APR Credit Cards This Week, Dec. 14, 2025: Regain Control of Your Debt With No Interest Until 2027
Score up to 24 months interest-free with this week's best 0% intro APR cards -- perfect for large purchases or paying off debt without extra interest.
-
Renters in These States Are Getting Hit Hard by the Pandemic Economy
Amy Fontinelle Oct. 27, 2021
![Author Photo for Amy Fontinelle]()
The COVID-19 pandemic has affected nearly everyone, but renters are having an especially difficult time. Read on for the 12 states where the situation is worst.
-
Americans' Top Financial Priorities in the 2024 Presidential Election
We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
-
COVID-19 Fraud Statistics: Over $480 Million in Losses and Counting
Lyle Daly Oct. 27, 2021
![Author Photo for Lyle Daly]()
COVID-19 and stimulus check fraud is a growing problem. Americans have already lost over $100 million. These fraud statistics show the scope of the issue.
-
Study: When Does the Average American Get Their First Credit Card?
Motley Fool Money Staff Oct. 27, 2021
![Author Photo for Motley Fool Money Staff]()
The average American gets their first credit card at the age of 20, and here’s the impact.
-
Study: Generational Credit Card Habits
The Motley Fool Motley Fool Money surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
-
PayPal, Venmo, and Zelle: What Americans Want Out of Digital Payment Apps
Approximately three-quarters of Americans trust digital payment apps as much as credit and debit cards -- but what features do they want most? Read on to find out.
-
Roth Advice Gone Wrong and Mandatory Roth Catch-Up Contributions in 2026
Dec. 13, 2025
These days, we're hearing a lot about the many benefits of Roth accounts. However, they’re not the best choice for every investor. Host Robert Brokamp …
-
Did Disney Win or Lose the OpenAI Deal?
Dec. 12, 2025
Disney agreed to let its characters be used in OpenAI’s Sora videos, so is this a visionary move, or is Disney giving away its IP …
-
Over 300 Stocks Doubled in 2025 -- 3 We Love and 3 We Don't
Dec. 11, 2025
2025 has been an above-average year for stocks. And over 300 publicly-traded companies have increased in value by 100% or more. This has our team …
-
Don’t Call It a Comeback
Dec. 10, 2025
Some of the most well-known companies in the world have dropped in 2025, so can they make a comeback? We dig into the fortunes of …
-
$70 billion and Chill
Dec. 09, 2025
$70 billion can get a lot… but in the case of Netflix, it can’t buy anything better than Warner Bros Discovery. Host Emily Flippen is …
-
Profitability Predictions and Paramount Punches Back
Dec. 08, 2025
We review the results from SentinelOne (S) and Snowflake (SNOW) and predict which stock is more likely to record profits first. We also take a …
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.