The following video is part of our "Motley Fool Conversations" series, in which consumer goods editor and analyst Austin Smith and technology analyst and editor Andrew Tonner discuss topics across the investing world.

In today's edition, Andrew and Austin discuss whether investors should love a classic Dow component: American Express. To answer this question, investors really need to figure out where they stand on closed versus open loop credit card systems. It's an undeniable fact that consumers are increasingly paying with plastic instead of cash. While the open loop system may have more reach currently, the ability for closed systems to realize full value along the transaction chain makes companies like American Express a compelling buy.

Most investors come to the Dow looking for great dividends. If American Express' 1.4% yield isn't enough to get you excited, you should take a look at our special free report: "Secure Your Future With 11 Rock-Solid Dividend Stocks." You can access a totally free copy of the report today. Just click here to discover the winners we've picked.