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Must Reads
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If You're in Your 40s With Less Than $150K Saved, Read This Now
Many 40-somethings haven't saved enough for retirement, but it's not too late to catch up. Here's what to do if you've got less than $150K …
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CD Rates Are Over 4% -- but These 4 Red Flags Mean You Should Still Pass
CDs are paying 4.00% or more in June 2025, but that doesn't mean they're the right place for your cash. Here's when you should think …
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Best High-Yield Savings Account Rates Today, June 24, 2025: Up to 5.00%
Earn up to 5.00% APY with today's top high-yield savings accounts. Make the switch now and watch your money grow without sacrificing access.
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Best CD Rates Today, June 24, 2025: Up to 4.60% APY
Short-term CD rates are hitting 4.60% APY. With possible Fed cuts ahead, now's a great time to lock in a top yield and secure a …
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Here's What Most People Don't Know About Stashing Money in a Savings Account
Most people think their money is safe in a savings account, but that safety comes at a huge cost. Here's what to know before leaving …
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CD Rates Are Still Over 4%. Here's Why I'm Not Biting in June 2025
CD rates are still over 4% this month, but I'm holding on buying in. Here's why flexibility, access, and a strong high-yield savings rate matter …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Tesla’s Key Robotaxi Rollout
Jun. 23, 2025
FICO turns to BNPL data and Fiserv embraces a new stablecoin. Andy Cross, Jason Hall, and Matt Frankel discuss: - FICO to include BNPL data …
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Seth Godin on AI, Branding, and Attention
Jun. 21, 2025
Seth Godin is a bestselling author of “Purple Cow” and “This Is Strategy: Make Better Plans”. Godin is a member of the Marketing Hall of …
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Economy is Solid. Economy is Uncertain.
Jun. 20, 2025
Households and businesses are feeling more uncertain about the future, but the labor market is strong. (00:21) Motley Fool Senior Analysts Asit Sharma and David …
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Albertson’s Carries Baggage
Jun. 18, 2025
The grocer is in a pickle. Can a longtime employee and new CEO turn it around? (00:21) David Meier and Mary Long discuss: - The …
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Opportunities in Housing and a Solar Scare
Jun. 17, 2025
Solar stocks take a tumble. (00:21) Anand Chokkavelu, Jason Hall, and Matt Frankel discuss: - Why solar stocks are falling today. - Lennar earnings. - …
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Big Retail, Stablecoins and Dividends, Oh My!
Jun. 16, 2025
Walmart and Amazon are looking into stablecoins and two dividend stocks to get on your radar! Jason Moser and Matt Argersinger discuss: - Why Walmart …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.